Wings Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Wings Financial Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wings Financial Credit Union 14985 Glazier Avenue Apple Valley, MN 55124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,445 |
| Total Mortgage Loan Application Amount | $260,556,000 |
| Average Mortgage Loan Application Amount | $134,000 |
| Highest Mortgage Loan Application Amount | $805,000 |
| Average Applicant Income | $97,000 |
| Highest Applicant Income | $759,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Wings Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wings Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Wings Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wings Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wings Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wings Financial Credit Union's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dakota County Minnesota | 277 | $ 46,037,000 | $ 166,000 | $ 87,000 |
| Hennepin County Minnesota | 254 | $ 45,076,000 | $ 177,000 | $ 92,000 |
| Ramsey County Minnesota | 62 | $ 10,122,000 | $ 163,000 | $ 89,000 |
| Washington County Minnesota | 45 | $ 9,074,000 | $ 201,000 | $ 98,000 |
| Scott County Minnesota | 44 | $ 9,043,000 | $ 205,000 | $ 88,000 |
| Wayne County Michigan | 29 | $ 3,233,000 | $ 111,000 | $ 76,000 |
| Carver County Minnesota | 27 | $ 6,175,000 | $ 228,000 | $ 136,000 |
| Maricopa County Arizona | 23 | $ 2,946,000 | $ 128,000 | $ 75,000 |
| Anoka County Minnesota | 21 | $ 3,836,000 | $ 182,000 | $ 80,000 |
| King County Washington | 21 | $ 4,929,000 | $ 234,000 | $ 89,000 |
| St. Louis County Minnesota | 15 | $ 1,832,000 | $ 122,000 | $ 82,000 |
| Shelby County Tennessee | 13 | $ 1,592,000 | $ 122,000 | $ 88,000 |
| Lee County Florida | 11 | $ 1,508,000 | $ 137,000 | $ 86,000 |
| Orange County Florida | 11 | $ 1,762,000 | $ 160,000 | $ 94,000 |
| Coweta County Georgia | 11 | $ 2,327,000 | $ 211,000 | $ 112,000 |
| Rice County Minnesota | 11 | $ 2,474,000 | $ 224,000 | $ 116,000 |
| Wright County Minnesota | 10 | $ 1,652,000 | $ 165,000 | $ 84,000 |
| St. Croix County Wisconsin | 10 | $ 1,793,000 | $ 179,000 | $ 74,000 |
| Broward County Florida | 9 | $ 2,122,000 | $ 235,000 | $ 97,000 |
| Crow Wing County Minnesota | 9 | $ 1,389,000 | $ 154,000 | $ 106,000 |
| Fayette County Georgia | 8 | $ 1,868,000 | $ 233,000 | $ 92,000 |
| Fulton County Georgia | 8 | $ 1,449,000 | $ 181,000 | $ 96,000 |
| Oakland County Michigan | 8 | $ 1,429,000 | $ 178,000 | $ 98,000 |
| Washtenaw County Michigan | 8 | $ 1,241,000 | $ 155,000 | $ 66,000 |
| Chisago County Minnesota | 8 | $ 1,112,000 | $ 139,000 | $ 56,000 |
| Pierce County Wisconsin | 8 | $ 1,265,000 | $ 158,000 | $ 75,000 |
| Orange County California | 7 | $ 2,144,000 | $ 306,000 | $ 109,000 |
| Clark County Nevada | 7 | $ 1,129,000 | $ 161,000 | $ 80,000 |
| Pierce County Washington | 7 | $ 1,758,000 | $ 251,000 | $ 136,000 |
| San Diego County California | 6 | $ 2,001,000 | $ 333,000 | $ 154,000 |
| Cobb County Georgia | 6 | $ 1,073,000 | $ 178,000 | $ 83,000 |
| Sherburne County Minnesota | 6 | $ 847,000 | $ 141,000 | $ 92,000 |
| Los Angeles County California | 5 | $ 1,379,000 | $ 275,000 | $ 100,000 |
| Pinellas County Florida | 5 | $ 761,000 | $ 152,000 | $ 108,000 |
| Gwinnett County Georgia | 5 | $ 1,068,000 | $ 213,000 | $ 121,000 |
| Cook County Illinois | 5 | $ 966,000 | $ 193,000 | $ 106,000 |
| Aitkin County Minnesota | 5 | $ 722,000 | $ 144,000 | $ 176,000 |
| Polk County Wisconsin | 5 | $ 844,000 | $ 168,000 | $ 142,000 |
| Livingston County Michigan | 4 | $ 973,000 | $ 243,000 | $ 153,000 |
| Cass County Minnesota | 4 | $ 839,000 | $ 209,000 | $ 115,000 |
| Douglas County Minnesota | 4 | $ 794,000 | $ 198,000 | $ 172,000 |
| Hubbard County Minnesota | 4 | $ 729,000 | $ 182,000 | $ 67,000 |
| DeSoto County Mississippi | 4 | $ 607,000 | $ 151,000 | $ 132,000 |
| Ward County North Dakota | 4 | $ 410,000 | $ 102,000 | $ 83,000 |
| Multnomah County Oregon | 4 | $ 778,000 | $ 194,000 | $ 82,000 |
| Burnett County Wisconsin | 4 | $ 759,000 | $ 189,000 | $ 77,000 |
| Anchorage County Alaska | 3 | $ 783,000 | $ 261,000 | $ 152,000 |
| Riverside County California | 3 | $ 874,000 | $ 291,000 | $ 96,000 |
| El Paso County Colorado | 3 | $ 478,000 | $ 159,000 | $ 132,000 |
| District of Columbia County District Of Columbia | 3 | $ 963,000 | $ 321,000 | $ 143,000 |
| Brevard County Florida | 3 | $ 338,000 | $ 112,000 | $ 88,000 |
| Hillsborough County Florida | 3 | $ 821,000 | $ 273,000 | $ 118,000 |
| Palm Beach County Florida | 3 | $ 566,000 | $ 188,000 | $ 76,000 |
| Sarasota County Florida | 3 | $ 790,000 | $ 263,000 | $ 124,000 |
| Cherokee County Georgia | 3 | $ 350,000 | $ 116,000 | $ 99,000 |
| Honolulu County Hawaii | 3 | $ 1,035,000 | $ 345,000 | $ 101,000 |
| Hamilton County Indiana | 3 | $ 958,000 | $ 319,000 | $ 251,000 |
| Genesee County Michigan | 3 | $ 464,000 | $ 154,000 | $ 99,000 |
| Lenawee County Michigan | 3 | $ 973,000 | $ 324,000 | $ 150,000 |
| Monroe County Michigan | 3 | $ 325,000 | $ 108,000 | $ 70,000 |
| Isanti County Minnesota | 3 | $ 564,000 | $ 188,000 | $ 130,000 |
| Le Sueur County Minnesota | 3 | $ 308,000 | $ 102,000 | $ 55,000 |
| Mille Lacs County Minnesota | 3 | $ 560,000 | $ 186,000 | $ 101,000 |
| Wake County North Carolina | 3 | $ 644,000 | $ 214,000 | $ 76,000 |
| Wilson County Tennessee | 3 | $ 646,000 | $ 215,000 | $ 90,000 |
| Dallas County Texas | 3 | $ 476,000 | $ 158,000 | $ 141,000 |
| Thurston County Washington | 3 | $ 942,000 | $ 314,000 | $ 232,000 |
| Kenai Peninsula County Alaska | 2 | $ 468,000 | $ 234,000 | $ 141,000 |
| Pima County Arizona | 2 | $ 144,000 | $ 72,000 | $ 35,000 |
| Pinal County Arizona | 2 | $ 275,000 | $ 137,000 | $ 109,000 |
| Yavapai County Arizona | 2 | $ 427,000 | $ 213,000 | $ 102,000 |
| Washington County Arkansas | 2 | $ 392,000 | $ 196,000 | $ 117,000 |
| Sacramento County California | 2 | $ 580,000 | $ 290,000 | $ 129,000 |
| San Joaquin County California | 2 | $ 185,000 | $ 92,000 | $ 74,000 |
| Arapahoe County Colorado | 2 | $ 283,000 | $ 141,000 | $ 68,000 |
| Charlotte County Florida | 2 | $ 377,000 | $ 188,000 | $ 200,000 |
| Duval County Florida | 2 | $ 222,000 | $ 111,000 | $ 68,000 |
| Okaloosa County Florida | 2 | $ 464,000 | $ 232,000 | $ 190,000 |
| Seminole County Florida | 2 | $ 335,000 | $ 167,000 | $ 45,000 |
| Volusia County Florida | 2 | $ 383,000 | $ 191,000 | $ 74,000 |
| Chatham County Georgia | 2 | $ 165,000 | $ 82,000 | $ 73,000 |
| DeKalb County Georgia | 2 | $ 359,000 | $ 179,000 | $ 86,000 |
| Marion County Indiana | 2 | $ 293,000 | $ 146,000 | $ 67,000 |
| Boone County Kentucky | 2 | $ 118,000 | $ 59,000 | $ 150,000 |
| Jackson County Michigan | 2 | $ 126,000 | $ 63,000 | $ 68,000 |
| Macomb County Michigan | 2 | $ 305,000 | $ 152,000 | $ 113,000 |
| Dodge County Minnesota | 2 | $ 477,000 | $ 238,000 | $ 209,000 |
| Goodhue County Minnesota | 2 | $ 489,000 | $ 244,000 | $ 84,000 |
| Kandiyohi County Minnesota | 2 | $ 350,000 | $ 175,000 | $ 210,000 |
| Pine County Minnesota | 2 | $ 255,000 | $ 127,000 | $ 96,000 |
| Harrison County Mississippi | 2 | $ 218,000 | $ 109,000 | $ 67,000 |
| Washoe County Nevada | 2 | $ 718,000 | $ 359,000 | $ 205,000 |
| Merrimack County New Hampshire | 2 | $ 225,000 | $ 112,000 | $ 57,000 |
| Mecklenburg County North Carolina | 2 | $ 514,000 | $ 257,000 | $ 110,000 |
| Tulsa County Oklahoma | 2 | $ 321,000 | $ 160,000 | $ 77,000 |
| Clackamas County Oregon | 2 | $ 484,000 | $ 242,000 | $ 76,000 |
| Bucks County Pennsylvania | 2 | $ 498,000 | $ 249,000 | $ 150,000 |
| Williamson County Tennessee | 2 | $ 602,000 | $ 301,000 | $ 113,000 |
| Harris County Texas | 2 | $ 150,000 | $ 75,000 | $ 59,000 |
| Williamson County Texas | 2 | $ 439,000 | $ 219,000 | $ 177,000 |
| Arlington County Virginia | 2 | $ 228,000 | $ 114,000 | $ 101,000 |
| Henrico County Virginia | 2 | $ 353,000 | $ 176,000 | $ 132,000 |
| Whatcom County Washington | 2 | $ 792,000 | $ 396,000 | $ 149,000 |
| Barron County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 142,000 |
| Kenosha County Wisconsin | 2 | $ 319,000 | $ 159,000 | $ 149,000 |
| Outagamie County Wisconsin | 2 | $ 248,000 | $ 124,000 | $ 71,000 |
| Sawyer County Wisconsin | 2 | $ 404,000 | $ 202,000 | $ 143,000 |
| Marshall County Alabama | 1 | $ 94,000 | $ 94,000 | $ 42,000 |
| Matanuska-Susitna County Alaska | 1 | $ 174,000 | $ 174,000 | $ 53,000 |
| Coconino County Arizona | 1 | $ 192,000 | $ 192,000 | $ 52,000 |
| Baxter County Arkansas | 1 | $ 92,000 | $ 92,000 | $ 52,000 |
| Benton County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 132,000 |
| Alameda County California | 1 | $ 355,000 | $ 355,000 | $ 139,000 |
| Contra Costa County California | 1 | $ 366,000 | $ 366,000 | $ 120,000 |
| Santa Barbara County California | 1 | $ 452,000 | $ 452,000 | $ 100,000 |
| Sonoma County California | 1 | $ 200,000 | $ 200,000 | $ 57,000 |
| Ventura County California | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Denver County Colorado | 1 | $ 178,000 | $ 178,000 | $ 57,000 |
| Douglas County Colorado | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Eagle County Colorado | 1 | $ 184,000 | $ 184,000 | $ 237,000 |
| Jefferson County Colorado | 1 | $ 141,000 | $ 141,000 | $ 91,000 |
| Larimer County Colorado | 1 | $ 190,000 | $ 190,000 | $ 162,000 |
| Summit County Colorado | 1 | $ 273,000 | $ 273,000 | $ 60,000 |
| Weld County Colorado | 1 | $ 182,000 | $ 182,000 | $ 87,000 |
| Middlesex County Connecticut | 1 | $ 19,000 | $ 19,000 | $ 125,000 |
| New Haven County Connecticut | 1 | $ 218,000 | $ 218,000 | $ 88,000 |
| Alachua County Florida | 1 | $ 52,000 | $ 52,000 | $ 93,000 |
| Collier County Florida | 1 | $ 488,000 | $ 488,000 | $ 302,000 |
| Gulf County Florida | 1 | $ 226,000 | $ 226,000 | $ 67,000 |
| Hernando County Florida | 1 | $ 106,000 | $ 106,000 | $ 31,000 |
| Lake County Florida | 1 | $ 154,000 | $ 154,000 | $ 81,000 |
| Manatee County Florida | 1 | $ 416,000 | $ 416,000 | $ 287,000 |
| Martin County Florida | 1 | $ 206,000 | $ 206,000 | $ 221,000 |
| Nassau County Florida | 1 | $ 150,000 | $ 150,000 | $ 37,000 |
| Pasco County Florida | 1 | $ 240,000 | $ 240,000 | $ 67,000 |
| Polk County Florida | 1 | $ 63,000 | $ 63,000 | $ 65,000 |
| Sumter County Florida | 1 | $ 270,000 | $ 270,000 | $ 224,000 |
| Walton County Florida | 1 | $ 550,000 | $ 550,000 | $ 178,000 |
| Clayton County Georgia | 1 | $ 81,000 | $ 81,000 | $ 76,000 |
| Columbia County Georgia | 1 | $ 398,000 | $ 398,000 | $ 157,000 |
| Douglas County Georgia | 1 | $ 10,000 | $ 10,000 | $ 44,000 |
| Henry County Georgia | 1 | $ 92,000 | $ 92,000 | $ 80,000 |
| Muscogee County Georgia | 1 | $ 87,000 | $ 87,000 | $ 43,000 |
| Newton County Georgia | 1 | $ 190,000 | $ 190,000 | $ 44,000 |
| Wayne County Georgia | 1 | $ 172,000 | $ 172,000 | $ 93,000 |
| Ada County Idaho | 1 | $ 367,000 | $ 367,000 | $ 176,000 |
| DuPage County Illinois | 1 | $ 178,000 | $ 178,000 | $ 127,000 |
| Iroquois County Illinois | 1 | $ 64,000 | $ 64,000 | $ 19,000 |
| Kendall County Illinois | 1 | $ 208,000 | $ 208,000 | $ 117,000 |
| Lake County Illinois | 1 | $ 310,000 | $ 310,000 | $ 225,000 |
| Will County Illinois | 1 | $ 256,000 | $ 256,000 | $ 90,000 |
| Johnson County Indiana | 1 | $ 320,000 | $ 320,000 | $ 120,000 |
| Warrick County Indiana | 1 | $ 166,000 | $ 166,000 | $ 105,000 |
| Allamakee County Iowa | 1 | $ 60,000 | $ 60,000 | $ 114,000 |
| Dallas County Iowa | 1 | $ 65,000 | $ 65,000 | $ 165,000 |
| Linn County Iowa | 1 | $ 336,000 | $ 336,000 | $ 413,000 |
| Kenton County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 36,000 |
| Mercer County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 35,000 |
| East Baton Rouge County Louisiana | 1 | $ 56,000 | $ 56,000 | $ 37,000 |
| Orleans County Louisiana | 1 | $ 139,000 | $ 139,000 | $ 137,000 |
| St. John the Baptist County Louisiana | 1 | $ 142,000 | $ 142,000 | $ 130,000 |
| York County Maine | 1 | $ 213,000 | $ 213,000 | $ 179,000 |
| Anne Arundel County Maryland | 1 | $ 282,000 | $ 282,000 | $ 68,000 |
| Howard County Maryland | 1 | $ 314,000 | $ 314,000 | $ 136,000 |
| Essex County Massachusetts | 1 | $ 286,000 | $ 286,000 | $ 80,000 |
| Norfolk County Massachusetts | 1 | $ 464,000 | $ 464,000 | $ 118,000 |
| Plymouth County Massachusetts | 1 | $ 270,000 | $ 270,000 | $ 73,000 |
| Clinton County Michigan | 1 | $ 152,000 | $ 152,000 | $ 141,000 |
| Dickinson County Michigan | 1 | $ 132,000 | $ 132,000 | $ 146,000 |
| Kent County Michigan | 1 | $ 136,000 | $ 136,000 | $ 112,000 |
| Montmorency County Michigan | 1 | $ 62,000 | $ 62,000 | $ 145,000 |
| Shiawassee County Michigan | 1 | $ 186,000 | $ 186,000 | $ 109,000 |
| St. Clair County Michigan | 1 | $ 204,000 | $ 204,000 | $ 199,000 |
| Big Stone County Minnesota | 1 | $ 67,000 | $ 67,000 | $ 74,000 |
| Cook County Minnesota | 1 | $ 216,000 | $ 216,000 | $ 122,000 |
| Faribault County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 157,000 |
| Itasca County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Kanabec County Minnesota | 1 | $ 99,000 | $ 99,000 | $ 37,000 |
| McLeod County Minnesota | 1 | $ 164,000 | $ 164,000 | $ 29,000 |
| Olmsted County Minnesota | 1 | $ 52,000 | $ 52,000 | $ 43,000 |
| Otter Tail County Minnesota | 1 | $ 248,000 | $ 248,000 | $ 99,000 |
| Pennington County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 101,000 |
| Sibley County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Todd County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 79,000 |
| Wadena County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| Winona County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 61,000 |
| Camden County Missouri | 1 | $ 120,000 | $ 120,000 | $ 34,000 |
| Clinton County Missouri | 1 | $ 140,000 | $ 140,000 | $ 52,000 |
| Johnson County Missouri | 1 | $ 192,000 | $ 192,000 | $ 64,000 |
| St. Charles County Missouri | 1 | $ 128,000 | $ 128,000 | $ 73,000 |
| St. Louis County Missouri | 1 | $ 122,000 | $ 122,000 | $ 159,000 |
| Broadwater County Montana | 1 | $ 150,000 | $ 150,000 | $ 196,000 |
| Gallatin County Montana | 1 | $ 173,000 | $ 173,000 | $ 143,000 |
| Stillwater County Montana | 1 | $ 100,000 | $ 100,000 | $ 119,000 |
| Cass County Nebraska | 1 | $ 261,000 | $ 261,000 | $ 158,000 |
| Douglas County Nebraska | 1 | $ 174,000 | $ 174,000 | $ 154,000 |
| Lancaster County Nebraska | 1 | $ 234,000 | $ 234,000 | $ 85,000 |
| Douglas County Nevada | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Carroll County New Hampshire | 1 | $ 93,000 | $ 93,000 | $ 90,000 |
| Hillsborough County New Hampshire | 1 | $ 130,000 | $ 130,000 | $ 125,000 |
| Burlington County New Jersey | 1 | $ 168,000 | $ 168,000 | $ 206,000 |
| Hunterdon County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 146,000 |
| Morris County New Jersey | 1 | $ 330,000 | $ 330,000 | $ 98,000 |
| Warren County New Jersey | 1 | $ 331,000 | $ 331,000 | $ 88,000 |
| Sandoval County New Mexico | 1 | $ 246,000 | $ 246,000 | $ 71,000 |
| Queens County New York | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Westchester County New York | 1 | $ 520,000 | $ 520,000 | $ 115,000 |
| Burke County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 64,000 |
| Cabarrus County North Carolina | 1 | $ 249,000 | $ 249,000 | $ 64,000 |
| Catawba County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 38,000 |
| Dare County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Forsyth County North Carolina | 1 | $ 322,000 | $ 322,000 | $ 138,000 |
| Gaston County North Carolina | 1 | $ 282,000 | $ 282,000 | $ 165,000 |
| Lincoln County North Carolina | 1 | $ 390,000 | $ 390,000 | $ 166,000 |
| Transylvania County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 135,000 |
| Union County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 63,000 |
| Burleigh County North Dakota | 1 | $ 181,000 | $ 181,000 | $ 74,000 |
| Butler County Ohio | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Cuyahoga County Ohio | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Licking County Ohio | 1 | $ 175,000 | $ 175,000 | $ 134,000 |
| Lorain County Ohio | 1 | $ 108,000 | $ 108,000 | $ 56,000 |
| Miami County Ohio | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Summit County Ohio | 1 | $ 162,000 | $ 162,000 | $ 200,000 |
| Oklahoma County Oklahoma | 1 | $ 116,000 | $ 116,000 | $ 54,000 |
| Osage County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Benton County Oregon | 1 | $ 276,000 | $ 276,000 | $ 126,000 |
| Deschutes County Oregon | 1 | $ 111,000 | $ 111,000 | $ 58,000 |
| Allegheny County Pennsylvania | 1 | $ 279,000 | $ 279,000 | $ 177,000 |
| Butler County Pennsylvania | 1 | $ 328,000 | $ 328,000 | $ 77,000 |
| Mercer County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 79,000 |
| Montgomery County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 63,000 |
| Beaufort County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 131,000 |
| Berkeley County South Carolina | 1 | $ 270,000 | $ 270,000 | $ 108,000 |
| Charleston County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 132,000 |
| Greenville County South Carolina | 1 | $ 238,000 | $ 238,000 | $ 86,000 |
| Spartanburg County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Meade County South Dakota | 1 | $ 200,000 | $ 200,000 | $ 57,000 |
| Blount County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 45,000 |
| Cheatham County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 95,000 |
| Hardeman County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 232,000 |
| Rutherford County Tennessee | 1 | $ 234,000 | $ 234,000 | $ 173,000 |
| Collin County Texas | 1 | $ 137,000 | $ 137,000 | $ 72,000 |
| Denton County Texas | 1 | $ 180,000 | $ 180,000 | $ 87,000 |
| Fort Bend County Texas | 1 | $ 160,000 | $ 160,000 | $ 151,000 |
| Hood County Texas | 1 | $ 138,000 | $ 138,000 | $ 384,000 |
| Montgomery County Texas | 1 | $ 343,000 | $ 343,000 | $ 127,000 |
| Tarrant County Texas | 1 | $ 366,000 | $ 366,000 | $ 388,000 |
| Travis County Texas | 1 | $ 154,000 | $ 154,000 | $ 60,000 |
| Salt Lake County Utah | 1 | $ 353,000 | $ 353,000 | $ 148,000 |
| Washington County Utah | 1 | $ 200,000 | $ 200,000 | $ 153,000 |
| Windsor County Vermont | 1 | $ 61,000 | $ 61,000 | $ 31,000 |
| Accomack County Virginia | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Albemarle County Virginia | 1 | $ 427,000 | $ 427,000 | $ 187,000 |
| Fairfax County Virginia | 1 | $ 540,000 | $ 540,000 | $ 158,000 |
| Loudoun County Virginia | 1 | $ 312,000 | $ 312,000 | $ 98,000 |
| Norfolk County Virginia | 1 | $ 158,000 | $ 158,000 | $ 25,000 |
| Clark County Washington | 1 | $ 200,000 | $ 200,000 | $ 157,000 |
| Island County Washington | 1 | $ 565,000 | $ 565,000 | $ 151,000 |
| Mason County Washington | 1 | $ 191,000 | $ 191,000 | $ 78,000 |
| Skagit County Washington | 1 | $ 412,000 | $ 412,000 | $ 82,000 |
| Snohomish County Washington | 1 | $ 133,000 | $ 133,000 | $ 46,000 |
| Spokane County Washington | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Columbia County Wisconsin | 1 | $ 189,000 | $ 189,000 | $ 57,000 |
| Dunn County Wisconsin | 1 | $ 27,000 | $ 27,000 | $ 131,000 |
| Marathon County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 65,000 |
| Milwaukee County Wisconsin | 1 | $ 127,000 | $ 127,000 | $ 37,000 |
| Richland County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 59,000 |
| Sheridan County Wyoming | 1 | $ 260,000 | $ 260,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for Wings Financial Credit Union in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 958 | $171,661,000 | $179,000 | $609,000 | $94,000 | $624,000 |
| Home Purchase | 458 | $87,981,000 | $192,000 | $805,000 | $98,000 | $759,000 |
| Home Improvement | 29 | $914,000 | $31,000 | $90,000 | $99,000 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 872 | $163,769,000 | $187,000 | $805,000 | $96,000 | $624,000 |
| Not Provided | 481 | $81,922,000 | $170,000 | $609,000 | $95,000 | $590,000 |
| Black or African American | 46 | $6,661,000 | $144,000 | $452,000 | $64,000 | $213,000 |
| Asian | 25 | $4,352,000 | $174,000 | $375,000 | $97,000 | $325,000 |
| Hispanic | 18 | $3,221,000 | $178,000 | $440,000 | $123,000 | $759,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $519,000 | $259,000 | $330,000 | $82,000 | $108,000 |
| American Indian or Alaskan Native | 1 | $112,000 | $112,000 | $112,000 | $50,000 | $50,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,445 | $260,556,000 | $180,000 | $805,000 | $95,000 | $759,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,085 | $196,162,000 | $180,000 | $599,000 | $98,000 | $590,000 |
| Application Approved But Not Accepted | 179 | $31,473,000 | $175,000 | $594,000 | $97,000 | $624,000 |
| Application Denied By Financial Institution | 149 | $26,500,000 | $177,000 | $609,000 | $76,000 | $759,000 |
| Preapproval Denied by Financial Institution | 32 | $6,421,000 | $200,000 | $805,000 | $65,000 | $184,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 81 | $14,267,000 | $176,000 | $582,000 | $86,000 | $759,000 |
| Debt-To-Income Ratio | 65 | $11,426,000 | $175,000 | $413,000 | $57,000 | $185,000 |
| Collateral | 22 | $4,623,000 | $210,000 | $609,000 | $84,000 | $187,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,148,000 | $382,000 | $805,000 | $111,000 | $184,000 |
| Unverifiable Information | 2 | $280,000 | $140,000 | $190,000 | $25,000 | $29,000 |
| Employment History | 2 | $286,000 | $143,000 | $275,000 | $50,000 | $54,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wings Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.