Wings Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Wings Financial Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wings Financial Credit Union 14985 Glazier Avenue Apple Valley, MN 55124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 2,774 |
| Total Mortgage Loan Application Amount | $467,858,000 |
| Average Mortgage Loan Application Amount | $151,666 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $98,000 |
| Highest Applicant Income | $2,032,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Wings Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wings Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Wings Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wings Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wings Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wings Financial Credit Union's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 615 | $ 87,926,000 | $ 142,000 | $ 90,000 |
| Dakota County Minnesota | 472 | $ 78,030,000 | $ 165,000 | $ 92,000 |
| Ramsey County Minnesota | 146 | $ 18,598,000 | $ 127,000 | $ 87,000 |
| Scott County Minnesota | 108 | $ 20,543,000 | $ 190,000 | $ 97,000 |
| Washington County Minnesota | 99 | $ 19,642,000 | $ 198,000 | $ 115,000 |
| Anoka County Minnesota | 88 | $ 10,502,000 | $ 119,000 | $ 92,000 |
| Wayne County Michigan | 57 | $ 3,308,000 | $ 58,000 | $ 70,000 |
| Carver County Minnesota | 47 | $ 9,291,000 | $ 197,000 | $ 115,000 |
| King County Washington | 47 | $ 15,906,000 | $ 338,000 | $ 128,000 |
| Wright County Minnesota | 35 | $ 4,177,000 | $ 119,000 | $ 97,000 |
| Maricopa County Arizona | 32 | $ 6,216,000 | $ 194,000 | $ 100,000 |
| St. Louis County Minnesota | 25 | $ 2,785,000 | $ 111,000 | $ 129,000 |
| Fulton County Georgia | 24 | $ 3,091,000 | $ 128,000 | $ 68,000 |
| Rice County Minnesota | 19 | $ 3,354,000 | $ 176,000 | $ 84,000 |
| Lee County Florida | 18 | $ 2,868,000 | $ 159,000 | $ 105,000 |
| Broward County Florida | 16 | $ 3,267,000 | $ 204,000 | $ 148,000 |
| Orange County Florida | 16 | $ 3,374,000 | $ 210,000 | $ 93,000 |
| Washtenaw County Michigan | 16 | $ 2,654,000 | $ 165,000 | $ 107,000 |
| Shelby County Tennessee | 16 | $ 1,743,000 | $ 108,000 | $ 101,000 |
| St. Croix County Wisconsin | 14 | $ 2,883,000 | $ 205,000 | $ 109,000 |
| Chisago County Minnesota | 13 | $ 1,707,000 | $ 131,000 | $ 102,000 |
| Sherburne County Minnesota | 13 | $ 1,118,000 | $ 86,000 | $ 143,000 |
| Cass County Minnesota | 12 | $ 3,194,000 | $ 266,000 | $ 179,000 |
| Crow Wing County Minnesota | 12 | $ 3,481,000 | $ 290,000 | $ 137,000 |
| Clark County Nevada | 12 | $ 1,820,000 | $ 151,000 | $ 105,000 |
| Cobb County Georgia | 11 | $ 1,879,000 | $ 170,000 | $ 105,000 |
| Fayette County Georgia | 11 | $ 2,713,000 | $ 246,000 | $ 148,000 |
| Oakland County Michigan | 11 | $ 1,546,000 | $ 140,000 | $ 114,000 |
| Pierce County Washington | 11 | $ 3,268,000 | $ 297,000 | $ 134,000 |
| Goodhue County Minnesota | 10 | $ 1,504,000 | $ 150,000 | $ 93,000 |
| Hillsborough County Florida | 9 | $ 901,000 | $ 100,000 | $ 77,000 |
| Pinellas County Florida | 9 | $ 1,292,000 | $ 143,000 | $ 87,000 |
| Orange County California | 8 | $ 3,337,000 | $ 417,000 | $ 135,000 |
| Riverside County California | 8 | $ 1,148,000 | $ 143,000 | $ 92,000 |
| Itasca County Minnesota | 8 | $ 530,000 | $ 66,000 | $ 63,000 |
| Snohomish County Washington | 8 | $ 2,688,000 | $ 336,000 | $ 149,000 |
| Los Angeles County California | 7 | $ 4,393,000 | $ 627,000 | $ 150,000 |
| Brevard County Florida | 7 | $ 1,783,000 | $ 254,000 | $ 178,000 |
| Collier County Florida | 7 | $ 1,875,000 | $ 267,000 | $ 351,000 |
| Coweta County Georgia | 7 | $ 1,049,000 | $ 149,000 | $ 149,000 |
| Stearns County Minnesota | 7 | $ 1,084,000 | $ 154,000 | $ 131,000 |
| DeSoto County Mississippi | 7 | $ 811,000 | $ 115,000 | $ 88,000 |
| Harris County Texas | 7 | $ 1,130,000 | $ 161,000 | $ 99,000 |
| Pinal County Arizona | 6 | $ 868,000 | $ 144,000 | $ 115,000 |
| San Diego County California | 6 | $ 1,962,000 | $ 327,000 | $ 127,000 |
| Olmsted County Minnesota | 6 | $ 1,209,000 | $ 201,000 | $ 94,000 |
| Burnett County Wisconsin | 6 | $ 1,047,000 | $ 174,000 | $ 142,000 |
| Polk County Wisconsin | 6 | $ 1,032,000 | $ 172,000 | $ 136,000 |
| Arapahoe County Colorado | 5 | $ 773,000 | $ 154,000 | $ 91,000 |
| Duval County Florida | 5 | $ 789,000 | $ 157,000 | $ 70,000 |
| Sarasota County Florida | 5 | $ 1,792,000 | $ 358,000 | $ 155,000 |
| Volusia County Florida | 5 | $ 551,000 | $ 110,000 | $ 71,000 |
| DeKalb County Georgia | 5 | $ 824,000 | $ 164,000 | $ 111,000 |
| Gwinnett County Georgia | 5 | $ 807,000 | $ 161,000 | $ 60,000 |
| Macomb County Michigan | 5 | $ 568,000 | $ 113,000 | $ 70,000 |
| Aitkin County Minnesota | 5 | $ 847,000 | $ 169,000 | $ 129,000 |
| Douglas County Minnesota | 5 | $ 931,000 | $ 186,000 | $ 94,000 |
| Washoe County Nevada | 5 | $ 1,083,000 | $ 216,000 | $ 165,000 |
| Franklin County Ohio | 5 | $ 1,256,000 | $ 251,000 | $ 113,000 |
| Tarrant County Texas | 5 | $ 1,023,000 | $ 204,000 | $ 162,000 |
| Washburn County Wisconsin | 5 | $ 885,000 | $ 177,000 | $ 153,000 |
| El Paso County Colorado | 4 | $ 554,000 | $ 138,000 | $ 122,000 |
| Lake County Florida | 4 | $ 495,000 | $ 123,000 | $ 73,000 |
| Osceola County Florida | 4 | $ 609,000 | $ 152,000 | $ 124,000 |
| Henry County Georgia | 4 | $ 305,000 | $ 76,000 | $ 79,000 |
| Livingston County Michigan | 4 | $ 872,000 | $ 218,000 | $ 142,000 |
| Le Sueur County Minnesota | 4 | $ 775,000 | $ 193,000 | $ 97,000 |
| Pine County Minnesota | 4 | $ 159,000 | $ 39,000 | $ 52,000 |
| Dallas County Texas | 4 | $ 1,104,000 | $ 276,000 | $ 176,000 |
| Pierce County Wisconsin | 4 | $ 886,000 | $ 221,000 | $ 294,000 |
| Sawyer County Wisconsin | 4 | $ 1,618,000 | $ 404,000 | $ 201,000 |
| Yavapai County Arizona | 3 | $ 286,000 | $ 95,000 | $ 46,000 |
| San Mateo County California | 3 | $ 1,674,000 | $ 558,000 | $ 198,000 |
| Jefferson County Colorado | 3 | $ 1,198,000 | $ 399,000 | $ 106,000 |
| Manatee County Florida | 3 | $ 668,000 | $ 222,000 | $ 117,000 |
| Palm Beach County Florida | 3 | $ 567,000 | $ 189,000 | $ 85,000 |
| Pasco County Florida | 3 | $ 771,000 | $ 257,000 | $ 96,000 |
| Seminole County Florida | 3 | $ 747,000 | $ 249,000 | $ 79,000 |
| Clayton County Georgia | 3 | $ 247,000 | $ 82,000 | $ 62,000 |
| Honolulu County Hawaii | 3 | $ 1,320,000 | $ 440,000 | $ 100,000 |
| Cook County Illinois | 3 | $ 575,000 | $ 191,000 | $ 178,000 |
| Hamilton County Indiana | 3 | $ 821,000 | $ 273,000 | $ 153,000 |
| Jackson County Michigan | 3 | $ 368,000 | $ 122,000 | $ 122,000 |
| Monroe County Michigan | 3 | $ 295,000 | $ 98,000 | $ 94,000 |
| McLeod County Minnesota | 3 | $ 387,000 | $ 129,000 | $ 63,000 |
| Meeker County Minnesota | 3 | $ 318,000 | $ 106,000 | $ 115,000 |
| Morrison County Minnesota | 3 | $ 557,000 | $ 185,000 | $ 142,000 |
| Mecklenburg County North Carolina | 3 | $ 348,000 | $ 116,000 | $ 68,000 |
| Oconto County Wisconsin | 3 | $ 335,000 | $ 111,000 | $ 87,000 |
| Anchorage County Alaska | 2 | $ 665,000 | $ 332,000 | $ 97,000 |
| Alameda County California | 2 | $ 30,000 | $ 15,000 | $ 58,000 |
| San Bernardino County California | 2 | $ 507,000 | $ 253,000 | $ 76,000 |
| Douglas County Colorado | 2 | $ 35,000 | $ 17,000 | $ 117,000 |
| Hartford County Connecticut | 2 | $ 399,000 | $ 199,000 | $ 56,000 |
| District of Columbia County District Of Columbia | 2 | $ 487,000 | $ 243,000 | $ 82,000 |
| Charlotte County Florida | 2 | $ 530,000 | $ 265,000 | $ 194,000 |
| Hernando County Florida | 2 | $ 222,000 | $ 111,000 | $ 40,000 |
| Martin County Florida | 2 | $ 535,000 | $ 267,000 | $ 138,000 |
| Miami-Dade County Florida | 2 | $ 197,000 | $ 98,000 | $ 89,000 |
| Monroe County Florida | 2 | $ 882,000 | $ 441,000 | $ 222,000 |
| Sumter County Florida | 2 | $ 542,000 | $ 271,000 | $ 130,000 |
| Cherokee County Georgia | 2 | $ 424,000 | $ 212,000 | $ 100,000 |
| Douglas County Georgia | 2 | $ 344,000 | $ 172,000 | $ 108,000 |
| Forsyth County Georgia | 2 | $ 295,000 | $ 147,000 | $ 97,000 |
| Paulding County Georgia | 2 | $ 485,000 | $ 242,000 | $ 109,000 |
| Maui County Hawaii | 2 | $ 324,000 | $ 162,000 | $ 62,000 |
| Ada County Idaho | 2 | $ 306,000 | $ 153,000 | $ 107,000 |
| Bingham County Idaho | 2 | $ 335,000 | $ 167,000 | $ 154,000 |
| Kootenai County Idaho | 2 | $ 445,000 | $ 222,000 | $ 174,000 |
| DuPage County Illinois | 2 | $ 200,000 | $ 100,000 | $ 119,000 |
| Kane County Illinois | 2 | $ 603,000 | $ 301,000 | $ 200,000 |
| McHenry County Illinois | 2 | $ 91,000 | $ 45,000 | $ 128,000 |
| Linn County Iowa | 2 | $ 506,000 | $ 253,000 | $ 198,000 |
| Polk County Iowa | 2 | $ 516,000 | $ 258,000 | $ 186,000 |
| Essex County Massachusetts | 2 | $ 706,000 | $ 353,000 | $ 144,000 |
| Benzie County Michigan | 2 | $ 203,000 | $ 101,000 | $ 50,000 |
| Lenawee County Michigan | 2 | $ 15,000 | $ 7,000 | $ 168,000 |
| Blue Earth County Minnesota | 2 | $ 695,000 | $ 347,000 | $ 82,000 |
| Clay County Minnesota | 2 | $ 223,000 | $ 111,000 | $ 747,000 |
| Mille Lacs County Minnesota | 2 | $ 742,000 | $ 371,000 | $ 97,000 |
| Nicollet County Minnesota | 2 | $ 495,000 | $ 247,000 | $ 167,000 |
| Todd County Minnesota | 2 | $ 264,000 | $ 132,000 | $ 100,000 |
| Winona County Minnesota | 2 | $ 214,000 | $ 107,000 | $ 83,000 |
| Grafton County New Hampshire | 2 | $ 281,000 | $ 140,000 | $ 93,000 |
| Union County New Jersey | 2 | $ 624,000 | $ 312,000 | $ 213,000 |
| Erie County New York | 2 | $ 79,000 | $ 39,000 | $ 77,000 |
| Guilford County North Carolina | 2 | $ 587,000 | $ 293,000 | $ 134,000 |
| Cass County North Dakota | 2 | $ 82,000 | $ 41,000 | $ 108,000 |
| Lorain County Ohio | 2 | $ 178,000 | $ 89,000 | $ 70,000 |
| Stark County Ohio | 2 | $ 20,000 | $ 10,000 | $ 19,000 |
| Davidson County Tennessee | 2 | $ 401,000 | $ 200,000 | $ 119,000 |
| Bexar County Texas | 2 | $ 96,000 | $ 48,000 | $ 66,000 |
| Denton County Texas | 2 | $ 762,000 | $ 381,000 | $ 153,000 |
| Travis County Texas | 2 | $ 380,000 | $ 190,000 | $ 133,000 |
| Salt Lake County Utah | 2 | $ 155,000 | $ 77,000 | $ 83,000 |
| Chesterfield County Virginia | 2 | $ 25,000 | $ 12,000 | $ 116,000 |
| Loudoun County Virginia | 2 | $ 673,000 | $ 336,000 | $ 175,000 |
| Chelan County Washington | 2 | $ 538,000 | $ 269,000 | $ 146,000 |
| Clark County Washington | 2 | $ 572,000 | $ 286,000 | $ 165,000 |
| Spokane County Washington | 2 | $ 810,000 | $ 405,000 | $ 136,000 |
| Barron County Wisconsin | 2 | $ 274,000 | $ 137,000 | $ 57,000 |
| Dane County Wisconsin | 2 | $ 518,000 | $ 259,000 | $ 140,000 |
| Douglas County Wisconsin | 2 | $ 201,000 | $ 100,000 | $ 85,000 |
| Milwaukee County Wisconsin | 2 | $ 556,000 | $ 278,000 | $ 119,000 |
| Waukesha County Wisconsin | 2 | $ 545,000 | $ 272,000 | $ 193,000 |
| Jefferson County Alabama | 1 | $ 200,000 | $ 200,000 | $ 181,000 |
| Marshall County Alabama | 1 | $ 87,000 | $ 87,000 | $ 31,000 |
| Pima County Arizona | 1 | $ 118,000 | $ 118,000 | $ 66,000 |
| Cleburne County Arkansas | 1 | $ 131,000 | $ 131,000 | $ 196,000 |
| Drew County Arkansas | 1 | $ 168,000 | $ 168,000 | $ 55,000 |
| Montgomery County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| Contra Costa County California | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| El Dorado County California | 1 | $ 350,000 | $ 350,000 | $ 589,000 |
| Kern County California | 1 | $ 4,000 | $ 4,000 | $ 60,000 |
| San Francisco County California | 1 | $ 1,200,000 | $ 1,200,000 | $ 284,000 |
| Sonoma County California | 1 | $ 417,000 | $ 417,000 | $ 117,000 |
| Tuolumne County California | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
| Adams County Colorado | 1 | $ 221,000 | $ 221,000 | $ 44,000 |
| Denver County Colorado | 1 | $ 30,000 | $ 30,000 | $ 47,000 |
| Larimer County Colorado | 1 | $ 200,000 | $ 200,000 | $ 286,000 |
| Pitkin County Colorado | 1 | $ 990,000 | $ 990,000 | $ 122,000 |
| Routt County Colorado | 1 | $ 10,000 | $ 10,000 | $ 20,000 |
| Summit County Colorado | 1 | $ 90,000 | $ 90,000 | $ 26,000 |
| Middlesex County Connecticut | 1 | $ 154,000 | $ 154,000 | $ 120,000 |
| New Castle County Delaware | 1 | $ 10,000 | $ 10,000 | $ 85,000 |
| Indian River County Florida | 1 | $ 175,000 | $ 175,000 | $ 129,000 |
| Marion County Florida | 1 | $ 480,000 | $ 480,000 | $ 229,000 |
| St. Johns County Florida | 1 | $ 180,000 | $ 180,000 | $ 152,000 |
| St. Lucie County Florida | 1 | $ 90,000 | $ 90,000 | $ 80,000 |
| Wakulla County Florida | 1 | $ 304,000 | $ 304,000 | $ 166,000 |
| Butts County Georgia | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Carroll County Georgia | 1 | $ 98,000 | $ 98,000 | $ 57,000 |
| Columbia County Georgia | 1 | $ 407,000 | $ 407,000 | $ 138,000 |
| Fannin County Georgia | 1 | $ 218,000 | $ 218,000 | $ 246,000 |
| Haralson County Georgia | 1 | $ 10,000 | $ 10,000 | $ 53,000 |
| Hart County Georgia | 1 | $ 173,000 | $ 173,000 | $ 144,000 |
| Jasper County Georgia | 1 | $ 172,000 | $ 172,000 | $ 76,000 |
| Lamar County Georgia | 1 | $ 10,000 | $ 10,000 | $ 99,000 |
| Meriwether County Georgia | 1 | $ 153,000 | $ 153,000 | $ 117,000 |
| Spalding County Georgia | 1 | $ 343,000 | $ 343,000 | $ 171,000 |
| Whitfield County Georgia | 1 | $ 10,000 | $ 10,000 | $ 77,000 |
| Hawaii County Hawaii | 1 | $ 256,000 | $ 256,000 | $ 256,000 |
| Bonner County Idaho | 1 | $ 374,000 | $ 374,000 | $ 273,000 |
| Canyon County Idaho | 1 | $ 132,000 | $ 132,000 | $ 48,000 |
| Fremont County Idaho | 1 | $ 240,000 | $ 240,000 | $ 191,000 |
| Latah County Idaho | 1 | $ 336,000 | $ 336,000 | $ 210,000 |
| Adams County Illinois | 1 | $ 600,000 | $ 600,000 | $ 315,000 |
| DeKalb County Illinois | 1 | $ 10,000 | $ 10,000 | $ 330,000 |
| Jo Daviess County Illinois | 1 | $ 260,000 | $ 260,000 | $ 193,000 |
| Kendall County Illinois | 1 | $ 127,000 | $ 127,000 | $ 59,000 |
| Lake County Illinois | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Madison County Illinois | 1 | $ 383,000 | $ 383,000 | $ 350,000 |
| Menard County Illinois | 1 | $ 240,000 | $ 240,000 | $ 89,000 |
| Will County Illinois | 1 | $ 473,000 | $ 473,000 | $ 126,000 |
| Floyd County Indiana | 1 | $ 6,000 | $ 6,000 | $ 83,000 |
| LaPorte County Indiana | 1 | $ 104,000 | $ 104,000 | $ 61,000 |
| Marion County Indiana | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Porter County Indiana | 1 | $ 340,000 | $ 340,000 | $ 146,000 |
| Dallas County Iowa | 1 | $ 224,000 | $ 224,000 | $ 116,000 |
| Howard County Iowa | 1 | $ 146,000 | $ 146,000 | $ 54,000 |
| Jackson County Iowa | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Johnson County Kansas | 1 | $ 8,000 | $ 8,000 | $ 85,000 |
| Calcasieu County Louisiana | 1 | $ 104,000 | $ 104,000 | $ 54,000 |
| Livingston County Louisiana | 1 | $ 114,000 | $ 114,000 | $ 27,000 |
| Orleans County Louisiana | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Oxford County Maine | 1 | $ 300,000 | $ 300,000 | $ 238,000 |
| Anne Arundel County Maryland | 1 | $ 223,000 | $ 223,000 | $ 226,000 |
| Baltimore County Maryland | 1 | $ 472,000 | $ 472,000 | $ 136,000 |
| Baltimore City County Maryland | 1 | $ 200,000 | $ 200,000 | $ 136,000 |
| Prince George's County Maryland | 1 | $ 138,000 | $ 138,000 | $ 44,000 |
| Barnstable County Massachusetts | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Plymouth County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 224,000 |
| Alger County Michigan | 1 | $ 196,000 | $ 196,000 | $ 196,000 |
| Berrien County Michigan | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Charlevoix County Michigan | 1 | $ 15,000 | $ 15,000 | $ 150,000 |
| Clinton County Michigan | 1 | $ 222,000 | $ 222,000 | $ 224,000 |
| Grand Traverse County Michigan | 1 | $ 295,000 | $ 295,000 | $ 155,000 |
| Ingham County Michigan | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Iosco County Michigan | 1 | $ 10,000 | $ 10,000 | $ 216,000 |
| Kalamazoo County Michigan | 1 | $ 650,000 | $ 650,000 | $ 2,032,000 |
| Kalkaska County Michigan | 1 | $ 390,000 | $ 390,000 | $ 278,000 |
| Kent County Michigan | 1 | $ 6,000 | $ 6,000 | $ 78,000 |
| Keweenaw County Michigan | 1 | $ 133,000 | $ 133,000 | $ 61,000 |
| Marquette County Michigan | 1 | $ 248,000 | $ 248,000 | $ 196,000 |
| Beltrami County Minnesota | 1 | $ 252,000 | $ 252,000 | $ 152,000 |
| Benton County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 48,000 |
| Cook County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| Cottonwood County Minnesota | 1 | $ 97,000 | $ 97,000 | $ 59,000 |
| Dodge County Minnesota | 1 | $ 114,000 | $ 114,000 | $ 75,000 |
| Freeborn County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 59,000 |
| Hubbard County Minnesota | 1 | $ 96,000 | $ 96,000 | $ 108,000 |
| Isanti County Minnesota | 1 | $ 206,000 | $ 206,000 | $ 88,000 |
| Jackson County Minnesota | 1 | $ 92,000 | $ 92,000 | $ 88,000 |
| Kandiyohi County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Lyon County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Otter Tail County Minnesota | 1 | $ 114,000 | $ 114,000 | $ 57,000 |
| Steele County Minnesota | 1 | $ 156,000 | $ 156,000 | $ 87,000 |
| Wabasha County Minnesota | 1 | $ 296,000 | $ 296,000 | $ 78,000 |
| Camden County Missouri | 1 | $ 71,000 | $ 71,000 | $ 174,000 |
| Christian County Missouri | 1 | $ 267,000 | $ 267,000 | $ 209,000 |
| Clay County Missouri | 1 | $ 102,000 | $ 102,000 | $ 105,000 |
| St. Louis County Missouri | 1 | $ 76,000 | $ 76,000 | $ 32,000 |
| St. Louis City County Missouri | 1 | $ 185,000 | $ 185,000 | $ 137,000 |
| Flathead County Montana | 1 | $ 200,000 | $ 200,000 | $ 111,000 |
| Gallatin County Montana | 1 | $ 425,000 | $ 425,000 | $ 109,000 |
| Lake County Montana | 1 | $ 165,000 | $ 165,000 | $ 126,000 |
| Madison County Montana | 1 | $ 76,000 | $ 76,000 | $ 43,000 |
| Dawson County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Douglas County Nebraska | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
| Fillmore County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Knox County Nebraska | 1 | $ 71,000 | $ 71,000 | $ 50,000 |
| Rockingham County New Hampshire | 1 | $ 7,000 | $ 7,000 | $ 125,000 |
| Hudson County New Jersey | 1 | $ 72,000 | $ 72,000 | $ 48,000 |
| Hunterdon County New Jersey | 1 | $ 644,000 | $ 644,000 | $ 172,000 |
| Passaic County New Jersey | 1 | $ 10,000 | $ 10,000 | $ 53,000 |
| Sussex County New Jersey | 1 | $ 302,000 | $ 302,000 | $ 150,000 |
| Curry County New Mexico | 1 | $ 158,000 | $ 158,000 | $ 85,000 |
| Sandoval County New Mexico | 1 | $ 390,000 | $ 390,000 | $ 196,000 |
| Kings County New York | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| Nassau County New York | 1 | $ 50,000 | $ 50,000 | $ 120,000 |
| Rensselaer County New York | 1 | $ 96,000 | $ 96,000 | $ 123,000 |
| Suffolk County New York | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Franklin County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 120,000 |
| Henderson County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 34,000 |
| Orange County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 83,000 |
| Union County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 78,000 |
| Wake County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 85,000 |
| Warren County North Carolina | 1 | $ 414,000 | $ 414,000 | $ 300,000 |
| Barnes County North Dakota | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Grand Forks County North Dakota | 1 | $ 176,000 | $ 176,000 | $ 45,000 |
| Ward County North Dakota | 1 | $ 1,000 | $ 1,000 | $ 51,000 |
| Allen County Ohio | 1 | $ 102,000 | $ 102,000 | $ 119,000 |
| Ashtabula County Ohio | 1 | $ 140,000 | $ 140,000 | $ 96,000 |
| Perry County Ohio | 1 | $ 100,000 | $ 100,000 | $ 69,000 |
| Portage County Ohio | 1 | $ 10,000 | $ 10,000 | $ 139,000 |
| Warren County Ohio | 1 | $ 117,000 | $ 117,000 | $ 35,000 |
| Osage County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 177,000 |
| Clackamas County Oregon | 1 | $ 625,000 | $ 625,000 | $ 175,000 |
| Deschutes County Oregon | 1 | $ 458,000 | $ 458,000 | $ 196,000 |
| Bucks County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 87,000 |
| Cumberland County Pennsylvania | 1 | $ 371,000 | $ 371,000 | $ 237,000 |
| Northampton County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 53,000 |
| Beaufort County South Carolina | 1 | $ 720,000 | $ 720,000 | $ 97,000 |
| Greenville County South Carolina | 1 | $ 136,000 | $ 136,000 | $ 154,000 |
| Oconee County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 225,000 |
| York County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 93,000 |
| Minnehaha County South Dakota | 1 | $ 100,000 | $ 100,000 | $ 128,000 |
| Campbell County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Giles County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Knox County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Robertson County Tennessee | 1 | $ 290,000 | $ 290,000 | $ 236,000 |
| Sullivan County Tennessee | 1 | $ 48,000 | $ 48,000 | $ 134,000 |
| Wilson County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 82,000 |
| Brazoria County Texas | 1 | $ 205,000 | $ 205,000 | $ 134,000 |
| Collin County Texas | 1 | $ 459,000 | $ 459,000 | $ 198,000 |
| Hunt County Texas | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Kerr County Texas | 1 | $ 420,000 | $ 420,000 | $ 73,000 |
| Montgomery County Texas | 1 | $ 10,000 | $ 10,000 | $ 295,000 |
| Williamson County Texas | 1 | $ 90,000 | $ 90,000 | $ 85,000 |
| Summit County Utah | 1 | $ 326,000 | $ 326,000 | $ 112,000 |
| Washington County Utah | 1 | $ 190,000 | $ 190,000 | $ 96,000 |
| Albemarle County Virginia | 1 | $ 49,000 | $ 49,000 | $ 228,000 |
| Alexandria County Virginia | 1 | $ 585,000 | $ 585,000 | $ 180,000 |
| Culpeper County Virginia | 1 | $ 129,000 | $ 129,000 | $ 42,000 |
| Frederick County Virginia | 1 | $ 338,000 | $ 338,000 | $ 150,000 |
| Hanover County Virginia | 1 | $ 198,000 | $ 198,000 | $ 68,000 |
| Norfolk County Virginia | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| Stafford County Virginia | 1 | $ 20,000 | $ 20,000 | $ 112,000 |
| Warren County Virginia | 1 | $ 4,000 | $ 4,000 | $ 140,000 |
| Cowlitz County Washington | 1 | $ 167,000 | $ 167,000 | $ 153,000 |
| Douglas County Washington | 1 | $ 384,000 | $ 384,000 | $ 415,000 |
| Kittitas County Washington | 1 | $ 650,000 | $ 650,000 | $ 256,000 |
| San Juan County Washington | 1 | $ 495,000 | $ 495,000 | $ 55,000 |
| Thurston County Washington | 1 | $ 150,000 | $ 150,000 | $ 34,000 |
| Whatcom County Washington | 1 | $ 5,000 | $ 5,000 | $ 31,000 |
| Bayfield County Wisconsin | 1 | $ 233,000 | $ 233,000 | $ 117,000 |
| Eau Claire County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Forest County Wisconsin | 1 | $ 2,000 | $ 2,000 | $ 19,000 |
| Oneida County Wisconsin | 1 | $ 111,000 | $ 111,000 | $ 68,000 |
| Ozaukee County Wisconsin | 1 | $ 143,000 | $ 143,000 | $ 85,000 |
| Pepin County Wisconsin | 1 | $ 282,000 | $ 282,000 | $ 155,000 |
| Portage County Wisconsin | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Teton County Wyoming | 1 | $ 610,000 | $ 610,000 | $ 225,000 |
Mortgage Loan Application Detail Totals for Wings Financial Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,154 | $261,892,000 | $226,000 | $1,070,000 | $110,000 | $946,000 |
| Home Purchase | 907 | $193,943,000 | $213,000 | $1,200,000 | $100,000 | $2,032,000 |
| Home Improvement | 713 | $12,023,000 | $16,000 | $250,000 | $84,000 | $330,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,326 | $179,400,000 | $135,000 | $1,200,000 | $98,000 | $2,032,000 |
| White | 1,292 | $260,354,000 | $201,000 | $990,000 | $104,000 | $1,388,000 |
| Black or African American | 59 | $9,740,000 | $165,000 | $448,000 | $67,000 | $226,000 |
| Hispanic | 52 | $7,617,000 | $146,000 | $490,000 | $81,000 | $271,000 |
| Asian | 32 | $7,200,000 | $225,000 | $550,000 | $92,000 | $199,000 |
| American Indian or Alaskan Native | 7 | $1,557,000 | $222,000 | $446,000 | $236,000 | $984,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,990,000 | $331,000 | $650,000 | $122,000 | $257,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,774 | $467,858,000 | $168,000 | $1,200,000 | $100,000 | $2,032,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,162 | $364,482,000 | $168,000 | $1,200,000 | $106,000 | $2,032,000 |
| Application Denied By Financial Institution | 325 | $43,397,000 | $133,000 | $650,000 | $70,000 | $285,000 |
| Application Approved But Not Accepted | 212 | $46,453,000 | $219,000 | $1,070,000 | $102,000 | $496,000 |
| Preapproval Denied by Financial Institution | 75 | $13,526,000 | $180,000 | $665,000 | $64,000 | $191,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 195 | $29,405,000 | $150,000 | $665,000 | $75,000 | $229,000 |
| Debt-To-Income Ratio | 127 | $19,751,000 | $155,000 | $546,000 | $58,000 | $252,000 |
| Collateral | 26 | $4,081,000 | $156,000 | $373,000 | $110,000 | $285,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,582,000 | $143,000 | $291,000 | $57,000 | $115,000 |
| Unverifiable Information | 5 | $687,000 | $137,000 | $223,000 | $38,000 | $72,000 |
| Other | 3 | $278,000 | $92,000 | $150,000 | $46,000 | $52,000 |
| Credit Application Incomplete | 1 | $16,000 | $16,000 | $16,000 | $56,000 | $56,000 |
| Employment History | 1 | $96,000 | $96,000 | $96,000 | $23,000 | $23,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wings Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.