Worthington Federal Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Worthington Federal Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Worthington Federal Bank 3301 Memorial Parkway Sw Huntsville, AL 35801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,508 |
| Total Mortgage Loan Application Amount | $239,117,000 |
| Average Mortgage Loan Application Amount | $159,032 |
| Highest Mortgage Loan Application Amount | $1,060,000 |
| Average Applicant Income | $77,428 |
| Highest Applicant Income | $1,242,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby County Ohio | 1 | $ 48,000 | $ 48,000 | $ 79,000 |
| Stark County Ohio | 1 | $ 80,000 | $ 80,000 | $ 41,000 |
| Trumbull County Ohio | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Washington County Ohio | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Adair County Oklahoma | 1 | $ 128,000 | $ 128,000 | $ 45,000 |
| Cleveland County Oklahoma | 1 | $ 150,000 | $ 150,000 | $ 122,000 |
| Comanche County Oklahoma | 1 | $ 108,000 | $ 108,000 | $ 52,000 |
| Johnston County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 20,000 |
| Kay County Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Texas County Oklahoma | 1 | $ 84,000 | $ 84,000 | $ 30,000 |
| Curry County Oregon | 1 | $ 140,000 | $ 140,000 | $ 46,000 |
| Marion County Oregon | 1 | $ 137,000 | $ 137,000 | $ 40,000 |
| Multnomah County Oregon | 1 | $ 194,000 | $ 194,000 | $ 62,000 |
| Tillamook County Oregon | 1 | $ 100,000 | $ 100,000 | $ 71,000 |
| Yamhill County Oregon | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
| Beaver County Pennsylvania | 1 | $ 276,000 | $ 276,000 | $ 86,000 |
| Blair County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 27,000 |
| Carbon County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 125,000 |
| Dauphin County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 47,000 |
| Elk County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 39,000 |
| Lackawanna County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Lawrence County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 38,000 |
| Lycoming County Pennsylvania | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| Mifflin County Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 39,000 |
| Sullivan County Pennsylvania | 1 | $ 179,000 | $ 179,000 | $ 97,000 |
| Susquehanna County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Tioga County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 46,000 |
| Bristol County Rhode Island | 1 | $ 319,000 | $ 319,000 | $ 71,000 |
| Kent County Rhode Island | 1 | $ 118,000 | $ 118,000 | $ 33,000 |
| Beaufort County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 199,000 | $ 199,000 | $ 117,000 |
| Chester County South Carolina | 1 | $ 158,000 | $ 158,000 | $ 44,000 |
| Dorchester County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Florence County South Carolina | 1 | $ 56,000 | $ 56,000 | $ 20,000 |
| Greenwood County South Carolina | 1 | $ 101,000 | $ 101,000 | $ 94,000 |
| Pickens County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 0 |
| York County South Carolina | 1 | $ 214,000 | $ 214,000 | $ 92,000 |
| Hughes County South Dakota | 1 | $ 112,000 | $ 112,000 | $ 64,000 |
| Lawrence County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Minnehaha County South Dakota | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Bedford County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 84,000 |
| Bradley County Tennessee | 1 | $ 304,000 | $ 304,000 | $ 121,000 |
| Coffee County Tennessee | 1 | $ 177,000 | $ 177,000 | $ 103,000 |
| Giles County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 129,000 |
| Maury County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 38,000 |
| Sullivan County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 29,000 |
| Summit County Utah | 1 | $ 186,000 | $ 186,000 | $ 46,000 |
| Wasatch County Utah | 1 | $ 140,000 | $ 140,000 | $ 38,000 |
| Weber County Utah | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Addison County Vermont | 1 | $ 216,000 | $ 216,000 | $ 121,000 |
| Bennington County Vermont | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Grand Isle County Vermont | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Washington County Vermont | 1 | $ 228,000 | $ 228,000 | $ 71,000 |
| Windham County Vermont | 1 | $ 86,000 | $ 86,000 | $ 51,000 |
| Campbell County Virginia | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Caroline County Virginia | 1 | $ 130,000 | $ 130,000 | $ 63,000 |
| Culpeper County Virginia | 1 | $ 217,000 | $ 217,000 | $ 45,000 |
| Fairfax City County Virginia | 1 | $ 73,000 | $ 73,000 | $ 48,000 |
| Gloucester County Virginia | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Henry County Virginia | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| King and Queen County Virginia | 1 | $ 86,000 | $ 86,000 | $ 49,000 |
| Loudoun County Virginia | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
| Louisa County Virginia | 1 | $ 160,000 | $ 160,000 | $ 33,000 |
| Manassas County Virginia | 1 | $ 220,000 | $ 220,000 | $ 72,000 |
| Montgomery County Virginia | 1 | $ 75,000 | $ 75,000 | $ 134,000 |
| Richmond City County Virginia | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| Stafford County Virginia | 1 | $ 370,000 | $ 370,000 | $ 70,000 |
| Warren County Virginia | 1 | $ 150,000 | $ 150,000 | $ 53,000 |
| York County Virginia | 1 | $ 224,000 | $ 224,000 | $ 125,000 |
| Clark County Washington | 1 | $ 140,000 | $ 140,000 | $ 49,000 |
| Franklin County Washington | 1 | $ 16,000 | $ 16,000 | $ 15,000 |
| Grant County Washington | 1 | $ 101,000 | $ 101,000 | $ 98,000 |
| Kittitas County Washington | 1 | $ 148,000 | $ 148,000 | $ 87,000 |
| Mason County Washington | 1 | $ 97,000 | $ 97,000 | $ 64,000 |
| Pend Oreille County Washington | 1 | $ 191,000 | $ 191,000 | $ 50,000 |
| Walla Walla County Washington | 1 | $ 223,000 | $ 223,000 | $ 118,000 |
| Hampshire County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 115,000 |
| Hancock County West Virginia | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Pocahontas County West Virginia | 1 | $ 174,000 | $ 174,000 | $ 95,000 |
| Brown County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 51,000 |
| Jefferson County Wisconsin | 1 | $ 113,000 | $ 113,000 | $ 59,000 |
| La Crosse County Wisconsin | 1 | $ 91,000 | $ 91,000 | $ 34,000 |
| Marinette County Wisconsin | 1 | $ 113,000 | $ 113,000 | $ 62,000 |
| Marquette County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 157,000 |
| Ozaukee County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Rock County Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Sauk County Wisconsin | 1 | $ 127,000 | $ 127,000 | $ 83,000 |
| Sawyer County Wisconsin | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Winnebago County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Wood County Wisconsin | 1 | $ 146,000 | $ 146,000 | $ 154,000 |
| Teton County Wyoming | 1 | $ 94,000 | $ 94,000 | $ 76,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Worthington Federal Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,158 | $181,720,000 | $150,632 | $1,060,000 | $68,918 | $1,242,000 |
| Home Purchase | 350 | $57,397,000 | $168,833 | $945,000 | $87,357 | $508,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,322 | $211,270,000 | $154,061 | $1,060,000 | $73,244 | $1,242,000 |
| Black or African American | 59 | $7,756,000 | $123,857 | $365,000 | $58,095 | $150,000 |
| Hispanic | 54 | $7,796,000 | $165,222 | $515,000 | $70,777 | $268,000 |
| American Indian or Alaskan Native | 35 | $6,160,000 | $160,695 | $760,000 | $68,782 | $408,000 |
| Asian | 29 | $4,343,000 | $152,785 | $587,000 | $86,285 | $282,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $578,000 | $129,333 | $199,000 | $100,666 | $115,000 |
| Not Provided | 4 | $1,214,000 | $290,000 | $520,000 | $103,000 | $191,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,508 | $239,117,000 | $152,285 | $1,060,000 | $72,979 | $1,242,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,298 | $206,533,000 | $150,836 | $945,000 | $72,551 | $508,000 |
| Application Denied By Financial Institution | 119 | $19,310,000 | $169,394 | $1,060,000 | $80,131 | $1,242,000 |
| Application Approved But Not Accepted | 51 | $8,113,000 | $161,923 | $595,000 | $70,230 | $317,000 |
| File Closed For Incompleteness | 38 | $5,004,000 | $141,142 | $400,000 | $53,380 | $115,000 |
| Application Withdrawn By Applicant | 2 | $157,000 | $78,000 | $112,000 | $69,000 | $91,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 62 | $8,725,000 | $169,730 | $760,000 | $67,192 | $300,000 |
| Credit History | 14 | $2,146,000 | $153,909 | $291,000 | $58,909 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $1,991,000 | $154,583 | $270,000 | $52,583 | $120,000 |
| Other | 12 | $1,908,000 | $166,600 | $353,000 | $193,700 | $1,242,000 |
| Credit Application Incomplete | 8 | $3,067,000 | $418,142 | $1,060,000 | $201,714 | $588,000 |
| Employment History | 4 | $401,000 | $94,666 | $208,000 | $24,666 | $90,000 |
| Debt-To-Income Ratio | 3 | $793,000 | $264,333 | $539,000 | $76,000 | $108,000 |
| Unverifiable Information | 3 | $279,000 | $93,000 | $116,000 | $58,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.