Worthington Federal Bank
Mortgage Loan Application
Totals and Details
for 2010

Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Worthington Federal Bank.
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and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Worthington Federal Bank
3301 Memorial Parkway Sw
Huntsville, AL 35801
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,802
Total Mortgage Loan Application Amount $1,023,986,000
Average Mortgage Loan Application Amount $138,666
Highest Mortgage Loan Application Amount $1,290,000
Average Applicant Income $76,333
Highest Applicant Income $1,000,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Worthington Federal Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Madison County Alabama 1,512 $ 240,805,000 $ 159,000 $ 87,000
Jefferson County Alabama 450 $ 68,282,000 $ 151,000 $ 77,000
Morgan County Alabama 429 $ 59,025,000 $ 137,000 $ 81,000
Limestone County Alabama 327 $ 49,831,000 $ 152,000 $ 79,000
Davidson County Tennessee 323 $ 49,224,000 $ 152,000 $ 79,000
Rutherford County Tennessee 268 $ 41,003,000 $ 152,000 $ 73,000
Shelby County Alabama 262 $ 44,207,000 $ 168,000 $ 83,000
Marshall County Alabama 198 $ 28,539,000 $ 144,000 $ 77,000
Williamson County Tennessee 164 $ 35,701,000 $ 217,000 $ 107,000
Sumner County Tennessee 161 $ 26,070,000 $ 161,000 $ 80,000
Hamilton County Tennessee 160 $ 21,274,000 $ 132,000 $ 67,000
Wilson County Tennessee 132 $ 23,697,000 $ 179,000 $ 78,000
Cullman County Alabama 129 $ 17,328,000 $ 134,000 $ 64,000
St. Clair County Alabama 122 $ 19,631,000 $ 160,000 $ 86,000
Jackson County Alabama 115 $ 14,676,000 $ 127,000 $ 73,000
Lincoln County Tennessee 102 $ 12,767,000 $ 125,000 $ 71,000
Lawrence County Alabama 98 $ 12,348,000 $ 126,000 $ 66,000
Blount County Alabama 95 $ 13,342,000 $ 140,000 $ 65,000
Maury County Tennessee 87 $ 13,463,000 $ 154,000 $ 77,000
Catoosa County Georgia 85 $ 11,681,000 $ 137,000 $ 66,000
Walker County Georgia 85 $ 10,433,000 $ 122,000 $ 66,000
Bradley County Tennessee 76 $ 10,785,000 $ 141,000 $ 64,000
Lauderdale County Alabama 75 $ 11,130,000 $ 148,000 $ 81,000
Robertson County Tennessee 71 $ 10,262,000 $ 144,000 $ 68,000
DeKalb County Alabama 60 $ 8,044,000 $ 134,000 $ 84,000
Whitfield County Georgia 55 $ 8,214,000 $ 149,000 $ 67,000
Talladega County Alabama 50 $ 6,455,000 $ 129,000 $ 70,000
Walker County Alabama 50 $ 6,043,000 $ 120,000 $ 76,000
Cheatham County Tennessee 48 $ 7,188,000 $ 149,000 $ 72,000
Calhoun County Alabama 44 $ 5,794,000 $ 131,000 $ 68,000
Etowah County Alabama 43 $ 5,774,000 $ 134,000 $ 62,000
Montgomery County Tennessee 42 $ 5,319,000 $ 126,000 $ 64,000
Tuscaloosa County Alabama 41 $ 7,038,000 $ 171,000 $ 98,000
Franklin County Tennessee 41 $ 5,471,000 $ 133,000 $ 79,000
Giles County Tennessee 36 $ 4,834,000 $ 134,000 $ 69,000
Dickson County Tennessee 32 $ 4,510,000 $ 140,000 $ 73,000
Marshall County Tennessee 31 $ 3,471,000 $ 111,000 $ 54,000
Colbert County Alabama 29 $ 3,873,000 $ 133,000 $ 67,000
Knox County Tennessee 27 $ 3,464,000 $ 128,000 $ 70,000
Marion County Tennessee 27 $ 3,530,000 $ 130,000 $ 59,000
Bedford County Tennessee 26 $ 3,410,000 $ 131,000 $ 65,000
Chilton County Alabama 24 $ 3,385,000 $ 141,000 $ 72,000
Murray County Georgia 24 $ 3,003,000 $ 125,000 $ 45,000
Lawrence County Tennessee 24 $ 2,802,000 $ 116,000 $ 66,000
Franklin County Alabama 21 $ 3,370,000 $ 160,000 $ 80,000
Bibb County Alabama 20 $ 2,241,000 $ 112,000 $ 57,000
Sequatchie County Tennessee 19 $ 3,183,000 $ 167,000 $ 102,000
Baldwin County Alabama 18 $ 4,272,000 $ 237,000 $ 131,000
Gordon County Georgia 18 $ 2,359,000 $ 131,000 $ 65,000
Coffee County Tennessee 18 $ 2,471,000 $ 137,000 $ 85,000
Winston County Alabama 17 $ 3,075,000 $ 180,000 $ 89,000
Dade County Georgia 16 $ 1,804,000 $ 112,000 $ 70,000
McMinn County Tennessee 16 $ 1,998,000 $ 124,000 $ 62,000
Rhea County Tennessee 16 $ 2,244,000 $ 140,000 $ 55,000
Moore County Tennessee 15 $ 2,315,000 $ 154,000 $ 66,000
Hickman County Tennessee 13 $ 1,462,000 $ 112,000 $ 48,000
Meigs County Tennessee 12 $ 1,580,000 $ 131,000 $ 62,000
Polk County Tennessee 11 $ 1,692,000 $ 153,000 $ 52,000
Sevier County Tennessee 11 $ 1,867,000 $ 169,000 $ 105,000
Lee County Alabama 10 $ 1,419,000 $ 141,000 $ 101,000
Fannin County Georgia 9 $ 1,737,000 $ 193,000 $ 55,000
Bledsoe County Tennessee 9 $ 1,620,000 $ 180,000 $ 66,000
Warren County Tennessee 9 $ 1,063,000 $ 118,000 $ 55,000
Grundy County Tennessee 8 $ 659,000 $ 82,000 $ 48,000
Fayette County Alabama 7 $ 1,071,000 $ 153,000 $ 63,000
Marion County Alabama 7 $ 714,000 $ 102,000 $ 66,000
Chattooga County Georgia 7 $ 814,000 $ 116,000 $ 57,000
Blount County Tennessee 7 $ 1,469,000 $ 209,000 $ 77,000
Lewis County Tennessee 7 $ 817,000 $ 116,000 $ 47,000
Elmore County Alabama 5 $ 812,000 $ 162,000 $ 51,000
Macon County Tennessee 5 $ 750,000 $ 150,000 $ 44,000
Smith County Tennessee 5 $ 980,000 $ 196,000 $ 94,000
Mobile County Alabama 4 $ 308,000 $ 77,000 $ 117,000
Bay County Florida 4 $ 788,000 $ 197,000 $ 273,000
Okaloosa County Florida 4 $ 750,000 $ 187,000 $ 150,000
Floyd County Georgia 4 $ 768,000 $ 192,000 $ 69,000
DeSoto County Mississippi 4 $ 254,000 $ 63,000 $ 84,000
Anderson County Tennessee 4 $ 547,000 $ 136,000 $ 61,000
Cannon County Tennessee 4 $ 447,000 $ 111,000 $ 51,000
Humphreys County Tennessee 4 $ 310,000 $ 77,000 $ 93,000
Shelby County Tennessee 4 $ 264,000 $ 66,000 $ 76,000
Cherokee County Alabama 3 $ 230,000 $ 76,000 $ 74,000
Montgomery County Alabama 3 $ 420,000 $ 140,000 $ 92,000
Tallapoosa County Alabama 3 $ 455,000 $ 151,000 $ 85,000
Maricopa County Arizona 3 $ 595,000 $ 198,000 $ 75,000
Gilmer County Georgia 3 $ 434,000 $ 144,000 $ 131,000
Campbell County Tennessee 3 $ 270,000 $ 90,000 $ 56,000
Loudon County Tennessee 3 $ 259,000 $ 86,000 $ 43,000
Roane County Tennessee 3 $ 468,000 $ 156,000 $ 81,000
Autauga County Alabama 2 $ 259,000 $ 129,000 $ 58,000
Clay County Alabama 2 $ 345,000 $ 172,000 $ 95,000
Cleburne County Alabama 2 $ 225,000 $ 112,000 $ 56,000
Pike County Alabama 2 $ 222,000 $ 111,000 $ 46,000
Pima County Arizona 2 $ 388,000 $ 194,000 $ 68,000
Escambia County Florida 2 $ 154,000 $ 77,000 $ 55,000
Orange County Florida 2 $ 125,000 $ 62,000 $ 84,000
Walton County Florida 2 $ 528,000 $ 264,000 $ 88,000
DeKalb County Georgia 2 $ 522,000 $ 261,000 $ 204,000
Fulton County Georgia 2 $ 505,000 $ 252,000 $ 41,000
Allen County Kentucky 2 $ 530,000 $ 265,000 $ 293,000
Logan County Kentucky 2 $ 389,000 $ 194,000 $ 95,000
Warren County Kentucky 2 $ 299,000 $ 149,000 $ 66,000
Clark County Nevada 2 $ 275,000 $ 137,000 $ 53,000
Cherokee County North Carolina 2 $ 148,000 $ 74,000 $ 83,000
Claiborne County Tennessee 2 $ 255,000 $ 127,000 $ 37,000
Cocke County Tennessee 2 $ 138,000 $ 69,000 $ 53,000
Cumberland County Tennessee 2 $ 192,000 $ 96,000 $ 37,000
DeKalb County Tennessee 2 $ 296,000 $ 148,000 $ 68,000
Hamblen County Tennessee 2 $ 195,000 $ 97,000 $ 73,000
Trousdale County Tennessee 2 $ 345,000 $ 172,000 $ 85,000
White County Tennessee 2 $ 197,000 $ 98,000 $ 47,000
Dallas County Texas 2 $ 505,000 $ 252,000 $ 134,000
Butler County Alabama 1 $ 72,000 $ 72,000 $ 63,000
Coosa County Alabama 1 $ 83,000 $ 83,000 $ 46,000
Escambia County Alabama 1 $ 155,000 $ 155,000 $ 47,000
Henry County Alabama 1 $ 194,000 $ 194,000 $ 102,000
Russell County Alabama 1 $ 94,000 $ 94,000 $ 66,000
Sumter County Alabama 1 $ 93,000 $ 93,000 $ 76,000
Kern County California 1 $ 20,000 $ 20,000 $ 31,000
Tolland County Connecticut 1 $ 118,000 $ 118,000 $ 18,000
New Castle County Delaware 1 $ 103,000 $ 103,000 $ 150,000
Duval County Florida 1 $ 51,000 $ 51,000 $ 175,000
Holmes County Florida 1 $ 40,000 $ 40,000 $ 13,000
Lake County Florida 1 $ 369,000 $ 369,000 $ 55,000
Miami-Dade County Florida 1 $ 402,000 $ 402,000 $ 625,000
Monroe County Florida 1 $ 250,000 $ 250,000 $ 89,000
Osceola County Florida 1 $ 319,000 $ 319,000 $ 241,000
Santa Rosa County Florida 1 $ 70,000 $ 70,000 $ 29,000
Seminole County Florida 1 $ 392,000 $ 392,000 $ 226,000
St. Johns County Florida 1 $ 111,000 $ 111,000 $ 80,000
Sumter County Florida 1 $ 139,000 $ 139,000 $ 100,000
Bartow County Georgia 1 $ 120,000 $ 120,000 $ 70,000
Cobb County Georgia 1 $ 186,000 $ 186,000 $ 60,000
Colquitt County Georgia 1 $ 67,000 $ 67,000 $ 89,000
Forsyth County Georgia 1 $ 151,000 $ 151,000 $ 63,000
Gwinnett County Georgia 1 $ 74,000 $ 74,000 $ 59,000
Haralson County Georgia 1 $ 100,000 $ 100,000 $ 66,000
Henry County Georgia 1 $ 192,000 $ 192,000 $ 76,000
Jones County Georgia 1 $ 223,000 $ 223,000 $ 84,000
Lowndes County Georgia 1 $ 97,000 $ 97,000 $ 55,000
Paulding County Georgia 1 $ 153,000 $ 153,000 $ 62,000
Tattnall County Georgia 1 $ 92,000 $ 92,000 $ 43,000
Troup County Georgia 1 $ 225,000 $ 225,000 $ 76,000
Edwards County Illinois 1 $ 95,000 $ 95,000 $ 73,000
Butler County Kentucky 1 $ 64,000 $ 64,000 $ 35,000
Monroe County Kentucky 1 $ 149,000 $ 149,000 $ 78,000
Simpson County Kentucky 1 $ 225,000 $ 225,000 $ 77,000
Caddo County Louisiana 1 $ 43,000 $ 43,000 $ 50,000
Calcasieu County Louisiana 1 $ 327,000 $ 327,000 $ 132,000
De Soto County Louisiana 1 $ 78,000 $ 78,000 $ 75,000
Baltimore County Maryland 1 $ 153,000 $ 153,000 $ 85,000
Prince George's County Maryland 1 $ 126,000 $ 126,000 $ 83,000
Barry County Michigan 1 $ 143,000 $ 143,000 $ 61,000
Clarke County Mississippi 1 $ 155,000 $ 155,000 $ 41,000
Jones County Mississippi 1 $ 91,000 $ 91,000 $ 70,000
Lafayette County Mississippi 1 $ 128,000 $ 128,000 $ 131,000
Leflore County Mississippi 1 $ 715,000 $ 715,000 $ 68,000
Madison County Mississippi 1 $ 58,000 $ 58,000 $ 70,000
Union County Mississippi 1 $ 115,000 $ 115,000 $ 104,000
Webster County Mississippi 1 $ 30,000 $ 30,000 $ 24,000
St. Louis County Missouri 1 $ 130,000 $ 130,000 $ 25,000
Gallatin County Montana 1 $ 257,000 $ 257,000 $ 209,000
Monmouth County New Jersey 1 $ 417,000 $ 417,000 $ 195,000
Ocean County New Jersey 1 $ 315,000 $ 315,000 $ 125,000
Clay County North Carolina 1 $ 147,000 $ 147,000 $ 41,000
Macon County North Carolina 1 $ 219,000 $ 219,000 $ 65,000
Perquimans County North Carolina 1 $ 85,000 $ 85,000 $ 53,000
Union County North Carolina 1 $ 195,000 $ 195,000 $ 75,000
Trumbull County Ohio 1 $ 45,000 $ 45,000 $ 57,000
Comanche County Oklahoma 1 $ 52,000 $ 52,000 $ 80,000
Le Flore County Oklahoma 1 $ 200,000 $ 200,000 $ 125,000
Woods County Oklahoma 1 $ 73,000 $ 73,000 $ 77,000
Lexington County South Carolina 1 $ 177,000 $ 177,000 $ 286,000
Spartanburg County South Carolina 1 $ 134,000 $ 134,000 $ 66,000
Benton County Tennessee 1 $ 288,000 $ 288,000 $ 100,000
Clay County Tennessee 1 $ 115,000 $ 115,000 $ 43,000
Dyer County Tennessee 1 $ 69,000 $ 69,000 $ 40,000
Fentress County Tennessee 1 $ 350,000 $ 350,000 $ 115,000
Greene County Tennessee 1 $ 55,000 $ 55,000 $ 82,000
Houston County Tennessee 1 $ 80,000 $ 80,000 $ 36,000
Madison County Tennessee 1 $ 122,000 $ 122,000 $ 47,000
Overton County Tennessee 1 $ 226,000 $ 226,000 $ 97,000
Perry County Tennessee 1 $ 151,000 $ 151,000 $ 53,000
Pickett County Tennessee 1 $ 46,000 $ 46,000 $ 43,000
Putnam County Tennessee 1 $ 128,000 $ 128,000 $ 51,000
Stewart County Tennessee 1 $ 128,000 $ 128,000 $ 78,000
Van Buren County Tennessee 1 $ 74,000 $ 74,000 $ 54,000
Washington County Tennessee 1 $ 69,000 $ 69,000 $ 23,000
Wayne County Tennessee 1 $ 168,000 $ 168,000 $ 66,000
Weakley County Tennessee 1 $ 110,000 $ 110,000 $ 135,000
King County Washington 1 $ 123,000 $ 123,000 $ 0
Kanawha County West Virginia 1 $ 200,000 $ 200,000 $ 74,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Worthington Federal Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,058 $924,997,000 $152,000 $1,290,000 $79,000 $1,000,000
Home Purchase 474 $64,111,000 $135,000 $480,000 $68,000 $330,000
Home Improvement 270 $34,878,000 $129,000 $417,000 $82,000 $581,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,274 $942,414,000 $150,000 $1,290,000 $79,000 $1,000,000
Not Provided 362 $57,640,000 $159,000 $661,000 $82,000 $400,000
Black or African American 81 $10,830,000 $133,000 $473,000 $62,000 $191,000
Hispanic 32 $4,427,000 $138,000 $392,000 $71,000 $226,000
Asian 29 $5,597,000 $193,000 $383,000 $80,000 $241,000
American Indian or Alaskan Native 20 $2,600,000 $130,000 $404,000 $68,000 $148,000
Native Hawaiian or Other Pacific Islander 2 $343,000 $171,000 $340,000 $86,000 $133,000
Not applicable 2 $135,000 $67,000 $84,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,226 $781,056,000 $149,000 $1,290,000 $81,000 $1,000,000
FHA-insured (Federal Housing Administration) 1,504 $230,364,000 $153,000 $401,000 $69,000 $385,000
VA-guaranteed (Veterans Administration) 57 $10,808,000 $189,000 $417,000 $91,000 $208,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $1,758,000 $117,000 $231,000 $44,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 4,188 $623,846,000 $148,000 $1,290,000 $75,000 $960,000
Application Withdrawn By Applicant 1,158 $182,570,000 $157,000 $1,250,000 $86,000 $1,000,000
Loan Originated 1,142 $168,435,000 $147,000 $466,000 $83,000 $581,000
Application Approved But Not Accepted 314 $49,135,000 $156,000 $661,000 $84,000 $309,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 1,874 $293,813,000 $156,000 $882,000 $87,000 $960,000
Credit History 1,143 $145,381,000 $127,000 $715,000 $59,000 $540,000
Debt-To-Income Ratio 509 $79,645,000 $156,000 $631,000 $53,000 $277,000
Collateral 501 $85,796,000 $171,000 $1,290,000 $88,000 $822,000
Other 120 $14,083,000 $117,000 $417,000 $77,000 $237,000
Insufficient Cash (Downpayment, Closing Cost) 16 $1,814,000 $113,000 $285,000 $65,000 $153,000
Employment History 15 $2,089,000 $139,000 $232,000 $51,000 $146,000
Unverifiable Information 10 $1,225,000 $122,000 $278,000 $79,000 $191,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.

Download the Alabama Lender List