Wright Experss Fsc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Wright Experss Fsc 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wright Experss Fsc 3995 South 700 East, Suite 450 Salt Lake City, UT 84107 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 3,156 |
| Total Mortgage Loan Application Amount | $434,021,000 |
| Average Mortgage Loan Application Amount | $129,680 |
| Highest Mortgage Loan Application Amount | $599,000 |
| Average Applicant Income | $69,216 |
| Highest Applicant Income | $600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Wright Experss Fsc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wright Experss Fsc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Wright Experss Fsc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wright Experss Fsc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wright Experss Fsc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wright Experss Fsc's mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL, MN-WI | 258 | $ 45,767,000 | $ 177,000 | $ 78,000 |
| BALTIMORE, MD | 144 | $ 26,532,000 | $ 184,000 | $ 88,000 |
| CHICAGO, IL | 131 | $ 22,330,000 | $ 170,000 | $ 86,000 |
| ATLANTA, GA | 105 | $ 17,369,000 | $ 165,000 | $ 82,000 |
| FORT WORTH-ARLINGTON, TX | 83 | $ 9,448,000 | $ 113,000 | $ 58,000 |
| PHILADELPHIA, PA-NJ | 82 | $ 12,590,000 | $ 153,000 | $ 92,000 |
| PITTSBURGH, PA | 80 | $ 8,352,000 | $ 104,000 | $ 59,000 |
| NEWARK, NJ | 49 | $ 12,148,000 | $ 247,000 | $ 108,000 |
| DALLAS, TX | 45 | $ 5,835,000 | $ 129,000 | $ 73,000 |
| ST. LOUIS, MO-IL | 39 | $ 4,465,000 | $ 114,000 | $ 63,000 |
| HOUSTON, TX | 37 | $ 4,871,000 | $ 131,000 | $ 116,000 |
| LOUISVILLE, KY-IN | 35 | $ 4,053,000 | $ 115,000 | $ 54,000 |
| PHOENIX-MESA, AZ | 32 | $ 4,903,000 | $ 153,000 | $ 74,000 |
| COLUMBUS, OH | 28 | $ 3,398,000 | $ 121,000 | $ 66,000 |
| PORTLAND-VANCOUVER, OR-WA | 27 | $ 4,702,000 | $ 174,000 | $ 70,000 |
| TUCSON, AZ | 27 | $ 3,736,000 | $ 138,000 | $ 62,000 |
| COLUMBIA, SC | 26 | $ 3,069,000 | $ 118,000 | $ 54,000 |
| NEW YORK, NY | 26 | $ 6,117,000 | $ 235,000 | $ 95,000 |
| CINCINNATI, OH-KY-IN | 24 | $ 2,686,000 | $ 111,000 | $ 55,000 |
| ORLANDO, FL | 23 | $ 3,364,000 | $ 146,000 | $ 71,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 23 | $ 1,969,000 | $ 85,000 | $ 53,000 |
| MIDDLESEX-SOMERSET-HUNTERDON, NJ | 22 | $ 4,819,000 | $ 219,000 | $ 101,000 |
| BERGEN-PASSAIC, NJ | 21 | $ 5,305,000 | $ 252,000 | $ 101,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 21 | $ 4,294,000 | $ 204,000 | $ 78,000 |
| BUFFALO-NIAGARA FALLS, NY | 20 | $ 1,562,000 | $ 78,000 | $ 56,000 |
| DENVER, CO | 20 | $ 3,616,000 | $ 180,000 | $ 87,000 |
| MEMPHIS, TN-AR-MS | 20 | $ 2,681,000 | $ 134,000 | $ 70,000 |
| SAN ANTONIO, TX | 19 | $ 1,895,000 | $ 99,000 | $ 60,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 19 | $ 2,354,000 | $ 123,000 | $ 63,000 |
| CLEVELAND-LORAIN-ELYRIA, OH | 18 | $ 2,076,000 | $ 115,000 | $ 69,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 17 | $ 1,690,000 | $ 99,000 | $ 56,000 |
| MOBILE, AL | 17 | $ 1,959,000 | $ 115,000 | $ 55,000 |
| NASSAU-SUFFOLK, NY | 17 | $ 3,747,000 | $ 220,000 | $ 118,000 |
| HARRISBURG-LEBANON-CARLISLE, PA | 16 | $ 1,665,000 | $ 104,000 | $ 54,000 |
| JACKSONVILLE, FL | 16 | $ 1,491,000 | $ 93,000 | $ 52,000 |
| COLORADO SPRINGS, CO | 15 | $ 2,782,000 | $ 185,000 | $ 92,000 |
| DETROIT, MI | 14 | $ 2,340,000 | $ 167,000 | $ 81,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 14 | $ 1,523,000 | $ 108,000 | $ 59,000 |
| RICHMOND-PETERSBURG, VA | 14 | $ 2,052,000 | $ 146,000 | $ 64,000 |
| EL PASO, TX | 13 | $ 1,759,000 | $ 135,000 | $ 84,000 |
| OMAHA, NE-IA | 13 | $ 1,439,000 | $ 110,000 | $ 63,000 |
| YORK, PA | 13 | $ 1,478,000 | $ 113,000 | $ 55,000 |
| ALBANY-SCHENECTADY-TROY, NY | 12 | $ 1,423,000 | $ 118,000 | $ 67,000 |
| EVANSVILLE-HENDERSON, IN-KY | 12 | $ 1,293,000 | $ 107,000 | $ 64,000 |
| MONMOUTH-OCEAN, NJ | 12 | $ 2,186,000 | $ 182,000 | $ 104,000 |
| NEW ORLEANS, LA | 12 | $ 1,371,000 | $ 114,000 | $ 53,000 |
| ST. CLOUD, MN | 12 | $ 1,591,000 | $ 132,000 | $ 45,000 |
| AUSTIN-SAN MARCOS, TX | 11 | $ 1,419,000 | $ 129,000 | $ 75,000 |
| FORT LAUDERDALE, FL | 11 | $ 1,268,000 | $ 115,000 | $ 82,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 11 | $ 1,313,000 | $ 119,000 | $ 67,000 |
| LOS ANGELES-LONG BEACH, CA | 11 | $ 2,368,000 | $ 215,000 | $ 90,000 |
| NASHVILLE, TN | 11 | $ 1,403,000 | $ 127,000 | $ 58,000 |
| NEWBURGH, NY-PA | 11 | $ 1,831,000 | $ 166,000 | $ 87,000 |
| ROCHESTER, NY | 11 | $ 1,117,000 | $ 101,000 | $ 58,000 |
| YOUNGSTOWN-WARREN, OH | 11 | $ 819,000 | $ 74,000 | $ 42,000 |
| GARY, IN | 10 | $ 1,162,000 | $ 116,000 | $ 68,000 |
| JERSEY CITY, NJ | 10 | $ 2,362,000 | $ 236,000 | $ 97,000 |
| MIAMI, FL | 10 | $ 1,919,000 | $ 191,000 | $ 90,000 |
| ROCHESTER, MN | 10 | $ 1,182,000 | $ 118,000 | $ 53,000 |
| DAYTON-SPRINGFIELD, OH | 9 | $ 781,000 | $ 86,000 | $ 57,000 |
| HARTFORD, CT | 9 | $ 1,522,000 | $ 169,000 | $ 81,000 |
| OKLAHOMA CITY, OK | 9 | $ 831,000 | $ 92,000 | $ 54,000 |
| REDDING, CA | 9 | $ 1,671,000 | $ 185,000 | $ 81,000 |
| TRENTON, NJ | 9 | $ 1,413,000 | $ 157,000 | $ 91,000 |
| YUMA, AZ | 9 | $ 952,000 | $ 105,000 | $ 45,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA | 8 | $ 905,000 | $ 113,000 | $ 65,000 |
| APPLETON-OSHKOSH-NEENAH, WI | 8 | $ 1,076,000 | $ 134,000 | $ 79,000 |
| BOSTON, MA-NH | 8 | $ 1,646,000 | $ 205,000 | $ 75,000 |
| BRAZORIA, TX | 8 | $ 966,000 | $ 120,000 | $ 66,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 8 | $ 691,000 | $ 86,000 | $ 51,000 |
| GREENSBORO--WINSTON-SALEM--HIGH POINT, NC | 8 | $ 817,000 | $ 102,000 | $ 66,000 |
| KANSAS CITY, MO-KS | 8 | $ 887,000 | $ 110,000 | $ 49,000 |
| KNOXVILLE, TN | 8 | $ 836,000 | $ 104,000 | $ 49,000 |
| PENSACOLA, FL | 8 | $ 776,000 | $ 97,000 | $ 56,000 |
| AKRON, OH | 7 | $ 925,000 | $ 132,000 | $ 54,000 |
| ANN ARBOR, MI | 7 | $ 912,000 | $ 130,000 | $ 78,000 |
| CHARLESTON, WV | 7 | $ 723,000 | $ 103,000 | $ 82,000 |
| HAMILTON-MIDDLETOWN, OH | 7 | $ 958,000 | $ 136,000 | $ 70,000 |
| INDIANAPOLIS, IN | 7 | $ 864,000 | $ 123,000 | $ 57,000 |
| MILWAUKEE-WAUKESHA, WI | 7 | $ 789,000 | $ 112,000 | $ 59,000 |
| SAVANNAH, GA | 7 | $ 784,000 | $ 112,000 | $ 54,000 |
| TACOMA, WA | 7 | $ 1,054,000 | $ 150,000 | $ 73,000 |
| TULSA, OK | 7 | $ 699,000 | $ 99,000 | $ 101,000 |
| WEST PALM BEACH-BOCA RATON, FL | 7 | $ 1,532,000 | $ 218,000 | $ 116,000 |
| DES MOINES, IA | 6 | $ 813,000 | $ 135,000 | $ 62,000 |
| HUNTSVILLE, AL | 6 | $ 710,000 | $ 118,000 | $ 61,000 |
| LONGVIEW-MARSHALL, TX | 6 | $ 627,000 | $ 104,000 | $ 61,000 |
| NEW HAVEN-MERIDEN, CT | 6 | $ 1,259,000 | $ 209,000 | $ 129,000 |
| ORANGE COUNTY, CA | 6 | $ 1,495,000 | $ 249,000 | $ 105,000 |
| RIVERSIDE-SAN BERNARDINO, CA | 6 | $ 762,000 | $ 127,000 | $ 60,000 |
| SACRAMENTO, CA | 6 | $ 1,602,000 | $ 267,000 | $ 93,000 |
| SIOUX CITY, IA-NE | 6 | $ 499,000 | $ 83,000 | $ 47,000 |
| ALBUQUERQUE, NM | 5 | $ 680,000 | $ 136,000 | $ 86,000 |
| BRIDGEPORT, CT | 5 | $ 997,000 | $ 199,000 | $ 118,000 |
| CORPUS CHRISTI, TX | 5 | $ 455,000 | $ 91,000 | $ 76,000 |
| FORT SMITH, AR-OK | 5 | $ 446,000 | $ 89,000 | $ 47,000 |
| JACKSON, MS | 5 | $ 578,000 | $ 115,000 | $ 60,000 |
| LAS VEGAS, NV-AZ | 5 | $ 1,044,000 | $ 208,000 | $ 101,000 |
| MYRTLE BEACH, SC | 5 | $ 554,000 | $ 110,000 | $ 53,000 |
| RALEIGH-DURHAM-CHAPEL HILL, NC | 5 | $ 653,000 | $ 130,000 | $ 76,000 |
| READING, PA | 5 | $ 500,000 | $ 100,000 | $ 57,000 |
| SHREVEPORT-BOSSIER CITY, LA | 5 | $ 520,000 | $ 104,000 | $ 55,000 |
| TOLEDO, OH | 5 | $ 559,000 | $ 111,000 | $ 55,000 |
| VICTORIA, TX | 5 | $ 645,000 | $ 129,000 | $ 73,000 |
| BATON ROUGE, LA | 4 | $ 357,000 | $ 89,000 | $ 41,000 |
| BEAUMONT-PORT ARTHUR, TX | 4 | $ 364,000 | $ 91,000 | $ 63,000 |
| BIRMINGHAM, AL | 4 | $ 297,000 | $ 74,000 | $ 50,000 |
| BROCKTON, MA | 4 | $ 988,000 | $ 247,000 | $ 72,000 |
| COLUMBIA, MO | 4 | $ 376,000 | $ 94,000 | $ 65,000 |
| FORT COLLINS-LOVELAND, CO | 4 | $ 709,000 | $ 177,000 | $ 42,000 |
| FORT MYERS-CAPE CORAL, FL | 4 | $ 433,000 | $ 108,000 | $ 51,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 4 | $ 461,000 | $ 115,000 | $ 55,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 4 | $ 511,000 | $ 127,000 | $ 57,000 |
| LAKE CHARLES, LA | 4 | $ 402,000 | $ 100,000 | $ 66,000 |
| LAKELAND-WINTER HAVEN, FL | 4 | $ 381,000 | $ 95,000 | $ 54,000 |
| LANCASTER, PA | 4 | $ 620,000 | $ 155,000 | $ 69,000 |
| LYNCHBURG, VA | 4 | $ 314,000 | $ 78,000 | $ 42,000 |
| MACON, GA | 4 | $ 592,000 | $ 148,000 | $ 68,000 |
| MONROE, LA | 4 | $ 516,000 | $ 129,000 | $ 95,000 |
| NAPLES, FL | 4 | $ 498,000 | $ 124,000 | $ 60,000 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 4 | $ 411,000 | $ 102,000 | $ 72,000 |
| ODESSA-MIDLAND, TX | 4 | $ 320,000 | $ 80,000 | $ 65,000 |
| PROVIDENCE-FALL RIVER-WARWICK, RI-MA | 4 | $ 747,000 | $ 186,000 | $ 112,000 |
| ROCKFORD, IL | 4 | $ 590,000 | $ 147,000 | $ 63,000 |
| SAN DIEGO, CA | 4 | $ 1,205,000 | $ 301,000 | $ 100,000 |
| ST. JOSEPH, MO | 4 | $ 265,000 | $ 66,000 | $ 35,000 |
| SYRACUSE, NY | 4 | $ 376,000 | $ 94,000 | $ 54,000 |
| VALLEJO-FAIRFIELD-NAPA, CA | 4 | $ 1,279,000 | $ 319,000 | $ 83,000 |
| WASHINGTON, DC-MD-VA-WV | 4 | $ 929,000 | $ 232,000 | $ 73,000 |
| WILMINGTON-NEWARK, DE-MD | 4 | $ 674,000 | $ 168,000 | $ 74,000 |
| ALEXANDRIA, LA | 3 | $ 272,000 | $ 90,000 | $ 48,000 |
| ANNISTON, AL | 3 | $ 245,000 | $ 81,000 | $ 50,000 |
| BOISE CITY, ID | 3 | $ 335,000 | $ 111,000 | $ 59,000 |
| BRYAN-COLLEGE STATION, TX | 3 | $ 193,000 | $ 64,000 | $ 37,000 |
| CHATTANOOGA, TN-GA | 3 | $ 275,000 | $ 91,000 | $ 48,000 |
| CUMBERLAND, MD-WV | 3 | $ 173,000 | $ 57,000 | $ 41,000 |
| DAYTONA BEACH, FL | 3 | $ 269,000 | $ 89,000 | $ 42,000 |
| DECATUR, AL | 3 | $ 205,000 | $ 68,000 | $ 34,000 |
| DOVER, DE | 3 | $ 352,000 | $ 117,000 | $ 38,000 |
| FAYETTEVILLE, NC | 3 | $ 429,000 | $ 143,000 | $ 82,000 |
| FLAGSTAFF, AZ-UT | 3 | $ 535,000 | $ 178,000 | $ 99,000 |
| FLORENCE, SC | 3 | $ 561,000 | $ 187,000 | $ 88,000 |
| GAINESVILLE, FL | 3 | $ 250,000 | $ 83,000 | $ 45,000 |
| GLENS FALLS, NY | 3 | $ 303,000 | $ 101,000 | $ 85,000 |
| GRAND JUNCTION, CO | 3 | $ 329,000 | $ 109,000 | $ 54,000 |
| JACKSON, TN | 3 | $ 330,000 | $ 110,000 | $ 62,000 |
| JAMESTOWN, NY | 3 | $ 271,000 | $ 90,000 | $ 53,000 |
| KALAMAZOO-BATTLE CREEK, MI | 3 | $ 228,000 | $ 76,000 | $ 42,000 |
| LANSING-EAST LANSING, MI | 3 | $ 340,000 | $ 113,000 | $ 49,000 |
| LAS CRUCES, NM | 3 | $ 412,000 | $ 137,000 | $ 67,000 |
| LEXINGTON, KY | 3 | $ 274,000 | $ 91,000 | $ 47,000 |
| MONTGOMERY, AL | 3 | $ 260,000 | $ 86,000 | $ 58,000 |
| PUNTA GORDA, FL | 3 | $ 598,000 | $ 199,000 | $ 74,000 |
| RENO, NV | 3 | $ 358,000 | $ 119,000 | $ 45,000 |
| ROCKY MOUNT, NC | 3 | $ 278,000 | $ 92,000 | $ 43,000 |
| SALEM, OR | 3 | $ 320,000 | $ 106,000 | $ 56,000 |
| SPRINGFIELD, MA | 3 | $ 360,000 | $ 120,000 | $ 52,000 |
| TALLAHASSEE, FL | 3 | $ 243,000 | $ 81,000 | $ 59,000 |
| TOPEKA, KS | 3 | $ 246,000 | $ 82,000 | $ 66,000 |
| TYLER, TX | 3 | $ 292,000 | $ 97,000 | $ 60,000 |
| WICHITA, KS | 3 | $ 314,000 | $ 104,000 | $ 43,000 |
| WORCESTER, MA-CT | 3 | $ 466,000 | $ 155,000 | $ 70,000 |
| ATLANTIC-CAPE MAY, NJ | 2 | $ 133,000 | $ 66,000 | $ 33,000 |
| AUBURN-OPELIKA, AL | 2 | $ 138,000 | $ 69,000 | $ 30,000 |
| AUGUSTA-AIKEN, GA-SC | 2 | $ 227,000 | $ 113,000 | $ 65,000 |
| BANGOR, ME | 2 | $ 270,000 | $ 135,000 | $ 110,000 |
| BENTON HARBOR, MI | 2 | $ 136,000 | $ 68,000 | $ 34,000 |
| BISMARCK, ND | 2 | $ 194,000 | $ 97,000 | $ 52,000 |
| BREMERTON, WA | 2 | $ 306,000 | $ 153,000 | $ 66,000 |
| BURLINGTON, VT | 2 | $ 424,000 | $ 212,000 | $ 128,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 2 | $ 273,000 | $ 136,000 | $ 63,000 |
| CHARLOTTESVILLE, VA | 2 | $ 294,000 | $ 147,000 | $ 68,000 |
| DANBURY, CT | 2 | $ 304,000 | $ 152,000 | $ 78,000 |
| DULUTH-SUPERIOR, MN-WI | 2 | $ 96,000 | $ 48,000 | $ 38,000 |
| DUTCHESS COUNTY, NY | 2 | $ 388,000 | $ 194,000 | $ 108,000 |
| GADSDEN, AL | 2 | $ 78,000 | $ 39,000 | $ 17,000 |
| GALVESTON-TEXAS CITY, TX | 2 | $ 176,000 | $ 88,000 | $ 43,000 |
| GREELEY, CO | 2 | $ 347,000 | $ 173,000 | $ 62,000 |
| HAGERSTOWN, MD | 2 | $ 239,000 | $ 119,000 | $ 49,000 |
| JOHNSTOWN, PA | 2 | $ 209,000 | $ 104,000 | $ 67,000 |
| JOPLIN, MO | 2 | $ 162,000 | $ 81,000 | $ 39,000 |
| KOKOMO, IN | 2 | $ 137,000 | $ 68,000 | $ 25,000 |
| LAFAYETTE, IN | 2 | $ 234,000 | $ 117,000 | $ 51,000 |
| LAFAYETTE, LA | 2 | $ 109,000 | $ 54,000 | $ 22,000 |
| LAWRENCE, MA-NH | 2 | $ 463,000 | $ 231,000 | $ 75,000 |
| LINCOLN, NE | 2 | $ 237,000 | $ 118,000 | $ 39,000 |
| LOWELL, MA-NH | 2 | $ 417,000 | $ 208,000 | $ 103,000 |
| MANSFIELD, OH | 2 | $ 161,000 | $ 80,000 | $ 43,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 129,000 | $ 64,000 | $ 56,000 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 2 | $ 118,000 | $ 59,000 | $ 29,000 |
| MERCED, CA | 2 | $ 127,000 | $ 63,000 | $ 41,000 |
| NASHUA, NH | 2 | $ 548,000 | $ 274,000 | $ 97,000 |
| NEW LONDON-NORWICH, CT-RI | 2 | $ 265,000 | $ 132,000 | $ 149,000 |
| OAKLAND, CA | 2 | $ 223,000 | $ 111,000 | $ 116,000 |
| PORTSMOUTH-ROCHESTER, NH-ME | 2 | $ 300,000 | $ 150,000 | $ 74,000 |
| RACINE, WI | 2 | $ 161,000 | $ 80,000 | $ 35,000 |
| RICHLAND-KENNEWICK-PASCO, WA | 2 | $ 242,000 | $ 121,000 | $ 70,000 |
| SALT LAKE CITY-OGDEN, UT | 2 | $ 294,000 | $ 147,000 | $ 66,000 |
| SAN ANGELO, TX | 2 | $ 179,000 | $ 89,000 | $ 43,000 |
| SARASOTA-BRADENTON, FL | 2 | $ 192,000 | $ 96,000 | $ 38,000 |
| SIOUX FALLS, SD | 2 | $ 184,000 | $ 92,000 | $ 62,000 |
| SPRINGFIELD, MO | 2 | $ 145,000 | $ 72,000 | $ 29,000 |
| TUSCALOOSA, AL | 2 | $ 204,000 | $ 102,000 | $ 39,000 |
| UTICA-ROME, NY | 2 | $ 200,000 | $ 100,000 | $ 57,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 2 | $ 264,000 | $ 132,000 | $ 65,000 |
| WICHITA FALLS, TX | 2 | $ 239,000 | $ 119,000 | $ 70,000 |
| ABILENE, TX | 1 | $ 52,000 | $ 52,000 | $ 33,000 |
| AMARILLO, TX | 1 | $ 70,000 | $ 70,000 | $ 40,000 |
| BAKERSFIELD, CA | 1 | $ 174,000 | $ 174,000 | $ 94,000 |
| BILLINGS, MT | 1 | $ 68,000 | $ 68,000 | $ 31,000 |
| BINGHAMTON, NY | 1 | $ 91,000 | $ 91,000 | $ 62,000 |
| BLOOMINGTON, IN | 1 | $ 106,000 | $ 106,000 | $ 36,000 |
| BOULDER-LONGMONT, CO | 1 | $ 280,000 | $ 280,000 | $ 103,000 |
| CEDAR RAPIDS, IA | 1 | $ 133,000 | $ 133,000 | $ 95,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 44,000 | $ 44,000 | $ 31,000 |
| CORVALLIS, OR | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| DANVILLE, VA | 1 | $ 112,000 | $ 112,000 | $ 105,000 |
| DOTHAN, AL | 1 | $ 78,000 | $ 78,000 | $ 34,000 |
| DUBUQUE, IA | 1 | $ 78,000 | $ 78,000 | $ 87,000 |
| ELKHART-GOSHEN, IN | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
| ENID, OK | 1 | $ 38,000 | $ 38,000 | $ 29,000 |
| ERIE, PA | 1 | $ 32,000 | $ 32,000 | $ 39,000 |
| FITCHBURG-LEOMINSTER, MA | 1 | $ 181,000 | $ 181,000 | $ 70,000 |
| FLINT, MI | 1 | $ 41,000 | $ 41,000 | $ 35,000 |
| FORT WALTON BEACH, FL | 1 | $ 90,000 | $ 90,000 | $ 97,000 |
| GRAND RAPIDS-MUSKEGON-HOLLAND, MI | 1 | $ 40,000 | $ 40,000 | $ 52,000 |
| GREEN BAY, WI | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| GREENVILLE, NC | 1 | $ 120,000 | $ 120,000 | $ 38,000 |
| HATTIESBURG, MS | 1 | $ 323,000 | $ 323,000 | $ 208,000 |
| HOUMA, LA | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 64,000 | $ 64,000 | $ 28,000 |
| JACKSON, MI | 1 | $ 96,000 | $ 96,000 | $ 44,000 |
| JACKSONVILLE, NC | 1 | $ 72,000 | $ 72,000 | $ 48,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 73,000 | $ 73,000 | $ 54,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 43,000 | $ 43,000 | $ 33,000 |
| LA CROSSE, WI-MN | 1 | $ 81,000 | $ 81,000 | $ 45,000 |
| LAREDO, TX | 1 | $ 86,000 | $ 86,000 | $ 88,000 |
| MANCHESTER, NH | 1 | $ 178,000 | $ 178,000 | $ 66,000 |
| NEW BEDFORD, MA | 1 | $ 154,000 | $ 154,000 | $ 99,000 |
| OWENSBORO, KY | 1 | $ 98,000 | $ 98,000 | $ 36,000 |
| PANAMA CITY, FL | 1 | $ 71,000 | $ 71,000 | $ 23,000 |
| PARKERSBURG-MARIETTA, WV-OH | 1 | $ 114,000 | $ 114,000 | $ 35,000 |
| PINE BLUFF, AR | 1 | $ 40,000 | $ 40,000 | $ 19,000 |
| PROVO-OREM, UT | 1 | $ 47,000 | $ 47,000 | $ 40,000 |
| RAPID CITY, SD | 1 | $ 107,000 | $ 107,000 | $ 42,000 |
| ROANOKE, VA | 1 | $ 106,000 | $ 106,000 | $ 48,000 |
| SAGINAW-BAY CITY-MIDLAND, MI | 1 | $ 126,000 | $ 126,000 | $ 64,000 |
| SALINAS, CA | 1 | $ 230,000 | $ 230,000 | $ 68,000 |
| SAN FRANCISCO, CA | 1 | $ 484,000 | $ 484,000 | $ 170,000 |
| SAN JOSE, CA | 1 | $ 547,000 | $ 547,000 | $ 223,000 |
| SANTA BARBARA-SANTA MARIA-LOMPOC, CA | 1 | $ 149,000 | $ 149,000 | $ 50,000 |
| SHARON, PA | 1 | $ 49,000 | $ 49,000 | $ 37,000 |
| SHERMAN-DENISON, TX | 1 | $ 126,000 | $ 126,000 | $ 61,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 1 | $ 33,000 | $ 33,000 | $ 29,000 |
| STOCKTON-LODI, CA | 1 | $ 78,000 | $ 78,000 | $ 45,000 |
| WACO, TX | 1 | $ 37,000 | $ 37,000 | $ 50,000 |
| WHEELING, WV-OH | 1 | $ 19,000 | $ 19,000 | $ 31,000 |
| WILMINGTON, NC | 1 | $ 116,000 | $ 116,000 | $ 44,000 |
| YOLO, CA | 1 | $ 274,000 | $ 274,000 | $ 92,000 |
| YUBA CITY, CA | 1 | $ 176,000 | $ 176,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for Wright Experss Fsc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 2,191 | $305,646,000 | $138,163 | $599,000 | $65,040 | $600,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 965 | $128,375,000 | $121,020 | $547,000 | $73,479 | $496,000 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,523 | $211,420,000 | $136,100 | $599,000 | $70,740 | $496,000 |
| Information not provided by applicant in mail or telephone application | 1,281 | $175,923,000 | $134,416 | $548,000 | $66,687 | $600,000 |
| Black | 137 | $15,381,000 | $117,451 | $303,000 | $60,225 | $192,000 |
| Hispanic | 98 | $11,788,000 | $124,357 | $320,000 | $59,071 | $194,000 |
| Other | 60 | $10,030,000 | $143,960 | $332,000 | $73,320 | $249,000 |
| Asian or Pacific Islander | 48 | $8,518,000 | $173,666 | $487,000 | $81,619 | $233,000 |
| American Indian or Alaskan Native | 9 | $961,000 | $106,777 | $175,000 | $60,555 | $164,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,004 | $313,713,000 | $147,700 | $599,000 | $78,300 | $600,000 |
| FHA-insured (Federal Housing Administration) | 1,152 | $120,308,000 | $109,489 | $317,000 | $51,755 | $370,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 2,085 | $290,817,000 | $133,306 | $332,000 | $71,326 | $496,000 |
| Application Denied By Financial Institution | 476 | $76,077,000 | $145,333 | $599,000 | $65,895 | $493,000 |
| Application Withdrawn By Applicant | 346 | $37,064,000 | $107,476 | $352,000 | $53,214 | $252,000 |
| Loan Originated | 249 | $30,063,000 | $117,512 | $323,000 | $56,926 | $600,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wright Experss Fsc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wright Experss Fsc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.