Wright Experss Fsc Mortgage Lending & HMDA Data, 2003

In 2003, Wright Experss Fsc of Salt Lake City, UT reported 3,156 mortgage applications totaling $434.0 million. The average application was for $137,522, and applicants reported an average income of $68,998. 8% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Minneapolis-St. Paul, MN-WI (258), Baltimore, MD (144) and Chicago, IL (131) (applications in parentheses).

Mortgage Company & Address Wright Experss Fsc
3995 South 700 East, Suite 450
Salt Lake City, UT 84107
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 3,156
Total Mortgage Loan Application Amount $434,021,000
Average Mortgage Loan Application Amount $137,522
Highest Mortgage Loan Application Amount $599,000
Average Applicant Income $68,998
Highest Applicant Income $600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wright Experss Fsc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wright Experss Fsc by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 88 $ 16,135,000 $ 183,352 $ 69,000
Tarrant, Texas 76 $ 8,883,000 $ 116,881 $ 61,000
Allegheny, Pennsylvania 54 $ 5,684,000 $ 105,259 $ 61,000
Howard, Maryland 51 $ 11,183,000 $ 219,274 $ 115,000
Dakota, Minnesota 50 $ 8,660,000 $ 173,200 $ 81,000
Cook, Illinois 45 $ 7,944,000 $ 176,533 $ 74,000
Will, Illinois 43 $ 6,193,000 $ 144,023 $ 69,000
Baltimore, Maryland 38 $ 6,053,000 $ 159,289 $ 71,000
Ramsey, Minnesota 38 $ 6,243,000 $ 164,289 $ 77,000
Camden, New Jersey 32 $ 4,134,000 $ 129,187 $ 73,000
Maricopa, Arizona 31 $ 4,766,000 $ 153,741 $ 77,000
Jefferson, Kentucky 31 $ 3,783,000 $ 122,032 $ 61,000
Philadelphia, Pennsylvania 28 $ 2,622,000 $ 93,642 $ 72,000
Pima, Arizona 27 $ 3,736,000 $ 138,370 $ 62,000
St. Louis, Missouri 27 $ 3,011,000 $ 111,518 $ 60,000
Montgomery, Pennsylvania 27 $ 5,539,000 $ 205,148 $ 95,000
Henry, Georgia 26 $ 3,908,000 $ 150,307 $ 69,000
Anne Arundel, Maryland 26 $ 4,877,000 $ 187,576 $ 91,000
Lexington, South Carolina 23 $ 2,791,000 $ 121,347 $ 55,000
Harris, Texas 23 $ 3,143,000 $ 136,652 $ 140,000
Anoka, Minnesota 21 $ 3,457,000 $ 164,619 $ 57,000
Washington, Minnesota 21 $ 3,765,000 $ 179,285 $ 82,000
Essex, New Jersey 21 $ 5,190,000 $ 247,142 $ 108,000
Luzerne, Pennsylvania 20 $ 1,766,000 $ 88,300 $ 52,000
Burlington, New Jersey 19 $ 2,592,000 $ 136,421 $ 80,000
Dallas, Texas 18 $ 2,089,000 $ 116,055 $ 70,000
Franklin, Ohio 17 $ 2,184,000 $ 128,470 $ 64,000
Shelby, Tennessee 17 $ 2,350,000 $ 138,235 $ 72,000
King, Washington 16 $ 3,638,000 $ 227,375 $ 97,000
El Paso, Colorado 15 $ 2,782,000 $ 185,466 $ 92,000
Delaware, Pennsylvania 15 $ 1,790,000 $ 119,333 $ 78,000
Baltimore City, Maryland 14 $ 1,619,000 $ 115,642 $ 64,000
Erie, New York 14 $ 1,135,000 $ 81,071 $ 61,000
Bexar, Texas 14 $ 1,228,000 $ 87,714 $ 48,000
Duval, Florida 13 $ 1,190,000 $ 91,538 $ 50,000
DeKalb, Georgia 13 $ 2,277,000 $ 175,153 $ 104,000
Fulton, Georgia 13 $ 3,123,000 $ 240,230 $ 105,000
Lake, Illinois 13 $ 2,898,000 $ 222,923 $ 134,000
Carver, Minnesota 13 $ 2,641,000 $ 203,153 $ 107,000
Bergen, New Jersey 13 $ 3,499,000 $ 269,153 $ 112,000
Union, New Jersey 13 $ 3,226,000 $ 248,153 $ 101,000
York, Pennsylvania 13 $ 1,478,000 $ 113,692 $ 55,000
El Paso, Texas 13 $ 1,759,000 $ 135,307 $ 84,000
Clark, Washington 13 $ 1,946,000 $ 149,692 $ 71,000
Baldwin, Alabama 12 $ 1,580,000 $ 131,666 $ 55,000
Pinellas, Florida 12 $ 1,493,000 $ 124,416 $ 70,000
Hamilton, Ohio 12 $ 1,233,000 $ 102,750 $ 49,000
Collin, Texas 12 $ 1,772,000 $ 147,666 $ 75,000
Los Angeles, California 11 $ 2,368,000 $ 215,272 $ 90,000
Sussex, Delaware 11 $ 1,952,000 $ 177,454 $ 70,000
Broward, Florida 11 $ 1,268,000 $ 115,272 $ 82,000
McHenry, Illinois 11 $ 2,198,000 $ 199,818 $ 132,000
Carroll, Maryland 11 $ 2,109,000 $ 191,727 $ 109,000
Scott, Minnesota 11 $ 1,865,000 $ 169,545 $ 80,000
Nassau, New York 11 $ 2,638,000 $ 239,818 $ 121,000
Orange, New York 11 $ 1,831,000 $ 166,454 $ 87,000
Benton, Arkansas 10 $ 1,108,000 $ 110,800 $ 66,000
Miami-Dade, Florida 10 $ 1,919,000 $ 191,900 $ 90,000
Seminole, Florida 10 $ 1,689,000 $ 168,900 $ 90,000
Gwinnett, Georgia 10 $ 1,361,000 $ 136,100 $ 62,000
Olmsted, Minnesota 10 $ 1,182,000 $ 118,200 $ 53,000
Hudson, New Jersey 10 $ 2,362,000 $ 236,200 $ 97,000
Middlesex, New Jersey 10 $ 1,881,000 $ 188,100 $ 96,000
Morris, New Jersey 10 $ 2,729,000 $ 272,900 $ 115,000
Clackamas, Oregon 10 $ 1,741,000 $ 174,100 $ 73,000
Washington, Oregon 10 $ 1,738,000 $ 173,800 $ 74,000
Yuma, Arizona 9 $ 952,000 $ 105,777 $ 45,000
Shasta, California 9 $ 1,671,000 $ 185,666 $ 81,000
Kane, Illinois 9 $ 1,483,000 $ 164,777 $ 91,000
Mercer, New Jersey 9 $ 1,413,000 $ 157,000 $ 91,000
Cuyahoga, Ohio 9 $ 991,000 $ 110,111 $ 71,000
York, South Carolina 9 $ 1,261,000 $ 140,111 $ 73,000
Montgomery, Texas 9 $ 1,071,000 $ 119,000 $ 82,000
Chesterfield, Virginia 9 $ 1,222,000 $ 135,777 $ 64,000
New Haven, Connecticut 8 $ 1,691,000 $ 211,375 $ 123,000
Escambia, Florida 8 $ 776,000 $ 97,000 $ 56,000
Cobb, Georgia 8 $ 1,733,000 $ 216,625 $ 99,000
Vanderburgh, Indiana 8 $ 717,000 $ 89,625 $ 44,000
Scott, Iowa 8 $ 691,000 $ 86,375 $ 51,000
Passaic, New Jersey 8 $ 1,806,000 $ 225,750 $ 86,000
Monroe, New York 8 $ 894,000 $ 111,750 $ 61,000
Queens, New York 8 $ 1,759,000 $ 219,875 $ 78,000
Mecklenburg, North Carolina 8 $ 929,000 $ 116,125 $ 59,000
Chester, Pennsylvania 8 $ 1,709,000 $ 213,625 $ 127,000
Westmoreland, Pennsylvania 8 $ 983,000 $ 122,875 $ 74,000
Brazoria, Texas 8 $ 966,000 $ 120,750 $ 66,000
Denton, Texas 8 $ 1,147,000 $ 143,375 $ 75,000
Pulaski, Arkansas 7 $ 794,000 $ 113,428 $ 74,000
Palm Beach, Florida 7 $ 1,532,000 $ 218,857 $ 116,000
Clayton, Georgia 7 $ 852,000 $ 121,714 $ 62,000
Lake, Indiana 7 $ 719,000 $ 102,714 $ 58,000
Prince George's, Maryland 7 $ 1,018,000 $ 145,428 $ 74,000
Stearns, Minnesota 7 $ 898,000 $ 128,285 $ 38,000
Douglas, Nebraska 7 $ 774,000 $ 110,571 $ 72,000
Gloucester, New Jersey 7 $ 755,000 $ 107,857 $ 96,000
Ocean, New Jersey 7 $ 1,029,000 $ 147,000 $ 59,000
Westchester, New York 7 $ 1,734,000 $ 247,714 $ 103,000
Butler, Ohio 7 $ 958,000 $ 136,857 $ 70,000
Butler, Pennsylvania 7 $ 875,000 $ 125,000 $ 61,000
Dauphin, Pennsylvania 7 $ 633,000 $ 90,428 $ 45,000
Franklin, Pennsylvania 7 $ 889,000 $ 127,000 $ 61,000
Knox, Tennessee 7 $ 802,000 $ 114,571 $ 51,000
Johnson, Texas 7 $ 565,000 $ 80,714 $ 51,000
Williamson, Texas 7 $ 941,000 $ 134,428 $ 79,000
Pierce, Washington 7 $ 1,054,000 $ 150,571 $ 73,000
Orange, California 6 $ 1,495,000 $ 249,166 $ 105,000
Jefferson, Colorado 6 $ 1,258,000 $ 209,666 $ 88,000
Hartford, Connecticut 6 $ 990,000 $ 165,000 $ 71,000
Lake, Florida 6 $ 689,000 $ 114,833 $ 62,000
Orange, Florida 6 $ 859,000 $ 143,166 $ 63,000
Polk, Iowa 6 $ 813,000 $ 135,500 $ 62,000
Woodbury, Iowa 6 $ 499,000 $ 83,166 $ 47,000
Plymouth, Massachusetts 6 $ 1,534,000 $ 255,666 $ 83,000
Oakland, Michigan 6 $ 1,030,000 $ 171,666 $ 97,000
Wayne, Michigan 6 $ 1,018,000 $ 169,666 $ 78,000
Chisago, Minnesota 6 $ 1,077,000 $ 179,500 $ 69,000
Wright, Minnesota 6 $ 1,226,000 $ 204,333 $ 115,000
Sarpy, Nebraska 6 $ 665,000 $ 110,833 $ 51,000
Hunterdon, New Jersey 6 $ 1,600,000 $ 266,666 $ 137,000
Somerset, New Jersey 6 $ 1,338,000 $ 223,000 $ 90,000
Kings, New York 6 $ 1,596,000 $ 266,000 $ 114,000
Niagara, New York 6 $ 427,000 $ 71,166 $ 48,000
Suffolk, New York 6 $ 1,109,000 $ 184,833 $ 113,000
Montgomery, Ohio 6 $ 427,000 $ 71,166 $ 49,000
Warren, Ohio 6 $ 831,000 $ 138,500 $ 67,000
Tulsa, Oklahoma 6 $ 637,000 $ 106,166 $ 114,000
Cumberland, Pennsylvania 6 $ 694,000 $ 115,666 $ 62,000
Northampton, Pennsylvania 6 $ 553,000 $ 92,166 $ 45,000
Kanawha, West Virginia 6 $ 575,000 $ 95,833 $ 77,000
Milwaukee, Wisconsin 6 $ 634,000 $ 105,666 $ 62,000
Madison, Alabama 5 $ 627,000 $ 125,400 $ 61,000
Mobile, Alabama 5 $ 379,000 $ 75,800 $ 55,000
Sebastian, Arkansas 5 $ 446,000 $ 89,200 $ 47,000
Arapahoe, Colorado 5 $ 726,000 $ 145,200 $ 77,000
Douglas, Colorado 5 $ 986,000 $ 197,200 $ 112,000
Hillsborough, Florida 5 $ 673,000 $ 134,600 $ 60,000
Chatham, Georgia 5 $ 507,000 $ 101,400 $ 56,000
Cherokee, Georgia 5 $ 850,000 $ 170,000 $ 79,000
Grundy, Illinois 5 $ 690,000 $ 138,000 $ 68,000
Madison, Illinois 5 $ 595,000 $ 119,000 $ 83,000
Marion, Indiana 5 $ 484,000 $ 96,800 $ 48,000
Jefferson, Louisiana 5 $ 625,000 $ 125,000 $ 61,000
Benton, Minnesota 5 $ 693,000 $ 138,600 $ 55,000
Jefferson, Missouri 5 $ 700,000 $ 140,000 $ 71,000
Monmouth, New Jersey 5 $ 1,157,000 $ 231,400 $ 160,000
Bernalillo, New Mexico 5 $ 680,000 $ 136,000 $ 86,000
Ulster, New York 5 $ 667,000 $ 133,400 $ 99,000
Licking, Ohio 5 $ 397,000 $ 79,400 $ 71,000
Mahoning, Ohio 5 $ 403,000 $ 80,600 $ 47,000
Summit, Ohio 5 $ 743,000 $ 148,600 $ 58,000
Multnomah, Oregon 5 $ 925,000 $ 185,000 $ 69,000
Beaver, Pennsylvania 5 $ 358,000 $ 71,600 $ 34,000
Berks, Pennsylvania 5 $ 500,000 $ 100,000 $ 57,000
Washington, Pennsylvania 5 $ 415,000 $ 83,000 $ 56,000
Horry, South Carolina 5 $ 554,000 $ 110,800 $ 53,000
Davidson, Tennessee 5 $ 544,000 $ 108,800 $ 46,000
Fort Bend, Texas 5 $ 657,000 $ 131,400 $ 87,000
Victoria, Texas 5 $ 645,000 $ 129,000 $ 73,000
Fairfax, Virginia 5 $ 1,257,000 $ 251,400 $ 84,000
Snohomish, Washington 5 $ 656,000 $ 131,200 $ 53,000
Raleigh, West Virginia 5 $ 277,000 $ 55,400 $ 41,000
Outagamie, Wisconsin 5 $ 732,000 $ 146,400 $ 89,000
Union, Arkansas 4 $ 255,000 $ 63,750 $ 35,000
Washington, Arkansas 4 $ 415,000 $ 103,750 $ 46,000
San Diego, California 4 $ 1,205,000 $ 301,250 $ 100,000
Larimer, Colorado 4 $ 709,000 $ 177,250 $ 42,000
Fairfield, Connecticut 4 $ 641,000 $ 160,250 $ 91,000
New Castle, Delaware 4 $ 674,000 $ 168,500 $ 74,000
District of Columbia, District Of Columbia 4 $ 929,000 $ 232,250 $ 73,000
Collier, Florida 4 $ 498,000 $ 124,500 $ 60,000
Lee, Florida 4 $ 433,000 $ 108,250 $ 51,000
Polk, Florida 4 $ 381,000 $ 95,250 $ 54,000
Bibb, Georgia 4 $ 592,000 $ 148,000 $ 68,000
Fayette, Georgia 4 $ 804,000 $ 201,000 $ 146,000
Forsyth, Georgia 4 $ 707,000 $ 176,750 $ 113,000
Paulding, Georgia 4 $ 440,000 $ 110,000 $ 52,000
Kootenai, Idaho 4 $ 688,000 $ 172,000 $ 68,000
DuPage, Illinois 4 $ 724,000 $ 181,000 $ 106,000
Henderson, Kentucky 4 $ 334,000 $ 83,500 $ 51,000
Caddo, Louisiana 4 $ 432,000 $ 108,000 $ 59,000
Calcasieu, Louisiana 4 $ 402,000 $ 100,500 $ 66,000
Orleans, Louisiana 4 $ 553,000 $ 138,250 $ 50,000
Ouachita, Louisiana 4 $ 516,000 $ 129,000 $ 95,000
Harford, Maryland 4 $ 691,000 $ 172,750 $ 105,000
Wicomico, Maryland 4 $ 430,000 $ 107,500 $ 82,000
Worcester, Massachusetts 4 $ 647,000 $ 161,750 $ 70,000
Sherburne, Minnesota 4 $ 698,000 $ 174,500 $ 84,000
Boone, Missouri 4 $ 376,000 $ 94,000 $ 65,000
Buchanan, Missouri 4 $ 265,000 $ 66,250 $ 35,000
Cass, Missouri 4 $ 501,000 $ 125,250 $ 48,000
Jackson, Missouri 4 $ 386,000 $ 96,500 $ 50,000
St. Charles, Missouri 4 $ 492,000 $ 123,000 $ 82,000
Clark, Nevada 4 $ 839,000 $ 209,750 $ 104,000
Hillsborough, New Hampshire 4 $ 945,000 $ 236,250 $ 84,000
Sussex, New Jersey 4 $ 719,000 $ 179,750 $ 109,000
Schenectady, New York 4 $ 513,000 $ 128,250 $ 74,000
Gaston, North Carolina 4 $ 339,000 $ 84,750 $ 52,000
Guilford, North Carolina 4 $ 361,000 $ 90,250 $ 60,000
Clermont, Ohio 4 $ 437,000 $ 109,250 $ 66,000
Fairfield, Ohio 4 $ 639,000 $ 159,750 $ 61,000
Lake, Ohio 4 $ 417,000 $ 104,250 $ 69,000
Trumbull, Ohio 4 $ 251,000 $ 62,750 $ 25,000
Pittsburg, Oklahoma 4 $ 198,000 $ 49,500 $ 52,000
Bucks, Pennsylvania 4 $ 930,000 $ 232,500 $ 171,000
Lancaster, Pennsylvania 4 $ 620,000 $ 155,000 $ 69,000
Monroe, Pennsylvania 4 $ 619,000 $ 154,750 $ 96,000
Aiken, South Carolina 4 $ 402,000 $ 100,500 $ 79,000
Lancaster, South Carolina 4 $ 383,000 $ 95,750 $ 46,000
Comal, Texas 4 $ 580,000 $ 145,000 $ 101,000
Ellis, Texas 4 $ 565,000 $ 141,250 $ 96,000
Hopkins, Texas 4 $ 255,000 $ 63,750 $ 55,000
Jefferson, Texas 4 $ 364,000 $ 91,000 $ 63,000
Midland, Texas 4 $ 320,000 $ 80,000 $ 65,000
Nueces, Texas 4 $ 373,000 $ 93,250 $ 71,000
Travis, Texas 4 $ 478,000 $ 119,500 $ 69,000
Marion, West Virginia 4 $ 203,000 $ 50,750 $ 37,000
Calhoun, Alabama 3 $ 245,000 $ 81,666 $ 50,000
Morgan, Alabama 3 $ 205,000 $ 68,333 $ 34,000
Talladega, Alabama 3 $ 278,000 $ 92,666 $ 45,000
Coconino, Arizona 3 $ 535,000 $ 178,333 $ 99,000
Mohave, Arizona 3 $ 401,000 $ 133,666 $ 99,000
Mississippi, Arkansas 3 $ 220,000 $ 73,333 $ 63,000
White, Arkansas 3 $ 260,000 $ 86,666 $ 53,000
Riverside, California 3 $ 435,000 $ 145,000 $ 80,000
Sacramento, California 3 $ 595,000 $ 198,333 $ 63,000
San Bernardino, California 3 $ 327,000 $ 109,000 $ 40,000
Solano, California 3 $ 864,000 $ 288,000 $ 80,000
Mesa, Colorado 3 $ 329,000 $ 109,666 $ 54,000
Kent, Delaware 3 $ 352,000 $ 117,333 $ 38,000
Alachua, Florida 3 $ 250,000 $ 83,333 $ 45,000
Charlotte, Florida 3 $ 598,000 $ 199,333 $ 74,000
Leon, Florida 3 $ 243,000 $ 81,000 $ 59,000
St. Lucie, Florida 3 $ 370,000 $ 123,333 $ 69,000
Volusia, Florida 3 $ 269,000 $ 89,666 $ 42,000
Coweta, Georgia 3 $ 423,000 $ 141,000 $ 83,000
Lowndes, Georgia 3 $ 251,000 $ 83,666 $ 47,000
LaSalle, Illinois 3 $ 204,000 $ 68,000 $ 40,000
Clark, Indiana 3 $ 262,000 $ 87,333 $ 41,000
Porter, Indiana 3 $ 443,000 $ 147,666 $ 88,000
Warrick, Indiana 3 $ 459,000 $ 153,000 $ 100,000
Johnson, Kansas 3 $ 477,000 $ 159,000 $ 69,000
Shawnee, Kansas 3 $ 246,000 $ 82,000 $ 66,000
Bullitt, Kentucky 3 $ 197,000 $ 65,666 $ 27,000
Kenton, Kentucky 3 $ 249,000 $ 83,000 $ 54,000
East Baton Rouge, Louisiana 3 $ 228,000 $ 76,000 $ 26,000
Rapides, Louisiana 3 $ 272,000 $ 90,666 $ 48,000
St. Tammany, Louisiana 3 $ 193,000 $ 64,333 $ 46,000
Penobscot, Maine 3 $ 336,000 $ 112,000 $ 94,000
Allegany, Maryland 3 $ 173,000 $ 57,666 $ 41,000
Bristol, Massachusetts 3 $ 537,000 $ 179,000 $ 83,000
Essex, Massachusetts 3 $ 481,000 $ 160,333 $ 59,000
Roscommon, Michigan 3 $ 344,000 $ 114,666 $ 71,000
Washtenaw, Michigan 3 $ 351,000 $ 117,000 $ 82,000
Lauderdale, Mississippi 3 $ 224,000 $ 74,666 $ 59,000
St. Louis City, Missouri 3 $ 262,000 $ 87,333 $ 46,000
Washoe, Nevada 3 $ 358,000 $ 119,333 $ 45,000
Dona Ana, New Mexico 3 $ 412,000 $ 137,333 $ 67,000
Albany, New York 3 $ 284,000 $ 94,666 $ 63,000
Allegany, New York 3 $ 170,000 $ 56,666 $ 36,000
Chautauqua, New York 3 $ 271,000 $ 90,333 $ 53,000
Saratoga, New York 3 $ 562,000 $ 187,333 $ 91,000
Cumberland, North Carolina 3 $ 429,000 $ 143,000 $ 82,000
Wake, North Carolina 3 $ 404,000 $ 134,666 $ 92,000
Ashland, Ohio 3 $ 214,000 $ 71,333 $ 32,000
Lucas, Ohio 3 $ 357,000 $ 119,000 $ 51,000
Cleveland, Oklahoma 3 $ 248,000 $ 82,666 $ 45,000
Oklahoma, Oklahoma 3 $ 229,000 $ 76,333 $ 45,000
Marion, Oregon 3 $ 320,000 $ 106,666 $ 56,000
Bradford, Pennsylvania 3 $ 228,000 $ 76,000 $ 55,000
Providence, Rhode Island 3 $ 532,000 $ 177,333 $ 89,000
Florence, South Carolina 3 $ 561,000 $ 187,000 $ 88,000
Richland, South Carolina 3 $ 278,000 $ 92,666 $ 50,000
Madison, Tennessee 3 $ 330,000 $ 110,000 $ 62,000
Angelina, Texas 3 $ 263,000 $ 87,666 $ 46,000
Brazos, Texas 3 $ 193,000 $ 64,333 $ 37,000
Gregg, Texas 3 $ 293,000 $ 97,666 $ 42,000
Kerr, Texas 3 $ 232,000 $ 77,333 $ 53,000
Smith, Texas 3 $ 292,000 $ 97,333 $ 60,000
Walworth, Wisconsin 3 $ 307,000 $ 102,333 $ 52,000
Barbour, Alabama 2 $ 172,000 $ 86,000 $ 35,000
Covington, Alabama 2 $ 79,000 $ 39,500 $ 46,000
Etowah, Alabama 2 $ 78,000 $ 39,000 $ 17,000
Jefferson, Alabama 2 $ 85,000 $ 42,500 $ 31,000
Lee, Alabama 2 $ 138,000 $ 69,000 $ 30,000
Montgomery, Alabama 2 $ 165,000 $ 82,500 $ 66,000
Shelby, Alabama 2 $ 212,000 $ 106,000 $ 68,000
Tuscaloosa, Alabama 2 $ 204,000 $ 102,000 $ 39,000
Cochise, Arizona 2 $ 261,000 $ 130,500 $ 54,000
Cross, Arkansas 2 $ 166,000 $ 83,000 $ 54,000
Faulkner, Arkansas 2 $ 385,000 $ 192,500 $ 74,000
Alameda, California 2 $ 223,000 $ 111,500 $ 116,000
Lake, California 2 $ 196,000 $ 98,000 $ 61,000
Merced, California 2 $ 127,000 $ 63,500 $ 41,000
Placer, California 2 $ 518,000 $ 259,000 $ 109,000
Tehama, California 2 $ 225,000 $ 112,500 $ 58,000
Adams, Colorado 2 $ 333,000 $ 166,500 $ 84,000
Denver, Colorado 2 $ 313,000 $ 156,500 $ 49,000
Weld, Colorado 2 $ 347,000 $ 173,500 $ 62,000
Tolland, Connecticut 2 $ 346,000 $ 173,000 $ 104,000
Windham, Connecticut 2 $ 271,000 $ 135,500 $ 63,000
Brevard, Florida 2 $ 118,000 $ 59,000 $ 29,000
Clay, Florida 2 $ 144,000 $ 72,000 $ 49,000
Sarasota, Florida 2 $ 192,000 $ 96,000 $ 38,000
Catoosa, Georgia 2 $ 194,000 $ 97,000 $ 59,000
Effingham, Georgia 2 $ 277,000 $ 138,500 $ 50,000
Glynn, Georgia 2 $ 189,000 $ 94,500 $ 47,000
Rockdale, Georgia 2 $ 217,000 $ 108,500 $ 61,000
Walker, Georgia 2 $ 168,000 $ 84,000 $ 38,000
Walton, Georgia 2 $ 288,000 $ 144,000 $ 68,000
Ada, Idaho 2 $ 231,000 $ 115,500 $ 51,000
Boone, Illinois 2 $ 282,000 $ 141,000 $ 49,000
Jersey, Illinois 2 $ 209,000 $ 104,500 $ 48,000
St. Clair, Illinois 2 $ 136,000 $ 68,000 $ 37,000
Winnebago, Illinois 2 $ 308,000 $ 154,000 $ 78,000
Howard, Indiana 2 $ 137,000 $ 68,500 $ 25,000
Tippecanoe, Indiana 2 $ 234,000 $ 117,000 $ 51,000
Story, Iowa 2 $ 265,000 $ 132,500 $ 79,000
Cowley, Kansas 2 $ 163,000 $ 81,500 $ 48,000
Crawford, Kansas 2 $ 133,000 $ 66,500 $ 42,000
Labette, Kansas 2 $ 136,000 $ 68,000 $ 55,000
Riley, Kansas 2 $ 194,000 $ 97,000 $ 41,000
Sedgwick, Kansas 2 $ 264,000 $ 132,000 $ 50,000
Boone, Kentucky 2 $ 249,000 $ 124,500 $ 70,000
Warren, Kentucky 2 $ 237,000 $ 118,500 $ 52,000
Lafayette, Louisiana 2 $ 109,000 $ 54,500 $ 22,000
Calvert, Maryland 2 $ 343,000 $ 171,500 $ 53,000
Frederick, Maryland 2 $ 428,000 $ 214,000 $ 97,000
Montgomery, Maryland 2 $ 340,000 $ 170,000 $ 79,000
Washington, Maryland 2 $ 239,000 $ 119,500 $ 49,000
Worcester, Maryland 2 $ 433,000 $ 216,500 $ 111,000
Hampshire, Massachusetts 2 $ 266,000 $ 133,000 $ 60,000
Middlesex, Massachusetts 2 $ 417,000 $ 208,500 $ 103,000
Norfolk, Massachusetts 2 $ 543,000 $ 271,500 $ 93,000
Arenac, Michigan 2 $ 311,000 $ 155,500 $ 86,000
Barry, Michigan 2 $ 127,000 $ 63,500 $ 40,000
Berrien, Michigan 2 $ 136,000 $ 68,000 $ 34,000
Ingham, Michigan 2 $ 265,000 $ 132,500 $ 44,000
Kalamazoo, Michigan 2 $ 136,000 $ 68,000 $ 43,000
Lenawee, Michigan 2 $ 137,000 $ 68,500 $ 42,000
Livingston, Michigan 2 $ 424,000 $ 212,000 $ 109,000
Macomb, Michigan 2 $ 292,000 $ 146,000 $ 55,000
Morrison, Minnesota 2 $ 155,000 $ 77,500 $ 29,000
Otter Tail, Minnesota 2 $ 129,000 $ 64,500 $ 38,000
St. Louis, Minnesota 2 $ 96,000 $ 48,000 $ 38,000
Coahoma, Mississippi 2 $ 99,000 $ 49,500 $ 20,000
DeSoto, Mississippi 2 $ 253,000 $ 126,500 $ 58,000
Grenada, Mississippi 2 $ 125,000 $ 62,500 $ 59,000
Madison, Mississippi 2 $ 252,000 $ 126,000 $ 58,000
Pike, Mississippi 2 $ 102,000 $ 51,000 $ 49,000
Rankin, Mississippi 2 $ 208,000 $ 104,000 $ 49,000
Winston, Mississippi 2 $ 133,000 $ 66,500 $ 35,000
Adair, Missouri 2 $ 147,000 $ 73,500 $ 33,000
Audrain, Missouri 2 $ 147,000 $ 73,500 $ 26,000
Greene, Missouri 2 $ 145,000 $ 72,500 $ 29,000
Macon, Missouri 2 $ 139,000 $ 69,500 $ 52,000
Newton, Missouri 2 $ 162,000 $ 81,000 $ 39,000
Randolph, Missouri 2 $ 106,000 $ 53,000 $ 61,000
Lewis and Clark, Montana 2 $ 365,000 $ 182,500 $ 101,000
Lancaster, Nebraska 2 $ 237,000 $ 118,500 $ 39,000
Madison, Nebraska 2 $ 128,000 $ 64,000 $ 50,000
Grafton, New Hampshire 2 $ 244,000 $ 122,000 $ 65,000
Atlantic, New Jersey 2 $ 133,000 $ 66,500 $ 33,000
Cumberland, New Jersey 2 $ 264,000 $ 132,000 $ 65,000
Chaves, New Mexico 2 $ 86,000 $ 43,000 $ 25,000
Eddy, New Mexico 2 $ 202,000 $ 101,000 $ 111,000
Sierra, New Mexico 2 $ 207,000 $ 103,500 $ 55,000
Cattaraugus, New York 2 $ 79,000 $ 39,500 $ 33,000
Delaware, New York 2 $ 210,000 $ 105,000 $ 61,000
Dutchess, New York 2 $ 388,000 $ 194,000 $ 108,000
Jefferson, New York 2 $ 91,000 $ 45,500 $ 32,000
Montgomery, New York 2 $ 64,000 $ 32,000 $ 27,000
Oneida, New York 2 $ 200,000 $ 100,000 $ 57,000
Onondaga, New York 2 $ 215,000 $ 107,500 $ 66,000
Ontario, New York 2 $ 143,000 $ 71,500 $ 52,000
Putnam, New York 2 $ 401,000 $ 200,500 $ 82,000
Richmond, New York 2 $ 458,000 $ 229,000 $ 66,000
St. Lawrence, New York 2 $ 147,000 $ 73,500 $ 64,000
Warren, New York 2 $ 219,000 $ 109,500 $ 97,000
Wyoming, New York 2 $ 197,000 $ 98,500 $ 79,000
Beaufort, North Carolina 2 $ 203,000 $ 101,500 $ 44,000
Davie, North Carolina 2 $ 211,000 $ 105,500 $ 79,000
Durham, North Carolina 2 $ 249,000 $ 124,500 $ 51,000
Iredell, North Carolina 2 $ 225,000 $ 112,500 $ 59,000
Nash, North Carolina 2 $ 201,000 $ 100,500 $ 32,000
Rowan, North Carolina 2 $ 136,000 $ 68,000 $ 43,000
Union, North Carolina 2 $ 226,000 $ 113,000 $ 83,000
Burleigh, North Dakota 2 $ 194,000 $ 97,000 $ 52,000
Brown, Ohio 2 $ 185,000 $ 92,500 $ 49,000
Columbiana, Ohio 2 $ 165,000 $ 82,500 $ 66,000
Lorain, Ohio 2 $ 300,000 $ 150,000 $ 65,000
Portage, Ohio 2 $ 182,000 $ 91,000 $ 48,000
Richland, Ohio 2 $ 161,000 $ 80,500 $ 43,000
Ross, Ohio 2 $ 215,000 $ 107,500 $ 58,000
Wood, Ohio 2 $ 202,000 $ 101,000 $ 61,000
Le Flore, Oklahoma 2 $ 126,000 $ 63,000 $ 42,000
Payne, Oklahoma 2 $ 312,000 $ 156,000 $ 77,000
Yamhill, Oregon 2 $ 298,000 $ 149,000 $ 49,000
Adams, Pennsylvania 2 $ 210,000 $ 105,000 $ 44,000
Clearfield, Pennsylvania 2 $ 216,000 $ 108,000 $ 59,000
Fulton, Pennsylvania 2 $ 221,000 $ 110,500 $ 60,000
Lackawanna, Pennsylvania 2 $ 130,000 $ 65,000 $ 49,000
Lehigh, Pennsylvania 2 $ 352,000 $ 176,000 $ 114,000
Northumberland, Pennsylvania 2 $ 170,000 $ 85,000 $ 55,000
Perry, Pennsylvania 2 $ 220,000 $ 110,000 $ 57,000
Susquehanna, Pennsylvania 2 $ 181,000 $ 90,500 $ 39,000
Union, Pennsylvania 2 $ 127,000 $ 63,500 $ 28,000
Darlington, South Carolina 2 $ 108,000 $ 54,000 $ 33,000
Greenville, South Carolina 2 $ 210,000 $ 105,000 $ 50,000
Minnehaha, South Dakota 2 $ 184,000 $ 92,000 $ 62,000
Hamilton, Tennessee 2 $ 216,000 $ 108,000 $ 62,000
McMinn, Tennessee 2 $ 166,000 $ 83,000 $ 73,000
Tipton, Tennessee 2 $ 206,000 $ 103,000 $ 66,000
Williamson, Tennessee 2 $ 381,000 $ 190,500 $ 69,000
Anderson, Texas 2 $ 169,000 $ 84,500 $ 62,000
Galveston, Texas 2 $ 176,000 $ 88,000 $ 43,000
Gray, Texas 2 $ 116,000 $ 58,000 $ 57,000
Harrison, Texas 2 $ 255,000 $ 127,500 $ 91,000
Hidalgo, Texas 2 $ 129,000 $ 64,500 $ 56,000
Houston, Texas 2 $ 169,000 $ 84,500 $ 72,000
Kaufman, Texas 2 $ 212,000 $ 106,000 $ 56,000
Lamar, Texas 2 $ 117,000 $ 58,500 $ 28,000
Tom Green, Texas 2 $ 179,000 $ 89,500 $ 43,000
Van Zandt, Texas 2 $ 139,000 $ 69,500 $ 59,000
Washington, Texas 2 $ 161,000 $ 80,500 $ 48,000
Wichita, Texas 2 $ 239,000 $ 119,500 $ 70,000
Wood, Texas 2 $ 133,000 $ 66,500 $ 49,000
Salt Lake, Utah 2 $ 294,000 $ 147,000 $ 66,000
Chittenden, Vermont 2 $ 424,000 $ 212,000 $ 128,000
Campbell, Virginia 2 $ 154,000 $ 77,000 $ 30,000
Greene, Virginia 2 $ 294,000 $ 147,000 $ 68,000
Henrico, Virginia 2 $ 333,000 $ 166,500 $ 68,000
Loudoun, Virginia 2 $ 288,000 $ 144,000 $ 74,000
Lynchburg, Virginia 2 $ 160,000 $ 80,000 $ 54,000
Virginia Beach, Virginia 2 $ 240,000 $ 120,000 $ 81,000
Benton, Washington 2 $ 242,000 $ 121,000 $ 70,000
Kitsap, Washington 2 $ 306,000 $ 153,000 $ 66,000
Walla Walla, Washington 2 $ 218,000 $ 109,000 $ 68,000
Hampshire, West Virginia 2 $ 209,000 $ 104,500 $ 63,000
Lewis, West Virginia 2 $ 181,000 $ 90,500 $ 70,000
Racine, Wisconsin 2 $ 161,000 $ 80,500 $ 35,000
St. Croix, Wisconsin 2 $ 320,000 $ 160,000 $ 72,000
Winnebago, Wisconsin 2 $ 241,000 $ 120,500 $ 66,000
Sweetwater, Wyoming 2 $ 265,000 $ 132,500 $ 56,000
Autauga, Alabama 1 $ 95,000 $ 95,000 $ 44,000
Chambers, Alabama 1 $ 100,000 $ 100,000 $ 43,000
Houston, Alabama 1 $ 78,000 $ 78,000 $ 34,000
Limestone, Alabama 1 $ 83,000 $ 83,000 $ 63,000
Monroe, Alabama 1 $ 56,000 $ 56,000 $ 22,000
Russell, Alabama 1 $ 128,000 $ 128,000 $ 35,000
Kodiak Island, Alaska 1 $ 182,000 $ 182,000 $ 80,000
Apache, Arizona 1 $ 54,000 $ 54,000 $ 46,000
Pinal, Arizona 1 $ 137,000 $ 137,000 $ 28,000
Yavapai, Arizona 1 $ 107,000 $ 107,000 $ 57,000
Baxter, Arkansas 1 $ 47,000 $ 47,000 $ 24,000
Boone, Arkansas 1 $ 64,000 $ 64,000 $ 25,000
Crittenden, Arkansas 1 $ 89,000 $ 89,000 $ 39,000
Grant, Arkansas 1 $ 44,000 $ 44,000 $ 36,000
Jefferson, Arkansas 1 $ 40,000 $ 40,000 $ 19,000
Lonoke, Arkansas 1 $ 37,000 $ 37,000 $ 25,000
Montgomery, Arkansas 1 $ 121,000 $ 121,000 $ 34,000
Poinsett, Arkansas 1 $ 55,000 $ 55,000 $ 20,000
Pope, Arkansas 1 $ 61,000 $ 61,000 $ 34,000
Saline, Arkansas 1 $ 97,000 $ 97,000 $ 58,000
St. Francis, Arkansas 1 $ 54,000 $ 54,000 $ 31,000
Yell, Arkansas 1 $ 109,000 $ 109,000 $ 56,000
El Dorado, California 1 $ 489,000 $ 489,000 $ 150,000
Kern, California 1 $ 174,000 $ 174,000 $ 94,000
Marin, California 1 $ 484,000 $ 484,000 $ 170,000
Mono, California 1 $ 146,000 $ 146,000 $ 71,000
Monterey, California 1 $ 230,000 $ 230,000 $ 68,000
Napa, California 1 $ 415,000 $ 415,000 $ 95,000
Plumas, California 1 $ 78,000 $ 78,000 $ 26,000
San Joaquin, California 1 $ 78,000 $ 78,000 $ 45,000
Santa Barbara, California 1 $ 149,000 $ 149,000 $ 50,000
Santa Clara, California 1 $ 547,000 $ 547,000 $ 223,000
Sutter, California 1 $ 176,000 $ 176,000 $ 65,000
Yolo, California 1 $ 274,000 $ 274,000 $ 92,000
Boulder, Colorado 1 $ 280,000 $ 280,000 $ 103,000
Chaffee, Colorado 1 $ 105,000 $ 105,000 $ 29,000
Phillips, Colorado 1 $ 106,000 $ 106,000 $ 46,000
Litchfield, Connecticut 1 $ 228,000 $ 228,000 $ 130,000
Middlesex, Connecticut 1 $ 186,000 $ 186,000 $ 95,000
New London, Connecticut 1 $ 175,000 $ 175,000 $ 243,000
Bay, Florida 1 $ 71,000 $ 71,000 $ 23,000
Hernando, Florida 1 $ 94,000 $ 94,000 $ 44,000
Highlands, Florida 1 $ 62,000 $ 62,000 $ 43,000
Martin, Florida 1 $ 91,000 $ 91,000 $ 29,000
Okaloosa, Florida 1 $ 90,000 $ 90,000 $ 97,000
Okeechobee, Florida 1 $ 140,000 $ 140,000 $ 54,000
Osceola, Florida 1 $ 127,000 $ 127,000 $ 40,000
Pasco, Florida 1 $ 94,000 $ 94,000 $ 47,000
St. Johns, Florida 1 $ 157,000 $ 157,000 $ 75,000
Suwannee, Florida 1 $ 120,000 $ 120,000 $ 56,000
Wakulla, Florida 1 $ 70,000 $ 70,000 $ 57,000
Barrow, Georgia 1 $ 104,000 $ 104,000 $ 58,000
Camden, Georgia 1 $ 73,000 $ 73,000 $ 38,000
Carroll, Georgia 1 $ 89,000 $ 89,000 $ 39,000
Coffee, Georgia 1 $ 105,000 $ 105,000 $ 39,000
Columbia, Georgia 1 $ 163,000 $ 163,000 $ 89,000
Gordon, Georgia 1 $ 88,000 $ 88,000 $ 50,000
Page:

Mortgage Loan Application Detail Totals for Wright Experss Fsc in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase (one-to-four family) 2,191 $305,646,000 $138,163 $599,000 $65,040 $600,000
Refinancing (home purchase or home improvement, one-to-four family) 965 $128,375,000 $121,020 $547,000 $73,479 $496,000
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,523 $211,420,000 $136,100 $599,000 $70,740 $496,000
Information not provided by applicant in mail or telephone application 1,281 $175,923,000 $134,416 $548,000 $66,687 $600,000
Black 137 $15,381,000 $117,451 $303,000 $60,225 $192,000
Hispanic 98 $11,788,000 $124,357 $320,000 $59,071 $194,000
Other 60 $10,030,000 $143,960 $332,000 $73,320 $249,000
Asian or Pacific Islander 48 $8,518,000 $173,666 $487,000 $81,619 $233,000
American Indian or Alaskan Native 9 $961,000 $106,777 $175,000 $60,555 $164,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,004 $313,713,000 $147,700 $599,000 $78,300 $600,000
FHA-insured (Federal Housing Administration) 1,152 $120,308,000 $109,489 $317,000 $51,755 $370,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Approved But Not Accepted 2,085 $290,817,000 $133,306 $332,000 $71,326 $496,000
Application Denied By Financial Institution 476 $76,077,000 $145,333 $599,000 $65,895 $493,000
Application Withdrawn By Applicant 346 $37,064,000 $107,476 $352,000 $53,214 $252,000
Loan Originated 249 $30,063,000 $117,512 $323,000 $56,926 $600,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wright Experss Fsc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wright Experss Fsc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet with aggregated HMDA statistics today.

Download the Utah Lender List