Wilmington Savings Fund Society, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Wilmington Savings Fund Society, Fsb 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wilmington Savings Fund Society, Fsb 500 Delaware Avenue Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,963 |
| Total Mortgage Loan Application Amount | $335,786,000 |
| Average Mortgage Loan Application Amount | $157,333 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $111,333 |
| Highest Applicant Income | $4,250,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Wilmington Savings Fund Society, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wilmington Savings Fund Society, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Wilmington Savings Fund Society, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wilmington Savings Fund Society, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Wilmington Savings Fund Society, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wilmington Savings Fund Society, Fsb's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Castle County Delaware | 784 | $ 104,163,000 | $ 132,000 | $ 87,000 |
| Sussex County Delaware | 227 | $ 32,840,000 | $ 144,000 | $ 94,000 |
| Kent County Delaware | 213 | $ 20,227,000 | $ 94,000 | $ 60,000 |
| Chester County Pennsylvania | 134 | $ 30,817,000 | $ 229,000 | $ 187,000 |
| Delaware County Pennsylvania | 132 | $ 25,931,000 | $ 196,000 | $ 139,000 |
| Philadelphia County Pennsylvania | 127 | $ 31,102,000 | $ 244,000 | $ 134,000 |
| Montgomery County Pennsylvania | 82 | $ 25,069,000 | $ 305,000 | $ 182,000 |
| Cecil County Maryland | 36 | $ 9,237,000 | $ 256,000 | $ 126,000 |
| Cape May County New Jersey | 23 | $ 6,800,000 | $ 295,000 | $ 309,000 |
| Bucks County Pennsylvania | 22 | $ 6,339,000 | $ 288,000 | $ 178,000 |
| Atlantic County New Jersey | 13 | $ 5,410,000 | $ 416,000 | $ 393,000 |
| Camden County New Jersey | 12 | $ 1,899,000 | $ 158,000 | $ 96,000 |
| Worcester County Maryland | 11 | $ 1,585,000 | $ 144,000 | $ 305,000 |
| Burlington County New Jersey | 6 | $ 1,461,000 | $ 243,000 | $ 120,000 |
| Lancaster County Pennsylvania | 6 | $ 852,000 | $ 142,000 | $ 50,000 |
| Luzerne County Pennsylvania | 5 | $ 777,000 | $ 155,000 | $ 155,000 |
| Palm Beach County Florida | 4 | $ 1,209,000 | $ 302,000 | $ 257,000 |
| Sarasota County Florida | 4 | $ 1,963,000 | $ 490,000 | $ 257,000 |
| Kent County Maryland | 4 | $ 1,002,000 | $ 250,000 | $ 138,000 |
| Gloucester County New Jersey | 4 | $ 876,000 | $ 219,000 | $ 99,000 |
| Salem County New Jersey | 4 | $ 590,000 | $ 147,000 | $ 79,000 |
| Westchester County New York | 4 | $ 1,087,000 | $ 271,000 | $ 163,000 |
| Chesterfield County Virginia | 4 | $ 810,000 | $ 202,000 | $ 140,000 |
| Collier County Florida | 3 | $ 420,000 | $ 140,000 | $ 101,000 |
| Baltimore County Maryland | 3 | $ 770,000 | $ 256,000 | $ 95,000 |
| Baltimore City County Maryland | 3 | $ 291,000 | $ 97,000 | $ 43,000 |
| Caroline County Maryland | 3 | $ 600,000 | $ 200,000 | $ 120,000 |
| Talbot County Maryland | 3 | $ 1,485,000 | $ 495,000 | $ 242,000 |
| Lehigh County Pennsylvania | 3 | $ 379,000 | $ 126,000 | $ 45,000 |
| Charleston County South Carolina | 3 | $ 553,000 | $ 184,000 | $ 73,000 |
| Collin County Texas | 3 | $ 796,000 | $ 265,000 | $ 93,000 |
| Accomack County Virginia | 3 | $ 241,000 | $ 80,000 | $ 49,000 |
| Frederick County Virginia | 3 | $ 632,000 | $ 210,000 | $ 110,000 |
| District of Columbia County District Of Columbia | 2 | $ 455,000 | $ 227,000 | $ 177,000 |
| Lee County Florida | 2 | $ 274,000 | $ 137,000 | $ 107,000 |
| Dorchester County Maryland | 2 | $ 115,000 | $ 57,000 | $ 38,000 |
| Harford County Maryland | 2 | $ 779,000 | $ 389,000 | $ 144,000 |
| Montgomery County Maryland | 2 | $ 455,000 | $ 227,000 | $ 154,000 |
| Suffolk County Massachusetts | 2 | $ 766,000 | $ 383,000 | $ 135,000 |
| Chatham County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 318,000 |
| Berks County Pennsylvania | 2 | $ 547,000 | $ 273,000 | $ 143,000 |
| Carbon County Pennsylvania | 2 | $ 103,000 | $ 51,000 | $ 121,000 |
| Albemarle County Virginia | 2 | $ 480,000 | $ 240,000 | $ 342,000 |
| Coconino County Arizona | 1 | $ 233,000 | $ 233,000 | $ 40,000 |
| Pima County Arizona | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Los Angeles County California | 1 | $ 329,000 | $ 329,000 | $ 430,000 |
| Monterey County California | 1 | $ 417,000 | $ 417,000 | $ 714,000 |
| San Diego County California | 1 | $ 297,000 | $ 297,000 | $ 65,000 |
| Denver County Colorado | 1 | $ 915,000 | $ 915,000 | $ 4,250,000 |
| Brevard County Florida | 1 | $ 57,000 | $ 57,000 | $ 39,000 |
| Indian River County Florida | 1 | $ 234,000 | $ 234,000 | $ 118,000 |
| St. Lucie County Florida | 1 | $ 132,000 | $ 132,000 | $ 59,000 |
| Sumter County Florida | 1 | $ 252,000 | $ 252,000 | $ 69,000 |
| Cobb County Georgia | 1 | $ 366,000 | $ 366,000 | $ 180,000 |
| Fulton County Georgia | 1 | $ 236,000 | $ 236,000 | $ 68,000 |
| Greene County Georgia | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
| Maui County Hawaii | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 163,000 | $ 163,000 | $ 102,000 |
| Marion County Indiana | 1 | $ 83,000 | $ 83,000 | $ 41,000 |
| Tippecanoe County Indiana | 1 | $ 117,000 | $ 117,000 | $ 37,000 |
| Hancock County Maine | 1 | $ 172,000 | $ 172,000 | $ 81,000 |
| Prince George's County Maryland | 1 | $ 130,000 | $ 130,000 | $ 194,000 |
| Queen Anne's County Maryland | 1 | $ 132,000 | $ 132,000 | $ 61,000 |
| Barnstable County Massachusetts | 1 | $ 364,000 | $ 364,000 | $ 232,000 |
| Dukes County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 448,000 |
| Middlesex County Massachusetts | 1 | $ 356,000 | $ 356,000 | $ 97,000 |
| Norfolk County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 170,000 |
| Grafton County New Hampshire | 1 | $ 216,000 | $ 216,000 | $ 108,000 |
| Bergen County New Jersey | 1 | $ 940,000 | $ 940,000 | $ 494,000 |
| Cumberland County New Jersey | 1 | $ 116,000 | $ 116,000 | $ 66,000 |
| Hunterdon County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 176,000 |
| Mercer County New Jersey | 1 | $ 20,000 | $ 20,000 | $ 57,000 |
| Middlesex County New Jersey | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 280,000 | $ 280,000 | $ 55,000 |
| Passaic County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 29,000 |
| Somerset County New Jersey | 1 | $ 222,000 | $ 222,000 | $ 100,000 |
| Union County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 192,000 |
| Dutchess County New York | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Nassau County New York | 1 | $ 300,000 | $ 300,000 | $ 203,000 |
| Cabarrus County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Lorain County Ohio | 1 | $ 330,000 | $ 330,000 | $ 257,000 |
| Summit County Ohio | 1 | $ 126,000 | $ 126,000 | $ 142,000 |
| Huntingdon County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 58,000 |
| Monroe County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 183,000 |
| York County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 137,000 |
| Providence County Rhode Island | 1 | $ 488,000 | $ 488,000 | $ 258,000 |
| Shelby County Tennessee | 1 | $ 234,000 | $ 234,000 | $ 108,000 |
| Grand Isle County Vermont | 1 | $ 417,000 | $ 417,000 | $ 574,000 |
| Windham County Vermont | 1 | $ 180,000 | $ 180,000 | $ 1,063,000 |
| Alexandria County Virginia | 1 | $ 403,000 | $ 403,000 | $ 134,000 |
| Colonial Heights County Virginia | 1 | $ 58,000 | $ 58,000 | $ 23,000 |
| Fauquier County Virginia | 1 | $ 554,000 | $ 554,000 | $ 189,000 |
| Norfolk County Virginia | 1 | $ 141,000 | $ 141,000 | $ 108,000 |
| Prince George County Virginia | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Richmond City County Virginia | 1 | $ 123,000 | $ 123,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Wilmington Savings Fund Society, Fsb in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 816 | $171,357,000 | $209,000 | $1,500,000 | $131,000 | $4,250,000 |
| Home Purchase | 642 | $146,684,000 | $228,000 | $3,000,000 | $134,000 | $1,637,000 |
| Home Improvement | 505 | $17,745,000 | $35,000 | $880,000 | $69,000 | $573,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,500 | $266,054,000 | $177,000 | $1,500,000 | $131,000 | $4,250,000 |
| Not Provided | 113 | $7,235,000 | $64,000 | $420,000 | $78,000 | $426,000 |
| Black or African American | 105 | $9,249,000 | $88,000 | $1,053,000 | $68,000 | $462,000 |
| Not applicable | 84 | $26,135,000 | $311,000 | $3,000,000 | $0 | $0 |
| Hispanic | 77 | $8,223,000 | $106,000 | $407,000 | $77,000 | $444,000 |
| Asian | 73 | $17,510,000 | $239,000 | $940,000 | $129,000 | $586,000 |
| American Indian or Alaskan Native | 7 | $607,000 | $86,000 | $410,000 | $57,000 | $236,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $773,000 | $193,000 | $361,000 | $145,000 | $220,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,909 | $325,166,000 | $170,000 | $3,000,000 | $118,000 | $4,250,000 |
| FHA-insured (Federal Housing Administration) | 54 | $10,620,000 | $196,000 | $356,000 | $65,000 | $169,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,335 | $265,256,000 | $198,000 | $3,000,000 | $127,000 | $1,977,000 |
| Application Denied By Financial Institution | 390 | $30,914,000 | $79,000 | $1,500,000 | $66,000 | $496,000 |
| Application Withdrawn By Applicant | 169 | $33,406,000 | $197,000 | $1,000,000 | $146,000 | $4,250,000 |
| File Closed For Incompleteness | 47 | $3,309,000 | $70,000 | $400,000 | $117,000 | $524,000 |
| Application Approved But Not Accepted | 22 | $2,901,000 | $131,000 | $643,000 | $140,000 | $1,032,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 159 | $8,979,000 | $56,000 | $554,000 | $48,000 | $189,000 |
| Credit History | 125 | $8,326,000 | $66,000 | $852,000 | $65,000 | $496,000 |
| Collateral | 66 | $8,361,000 | $126,000 | $417,000 | $91,000 | $300,000 |
| Other | 13 | $1,461,000 | $112,000 | $417,000 | $104,000 | $216,000 |
| Credit Application Incomplete | 11 | $673,000 | $61,000 | $165,000 | $102,000 | $300,000 |
| Unverifiable Information | 7 | $770,000 | $110,000 | $297,000 | $80,000 | $160,000 |
| Employment History | 5 | $112,000 | $22,000 | $60,000 | $89,000 | $153,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $2,232,000 | $558,000 | $1,500,000 | $183,000 | $492,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wilmington Savings Fund Society, Fsb's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wilmington Savings Fund Society, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.