Xceed Financial 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Xceed Financial 888 N. Nash St El Segundo, CA 90245 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 728 |
| Total Mortgage Loan Application Amount | $143,035,000 |
| Average Mortgage Loan Application Amount | $195,666 |
| Highest Mortgage Loan Application Amount | $2,600,000 |
| Average Applicant Income | $109,666 |
| Highest Applicant Income | $776,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Xceed Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Xceed Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Xceed Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Xceed Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Xceed Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Xceed Financial's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Monroe County New York | 232 | $ 27,736,000 | $ 119,000 | $ 89,000 |
| Los Angeles County California | 88 | $ 32,876,000 | $ 373,000 | $ 113,000 |
| Denton County Texas | 43 | $ 5,663,000 | $ 131,000 | $ 104,000 |
| Wayne County New York | 37 | $ 4,103,000 | $ 110,000 | $ 81,000 |
| Orange County California | 29 | $ 14,268,000 | $ 492,000 | $ 168,000 |
| Morris County New Jersey | 23 | $ 5,551,000 | $ 241,000 | $ 149,000 |
| Dallas County Texas | 13 | $ 2,367,000 | $ 182,000 | $ 151,000 |
| Ontario County New York | 10 | $ 1,904,000 | $ 190,000 | $ 93,000 |
| Collin County Texas | 10 | $ 1,821,000 | $ 182,000 | $ 199,000 |
| Tarrant County Texas | 10 | $ 2,550,000 | $ 255,000 | $ 110,000 |
| Santa Clara County California | 9 | $ 3,147,000 | $ 349,000 | $ 115,000 |
| Riverside County California | 7 | $ 912,000 | $ 130,000 | $ 161,000 |
| Alameda County California | 6 | $ 1,999,000 | $ 333,000 | $ 181,000 |
| San Bernardino County California | 6 | $ 1,122,000 | $ 187,000 | $ 88,000 |
| Cook County Illinois | 5 | $ 671,000 | $ 134,000 | $ 94,000 |
| Warren County New Jersey | 5 | $ 945,000 | $ 189,000 | $ 135,000 |
| Livingston County New York | 5 | $ 584,000 | $ 116,000 | $ 111,000 |
| Maricopa County Arizona | 4 | $ 1,077,000 | $ 269,000 | $ 86,000 |
| Contra Costa County California | 4 | $ 1,161,000 | $ 290,000 | $ 108,000 |
| Monterey County California | 4 | $ 2,064,000 | $ 516,000 | $ 109,000 |
| Prince George's County Maryland | 4 | $ 837,000 | $ 209,000 | $ 153,000 |
| Essex County New Jersey | 4 | $ 396,000 | $ 99,000 | $ 104,000 |
| Erie County New York | 4 | $ 241,000 | $ 60,000 | $ 74,000 |
| Queens County New York | 4 | $ 557,000 | $ 139,000 | $ 212,000 |
| San Mateo County California | 3 | $ 2,618,000 | $ 872,000 | $ 207,000 |
| Sonoma County California | 3 | $ 795,000 | $ 265,000 | $ 144,000 |
| Flagler County Florida | 3 | $ 312,000 | $ 104,000 | $ 53,000 |
| Onondaga County New York | 3 | $ 399,000 | $ 133,000 | $ 85,000 |
| Harris County Texas | 3 | $ 103,000 | $ 34,000 | $ 101,000 |
| Travis County Texas | 3 | $ 619,000 | $ 206,000 | $ 333,000 |
| King County Washington | 3 | $ 425,000 | $ 141,000 | $ 61,000 |
| San Diego County California | 2 | $ 783,000 | $ 391,000 | $ 181,000 |
| San Joaquin County California | 2 | $ 242,000 | $ 121,000 | $ 94,000 |
| La Plata County Colorado | 2 | $ 247,000 | $ 123,000 | $ 47,000 |
| Fairfield County Connecticut | 2 | $ 319,000 | $ 159,000 | $ 69,000 |
| Hillsborough County Florida | 2 | $ 475,000 | $ 237,000 | $ 150,000 |
| Lee County Florida | 2 | $ 309,000 | $ 154,000 | $ 145,000 |
| Miami-Dade County Florida | 2 | $ 439,000 | $ 219,000 | $ 87,000 |
| Gwinnett County Georgia | 2 | $ 215,000 | $ 107,000 | $ 128,000 |
| Johnson County Kansas | 2 | $ 636,000 | $ 318,000 | $ 154,000 |
| Carroll County Maryland | 2 | $ 520,000 | $ 260,000 | $ 151,000 |
| Middlesex County Massachusetts | 2 | $ 608,000 | $ 304,000 | $ 124,000 |
| Clark County Nevada | 2 | $ 155,000 | $ 77,000 | $ 37,000 |
| Middlesex County New Jersey | 2 | $ 211,000 | $ 105,000 | $ 117,000 |
| Monmouth County New Jersey | 2 | $ 200,000 | $ 100,000 | $ 81,000 |
| Ocean County New Jersey | 2 | $ 60,000 | $ 30,000 | $ 106,000 |
| Passaic County New Jersey | 2 | $ 405,000 | $ 202,000 | $ 90,000 |
| Union County New Jersey | 2 | $ 572,000 | $ 286,000 | $ 146,000 |
| Nassau County New York | 2 | $ 516,000 | $ 258,000 | $ 230,000 |
| Niagara County New York | 2 | $ 244,000 | $ 122,000 | $ 166,000 |
| Orange County New York | 2 | $ 485,000 | $ 242,000 | $ 115,000 |
| Orleans County New York | 2 | $ 217,000 | $ 108,000 | $ 82,000 |
| Saratoga County New York | 2 | $ 335,000 | $ 167,000 | $ 122,000 |
| Wake County North Carolina | 2 | $ 324,000 | $ 162,000 | $ 95,000 |
| Philadelphia County Pennsylvania | 2 | $ 472,000 | $ 236,000 | $ 78,000 |
| Davidson County Tennessee | 2 | $ 312,000 | $ 156,000 | $ 303,000 |
| El Paso County Texas | 2 | $ 145,000 | $ 72,000 | $ 42,000 |
| Van Zandt County Texas | 2 | $ 282,000 | $ 141,000 | $ 39,000 |
| Washington County Texas | 2 | $ 431,000 | $ 215,000 | $ 74,000 |
| Wise County Texas | 2 | $ 287,000 | $ 143,000 | $ 111,000 |
| Limestone County Alabama | 1 | $ 92,000 | $ 92,000 | $ 37,000 |
| Coconino County Arizona | 1 | $ 290,000 | $ 290,000 | $ 137,000 |
| Pulaski County Arkansas | 1 | $ 139,000 | $ 139,000 | $ 34,000 |
| Fresno County California | 1 | $ 54,000 | $ 54,000 | $ 80,000 |
| Kern County California | 1 | $ 175,000 | $ 175,000 | $ 33,000 |
| Placer County California | 1 | $ 260,000 | $ 260,000 | $ 114,000 |
| Arapahoe County Colorado | 1 | $ 238,000 | $ 238,000 | $ 134,000 |
| Larimer County Colorado | 1 | $ 290,000 | $ 290,000 | $ 62,000 |
| District of Columbia County District Of Columbia | 1 | $ 118,000 | $ 118,000 | $ 148,000 |
| Broward County Florida | 1 | $ 189,000 | $ 189,000 | $ 107,000 |
| Charlotte County Florida | 1 | $ 42,000 | $ 42,000 | $ 154,000 |
| Hernando County Florida | 1 | $ 65,000 | $ 65,000 | $ 81,000 |
| Orange County Florida | 1 | $ 390,000 | $ 390,000 | $ 90,000 |
| Osceola County Florida | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Palm Beach County Florida | 1 | $ 24,000 | $ 24,000 | $ 38,000 |
| Pinellas County Florida | 1 | $ 80,000 | $ 80,000 | $ 68,000 |
| Sarasota County Florida | 1 | $ 216,000 | $ 216,000 | $ 76,000 |
| Seminole County Florida | 1 | $ 120,000 | $ 120,000 | $ 53,000 |
| St. Johns County Florida | 1 | $ 94,000 | $ 94,000 | $ 82,000 |
| Sumter County Florida | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
| Volusia County Florida | 1 | $ 77,000 | $ 77,000 | $ 44,000 |
| Cobb County Georgia | 1 | $ 168,000 | $ 168,000 | $ 135,000 |
| Bureau County Illinois | 1 | $ 19,000 | $ 19,000 | $ 57,000 |
| DuPage County Illinois | 1 | $ 136,000 | $ 136,000 | $ 90,000 |
| Kane County Illinois | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Lake County Indiana | 1 | $ 78,000 | $ 78,000 | $ 8,000 |
| Jefferson County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 213,000 |
| Jefferson County Louisiana | 1 | $ 227,000 | $ 227,000 | $ 210,000 |
| Calvert County Maryland | 1 | $ 90,000 | $ 90,000 | $ 79,000 |
| Wicomico County Maryland | 1 | $ 189,000 | $ 189,000 | $ 148,000 |
| Berkshire County Massachusetts | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Essex County Massachusetts | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Hampden County Massachusetts | 1 | $ 220,000 | $ 220,000 | $ 155,000 |
| Worcester County Massachusetts | 1 | $ 133,000 | $ 133,000 | $ 30,000 |
| Kent County Michigan | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Dakota County Minnesota | 1 | $ 288,000 | $ 288,000 | $ 107,000 |
| Jefferson County Missouri | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| St. Charles County Missouri | 1 | $ 206,000 | $ 206,000 | $ 115,000 |
| Park County Montana | 1 | $ 211,000 | $ 211,000 | $ 74,000 |
| Bergen County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 302,000 |
| Camden County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 81,000 |
| Mercer County New Jersey | 1 | $ 790,000 | $ 790,000 | $ 250,000 |
| Somerset County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Bernalillo County New Mexico | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Santa Fe County New Mexico | 1 | $ 471,000 | $ 471,000 | $ 61,000 |
| Bronx County New York | 1 | $ 60,000 | $ 60,000 | $ 113,000 |
| Cayuga County New York | 1 | $ 132,000 | $ 132,000 | $ 62,000 |
| Essex County New York | 1 | $ 78,000 | $ 78,000 | $ 83,000 |
| Genesee County New York | 1 | $ 73,000 | $ 73,000 | $ 70,000 |
| Putnam County New York | 1 | $ 30,000 | $ 30,000 | $ 154,000 |
| St. Lawrence County New York | 1 | $ 120,000 | $ 120,000 | $ 124,000 |
| Suffolk County New York | 1 | $ 50,000 | $ 50,000 | $ 100,000 |
| Tompkins County New York | 1 | $ 154,000 | $ 154,000 | $ 48,000 |
| Westchester County New York | 1 | $ 241,000 | $ 241,000 | $ 92,000 |
| Wyoming County New York | 1 | $ 236,000 | $ 236,000 | $ 140,000 |
| Yates County New York | 1 | $ 127,000 | $ 127,000 | $ 99,000 |
| Dare County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 82,000 |
| Clermont County Ohio | 1 | $ 77,000 | $ 77,000 | $ 92,000 |
| Cuyahoga County Ohio | 1 | $ 52,000 | $ 52,000 | $ 135,000 |
| Tulsa County Oklahoma | 1 | $ 264,000 | $ 264,000 | $ 117,000 |
| Washington County Oklahoma | 1 | $ 318,000 | $ 318,000 | $ 190,000 |
| Clackamas County Oregon | 1 | $ 109,000 | $ 109,000 | $ 85,000 |
| Bucks County Pennsylvania | 1 | $ 326,000 | $ 326,000 | $ 52,000 |
| Chester County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 100,000 |
| Delaware County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 85,000 |
| Monroe County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Pike County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 65,000 |
| Charleston County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 111,000 |
| Clarendon County South Carolina | 1 | $ 57,000 | $ 57,000 | $ 31,000 |
| Dickson County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 32,000 |
| Hickman County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 82,000 |
| Sullivan County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 48,000 |
| Bexar County Texas | 1 | $ 208,000 | $ 208,000 | $ 67,000 |
| Comal County Texas | 1 | $ 165,000 | $ 165,000 | $ 97,000 |
| Ellis County Texas | 1 | $ 152,000 | $ 152,000 | $ 110,000 |
| Fort Bend County Texas | 1 | $ 339,000 | $ 339,000 | $ 164,000 |
| Gregg County Texas | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Hidalgo County Texas | 1 | $ 185,000 | $ 185,000 | $ 321,000 |
| Kaufman County Texas | 1 | $ 120,000 | $ 120,000 | $ 73,000 |
| Nueces County Texas | 1 | $ 104,000 | $ 104,000 | $ 68,000 |
| Williamson County Texas | 1 | $ 130,000 | $ 130,000 | $ 111,000 |
| Floyd County Virginia | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 482 | $93,999,000 | $195,000 | $1,300,000 | $107,000 | $680,000 |
| Home Purchase | 143 | $30,607,000 | $214,000 | $1,156,000 | $110,000 | $776,000 |
| Home Improvement | 103 | $18,429,000 | $178,000 | $2,600,000 | $112,000 | $678,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 358 | $64,984,000 | $181,000 | $1,300,000 | $109,000 | $776,000 |
| Not Provided | 294 | $61,603,000 | $209,000 | $2,600,000 | $108,000 | $678,000 |
| Hispanic | 33 | $7,918,000 | $239,000 | $1,156,000 | $95,000 | $261,000 |
| Black or African American | 23 | $3,313,000 | $144,000 | $499,000 | $105,000 | $220,000 |
| Asian | 20 | $5,217,000 | $260,000 | $860,000 | $113,000 | $211,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 728 | $143,035,000 | $196,000 | $2,600,000 | $108,000 | $776,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 398 | $85,489,000 | $214,000 | $2,600,000 | $111,000 | $776,000 |
| Application Withdrawn By Applicant | 178 | $31,341,000 | $176,000 | $892,000 | $108,000 | $466,000 |
| Application Denied By Financial Institution | 89 | $15,512,000 | $174,000 | $1,300,000 | $103,000 | $680,000 |
| File Closed For Incompleteness | 59 | $10,244,000 | $173,000 | $860,000 | $104,000 | $463,000 |
| Application Approved But Not Accepted | 4 | $449,000 | $112,000 | $132,000 | $55,000 | $97,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 26 | $4,606,000 | $177,000 | $757,000 | $131,000 | $680,000 |
| Debt-To-Income Ratio | 23 | $3,882,000 | $168,000 | $388,000 | $59,000 | $142,000 |
| Collateral | 21 | $4,291,000 | $204,000 | $1,300,000 | $105,000 | $286,000 |
| Mortgage Insurance Denied | 5 | $613,000 | $122,000 | $173,000 | $95,000 | $197,000 |
| Other | 4 | $725,000 | $181,000 | $415,000 | $239,000 | $678,000 |
| Unverifiable Information | 4 | $316,000 | $79,000 | $115,000 | $64,000 | $90,000 |
| Employment History | 3 | $217,000 | $72,000 | $92,000 | $30,000 | $37,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $214,000 | $107,000 | $115,000 | $65,000 | $76,000 |
| Credit Application Incomplete | 1 | $648,000 | $648,000 | $648,000 | $258,000 | $258,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Xceed Financial's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Xceed Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.