Xceed Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

Xceed Financial 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Xceed Financial
888 N. Nash St
El Segundo, CA 90245
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 728
Total Mortgage Loan Application Amount $143,035,000
Average Mortgage Loan Application Amount $195,666
Highest Mortgage Loan Application Amount $2,600,000
Average Applicant Income $109,666
Highest Applicant Income $776,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Xceed Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Xceed Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2013 breaks down Xceed Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Xceed Financial serves its applicants.

Each category highlights the total number of mortgage applications processed by Xceed Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Xceed Financial's mortgage activity for 2013.

Mortgage Loan Application Totals for Xceed Financial by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Monroe County New York 232 $ 27,736,000 $ 119,000 $ 89,000
Los Angeles County California 88 $ 32,876,000 $ 373,000 $ 113,000
Denton County Texas 43 $ 5,663,000 $ 131,000 $ 104,000
Wayne County New York 37 $ 4,103,000 $ 110,000 $ 81,000
Orange County California 29 $ 14,268,000 $ 492,000 $ 168,000
Morris County New Jersey 23 $ 5,551,000 $ 241,000 $ 149,000
Dallas County Texas 13 $ 2,367,000 $ 182,000 $ 151,000
Ontario County New York 10 $ 1,904,000 $ 190,000 $ 93,000
Collin County Texas 10 $ 1,821,000 $ 182,000 $ 199,000
Tarrant County Texas 10 $ 2,550,000 $ 255,000 $ 110,000
Santa Clara County California 9 $ 3,147,000 $ 349,000 $ 115,000
Riverside County California 7 $ 912,000 $ 130,000 $ 161,000
Alameda County California 6 $ 1,999,000 $ 333,000 $ 181,000
San Bernardino County California 6 $ 1,122,000 $ 187,000 $ 88,000
Cook County Illinois 5 $ 671,000 $ 134,000 $ 94,000
Warren County New Jersey 5 $ 945,000 $ 189,000 $ 135,000
Livingston County New York 5 $ 584,000 $ 116,000 $ 111,000
Maricopa County Arizona 4 $ 1,077,000 $ 269,000 $ 86,000
Contra Costa County California 4 $ 1,161,000 $ 290,000 $ 108,000
Monterey County California 4 $ 2,064,000 $ 516,000 $ 109,000
Prince George's County Maryland 4 $ 837,000 $ 209,000 $ 153,000
Essex County New Jersey 4 $ 396,000 $ 99,000 $ 104,000
Erie County New York 4 $ 241,000 $ 60,000 $ 74,000
Queens County New York 4 $ 557,000 $ 139,000 $ 212,000
San Mateo County California 3 $ 2,618,000 $ 872,000 $ 207,000
Sonoma County California 3 $ 795,000 $ 265,000 $ 144,000
Flagler County Florida 3 $ 312,000 $ 104,000 $ 53,000
Onondaga County New York 3 $ 399,000 $ 133,000 $ 85,000
Harris County Texas 3 $ 103,000 $ 34,000 $ 101,000
Travis County Texas 3 $ 619,000 $ 206,000 $ 333,000
King County Washington 3 $ 425,000 $ 141,000 $ 61,000
San Diego County California 2 $ 783,000 $ 391,000 $ 181,000
San Joaquin County California 2 $ 242,000 $ 121,000 $ 94,000
La Plata County Colorado 2 $ 247,000 $ 123,000 $ 47,000
Fairfield County Connecticut 2 $ 319,000 $ 159,000 $ 69,000
Hillsborough County Florida 2 $ 475,000 $ 237,000 $ 150,000
Lee County Florida 2 $ 309,000 $ 154,000 $ 145,000
Miami-Dade County Florida 2 $ 439,000 $ 219,000 $ 87,000
Gwinnett County Georgia 2 $ 215,000 $ 107,000 $ 128,000
Johnson County Kansas 2 $ 636,000 $ 318,000 $ 154,000
Carroll County Maryland 2 $ 520,000 $ 260,000 $ 151,000
Middlesex County Massachusetts 2 $ 608,000 $ 304,000 $ 124,000
Clark County Nevada 2 $ 155,000 $ 77,000 $ 37,000
Middlesex County New Jersey 2 $ 211,000 $ 105,000 $ 117,000
Monmouth County New Jersey 2 $ 200,000 $ 100,000 $ 81,000
Ocean County New Jersey 2 $ 60,000 $ 30,000 $ 106,000
Passaic County New Jersey 2 $ 405,000 $ 202,000 $ 90,000
Union County New Jersey 2 $ 572,000 $ 286,000 $ 146,000
Nassau County New York 2 $ 516,000 $ 258,000 $ 230,000
Niagara County New York 2 $ 244,000 $ 122,000 $ 166,000
Orange County New York 2 $ 485,000 $ 242,000 $ 115,000
Orleans County New York 2 $ 217,000 $ 108,000 $ 82,000
Saratoga County New York 2 $ 335,000 $ 167,000 $ 122,000
Wake County North Carolina 2 $ 324,000 $ 162,000 $ 95,000
Philadelphia County Pennsylvania 2 $ 472,000 $ 236,000 $ 78,000
Davidson County Tennessee 2 $ 312,000 $ 156,000 $ 303,000
El Paso County Texas 2 $ 145,000 $ 72,000 $ 42,000
Van Zandt County Texas 2 $ 282,000 $ 141,000 $ 39,000
Washington County Texas 2 $ 431,000 $ 215,000 $ 74,000
Wise County Texas 2 $ 287,000 $ 143,000 $ 111,000
Limestone County Alabama 1 $ 92,000 $ 92,000 $ 37,000
Coconino County Arizona 1 $ 290,000 $ 290,000 $ 137,000
Pulaski County Arkansas 1 $ 139,000 $ 139,000 $ 34,000
Fresno County California 1 $ 54,000 $ 54,000 $ 80,000
Kern County California 1 $ 175,000 $ 175,000 $ 33,000
Placer County California 1 $ 260,000 $ 260,000 $ 114,000
Arapahoe County Colorado 1 $ 238,000 $ 238,000 $ 134,000
Larimer County Colorado 1 $ 290,000 $ 290,000 $ 62,000
District of Columbia County District Of Columbia 1 $ 118,000 $ 118,000 $ 148,000
Broward County Florida 1 $ 189,000 $ 189,000 $ 107,000
Charlotte County Florida 1 $ 42,000 $ 42,000 $ 154,000
Hernando County Florida 1 $ 65,000 $ 65,000 $ 81,000
Orange County Florida 1 $ 390,000 $ 390,000 $ 90,000
Osceola County Florida 1 $ 15,000 $ 15,000 $ 23,000
Palm Beach County Florida 1 $ 24,000 $ 24,000 $ 38,000
Pinellas County Florida 1 $ 80,000 $ 80,000 $ 68,000
Sarasota County Florida 1 $ 216,000 $ 216,000 $ 76,000
Seminole County Florida 1 $ 120,000 $ 120,000 $ 53,000
St. Johns County Florida 1 $ 94,000 $ 94,000 $ 82,000
Sumter County Florida 1 $ 118,000 $ 118,000 $ 52,000
Volusia County Florida 1 $ 77,000 $ 77,000 $ 44,000
Cobb County Georgia 1 $ 168,000 $ 168,000 $ 135,000
Bureau County Illinois 1 $ 19,000 $ 19,000 $ 57,000
DuPage County Illinois 1 $ 136,000 $ 136,000 $ 90,000
Kane County Illinois 1 $ 225,000 $ 225,000 $ 82,000
Lake County Indiana 1 $ 78,000 $ 78,000 $ 8,000
Jefferson County Kentucky 1 $ 83,000 $ 83,000 $ 213,000
Jefferson County Louisiana 1 $ 227,000 $ 227,000 $ 210,000
Calvert County Maryland 1 $ 90,000 $ 90,000 $ 79,000
Wicomico County Maryland 1 $ 189,000 $ 189,000 $ 148,000
Berkshire County Massachusetts 1 $ 115,000 $ 115,000 $ 90,000
Essex County Massachusetts 1 $ 115,000 $ 115,000 $ 54,000
Hampden County Massachusetts 1 $ 220,000 $ 220,000 $ 155,000
Worcester County Massachusetts 1 $ 133,000 $ 133,000 $ 30,000
Kent County Michigan 1 $ 120,000 $ 120,000 $ 59,000
Dakota County Minnesota 1 $ 288,000 $ 288,000 $ 107,000
Jefferson County Missouri 1 $ 25,000 $ 25,000 $ 61,000
St. Charles County Missouri 1 $ 206,000 $ 206,000 $ 115,000
Park County Montana 1 $ 211,000 $ 211,000 $ 74,000
Bergen County New Jersey 1 $ 205,000 $ 205,000 $ 302,000
Camden County New Jersey 1 $ 200,000 $ 200,000 $ 81,000
Mercer County New Jersey 1 $ 790,000 $ 790,000 $ 250,000
Somerset County New Jersey 1 $ 195,000 $ 195,000 $ 108,000
Bernalillo County New Mexico 1 $ 50,000 $ 50,000 $ 51,000
Santa Fe County New Mexico 1 $ 471,000 $ 471,000 $ 61,000
Bronx County New York 1 $ 60,000 $ 60,000 $ 113,000
Cayuga County New York 1 $ 132,000 $ 132,000 $ 62,000
Essex County New York 1 $ 78,000 $ 78,000 $ 83,000
Genesee County New York 1 $ 73,000 $ 73,000 $ 70,000
Putnam County New York 1 $ 30,000 $ 30,000 $ 154,000
St. Lawrence County New York 1 $ 120,000 $ 120,000 $ 124,000
Suffolk County New York 1 $ 50,000 $ 50,000 $ 100,000
Tompkins County New York 1 $ 154,000 $ 154,000 $ 48,000
Westchester County New York 1 $ 241,000 $ 241,000 $ 92,000
Wyoming County New York 1 $ 236,000 $ 236,000 $ 140,000
Yates County New York 1 $ 127,000 $ 127,000 $ 99,000
Dare County North Carolina 1 $ 136,000 $ 136,000 $ 82,000
Clermont County Ohio 1 $ 77,000 $ 77,000 $ 92,000
Cuyahoga County Ohio 1 $ 52,000 $ 52,000 $ 135,000
Tulsa County Oklahoma 1 $ 264,000 $ 264,000 $ 117,000
Washington County Oklahoma 1 $ 318,000 $ 318,000 $ 190,000
Clackamas County Oregon 1 $ 109,000 $ 109,000 $ 85,000
Bucks County Pennsylvania 1 $ 326,000 $ 326,000 $ 52,000
Chester County Pennsylvania 1 $ 124,000 $ 124,000 $ 100,000
Delaware County Pennsylvania 1 $ 140,000 $ 140,000 $ 85,000
Monroe County Pennsylvania 1 $ 130,000 $ 130,000 $ 60,000
Pike County Pennsylvania 1 $ 60,000 $ 60,000 $ 65,000
Charleston County South Carolina 1 $ 92,000 $ 92,000 $ 111,000
Clarendon County South Carolina 1 $ 57,000 $ 57,000 $ 31,000
Dickson County Tennessee 1 $ 64,000 $ 64,000 $ 32,000
Hickman County Tennessee 1 $ 124,000 $ 124,000 $ 82,000
Sullivan County Tennessee 1 $ 79,000 $ 79,000 $ 48,000
Bexar County Texas 1 $ 208,000 $ 208,000 $ 67,000
Comal County Texas 1 $ 165,000 $ 165,000 $ 97,000
Ellis County Texas 1 $ 152,000 $ 152,000 $ 110,000
Fort Bend County Texas 1 $ 339,000 $ 339,000 $ 164,000
Gregg County Texas 1 $ 15,000 $ 15,000 $ 54,000
Hidalgo County Texas 1 $ 185,000 $ 185,000 $ 321,000
Kaufman County Texas 1 $ 120,000 $ 120,000 $ 73,000
Nueces County Texas 1 $ 104,000 $ 104,000 $ 68,000
Williamson County Texas 1 $ 130,000 $ 130,000 $ 111,000
Floyd County Virginia 1 $ 80,000 $ 80,000 $ 44,000

Mortgage Loan Application Detail Totals for Xceed Financial in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 482 $93,999,000 $195,000 $1,300,000 $107,000 $680,000
Home Purchase 143 $30,607,000 $214,000 $1,156,000 $110,000 $776,000
Home Improvement 103 $18,429,000 $178,000 $2,600,000 $112,000 $678,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 358 $64,984,000 $181,000 $1,300,000 $109,000 $776,000
Not Provided 294 $61,603,000 $209,000 $2,600,000 $108,000 $678,000
Hispanic 33 $7,918,000 $239,000 $1,156,000 $95,000 $261,000
Black or African American 23 $3,313,000 $144,000 $499,000 $105,000 $220,000
Asian 20 $5,217,000 $260,000 $860,000 $113,000 $211,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 728 $143,035,000 $196,000 $2,600,000 $108,000 $776,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 398 $85,489,000 $214,000 $2,600,000 $111,000 $776,000
Application Withdrawn By Applicant 178 $31,341,000 $176,000 $892,000 $108,000 $466,000
Application Denied By Financial Institution 89 $15,512,000 $174,000 $1,300,000 $103,000 $680,000
File Closed For Incompleteness 59 $10,244,000 $173,000 $860,000 $104,000 $463,000
Application Approved But Not Accepted 4 $449,000 $112,000 $132,000 $55,000 $97,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 26 $4,606,000 $177,000 $757,000 $131,000 $680,000
Debt-To-Income Ratio 23 $3,882,000 $168,000 $388,000 $59,000 $142,000
Collateral 21 $4,291,000 $204,000 $1,300,000 $105,000 $286,000
Mortgage Insurance Denied 5 $613,000 $122,000 $173,000 $95,000 $197,000
Other 4 $725,000 $181,000 $415,000 $239,000 $678,000
Unverifiable Information 4 $316,000 $79,000 $115,000 $64,000 $90,000
Employment History 3 $217,000 $72,000 $92,000 $30,000 $37,000
Insufficient Cash (Downpayment, Closing Cost) 2 $214,000 $107,000 $115,000 $65,000 $76,000
Credit Application Incomplete 1 $648,000 $648,000 $648,000 $258,000 $258,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Xceed Financial's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Xceed Financial's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List