Xceed Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Xceed Financial 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Xceed Financial 888 N. Nash St El Segundo, CA 90245 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,051 |
| Total Mortgage Loan Application Amount | $307,766,000 |
| Average Mortgage Loan Application Amount | $260,666 |
| Highest Mortgage Loan Application Amount | $4,100,000 |
| Average Applicant Income | $113,666 |
| Highest Applicant Income | $2,414,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Xceed Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Xceed Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Xceed Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Xceed Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Xceed Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Xceed Financial's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Monroe County New York | 244 | $ 29,706,000 | $ 121,000 | $ 91,000 |
| Los Angeles County California | 187 | $ 89,204,000 | $ 477,000 | $ 124,000 |
| Santa Clara County California | 46 | $ 24,774,000 | $ 538,000 | $ 163,000 |
| Wayne County New York | 38 | $ 3,323,000 | $ 87,000 | $ 55,000 |
| San Mateo County California | 31 | $ 18,730,000 | $ 604,000 | $ 164,000 |
| Orange County California | 30 | $ 15,137,000 | $ 504,000 | $ 197,000 |
| Denton County Texas | 29 | $ 4,385,000 | $ 151,000 | $ 86,000 |
| Morris County New Jersey | 27 | $ 7,161,000 | $ 265,000 | $ 156,000 |
| Alameda County California | 23 | $ 9,636,000 | $ 418,000 | $ 125,000 |
| Dallas County Texas | 19 | $ 2,886,000 | $ 151,000 | $ 78,000 |
| Contra Costa County California | 17 | $ 6,697,000 | $ 393,000 | $ 111,000 |
| Tarrant County Texas | 17 | $ 3,218,000 | $ 189,000 | $ 90,000 |
| Riverside County California | 12 | $ 3,780,000 | $ 315,000 | $ 108,000 |
| San Bernardino County California | 10 | $ 2,989,000 | $ 298,000 | $ 132,000 |
| Ontario County New York | 10 | $ 923,000 | $ 92,000 | $ 91,000 |
| Westchester County New York | 10 | $ 3,895,000 | $ 389,000 | $ 219,000 |
| San Francisco County California | 8 | $ 3,778,000 | $ 472,000 | $ 132,000 |
| Essex County New Jersey | 8 | $ 1,723,000 | $ 215,000 | $ 85,000 |
| Erie County New York | 8 | $ 1,031,000 | $ 128,000 | $ 77,000 |
| Cook County Illinois | 7 | $ 1,287,000 | $ 183,000 | $ 92,000 |
| Livingston County New York | 7 | $ 675,000 | $ 96,000 | $ 72,000 |
| Harris County Texas | 7 | $ 1,240,000 | $ 177,000 | $ 163,000 |
| San Joaquin County California | 6 | $ 1,330,000 | $ 221,000 | $ 120,000 |
| Collin County Texas | 6 | $ 1,373,000 | $ 228,000 | $ 70,000 |
| Maricopa County Arizona | 5 | $ 867,000 | $ 173,000 | $ 54,000 |
| San Diego County California | 5 | $ 5,923,000 | $ 1,184,000 | $ 42,000 |
| Somerset County New Jersey | 5 | $ 1,837,000 | $ 367,000 | $ 179,000 |
| Suffolk County New York | 5 | $ 1,563,000 | $ 312,000 | $ 100,000 |
| Monterey County California | 4 | $ 2,793,000 | $ 698,000 | $ 81,000 |
| Placer County California | 4 | $ 1,476,000 | $ 369,000 | $ 222,000 |
| Broward County Florida | 4 | $ 1,332,000 | $ 333,000 | $ 214,000 |
| Genesee County New York | 4 | $ 301,000 | $ 75,000 | $ 57,000 |
| Onondaga County New York | 4 | $ 267,000 | $ 66,000 | $ 101,000 |
| Sacramento County California | 3 | $ 1,034,000 | $ 344,000 | $ 157,000 |
| Santa Cruz County California | 3 | $ 2,524,000 | $ 841,000 | $ 230,000 |
| Ventura County California | 3 | $ 1,872,000 | $ 624,000 | $ 83,000 |
| Fairfield County Connecticut | 3 | $ 2,135,000 | $ 711,000 | $ 221,000 |
| Marion County Florida | 3 | $ 416,000 | $ 138,000 | $ 54,000 |
| Montgomery County Maryland | 3 | $ 1,804,000 | $ 601,000 | $ 290,000 |
| Union County New Jersey | 3 | $ 617,000 | $ 205,000 | $ 117,000 |
| Oswego County New York | 3 | $ 208,000 | $ 69,000 | $ 38,000 |
| Pima County Arizona | 2 | $ 741,000 | $ 370,000 | $ 93,000 |
| Middlesex County Connecticut | 2 | $ 475,000 | $ 237,000 | $ 51,000 |
| New Castle County Delaware | 2 | $ 366,000 | $ 183,000 | $ 92,000 |
| Collier County Florida | 2 | $ 545,000 | $ 272,000 | $ 106,000 |
| Hillsborough County Florida | 2 | $ 268,000 | $ 134,000 | $ 71,000 |
| Lee County Florida | 2 | $ 250,000 | $ 125,000 | $ 101,000 |
| Miami-Dade County Florida | 2 | $ 834,000 | $ 417,000 | $ 170,000 |
| Orange County Florida | 2 | $ 252,000 | $ 126,000 | $ 35,000 |
| Pinellas County Florida | 2 | $ 304,000 | $ 152,000 | $ 66,000 |
| Fulton County Georgia | 2 | $ 78,000 | $ 39,000 | $ 70,000 |
| Ada County Idaho | 2 | $ 457,000 | $ 228,000 | $ 136,000 |
| Prince George's County Maryland | 2 | $ 68,000 | $ 34,000 | $ 122,000 |
| Barnstable County Massachusetts | 2 | $ 235,000 | $ 117,000 | $ 23,000 |
| New Madrid County Missouri | 2 | $ 119,000 | $ 59,000 | $ 43,000 |
| Clark County Nevada | 2 | $ 475,000 | $ 237,000 | $ 84,000 |
| Bergen County New Jersey | 2 | $ 441,000 | $ 220,000 | $ 73,000 |
| Mercer County New Jersey | 2 | $ 685,000 | $ 342,000 | $ 170,000 |
| Middlesex County New Jersey | 2 | $ 350,000 | $ 175,000 | $ 129,000 |
| Passaic County New Jersey | 2 | $ 573,000 | $ 286,000 | $ 146,000 |
| Sussex County New Jersey | 2 | $ 420,000 | $ 210,000 | $ 116,000 |
| Columbia County New York | 2 | $ 300,000 | $ 150,000 | $ 73,000 |
| Orleans County New York | 2 | $ 194,000 | $ 97,000 | $ 91,000 |
| Queens County New York | 2 | $ 745,000 | $ 372,000 | $ 60,000 |
| Guilford County North Carolina | 2 | $ 308,000 | $ 154,000 | $ 82,000 |
| Clackamas County Oregon | 2 | $ 427,000 | $ 213,000 | $ 84,000 |
| Grayson County Texas | 2 | $ 395,000 | $ 197,000 | $ 65,000 |
| Salt Lake County Utah | 2 | $ 935,000 | $ 467,000 | $ 0 |
| Caledonia County Vermont | 2 | $ 186,000 | $ 93,000 | $ 74,000 |
| King County Washington | 2 | $ 803,000 | $ 401,000 | $ 128,000 |
| Pierce County Washington | 2 | $ 593,000 | $ 296,000 | $ 150,000 |
| Elmore County Alabama | 1 | $ 270,000 | $ 270,000 | $ 66,000 |
| Mohave County Arizona | 1 | $ 100,000 | $ 100,000 | $ 112,000 |
| Amador County California | 1 | $ 180,000 | $ 180,000 | $ 38,000 |
| Fresno County California | 1 | $ 754,000 | $ 754,000 | $ 0 |
| San Benito County California | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
| Santa Barbara County California | 1 | $ 439,000 | $ 439,000 | $ 1,000 |
| Solano County California | 1 | $ 4,100,000 | $ 4,100,000 | $ 0 |
| Sonoma County California | 1 | $ 200,000 | $ 200,000 | $ 43,000 |
| Stanislaus County California | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Tulare County California | 1 | $ 630,000 | $ 630,000 | $ 0 |
| Denver County Colorado | 1 | $ 160,000 | $ 160,000 | $ 85,000 |
| Douglas County Colorado | 1 | $ 377,000 | $ 377,000 | $ 221,000 |
| New Haven County Connecticut | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Tolland County Connecticut | 1 | $ 46,000 | $ 46,000 | $ 57,000 |
| Sussex County Delaware | 1 | $ 143,000 | $ 143,000 | $ 205,000 |
| Hernando County Florida | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Indian River County Florida | 1 | $ 500,000 | $ 500,000 | $ 399,000 |
| Manatee County Florida | 1 | $ 200,000 | $ 200,000 | $ 78,000 |
| Palm Beach County Florida | 1 | $ 15,000 | $ 15,000 | $ 265,000 |
| Pasco County Florida | 1 | $ 204,000 | $ 204,000 | $ 147,000 |
| Seminole County Florida | 1 | $ 220,000 | $ 220,000 | $ 107,000 |
| Sumter County Florida | 1 | $ 308,000 | $ 308,000 | $ 97,000 |
| Chatham County Georgia | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Cobb County Georgia | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| DeKalb County Georgia | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| Fayette County Georgia | 1 | $ 285,000 | $ 285,000 | $ 133,000 |
| DuPage County Illinois | 1 | $ 232,000 | $ 232,000 | $ 101,000 |
| McHenry County Illinois | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Will County Illinois | 1 | $ 387,000 | $ 387,000 | $ 197,000 |
| Morgan County Indiana | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Jefferson County Kentucky | 1 | $ 176,000 | $ 176,000 | $ 96,000 |
| Lafayette County Louisiana | 1 | $ 170,000 | $ 170,000 | $ 0 |
| York County Maine | 1 | $ 219,000 | $ 219,000 | $ 160,000 |
| Middlesex County Massachusetts | 1 | $ 573,000 | $ 573,000 | $ 159,000 |
| Worcester County Massachusetts | 1 | $ 176,000 | $ 176,000 | $ 103,000 |
| Allegan County Michigan | 1 | $ 304,000 | $ 304,000 | $ 216,000 |
| Berrien County Michigan | 1 | $ 136,000 | $ 136,000 | $ 175,000 |
| Hennepin County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 76,000 |
| Washington County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 131,000 |
| Laclede County Missouri | 1 | $ 86,000 | $ 86,000 | $ 42,000 |
| Taney County Missouri | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Burlington County New Jersey | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| Camden County New Jersey | 1 | $ 240,000 | $ 240,000 | $ 108,000 |
| Cumberland County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Gloucester County New Jersey | 1 | $ 86,000 | $ 86,000 | $ 58,000 |
| Ocean County New Jersey | 1 | $ 372,000 | $ 372,000 | $ 145,000 |
| Santa Fe County New Mexico | 1 | $ 372,000 | $ 372,000 | $ 65,000 |
| Albany County New York | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
| Bronx County New York | 1 | $ 413,000 | $ 413,000 | $ 24,000 |
| Broome County New York | 1 | $ 69,000 | $ 69,000 | $ 33,000 |
| Chemung County New York | 1 | $ 181,000 | $ 181,000 | $ 18,000 |
| Dutchess County New York | 1 | $ 285,000 | $ 285,000 | $ 142,000 |
| Essex County New York | 1 | $ 8,000 | $ 8,000 | $ 59,000 |
| Hamilton County New York | 1 | $ 143,000 | $ 143,000 | $ 76,000 |
| Herkimer County New York | 1 | $ 90,000 | $ 90,000 | $ 52,000 |
| New York County New York | 1 | $ 294,000 | $ 294,000 | $ 180,000 |
| Oneida County New York | 1 | $ 264,000 | $ 264,000 | $ 1,000 |
| Orange County New York | 1 | $ 71,000 | $ 71,000 | $ 45,000 |
| Rensselaer County New York | 1 | $ 128,000 | $ 128,000 | $ 239,000 |
| Saratoga County New York | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Seneca County New York | 1 | $ 176,000 | $ 176,000 | $ 193,000 |
| Sullivan County New York | 1 | $ 133,000 | $ 133,000 | $ 169,000 |
| Davidson County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 63,000 |
| Johnston County North Carolina | 1 | $ 328,000 | $ 328,000 | $ 117,000 |
| Macon County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 133,000 |
| Pitt County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| Wake County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 97,000 |
| Belmont County Ohio | 1 | $ 89,000 | $ 89,000 | $ 108,000 |
| Hamilton County Ohio | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 211,000 |
| Lane County Oregon | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 181,000 | $ 181,000 | $ 105,000 |
| Washington County Oregon | 1 | $ 100,000 | $ 100,000 | $ 190,000 |
| Lackawanna County Pennsylvania | 1 | $ 266,000 | $ 266,000 | $ 141,000 |
| Montgomery County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 90,000 |
| Venango County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Washington County Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 112,000 |
| Wayne County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 62,000 |
| Newport County Rhode Island | 1 | $ 705,000 | $ 705,000 | $ 464,000 |
| Charleston County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Horry County South Carolina | 1 | $ 213,000 | $ 213,000 | $ 72,000 |
| Sevier County Tennessee | 1 | $ 182,000 | $ 182,000 | $ 122,000 |
| Shelby County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 81,000 |
| Bell County Texas | 1 | $ 112,000 | $ 112,000 | $ 190,000 |
| Bexar County Texas | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Burnet County Texas | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Comal County Texas | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| Fort Bend County Texas | 1 | $ 143,000 | $ 143,000 | $ 56,000 |
| Henderson County Texas | 1 | $ 141,000 | $ 141,000 | $ 73,000 |
| Hood County Texas | 1 | $ 663,000 | $ 663,000 | $ 0 |
| Travis County Texas | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Williamson County Texas | 1 | $ 201,000 | $ 201,000 | $ 52,000 |
| Windsor County Vermont | 1 | $ 210,000 | $ 210,000 | $ 358,000 |
| Fairfax County Virginia | 1 | $ 570,000 | $ 570,000 | $ 145,000 |
| Henrico County Virginia | 1 | $ 488,000 | $ 488,000 | $ 227,000 |
| Pacific County Washington | 1 | $ 248,000 | $ 248,000 | $ 78,000 |
| Jefferson County West Virginia | 1 | $ 40,000 | $ 40,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Xceed Financial in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 691 | $196,199,000 | $283,000 | $4,100,000 | $104,000 | $1,004,000 |
| Home Purchase | 295 | $101,372,000 | $343,000 | $2,178,000 | $128,000 | $2,414,000 |
| Home Improvement | 65 | $10,195,000 | $156,000 | $1,200,000 | $109,000 | $929,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 472 | $139,399,000 | $295,000 | $1,840,000 | $113,000 | $2,414,000 |
| White | 367 | $91,405,000 | $249,000 | $3,925,000 | $110,000 | $929,000 |
| Hispanic | 75 | $17,329,000 | $231,000 | $600,000 | $107,000 | $1,004,000 |
| Asian | 59 | $26,284,000 | $445,000 | $2,378,000 | $153,000 | $689,000 |
| Black or African American | 53 | $9,856,000 | $185,000 | $1,540,000 | $100,000 | $450,000 |
| Not applicable | 19 | $22,290,000 | $1,173,000 | $4,100,000 | $0 | $0 |
| American Indian or Alaskan Native | 4 | $507,000 | $126,000 | $256,000 | $83,000 | $143,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $696,000 | $348,000 | $483,000 | $104,000 | $119,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,051 | $307,766,000 | $292,000 | $4,100,000 | $111,000 | $2,414,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 544 | $186,671,000 | $343,000 | $3,925,000 | $125,000 | $2,414,000 |
| Application Denied By Financial Institution | 229 | $55,974,000 | $244,000 | $4,100,000 | $97,000 | $1,004,000 |
| Application Withdrawn By Applicant | 229 | $51,691,000 | $225,000 | $1,200,000 | $102,000 | $690,000 |
| File Closed For Incompleteness | 41 | $9,083,000 | $221,000 | $1,250,000 | $47,000 | $260,000 |
| Application Approved But Not Accepted | 8 | $4,347,000 | $543,000 | $1,500,000 | $189,000 | $382,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 65 | $19,271,000 | $296,000 | $4,100,000 | $70,000 | $361,000 |
| Credit History | 63 | $12,079,000 | $191,000 | $675,000 | $103,000 | $1,004,000 |
| Other | 53 | $12,217,000 | $230,000 | $1,013,000 | $116,000 | $498,000 |
| Collateral | 30 | $7,558,000 | $251,000 | $848,000 | $117,000 | $317,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,631,000 | $203,000 | $378,000 | $73,000 | $134,000 |
| Unverifiable Information | 3 | $862,000 | $287,000 | $560,000 | $74,000 | $120,000 |
| Employment History | 2 | $682,000 | $341,000 | $616,000 | $52,000 | $79,000 |
| Mortgage Insurance Denied | 1 | $160,000 | $160,000 | $160,000 | $81,000 | $81,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Xceed Financial's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Xceed Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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