Xceed Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Xceed Financial 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Xceed Financial 888 N. Nash St El Segundo, CA 90245 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 819 |
| Total Mortgage Loan Application Amount | $200,085,000 |
| Average Mortgage Loan Application Amount | $209,800 |
| Highest Mortgage Loan Application Amount | $3,715,000 |
| Average Applicant Income | $110,600 |
| Highest Applicant Income | $2,592,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Xceed Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Xceed Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Xceed Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Xceed Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Xceed Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Xceed Financial's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Monroe County New York | 180 | $ 21,880,000 | $ 121,000 | $ 84,000 |
| Los Angeles County California | 115 | $ 44,905,000 | $ 390,000 | $ 153,000 |
| Wayne County New York | 27 | $ 2,055,000 | $ 76,000 | $ 67,000 |
| Riverside County California | 18 | $ 5,340,000 | $ 296,000 | $ 154,000 |
| Denton County Texas | 17 | $ 2,585,000 | $ 152,000 | $ 68,000 |
| Orange County California | 14 | $ 5,030,000 | $ 359,000 | $ 204,000 |
| Santa Clara County California | 14 | $ 6,600,000 | $ 471,000 | $ 171,000 |
| Ontario County New York | 13 | $ 2,315,000 | $ 178,000 | $ 118,000 |
| Ventura County California | 10 | $ 5,170,000 | $ 517,000 | $ 258,000 |
| Morris County New Jersey | 10 | $ 1,350,000 | $ 135,000 | $ 97,000 |
| Alameda County California | 9 | $ 4,995,000 | $ 555,000 | $ 170,000 |
| Hillsborough County Florida | 8 | $ 1,900,000 | $ 237,000 | $ 113,000 |
| San Bernardino County California | 7 | $ 1,895,000 | $ 270,000 | $ 99,000 |
| Dallas County Texas | 7 | $ 975,000 | $ 139,000 | $ 93,000 |
| Tarrant County Texas | 7 | $ 795,000 | $ 113,000 | $ 75,000 |
| San Mateo County California | 6 | $ 1,840,000 | $ 306,000 | $ 184,000 |
| San Diego County California | 5 | $ 3,305,000 | $ 661,000 | $ 191,000 |
| Pinellas County Florida | 5 | $ 665,000 | $ 133,000 | $ 59,000 |
| Dauphin County Pennsylvania | 5 | $ 465,000 | $ 93,000 | $ 96,000 |
| Maricopa County Arizona | 4 | $ 790,000 | $ 197,000 | $ 74,000 |
| Placer County California | 4 | $ 770,000 | $ 192,000 | $ 52,000 |
| Fulton County Georgia | 4 | $ 1,000,000 | $ 250,000 | $ 97,000 |
| Somerset County New Jersey | 4 | $ 150,000 | $ 37,000 | $ 149,000 |
| Harnett County North Carolina | 4 | $ 730,000 | $ 182,000 | $ 108,000 |
| Lee County Florida | 3 | $ 535,000 | $ 178,000 | $ 96,000 |
| Palm Beach County Florida | 3 | $ 685,000 | $ 228,000 | $ 125,000 |
| Prince George's County Maryland | 3 | $ 975,000 | $ 325,000 | $ 214,000 |
| Hinds County Mississippi | 3 | $ 75,000 | $ 25,000 | $ 69,000 |
| Essex County New Jersey | 3 | $ 885,000 | $ 295,000 | $ 173,000 |
| Middlesex County New Jersey | 3 | $ 305,000 | $ 101,000 | $ 107,000 |
| Chautauqua County New York | 3 | $ 615,000 | $ 205,000 | $ 168,000 |
| Queens County New York | 3 | $ 335,000 | $ 111,000 | $ 54,000 |
| Wake County North Carolina | 3 | $ 705,000 | $ 235,000 | $ 135,000 |
| Harris County Texas | 3 | $ 605,000 | $ 201,000 | $ 80,000 |
| Yavapai County Arizona | 2 | $ 180,000 | $ 90,000 | $ 63,000 |
| Contra Costa County California | 2 | $ 2,950,000 | $ 1,475,000 | $ 882,000 |
| Santa Cruz County California | 2 | $ 2,070,000 | $ 1,035,000 | $ 209,000 |
| Arapahoe County Colorado | 2 | $ 2,140,000 | $ 1,070,000 | $ 539,000 |
| Fairfield County Connecticut | 2 | $ 680,000 | $ 340,000 | $ 87,000 |
| Bay County Florida | 2 | $ 120,000 | $ 60,000 | $ 39,000 |
| Broward County Florida | 2 | $ 110,000 | $ 55,000 | $ 749,000 |
| Miami-Dade County Florida | 2 | $ 740,000 | $ 370,000 | $ 116,000 |
| Orange County Florida | 2 | $ 600,000 | $ 300,000 | $ 71,000 |
| DuPage County Illinois | 2 | $ 280,000 | $ 140,000 | $ 89,000 |
| Johnson County Kansas | 2 | $ 170,000 | $ 85,000 | $ 89,000 |
| Suffolk County Massachusetts | 2 | $ 350,000 | $ 175,000 | $ 62,000 |
| Ocean County New Jersey | 2 | $ 370,000 | $ 185,000 | $ 80,000 |
| Sussex County New Jersey | 2 | $ 50,000 | $ 25,000 | $ 55,000 |
| Livingston County New York | 2 | $ 250,000 | $ 125,000 | $ 210,000 |
| Orange County New York | 2 | $ 430,000 | $ 215,000 | $ 160,000 |
| Steuben County New York | 2 | $ 130,000 | $ 65,000 | $ 53,000 |
| Suffolk County New York | 2 | $ 940,000 | $ 470,000 | $ 190,000 |
| Guilford County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 81,000 |
| Monroe County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 124,000 |
| Philadelphia County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 57,000 |
| Brazos County Texas | 2 | $ 260,000 | $ 130,000 | $ 22,000 |
| Collin County Texas | 2 | $ 160,000 | $ 80,000 | $ 100,000 |
| Rockwall County Texas | 2 | $ 90,000 | $ 45,000 | $ 73,000 |
| Travis County Texas | 2 | $ 470,000 | $ 235,000 | $ 52,000 |
| Salt Lake County Utah | 2 | $ 1,250,000 | $ 625,000 | $ 344,000 |
| Floyd County Virginia | 2 | $ 210,000 | $ 105,000 | $ 50,000 |
| Loudoun County Virginia | 2 | $ 480,000 | $ 240,000 | $ 392,000 |
| Sebastian County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Fresno County California | 1 | $ 245,000 | $ 245,000 | $ 375,000 |
| Kern County California | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Merced County California | 1 | $ 205,000 | $ 205,000 | $ 128,000 |
| Monterey County California | 1 | $ 285,000 | $ 285,000 | $ 46,000 |
| San Joaquin County California | 1 | $ 355,000 | $ 355,000 | $ 331,000 |
| Sonoma County California | 1 | $ 175,000 | $ 175,000 | $ 211,000 |
| Stanislaus County California | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Adams County Colorado | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Jefferson County Colorado | 1 | $ 925,000 | $ 925,000 | $ 96,000 |
| New Castle County Delaware | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Lake County Florida | 1 | $ 805,000 | $ 805,000 | $ 178,000 |
| Polk County Florida | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Seminole County Florida | 1 | $ 505,000 | $ 505,000 | $ 187,000 |
| St. Lucie County Florida | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Volusia County Florida | 1 | $ 105,000 | $ 105,000 | $ 19,000 |
| Hawaii County Hawaii | 1 | $ 275,000 | $ 275,000 | $ 390,000 |
| Canyon County Idaho | 1 | $ 425,000 | $ 425,000 | $ 64,000 |
| Cook County Illinois | 1 | $ 125,000 | $ 125,000 | $ 140,000 |
| Kane County Illinois | 1 | $ 335,000 | $ 335,000 | $ 181,000 |
| McHenry County Illinois | 1 | $ 555,000 | $ 555,000 | $ 178,000 |
| St. Joseph County Indiana | 1 | $ 45,000 | $ 45,000 | $ 124,000 |
| Marion County Iowa | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Jefferson County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Orleans County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| York County Maine | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Baltimore City County Maryland | 1 | $ 45,000 | $ 45,000 | $ 155,000 |
| Wicomico County Maryland | 1 | $ 55,000 | $ 55,000 | $ 119,000 |
| Bristol County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 111,000 |
| Norfolk County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Grand Traverse County Michigan | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| Pike County Missouri | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Lancaster County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Washoe County Nevada | 1 | $ 875,000 | $ 875,000 | $ 961,000 |
| Hillsborough County New Hampshire | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Bergen County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Cape May County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 159,000 |
| Hudson County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Monmouth County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 131,000 |
| Passaic County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Santa Fe County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| Bronx County New York | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Cortland County New York | 1 | $ 95,000 | $ 95,000 | $ 84,000 |
| Erie County New York | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Franklin County New York | 1 | $ 105,000 | $ 105,000 | $ 140,000 |
| Oswego County New York | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
| Rockland County New York | 1 | $ 125,000 | $ 125,000 | $ 253,000 |
| Ulster County New York | 1 | $ 235,000 | $ 235,000 | $ 133,000 |
| Westchester County New York | 1 | $ 55,000 | $ 55,000 | $ 131,000 |
| Buncombe County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 122,000 |
| Chatham County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 181,000 |
| Forsyth County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Gaston County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Johnston County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 156,000 |
| Mecklenburg County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 131,000 |
| Moore County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 120,000 |
| Rockingham County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| Warren County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 314,000 |
| Belmont County Ohio | 1 | $ 15,000 | $ 15,000 | $ 106,000 |
| Fairfield County Ohio | 1 | $ 365,000 | $ 365,000 | $ 123,000 |
| Muskogee County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 122,000 |
| Clackamas County Oregon | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Marion County Oregon | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Chester County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 139,000 |
| Cumberland County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 140,000 |
| Delaware County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 172,000 |
| Lebanon County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Lehigh County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Northampton County Pennsylvania | 1 | $ 525,000 | $ 525,000 | $ 232,000 |
| Potter County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| York County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Brown County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 320,000 |
| Brazoria County Texas | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| El Paso County Texas | 1 | $ 105,000 | $ 105,000 | $ 109,000 |
| Fort Bend County Texas | 1 | $ 325,000 | $ 325,000 | $ 112,000 |
| Kerr County Texas | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Lubbock County Texas | 1 | $ 2,505,000 | $ 2,505,000 | $ 238,000 |
| Montague County Texas | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Montgomery County Texas | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Waller County Texas | 1 | $ 385,000 | $ 385,000 | $ 148,000 |
| Davis County Utah | 1 | $ 1,555,000 | $ 1,555,000 | $ 13,000 |
| Northumberland County Virginia | 1 | $ 455,000 | $ 455,000 | $ 128,000 |
| King County Washington | 1 | $ 425,000 | $ 425,000 | $ 188,000 |
| Snohomish County Washington | 1 | $ 455,000 | $ 455,000 | $ 106,000 |
| Jackson County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 138,000 |
Mortgage Loan Application Detail Totals for Xceed Financial in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 360 | $108,420,000 | $301,000 | $2,145,000 | $139,000 | $2,592,000 |
| Cash-out Refinancing | 217 | $52,005,000 | $239,000 | $1,405,000 | $107,000 | $565,000 |
| Home Improvement | 130 | $12,440,000 | $95,000 | $505,000 | $100,000 | $600,000 |
| Refinancing | 73 | $23,735,000 | $325,000 | $3,715,000 | $111,000 | $704,000 |
| Other Purpose | 39 | $3,485,000 | $89,000 | $455,000 | $96,000 | $275,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 385 | $70,665,000 | $183,000 | $1,555,000 | $108,000 | $961,000 |
| Not Provided | 215 | $70,575,000 | $328,000 | $3,715,000 | $147,000 | $2,592,000 |
| Hispanic | 91 | $21,885,000 | $240,000 | $685,000 | $111,000 | $1,439,000 |
| Black or African American | 80 | $14,070,000 | $175,000 | $645,000 | $92,000 | $326,000 |
| Asian | 31 | $13,575,000 | $437,000 | $1,535,000 | $152,000 | $324,000 |
| American Indian or Alaskan Native | 4 | $290,000 | $72,000 | $185,000 | $58,000 | $75,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $430,000 | $215,000 | $315,000 | $91,000 | $107,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 819 | $200,085,000 | $244,000 | $3,715,000 | $120,000 | $2,592,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 340 | $87,680,000 | $257,000 | $3,715,000 | $131,000 | $1,201,000 |
| Preapproval Approved but not Accepted | 130 | $33,970,000 | $261,000 | $2,005,000 | $125,000 | $2,592,000 |
| Application Withdrawn By Applicant | 128 | $28,110,000 | $219,000 | $1,305,000 | $125,000 | $1,439,000 |
| Application Denied By Financial Institution | 97 | $19,315,000 | $199,000 | $2,145,000 | $87,000 | $1,371,000 |
| File Closed For Incompleteness | 86 | $21,510,000 | $250,000 | $1,415,000 | $105,000 | $600,000 |
| Preapproval Denied by Financial Institution | 29 | $7,195,000 | $248,000 | $875,000 | $99,000 | $304,000 |
| Application Approved But Not Accepted | 9 | $2,305,000 | $256,000 | $435,000 | $118,000 | $390,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 693 | $173,575,000 | $250,000 | $3,715,000 | $125,000 | $2,592,000 |
| Debt-To-Income Ratio | 45 | $9,345,000 | $207,000 | $975,000 | $70,000 | $304,000 |
| Credit History | 41 | $7,235,000 | $176,000 | $675,000 | $80,000 | $201,000 |
| Other | 21 | $3,275,000 | $155,000 | $875,000 | $92,000 | $240,000 |
| Collateral | 10 | $1,730,000 | $173,000 | $385,000 | $85,000 | $159,000 |
| Unverifiable Information | 6 | $4,220,000 | $703,000 | $2,145,000 | $316,000 | $1,371,000 |
| Credit Application Incomplete | 2 | $670,000 | $335,000 | $425,000 | $86,000 | $91,000 |
| Employment History | 1 | $35,000 | $35,000 | $35,000 | $72,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Xceed Financial's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Xceed Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.