Zions First National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Zions First National Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Zions First National Bank One S Main St 11Th Fl Salt Lake City, UT 84133 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,597 |
| Total Mortgage Loan Application Amount | $1,272,914,000 |
| Average Mortgage Loan Application Amount | $155,000 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $92,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Zions First National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Zions First National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Zions First National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Zions First National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Zions First National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Zions First National Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 1,110 | $ 179,562,000 | $ 161,000 | $ 94,000 |
| Utah County Utah | 473 | $ 85,216,000 | $ 180,000 | $ 89,000 |
| Washington County Utah | 428 | $ 73,491,000 | $ 171,000 | $ 100,000 |
| Cache County Utah | 328 | $ 52,768,000 | $ 160,000 | $ 98,000 |
| Davis County Utah | 306 | $ 58,972,000 | $ 192,000 | $ 88,000 |
| Uintah County Utah | 199 | $ 26,631,000 | $ 133,000 | $ 76,000 |
| Bonneville County Idaho | 178 | $ 34,186,000 | $ 192,000 | $ 79,000 |
| Summit County Utah | 175 | $ 85,730,000 | $ 489,000 | $ 257,000 |
| Weber County Utah | 174 | $ 30,360,000 | $ 174,000 | $ 87,000 |
| Iron County Utah | 155 | $ 25,606,000 | $ 165,000 | $ 86,000 |
| Sevier County Utah | 119 | $ 12,902,000 | $ 108,000 | $ 60,000 |
| Maricopa County Arizona | 117 | $ 72,096,000 | $ 616,000 | $ 230,000 |
| Duchesne County Utah | 117 | $ 12,598,000 | $ 107,000 | $ 56,000 |
| Bannock County Idaho | 107 | $ 14,210,000 | $ 132,000 | $ 74,000 |
| Jefferson County Idaho | 105 | $ 17,437,000 | $ 166,000 | $ 61,000 |
| Millard County Utah | 103 | $ 8,290,000 | $ 80,000 | $ 74,000 |
| Sanpete County Utah | 101 | $ 10,194,000 | $ 100,000 | $ 58,000 |
| Ada County Idaho | 99 | $ 13,360,000 | $ 134,000 | $ 84,000 |
| Box Elder County Utah | 95 | $ 12,308,000 | $ 129,000 | $ 61,000 |
| Wasatch County Utah | 91 | $ 31,817,000 | $ 349,000 | $ 156,000 |
| Kane County Utah | 89 | $ 15,727,000 | $ 176,000 | $ 104,000 |
| Nez Perce County Idaho | 88 | $ 9,942,000 | $ 112,000 | $ 75,000 |
| Bingham County Idaho | 81 | $ 10,918,000 | $ 134,000 | $ 76,000 |
| Tooele County Utah | 69 | $ 9,519,000 | $ 137,000 | $ 68,000 |
| Grand County Utah | 68 | $ 8,114,000 | $ 119,000 | $ 78,000 |
| Latah County Idaho | 64 | $ 10,177,000 | $ 159,000 | $ 66,000 |
| Canyon County Idaho | 62 | $ 7,368,000 | $ 118,000 | $ 67,000 |
| Mohave County Arizona | 61 | $ 17,190,000 | $ 281,000 | $ 119,000 |
| Coconino County Arizona | 57 | $ 17,053,000 | $ 299,000 | $ 141,000 |
| Bear Lake County Idaho | 56 | $ 5,410,000 | $ 96,000 | $ 88,000 |
| Madison County Idaho | 55 | $ 9,891,000 | $ 179,000 | $ 82,000 |
| Carbon County Utah | 53 | $ 3,420,000 | $ 64,000 | $ 74,000 |
| Cassia County Idaho | 52 | $ 5,571,000 | $ 107,000 | $ 64,000 |
| Emery County Utah | 52 | $ 3,783,000 | $ 72,000 | $ 51,000 |
| San Juan County Utah | 52 | $ 4,729,000 | $ 90,000 | $ 53,000 |
| Twin Falls County Idaho | 48 | $ 5,338,000 | $ 111,000 | $ 75,000 |
| Pima County Arizona | 46 | $ 17,689,000 | $ 384,000 | $ 163,000 |
| Garfield County Utah | 44 | $ 4,731,000 | $ 107,000 | $ 62,000 |
| Washington County Idaho | 38 | $ 2,990,000 | $ 78,000 | $ 50,000 |
| Payette County Idaho | 33 | $ 3,571,000 | $ 108,000 | $ 61,000 |
| Yavapai County Arizona | 32 | $ 10,487,000 | $ 327,000 | $ 104,000 |
| Fremont County Idaho | 31 | $ 5,897,000 | $ 190,000 | $ 110,000 |
| Clark County Nevada | 31 | $ 10,343,000 | $ 333,000 | $ 205,000 |
| Gila County Arizona | 30 | $ 7,031,000 | $ 234,000 | $ 124,000 |
| Rich County Utah | 29 | $ 5,430,000 | $ 187,000 | $ 139,000 |
| Franklin County Idaho | 25 | $ 2,988,000 | $ 119,000 | $ 99,000 |
| Yuma County Arizona | 23 | $ 4,682,000 | $ 203,000 | $ 72,000 |
| Asotin County Washington | 23 | $ 2,136,000 | $ 92,000 | $ 68,000 |
| Gooding County Idaho | 20 | $ 1,040,000 | $ 52,000 | $ 62,000 |
| Riverside County California | 19 | $ 13,453,000 | $ 708,000 | $ 307,000 |
| Beaver County Utah | 19 | $ 5,535,000 | $ 291,000 | $ 132,000 |
| Minidoka County Idaho | 18 | $ 1,672,000 | $ 92,000 | $ 51,000 |
| Wayne County Utah | 18 | $ 1,816,000 | $ 100,000 | $ 70,000 |
| Morgan County Utah | 16 | $ 5,321,000 | $ 332,000 | $ 130,000 |
| Blaine County Idaho | 15 | $ 4,163,000 | $ 277,000 | $ 67,000 |
| Washoe County Nevada | 15 | $ 6,200,000 | $ 413,000 | $ 151,000 |
| Pinal County Arizona | 14 | $ 4,798,000 | $ 342,000 | $ 115,000 |
| Los Angeles County California | 14 | $ 10,718,000 | $ 765,000 | $ 751,000 |
| Teton County Idaho | 14 | $ 3,964,000 | $ 283,000 | $ 122,000 |
| Mesa County Colorado | 13 | $ 3,528,000 | $ 271,000 | $ 96,000 |
| Jerome County Idaho | 13 | $ 1,317,000 | $ 101,000 | $ 83,000 |
| Valley County Idaho | 13 | $ 3,602,000 | $ 277,000 | $ 178,000 |
| Cochise County Arizona | 12 | $ 2,678,000 | $ 223,000 | $ 77,000 |
| La Plata County Colorado | 11 | $ 4,373,000 | $ 397,000 | $ 291,000 |
| Caribou County Idaho | 11 | $ 1,107,000 | $ 100,000 | $ 51,000 |
| Kootenai County Idaho | 11 | $ 695,000 | $ 63,000 | $ 72,000 |
| Juab County Utah | 11 | $ 1,340,000 | $ 121,000 | $ 48,000 |
| Navajo County Arizona | 10 | $ 2,244,000 | $ 224,000 | $ 147,000 |
| El Paso County Colorado | 9 | $ 4,211,000 | $ 467,000 | $ 119,000 |
| Montrose County Colorado | 9 | $ 2,547,000 | $ 283,000 | $ 113,000 |
| Denver County Colorado | 8 | $ 5,381,000 | $ 672,000 | $ 178,000 |
| Lincoln County Idaho | 8 | $ 772,000 | $ 96,000 | $ 50,000 |
| Piute County Utah | 8 | $ 718,000 | $ 89,000 | $ 48,000 |
| Lincoln County Wyoming | 8 | $ 910,000 | $ 113,000 | $ 61,000 |
| Douglas County Colorado | 7 | $ 3,126,000 | $ 446,000 | $ 100,000 |
| Routt County Colorado | 7 | $ 2,212,000 | $ 316,000 | $ 83,000 |
| Elmore County Idaho | 7 | $ 534,000 | $ 76,000 | $ 55,000 |
| Malheur County Oregon | 7 | $ 498,000 | $ 71,000 | $ 70,000 |
| Boulder County Colorado | 6 | $ 3,592,000 | $ 598,000 | $ 117,000 |
| Jefferson County Colorado | 6 | $ 1,790,000 | $ 298,000 | $ 178,000 |
| Montezuma County Colorado | 6 | $ 2,003,000 | $ 333,000 | $ 123,000 |
| Park County Colorado | 6 | $ 1,860,000 | $ 310,000 | $ 119,000 |
| Bonner County Idaho | 6 | $ 870,000 | $ 145,000 | $ 50,000 |
| Uinta County Wyoming | 6 | $ 1,134,000 | $ 189,000 | $ 86,000 |
| San Diego County California | 5 | $ 2,133,000 | $ 426,000 | $ 94,000 |
| Arapahoe County Colorado | 5 | $ 4,977,000 | $ 995,000 | $ 324,000 |
| Garfield County Colorado | 5 | $ 1,955,000 | $ 391,000 | $ 96,000 |
| Pueblo County Colorado | 5 | $ 901,000 | $ 180,000 | $ 74,000 |
| King County Washington | 5 | $ 1,312,000 | $ 262,000 | $ 81,000 |
| Whitman County Washington | 5 | $ 1,251,000 | $ 250,000 | $ 100,000 |
| Madera County California | 4 | $ 1,484,000 | $ 371,000 | $ 199,000 |
| Adams County Colorado | 4 | $ 1,480,000 | $ 370,000 | $ 69,000 |
| Pitkin County Colorado | 4 | $ 3,177,000 | $ 794,000 | $ 180,000 |
| Teller County Colorado | 4 | $ 1,081,000 | $ 270,000 | $ 58,000 |
| Clearwater County Idaho | 4 | $ 486,000 | $ 121,000 | $ 66,000 |
| Lewis County Idaho | 4 | $ 592,000 | $ 148,000 | $ 81,000 |
| Lincoln County Nevada | 4 | $ 589,000 | $ 147,000 | $ 84,000 |
| Apache County Arizona | 3 | $ 735,000 | $ 245,000 | $ 92,000 |
| Santa Cruz County Arizona | 3 | $ 1,107,000 | $ 369,000 | $ 103,000 |
| Kern County California | 3 | $ 899,000 | $ 299,000 | $ 81,000 |
| Rio Blanco County Colorado | 3 | $ 351,000 | $ 117,000 | $ 39,000 |
| Adams County Idaho | 3 | $ 373,000 | $ 124,000 | $ 88,000 |
| Boise County Idaho | 3 | $ 618,000 | $ 206,000 | $ 101,000 |
| Gem County Idaho | 3 | $ 576,000 | $ 192,000 | $ 66,000 |
| Idaho County Idaho | 3 | $ 431,000 | $ 143,000 | $ 36,000 |
| Owyhee County Idaho | 3 | $ 251,000 | $ 83,000 | $ 36,000 |
| Power County Idaho | 3 | $ 370,000 | $ 123,000 | $ 52,000 |
| Nye County Nevada | 3 | $ 777,000 | $ 259,000 | $ 60,000 |
| San Juan County New Mexico | 3 | $ 979,000 | $ 326,000 | $ 118,000 |
| Daggett County Utah | 3 | $ 351,000 | $ 117,000 | $ 41,000 |
| Del Norte County California | 2 | $ 571,000 | $ 285,000 | $ 86,000 |
| El Dorado County California | 2 | $ 782,000 | $ 391,000 | $ 30,000 |
| Merced County California | 2 | $ 995,000 | $ 497,000 | $ 146,000 |
| Orange County California | 2 | $ 3,991,000 | $ 1,995,000 | $ 780,000 |
| Plumas County California | 2 | $ 386,000 | $ 193,000 | $ 117,000 |
| Santa Clara County California | 2 | $ 1,003,000 | $ 501,000 | $ 132,000 |
| Shasta County California | 2 | $ 716,000 | $ 358,000 | $ 93,000 |
| Archuleta County Colorado | 2 | $ 595,000 | $ 297,000 | $ 70,000 |
| Clear Creek County Colorado | 2 | $ 631,000 | $ 315,000 | $ 76,000 |
| Costilla County Colorado | 2 | $ 173,000 | $ 86,000 | $ 199,000 |
| Delta County Colorado | 2 | $ 220,000 | $ 110,000 | $ 44,000 |
| Dolores County Colorado | 2 | $ 178,000 | $ 89,000 | $ 33,000 |
| Elbert County Colorado | 2 | $ 836,000 | $ 418,000 | $ 90,000 |
| Larimer County Colorado | 2 | $ 532,000 | $ 266,000 | $ 127,000 |
| San Miguel County Colorado | 2 | $ 2,800,000 | $ 1,400,000 | $ 778,000 |
| Weld County Colorado | 2 | $ 877,000 | $ 438,000 | $ 84,000 |
| Martin County Florida | 2 | $ 270,000 | $ 135,000 | $ 70,000 |
| Benewah County Idaho | 2 | $ 54,000 | $ 27,000 | $ 25,000 |
| Butte County Idaho | 2 | $ 221,000 | $ 110,000 | $ 62,000 |
| Camas County Idaho | 2 | $ 508,000 | $ 254,000 | $ 103,000 |
| Custer County Idaho | 2 | $ 90,000 | $ 45,000 | $ 79,000 |
| Oneida County Idaho | 2 | $ 63,000 | $ 31,000 | $ 89,000 |
| Carson City County Nevada | 2 | $ 311,000 | $ 155,000 | $ 560,000 |
| Douglas County Nevada | 2 | $ 565,000 | $ 282,000 | $ 651,000 |
| Lyon County Nevada | 2 | $ 208,000 | $ 104,000 | $ 64,000 |
| White Pine County Nevada | 2 | $ 383,000 | $ 191,000 | $ 97,000 |
| Baker County Oregon | 2 | $ 716,000 | $ 358,000 | $ 152,000 |
| Umatilla County Oregon | 2 | $ 165,000 | $ 82,000 | $ 65,000 |
| Harris County Texas | 2 | $ 241,000 | $ 120,000 | $ 20,000 |
| Garfield County Washington | 2 | $ 444,000 | $ 222,000 | $ 78,000 |
| Spokane County Washington | 2 | $ 1,010,000 | $ 505,000 | $ 273,000 |
| Laramie County Wyoming | 2 | $ 920,000 | $ 460,000 | $ 60,000 |
| Sublette County Wyoming | 2 | $ 395,000 | $ 197,000 | $ 74,000 |
| Lee County Alabama | 1 | $ 1,400,000 | $ 1,400,000 | $ 0 |
| Graham County Arizona | 1 | $ 140,000 | $ 140,000 | $ 44,000 |
| La Paz County Arizona | 1 | $ 400,000 | $ 400,000 | $ 658,000 |
| Mendocino County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 360,000 |
| Monterey County California | 1 | $ 650,000 | $ 650,000 | $ 828,000 |
| Sacramento County California | 1 | $ 400,000 | $ 400,000 | $ 130,000 |
| San Bernardino County California | 1 | $ 400,000 | $ 400,000 | $ 118,000 |
| Santa Barbara County California | 1 | $ 1,197,000 | $ 1,197,000 | $ 0 |
| Solano County California | 1 | $ 305,000 | $ 305,000 | $ 67,000 |
| Broomfield County Colorado | 1 | $ 173,000 | $ 173,000 | $ 101,000 |
| Eagle County Colorado | 1 | $ 813,000 | $ 813,000 | $ 192,000 |
| Fremont County Colorado | 1 | $ 341,000 | $ 341,000 | $ 94,000 |
| Grand County Colorado | 1 | $ 975,000 | $ 975,000 | $ 165,000 |
| Huerfano County Colorado | 1 | $ 126,000 | $ 126,000 | $ 31,000 |
| Las Animas County Colorado | 1 | $ 160,000 | $ 160,000 | $ 68,000 |
| Morgan County Colorado | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| Summit County Colorado | 1 | $ 932,000 | $ 932,000 | $ 684,000 |
| District of Columbia County District Of Columbia | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Broward County Florida | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Orange County Florida | 1 | $ 2,800,000 | $ 2,800,000 | $ 0 |
| Bibb County Georgia | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Lemhi County Idaho | 1 | $ 35,000 | $ 35,000 | $ 144,000 |
| Shoshone County Idaho | 1 | $ 32,000 | $ 32,000 | $ 56,000 |
| Lake County Illinois | 1 | $ 28,000 | $ 28,000 | $ 137,000 |
| Sedgwick County Kansas | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 261,000 |
| Montgomery County Maryland | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Charlevoix County Michigan | 1 | $ 2,405,000 | $ 2,405,000 | $ 360,000 |
| St. Charles County Missouri | 1 | $ 200,000 | $ 200,000 | $ 184,000 |
| St. Louis City County Missouri | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Cascade County Montana | 1 | $ 177,000 | $ 177,000 | $ 55,000 |
| Churchill County Nevada | 1 | $ 200,000 | $ 200,000 | $ 44,000 |
| Elko County Nevada | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Eureka County Nevada | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Humboldt County Nevada | 1 | $ 190,000 | $ 190,000 | $ 70,000 |
| Dona Ana County New Mexico | 1 | $ 10,000 | $ 10,000 | $ 64,000 |
| Los Alamos County New Mexico | 1 | $ 216,000 | $ 216,000 | $ 105,000 |
| Santa Fe County New Mexico | 1 | $ 684,000 | $ 684,000 | $ 300,000 |
| Monroe County New York | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Nassau County New York | 1 | $ 300,000 | $ 300,000 | $ 839,000 |
| Hamilton County Ohio | 1 | $ 630,000 | $ 630,000 | $ 0 |
| Harney County Oregon | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Multnomah County Oregon | 1 | $ 119,000 | $ 119,000 | $ 38,000 |
| Union County Oregon | 1 | $ 142,000 | $ 142,000 | $ 88,000 |
| Chester County Pennsylvania | 1 | $ 504,000 | $ 504,000 | $ 157,000 |
| Delaware County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 171,000 |
| Luzerne County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| Charleston County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Dallas County Texas | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Denton County Texas | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Frio County Texas | 1 | $ 581,000 | $ 581,000 | $ 0 |
| Montgomery County Texas | 1 | $ 2,710,000 | $ 2,710,000 | $ 9,999,000 |
| Randall County Texas | 1 | $ 521,000 | $ 521,000 | $ 0 |
| Tarrant County Texas | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Travis County Texas | 1 | $ 850,000 | $ 850,000 | $ 0 |
| Waller County Texas | 1 | $ 1,495,000 | $ 1,495,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Benton County Washington | 1 | $ 227,000 | $ 227,000 | $ 136,000 |
| Pierce County Washington | 1 | $ 200,000 | $ 200,000 | $ 45,000 |
| Yakima County Washington | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
| Big Horn County Wyoming | 1 | $ 169,000 | $ 169,000 | $ 434,000 |
Mortgage Loan Application Detail Totals for Zions First National Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,356 | $871,776,000 | $259,000 | $3,265,000 | $114,000 | $9,999,000 |
| Refinancing | 2,262 | $350,744,000 | $155,000 | $6,000,000 | $93,000 | $9,999,000 |
| Home Improvement | 979 | $50,394,000 | $51,000 | $1,000,000 | $70,000 | $1,020,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,574 | $1,085,909,000 | $194,000 | $6,000,000 | $103,000 | $9,999,000 |
| Not Provided | 493 | $94,986,000 | $192,000 | $3,060,000 | $106,000 | $1,965,000 |
| Hispanic | 330 | $41,585,000 | $126,000 | $1,380,000 | $62,000 | $839,000 |
| Asian | 70 | $10,631,000 | $151,000 | $571,000 | $69,000 | $240,000 |
| American Indian or Alaskan Native | 49 | $6,948,000 | $141,000 | $925,000 | $73,000 | $216,000 |
| Not applicable | 31 | $25,150,000 | $811,000 | $3,265,000 | $66,000 | $1,974,000 |
| Black or African American | 26 | $4,738,000 | $182,000 | $1,000,000 | $85,000 | $504,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $2,967,000 | $123,000 | $525,000 | $60,000 | $203,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,380 | $1,244,064,000 | $194,000 | $6,000,000 | $102,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 185 | $23,730,000 | $128,000 | $234,000 | $46,000 | $216,000 |
| VA-guaranteed (Veterans Administration) | 29 | $4,683,000 | $161,000 | $319,000 | $59,000 | $148,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $437,000 | $145,000 | $163,000 | $46,000 | $54,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,648 | $661,464,000 | $181,000 | $6,000,000 | $100,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,240 | $144,328,000 | $116,000 | $5,600,000 | $68,000 | $3,504,000 |
| Application Approved But Not Accepted | 1,210 | $258,569,000 | $213,000 | $2,700,000 | $100,000 | $1,200,000 |
| Loan Purchased By The Institution | 442 | $191,822,000 | $433,000 | $3,060,000 | $188,000 | $2,284,000 |
| Application Withdrawn By Applicant | 42 | $13,789,000 | $328,000 | $3,000,000 | $164,000 | $1,000,000 |
| File Closed For Incompleteness | 15 | $2,942,000 | $196,000 | $1,130,000 | $98,000 | $228,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 620 | $58,964,000 | $95,000 | $5,600,000 | $70,000 | $3,504,000 |
| Debt-To-Income Ratio | 275 | $41,718,000 | $151,000 | $1,200,000 | $46,000 | $190,000 |
| Collateral | 240 | $25,687,000 | $107,000 | $904,000 | $75,000 | $540,000 |
| Other | 62 | $8,508,000 | $137,000 | $987,000 | $94,000 | $600,000 |
| Unverifiable Information | 18 | $3,719,000 | $206,000 | $600,000 | $72,000 | $147,000 |
| Employment History | 10 | $1,391,000 | $139,000 | $399,000 | $56,000 | $148,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,496,000 | $187,000 | $305,000 | $85,000 | $216,000 |
| Credit Application Incomplete | 6 | $2,504,000 | $417,000 | $1,334,000 | $260,000 | $900,000 |
| Mortgage Insurance Denied | 1 | $341,000 | $341,000 | $341,000 | $124,000 | $124,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Zions First National Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Zions First National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.