Zions First National Bank
Mortgage Loan Application
Totals and Details
for 2006

Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for Zions First National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Zions First National Bank
One S Main St 11Th Fl
Salt Lake City, UT 84133
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,597
Total Mortgage Loan Application Amount $1,272,914,000
Average Mortgage Loan Application Amount $155,000
Highest Mortgage Loan Application Amount $6,000,000
Average Applicant Income $92,333
Highest Applicant Income $9,999,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Zions First National Bank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Salt Lake County Utah 1,110 $ 179,562,000 $ 161,000 $ 94,000
Utah County Utah 473 $ 85,216,000 $ 180,000 $ 89,000
Washington County Utah 428 $ 73,491,000 $ 171,000 $ 100,000
Cache County Utah 328 $ 52,768,000 $ 160,000 $ 98,000
Davis County Utah 306 $ 58,972,000 $ 192,000 $ 88,000
Uintah County Utah 199 $ 26,631,000 $ 133,000 $ 76,000
Bonneville County Idaho 178 $ 34,186,000 $ 192,000 $ 79,000
Summit County Utah 175 $ 85,730,000 $ 489,000 $ 257,000
Weber County Utah 174 $ 30,360,000 $ 174,000 $ 87,000
Iron County Utah 155 $ 25,606,000 $ 165,000 $ 86,000
Sevier County Utah 119 $ 12,902,000 $ 108,000 $ 60,000
Maricopa County Arizona 117 $ 72,096,000 $ 616,000 $ 230,000
Duchesne County Utah 117 $ 12,598,000 $ 107,000 $ 56,000
Bannock County Idaho 107 $ 14,210,000 $ 132,000 $ 74,000
Jefferson County Idaho 105 $ 17,437,000 $ 166,000 $ 61,000
Millard County Utah 103 $ 8,290,000 $ 80,000 $ 74,000
Sanpete County Utah 101 $ 10,194,000 $ 100,000 $ 58,000
Ada County Idaho 99 $ 13,360,000 $ 134,000 $ 84,000
Box Elder County Utah 95 $ 12,308,000 $ 129,000 $ 61,000
Wasatch County Utah 91 $ 31,817,000 $ 349,000 $ 156,000
Kane County Utah 89 $ 15,727,000 $ 176,000 $ 104,000
Nez Perce County Idaho 88 $ 9,942,000 $ 112,000 $ 75,000
Bingham County Idaho 81 $ 10,918,000 $ 134,000 $ 76,000
Tooele County Utah 69 $ 9,519,000 $ 137,000 $ 68,000
Grand County Utah 68 $ 8,114,000 $ 119,000 $ 78,000
Latah County Idaho 64 $ 10,177,000 $ 159,000 $ 66,000
Canyon County Idaho 62 $ 7,368,000 $ 118,000 $ 67,000
Mohave County Arizona 61 $ 17,190,000 $ 281,000 $ 119,000
Coconino County Arizona 57 $ 17,053,000 $ 299,000 $ 141,000
Bear Lake County Idaho 56 $ 5,410,000 $ 96,000 $ 88,000
Madison County Idaho 55 $ 9,891,000 $ 179,000 $ 82,000
Carbon County Utah 53 $ 3,420,000 $ 64,000 $ 74,000
Cassia County Idaho 52 $ 5,571,000 $ 107,000 $ 64,000
Emery County Utah 52 $ 3,783,000 $ 72,000 $ 51,000
San Juan County Utah 52 $ 4,729,000 $ 90,000 $ 53,000
Twin Falls County Idaho 48 $ 5,338,000 $ 111,000 $ 75,000
Pima County Arizona 46 $ 17,689,000 $ 384,000 $ 163,000
Garfield County Utah 44 $ 4,731,000 $ 107,000 $ 62,000
Washington County Idaho 38 $ 2,990,000 $ 78,000 $ 50,000
Payette County Idaho 33 $ 3,571,000 $ 108,000 $ 61,000
Yavapai County Arizona 32 $ 10,487,000 $ 327,000 $ 104,000
Fremont County Idaho 31 $ 5,897,000 $ 190,000 $ 110,000
Clark County Nevada 31 $ 10,343,000 $ 333,000 $ 205,000
Gila County Arizona 30 $ 7,031,000 $ 234,000 $ 124,000
Rich County Utah 29 $ 5,430,000 $ 187,000 $ 139,000
Franklin County Idaho 25 $ 2,988,000 $ 119,000 $ 99,000
Yuma County Arizona 23 $ 4,682,000 $ 203,000 $ 72,000
Asotin County Washington 23 $ 2,136,000 $ 92,000 $ 68,000
Gooding County Idaho 20 $ 1,040,000 $ 52,000 $ 62,000
Riverside County California 19 $ 13,453,000 $ 708,000 $ 307,000
Beaver County Utah 19 $ 5,535,000 $ 291,000 $ 132,000
Minidoka County Idaho 18 $ 1,672,000 $ 92,000 $ 51,000
Wayne County Utah 18 $ 1,816,000 $ 100,000 $ 70,000
Morgan County Utah 16 $ 5,321,000 $ 332,000 $ 130,000
Blaine County Idaho 15 $ 4,163,000 $ 277,000 $ 67,000
Washoe County Nevada 15 $ 6,200,000 $ 413,000 $ 151,000
Pinal County Arizona 14 $ 4,798,000 $ 342,000 $ 115,000
Los Angeles County California 14 $ 10,718,000 $ 765,000 $ 751,000
Teton County Idaho 14 $ 3,964,000 $ 283,000 $ 122,000
Mesa County Colorado 13 $ 3,528,000 $ 271,000 $ 96,000
Jerome County Idaho 13 $ 1,317,000 $ 101,000 $ 83,000
Valley County Idaho 13 $ 3,602,000 $ 277,000 $ 178,000
Cochise County Arizona 12 $ 2,678,000 $ 223,000 $ 77,000
La Plata County Colorado 11 $ 4,373,000 $ 397,000 $ 291,000
Caribou County Idaho 11 $ 1,107,000 $ 100,000 $ 51,000
Kootenai County Idaho 11 $ 695,000 $ 63,000 $ 72,000
Juab County Utah 11 $ 1,340,000 $ 121,000 $ 48,000
Navajo County Arizona 10 $ 2,244,000 $ 224,000 $ 147,000
El Paso County Colorado 9 $ 4,211,000 $ 467,000 $ 119,000
Montrose County Colorado 9 $ 2,547,000 $ 283,000 $ 113,000
Denver County Colorado 8 $ 5,381,000 $ 672,000 $ 178,000
Lincoln County Idaho 8 $ 772,000 $ 96,000 $ 50,000
Piute County Utah 8 $ 718,000 $ 89,000 $ 48,000
Lincoln County Wyoming 8 $ 910,000 $ 113,000 $ 61,000
Douglas County Colorado 7 $ 3,126,000 $ 446,000 $ 100,000
Routt County Colorado 7 $ 2,212,000 $ 316,000 $ 83,000
Elmore County Idaho 7 $ 534,000 $ 76,000 $ 55,000
Malheur County Oregon 7 $ 498,000 $ 71,000 $ 70,000
Boulder County Colorado 6 $ 3,592,000 $ 598,000 $ 117,000
Jefferson County Colorado 6 $ 1,790,000 $ 298,000 $ 178,000
Montezuma County Colorado 6 $ 2,003,000 $ 333,000 $ 123,000
Park County Colorado 6 $ 1,860,000 $ 310,000 $ 119,000
Bonner County Idaho 6 $ 870,000 $ 145,000 $ 50,000
Uinta County Wyoming 6 $ 1,134,000 $ 189,000 $ 86,000
San Diego County California 5 $ 2,133,000 $ 426,000 $ 94,000
Arapahoe County Colorado 5 $ 4,977,000 $ 995,000 $ 324,000
Garfield County Colorado 5 $ 1,955,000 $ 391,000 $ 96,000
Pueblo County Colorado 5 $ 901,000 $ 180,000 $ 74,000
King County Washington 5 $ 1,312,000 $ 262,000 $ 81,000
Whitman County Washington 5 $ 1,251,000 $ 250,000 $ 100,000
Madera County California 4 $ 1,484,000 $ 371,000 $ 199,000
Adams County Colorado 4 $ 1,480,000 $ 370,000 $ 69,000
Pitkin County Colorado 4 $ 3,177,000 $ 794,000 $ 180,000
Teller County Colorado 4 $ 1,081,000 $ 270,000 $ 58,000
Clearwater County Idaho 4 $ 486,000 $ 121,000 $ 66,000
Lewis County Idaho 4 $ 592,000 $ 148,000 $ 81,000
Lincoln County Nevada 4 $ 589,000 $ 147,000 $ 84,000
Apache County Arizona 3 $ 735,000 $ 245,000 $ 92,000
Santa Cruz County Arizona 3 $ 1,107,000 $ 369,000 $ 103,000
Kern County California 3 $ 899,000 $ 299,000 $ 81,000
Rio Blanco County Colorado 3 $ 351,000 $ 117,000 $ 39,000
Adams County Idaho 3 $ 373,000 $ 124,000 $ 88,000
Boise County Idaho 3 $ 618,000 $ 206,000 $ 101,000
Gem County Idaho 3 $ 576,000 $ 192,000 $ 66,000
Idaho County Idaho 3 $ 431,000 $ 143,000 $ 36,000
Owyhee County Idaho 3 $ 251,000 $ 83,000 $ 36,000
Power County Idaho 3 $ 370,000 $ 123,000 $ 52,000
Nye County Nevada 3 $ 777,000 $ 259,000 $ 60,000
San Juan County New Mexico 3 $ 979,000 $ 326,000 $ 118,000
Daggett County Utah 3 $ 351,000 $ 117,000 $ 41,000
Del Norte County California 2 $ 571,000 $ 285,000 $ 86,000
El Dorado County California 2 $ 782,000 $ 391,000 $ 30,000
Merced County California 2 $ 995,000 $ 497,000 $ 146,000
Orange County California 2 $ 3,991,000 $ 1,995,000 $ 780,000
Plumas County California 2 $ 386,000 $ 193,000 $ 117,000
Santa Clara County California 2 $ 1,003,000 $ 501,000 $ 132,000
Shasta County California 2 $ 716,000 $ 358,000 $ 93,000
Archuleta County Colorado 2 $ 595,000 $ 297,000 $ 70,000
Clear Creek County Colorado 2 $ 631,000 $ 315,000 $ 76,000
Costilla County Colorado 2 $ 173,000 $ 86,000 $ 199,000
Delta County Colorado 2 $ 220,000 $ 110,000 $ 44,000
Dolores County Colorado 2 $ 178,000 $ 89,000 $ 33,000
Elbert County Colorado 2 $ 836,000 $ 418,000 $ 90,000
Larimer County Colorado 2 $ 532,000 $ 266,000 $ 127,000
San Miguel County Colorado 2 $ 2,800,000 $ 1,400,000 $ 778,000
Weld County Colorado 2 $ 877,000 $ 438,000 $ 84,000
Martin County Florida 2 $ 270,000 $ 135,000 $ 70,000
Benewah County Idaho 2 $ 54,000 $ 27,000 $ 25,000
Butte County Idaho 2 $ 221,000 $ 110,000 $ 62,000
Camas County Idaho 2 $ 508,000 $ 254,000 $ 103,000
Custer County Idaho 2 $ 90,000 $ 45,000 $ 79,000
Oneida County Idaho 2 $ 63,000 $ 31,000 $ 89,000
Carson City County Nevada 2 $ 311,000 $ 155,000 $ 560,000
Douglas County Nevada 2 $ 565,000 $ 282,000 $ 651,000
Lyon County Nevada 2 $ 208,000 $ 104,000 $ 64,000
White Pine County Nevada 2 $ 383,000 $ 191,000 $ 97,000
Baker County Oregon 2 $ 716,000 $ 358,000 $ 152,000
Umatilla County Oregon 2 $ 165,000 $ 82,000 $ 65,000
Harris County Texas 2 $ 241,000 $ 120,000 $ 20,000
Garfield County Washington 2 $ 444,000 $ 222,000 $ 78,000
Spokane County Washington 2 $ 1,010,000 $ 505,000 $ 273,000
Laramie County Wyoming 2 $ 920,000 $ 460,000 $ 60,000
Sublette County Wyoming 2 $ 395,000 $ 197,000 $ 74,000
Lee County Alabama 1 $ 1,400,000 $ 1,400,000 $ 0
Graham County Arizona 1 $ 140,000 $ 140,000 $ 44,000
La Paz County Arizona 1 $ 400,000 $ 400,000 $ 658,000
Mendocino County California 1 $ 1,000,000 $ 1,000,000 $ 360,000
Monterey County California 1 $ 650,000 $ 650,000 $ 828,000
Sacramento County California 1 $ 400,000 $ 400,000 $ 130,000
San Bernardino County California 1 $ 400,000 $ 400,000 $ 118,000
Santa Barbara County California 1 $ 1,197,000 $ 1,197,000 $ 0
Solano County California 1 $ 305,000 $ 305,000 $ 67,000
Broomfield County Colorado 1 $ 173,000 $ 173,000 $ 101,000
Eagle County Colorado 1 $ 813,000 $ 813,000 $ 192,000
Fremont County Colorado 1 $ 341,000 $ 341,000 $ 94,000
Grand County Colorado 1 $ 975,000 $ 975,000 $ 165,000
Huerfano County Colorado 1 $ 126,000 $ 126,000 $ 31,000
Las Animas County Colorado 1 $ 160,000 $ 160,000 $ 68,000
Morgan County Colorado 1 $ 90,000 $ 90,000 $ 28,000
Summit County Colorado 1 $ 932,000 $ 932,000 $ 684,000
District of Columbia County District Of Columbia 1 $ 735,000 $ 735,000 $ 0
Broward County Florida 1 $ 365,000 $ 365,000 $ 0
Orange County Florida 1 $ 2,800,000 $ 2,800,000 $ 0
Bibb County Georgia 1 $ 500,000 $ 500,000 $ 0
Lemhi County Idaho 1 $ 35,000 $ 35,000 $ 144,000
Shoshone County Idaho 1 $ 32,000 $ 32,000 $ 56,000
Lake County Illinois 1 $ 28,000 $ 28,000 $ 137,000
Sedgwick County Kansas 1 $ 600,000 $ 600,000 $ 0
Jefferson County Kentucky 1 $ 144,000 $ 144,000 $ 261,000
Montgomery County Maryland 1 $ 2,000 $ 2,000 $ 0
Charlevoix County Michigan 1 $ 2,405,000 $ 2,405,000 $ 360,000
St. Charles County Missouri 1 $ 200,000 $ 200,000 $ 184,000
St. Louis City County Missouri 1 $ 800,000 $ 800,000 $ 0
Cascade County Montana 1 $ 177,000 $ 177,000 $ 55,000
Churchill County Nevada 1 $ 200,000 $ 200,000 $ 44,000
Elko County Nevada 1 $ 15,000 $ 15,000 $ 0
Eureka County Nevada 1 $ 105,000 $ 105,000 $ 120,000
Humboldt County Nevada 1 $ 190,000 $ 190,000 $ 70,000
Dona Ana County New Mexico 1 $ 10,000 $ 10,000 $ 64,000
Los Alamos County New Mexico 1 $ 216,000 $ 216,000 $ 105,000
Santa Fe County New Mexico 1 $ 684,000 $ 684,000 $ 300,000
Monroe County New York 1 $ 379,000 $ 379,000 $ 0
Nassau County New York 1 $ 300,000 $ 300,000 $ 839,000
Hamilton County Ohio 1 $ 630,000 $ 630,000 $ 0
Harney County Oregon 1 $ 175,000 $ 175,000 $ 70,000
Multnomah County Oregon 1 $ 119,000 $ 119,000 $ 38,000
Union County Oregon 1 $ 142,000 $ 142,000 $ 88,000
Chester County Pennsylvania 1 $ 504,000 $ 504,000 $ 157,000
Delaware County Pennsylvania 1 $ 157,000 $ 157,000 $ 171,000
Luzerne County Pennsylvania 1 $ 125,000 $ 125,000 $ 95,000
Charleston County South Carolina 1 $ 400,000 $ 400,000 $ 0
Dallas County Texas 1 $ 147,000 $ 147,000 $ 0
Denton County Texas 1 $ 188,000 $ 188,000 $ 0
Frio County Texas 1 $ 581,000 $ 581,000 $ 0
Montgomery County Texas 1 $ 2,710,000 $ 2,710,000 $ 9,999,000
Randall County Texas 1 $ 521,000 $ 521,000 $ 0
Tarrant County Texas 1 $ 6,000 $ 6,000 $ 0
Travis County Texas 1 $ 850,000 $ 850,000 $ 0
Waller County Texas 1 $ 1,495,000 $ 1,495,000 $ 0
Norfolk County Virginia 1 $ 335,000 $ 335,000 $ 0
Benton County Washington 1 $ 227,000 $ 227,000 $ 136,000
Pierce County Washington 1 $ 200,000 $ 200,000 $ 45,000
Yakima County Washington 1 $ 142,000 $ 142,000 $ 48,000
Big Horn County Wyoming 1 $ 169,000 $ 169,000 $ 434,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Zions First National Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,356 $871,776,000 $259,000 $3,265,000 $114,000 $9,999,000
Refinancing 2,262 $350,744,000 $155,000 $6,000,000 $93,000 $9,999,000
Home Improvement 979 $50,394,000 $51,000 $1,000,000 $70,000 $1,020,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,574 $1,085,909,000 $194,000 $6,000,000 $103,000 $9,999,000
Not Provided 493 $94,986,000 $192,000 $3,060,000 $106,000 $1,965,000
Hispanic 330 $41,585,000 $126,000 $1,380,000 $62,000 $839,000
Asian 70 $10,631,000 $151,000 $571,000 $69,000 $240,000
American Indian or Alaskan Native 49 $6,948,000 $141,000 $925,000 $73,000 $216,000
Not applicable 31 $25,150,000 $811,000 $3,265,000 $66,000 $1,974,000
Black or African American 26 $4,738,000 $182,000 $1,000,000 $85,000 $504,000
Native Hawaiian or Other Pacific Islander 24 $2,967,000 $123,000 $525,000 $60,000 $203,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,380 $1,244,064,000 $194,000 $6,000,000 $102,000 $9,999,000
FHA-insured (Federal Housing Administration) 185 $23,730,000 $128,000 $234,000 $46,000 $216,000
VA-guaranteed (Veterans Administration) 29 $4,683,000 $161,000 $319,000 $59,000 $148,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $437,000 $145,000 $163,000 $46,000 $54,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,648 $661,464,000 $181,000 $6,000,000 $100,000 $9,999,000
Application Denied By Financial Institution 1,240 $144,328,000 $116,000 $5,600,000 $68,000 $3,504,000
Application Approved But Not Accepted 1,210 $258,569,000 $213,000 $2,700,000 $100,000 $1,200,000
Loan Purchased By The Institution 442 $191,822,000 $433,000 $3,060,000 $188,000 $2,284,000
Application Withdrawn By Applicant 42 $13,789,000 $328,000 $3,000,000 $164,000 $1,000,000
File Closed For Incompleteness 15 $2,942,000 $196,000 $1,130,000 $98,000 $228,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 620 $58,964,000 $95,000 $5,600,000 $70,000 $3,504,000
Debt-To-Income Ratio 275 $41,718,000 $151,000 $1,200,000 $46,000 $190,000
Collateral 240 $25,687,000 $107,000 $904,000 $75,000 $540,000
Other 62 $8,508,000 $137,000 $987,000 $94,000 $600,000
Unverifiable Information 18 $3,719,000 $206,000 $600,000 $72,000 $147,000
Employment History 10 $1,391,000 $139,000 $399,000 $56,000 $148,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,496,000 $187,000 $305,000 $85,000 $216,000
Credit Application Incomplete 6 $2,504,000 $417,000 $1,334,000 $260,000 $900,000
Mortgage Insurance Denied 1 $341,000 $341,000 $341,000 $124,000 $124,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.

Download the Utah Lender List