Zions First National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Zions First National Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Zions First National Bank One S Main St 11Th Fl Salt Lake City, UT 84133 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,896 |
| Total Mortgage Loan Application Amount | $1,480,486,000 |
| Average Mortgage Loan Application Amount | $203,333 |
| Highest Mortgage Loan Application Amount | $5,600,000 |
| Average Applicant Income | $109,666 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Zions First National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Zions First National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Zions First National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Zions First National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Zions First National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Zions First National Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 988 | $ 240,482,000 | $ 243,000 | $ 119,000 |
| Utah County Utah | 499 | $ 122,432,000 | $ 245,000 | $ 159,000 |
| Washington County Utah | 348 | $ 87,464,000 | $ 251,000 | $ 108,000 |
| Davis County Utah | 343 | $ 98,588,000 | $ 287,000 | $ 108,000 |
| Cache County Utah | 280 | $ 51,291,000 | $ 183,000 | $ 84,000 |
| Summit County Utah | 178 | $ 134,066,000 | $ 753,000 | $ 346,000 |
| Weber County Utah | 175 | $ 38,845,000 | $ 221,000 | $ 117,000 |
| Sevier County Utah | 157 | $ 21,116,000 | $ 134,000 | $ 65,000 |
| Bonneville County Idaho | 136 | $ 29,921,000 | $ 220,000 | $ 114,000 |
| Uintah County Utah | 136 | $ 24,398,000 | $ 179,000 | $ 93,000 |
| Box Elder County Utah | 116 | $ 20,466,000 | $ 176,000 | $ 73,000 |
| Duchesne County Utah | 112 | $ 17,060,000 | $ 152,000 | $ 80,000 |
| Iron County Utah | 107 | $ 25,618,000 | $ 239,000 | $ 145,000 |
| Wasatch County Utah | 105 | $ 46,410,000 | $ 442,000 | $ 152,000 |
| Bannock County Idaho | 81 | $ 13,335,000 | $ 164,000 | $ 84,000 |
| Nez Perce County Idaho | 78 | $ 9,727,000 | $ 124,000 | $ 65,000 |
| Clark County Nevada | 78 | $ 17,559,000 | $ 225,000 | $ 122,000 |
| Sanpete County Utah | 77 | $ 10,085,000 | $ 130,000 | $ 70,000 |
| Millard County Utah | 73 | $ 7,969,000 | $ 109,000 | $ 65,000 |
| Jefferson County Idaho | 68 | $ 12,177,000 | $ 179,000 | $ 129,000 |
| Ada County Idaho | 67 | $ 21,883,000 | $ 326,000 | $ 109,000 |
| Maricopa County Arizona | 66 | $ 36,764,000 | $ 557,000 | $ 194,000 |
| Latah County Idaho | 64 | $ 11,720,000 | $ 183,000 | $ 79,000 |
| Bingham County Idaho | 60 | $ 9,289,000 | $ 154,000 | $ 73,000 |
| Garfield County Utah | 59 | $ 7,764,000 | $ 131,000 | $ 81,000 |
| Emery County Utah | 56 | $ 5,890,000 | $ 105,000 | $ 59,000 |
| Grand County Utah | 56 | $ 13,528,000 | $ 241,000 | $ 97,000 |
| Bear Lake County Idaho | 53 | $ 9,155,000 | $ 172,000 | $ 95,000 |
| Tooele County Utah | 52 | $ 10,997,000 | $ 211,000 | $ 88,000 |
| Kane County Utah | 51 | $ 9,140,000 | $ 179,000 | $ 94,000 |
| San Juan County Utah | 44 | $ 5,111,000 | $ 116,000 | $ 90,000 |
| Rich County Utah | 43 | $ 8,520,000 | $ 198,000 | $ 195,000 |
| Canyon County Idaho | 41 | $ 7,889,000 | $ 192,000 | $ 76,000 |
| Carbon County Utah | 41 | $ 4,798,000 | $ 117,000 | $ 83,000 |
| Coconino County Arizona | 39 | $ 9,422,000 | $ 241,000 | $ 87,000 |
| Mohave County Arizona | 39 | $ 11,158,000 | $ 286,000 | $ 175,000 |
| Twin Falls County Idaho | 38 | $ 6,565,000 | $ 172,000 | $ 72,000 |
| Los Angeles County California | 34 | $ 19,249,000 | $ 566,000 | $ 57,000 |
| Navajo County Arizona | 31 | $ 6,319,000 | $ 203,000 | $ 105,000 |
| Yavapai County Arizona | 30 | $ 8,676,000 | $ 289,000 | $ 116,000 |
| Gila County Arizona | 29 | $ 7,530,000 | $ 259,000 | $ 120,000 |
| Payette County Idaho | 28 | $ 3,783,000 | $ 135,000 | $ 74,000 |
| Yuma County Arizona | 27 | $ 6,268,000 | $ 232,000 | $ 95,000 |
| Madison County Idaho | 27 | $ 6,737,000 | $ 249,000 | $ 75,000 |
| Pima County Arizona | 26 | $ 9,582,000 | $ 368,000 | $ 102,000 |
| Fremont County Idaho | 25 | $ 6,299,000 | $ 251,000 | $ 149,000 |
| Beaver County Utah | 25 | $ 4,562,000 | $ 182,000 | $ 169,000 |
| Cassia County Idaho | 23 | $ 2,572,000 | $ 111,000 | $ 71,000 |
| San Diego County California | 22 | $ 10,875,000 | $ 494,000 | $ 148,000 |
| Gooding County Idaho | 21 | $ 2,832,000 | $ 134,000 | $ 105,000 |
| Washington County Idaho | 21 | $ 2,838,000 | $ 135,000 | $ 66,000 |
| Morgan County Utah | 21 | $ 8,166,000 | $ 388,000 | $ 227,000 |
| Caribou County Idaho | 20 | $ 3,024,000 | $ 151,000 | $ 83,000 |
| Franklin County Idaho | 20 | $ 3,992,000 | $ 199,000 | $ 96,000 |
| Minidoka County Idaho | 14 | $ 1,475,000 | $ 105,000 | $ 86,000 |
| Asotin County Washington | 14 | $ 1,616,000 | $ 115,000 | $ 80,000 |
| Cochise County Arizona | 13 | $ 3,103,000 | $ 238,000 | $ 112,000 |
| Riverside County California | 13 | $ 10,868,000 | $ 836,000 | $ 143,000 |
| Elmore County Idaho | 12 | $ 2,544,000 | $ 212,000 | $ 700,000 |
| Wayne County Utah | 12 | $ 2,106,000 | $ 175,000 | $ 110,000 |
| Blaine County Idaho | 11 | $ 8,942,000 | $ 812,000 | $ 177,000 |
| Washoe County Nevada | 11 | $ 2,322,000 | $ 211,000 | $ 115,000 |
| Juab County Utah | 10 | $ 1,638,000 | $ 163,000 | $ 53,000 |
| Pinal County Arizona | 9 | $ 1,783,000 | $ 198,000 | $ 90,000 |
| Orange County California | 8 | $ 4,851,000 | $ 606,000 | $ 276,000 |
| Valley County Idaho | 8 | $ 3,384,000 | $ 423,000 | $ 233,000 |
| Malheur County Oregon | 8 | $ 1,194,000 | $ 149,000 | $ 66,000 |
| Lincoln County Wyoming | 8 | $ 1,018,000 | $ 127,000 | $ 59,000 |
| San Bernardino County California | 7 | $ 2,012,000 | $ 287,000 | $ 208,000 |
| Denver County Colorado | 7 | $ 3,512,000 | $ 501,000 | $ 140,000 |
| Teton County Idaho | 7 | $ 2,681,000 | $ 383,000 | $ 164,000 |
| Lincoln County Nevada | 7 | $ 1,292,000 | $ 184,000 | $ 63,000 |
| King County Washington | 7 | $ 4,823,000 | $ 689,000 | $ 115,000 |
| Whitman County Washington | 7 | $ 1,502,000 | $ 214,000 | $ 102,000 |
| Fresno County California | 6 | $ 1,139,000 | $ 189,000 | $ 111,000 |
| Mesa County Colorado | 6 | $ 1,697,000 | $ 282,000 | $ 79,000 |
| Clearwater County Idaho | 6 | $ 1,150,000 | $ 191,000 | $ 87,000 |
| Jerome County Idaho | 6 | $ 603,000 | $ 100,000 | $ 46,000 |
| Power County Idaho | 6 | $ 436,000 | $ 72,000 | $ 44,000 |
| Nye County Nevada | 6 | $ 772,000 | $ 128,000 | $ 56,000 |
| Piute County Utah | 6 | $ 806,000 | $ 134,000 | $ 37,000 |
| Apache County Arizona | 5 | $ 1,100,000 | $ 220,000 | $ 67,000 |
| Graham County Arizona | 5 | $ 1,120,000 | $ 224,000 | $ 113,000 |
| Santa Clara County California | 5 | $ 3,032,000 | $ 606,000 | $ 190,000 |
| Arapahoe County Colorado | 5 | $ 922,000 | $ 184,000 | $ 193,000 |
| Montrose County Colorado | 5 | $ 1,376,000 | $ 275,000 | $ 89,000 |
| Pueblo County Colorado | 5 | $ 1,736,000 | $ 347,000 | $ 124,000 |
| Routt County Colorado | 5 | $ 938,000 | $ 187,000 | $ 128,000 |
| Butte County Idaho | 5 | $ 1,120,000 | $ 224,000 | $ 74,000 |
| Custer County Idaho | 5 | $ 775,000 | $ 155,000 | $ 98,000 |
| Lincoln County Idaho | 5 | $ 950,000 | $ 190,000 | $ 61,000 |
| Garfield County Washington | 5 | $ 581,000 | $ 116,000 | $ 60,000 |
| Kern County California | 4 | $ 641,000 | $ 160,000 | $ 58,000 |
| Chaffee County Colorado | 4 | $ 1,692,000 | $ 423,000 | $ 159,000 |
| Adams County Idaho | 4 | $ 1,116,000 | $ 279,000 | $ 157,000 |
| Kootenai County Idaho | 4 | $ 2,349,000 | $ 587,000 | $ 194,000 |
| Hardin County Kentucky | 4 | $ 3,940,000 | $ 985,000 | $ 0 |
| San Juan County New Mexico | 4 | $ 1,298,000 | $ 324,000 | $ 165,000 |
| Sacramento County California | 3 | $ 760,000 | $ 253,000 | $ 74,000 |
| Ventura County California | 3 | $ 1,138,000 | $ 379,000 | $ 111,000 |
| Boulder County Colorado | 3 | $ 2,013,000 | $ 671,000 | $ 212,000 |
| La Plata County Colorado | 3 | $ 1,025,000 | $ 341,000 | $ 91,000 |
| Montezuma County Colorado | 3 | $ 625,000 | $ 208,000 | $ 81,000 |
| Park County Colorado | 3 | $ 698,000 | $ 232,000 | $ 137,000 |
| Teller County Colorado | 3 | $ 989,000 | $ 329,000 | $ 84,000 |
| Boise County Idaho | 3 | $ 733,000 | $ 244,000 | $ 151,000 |
| Lemhi County Idaho | 3 | $ 461,000 | $ 153,000 | $ 53,000 |
| Oneida County Idaho | 3 | $ 294,000 | $ 98,000 | $ 30,000 |
| Owyhee County Idaho | 3 | $ 391,000 | $ 130,000 | $ 39,000 |
| Umatilla County Oregon | 3 | $ 713,000 | $ 237,000 | $ 100,000 |
| Dallas County Texas | 3 | $ 2,389,000 | $ 796,000 | $ 0 |
| Harris County Texas | 3 | $ 961,000 | $ 320,000 | $ 110,000 |
| Grant County Washington | 3 | $ 1,066,000 | $ 355,000 | $ 228,000 |
| Alameda County California | 2 | $ 607,000 | $ 303,000 | $ 209,000 |
| San Mateo County California | 2 | $ 425,000 | $ 212,000 | $ 67,000 |
| Douglas County Colorado | 2 | $ 2,176,000 | $ 1,088,000 | $ 294,000 |
| El Paso County Colorado | 2 | $ 860,000 | $ 430,000 | $ 97,000 |
| Garfield County Colorado | 2 | $ 612,000 | $ 306,000 | $ 83,000 |
| Larimer County Colorado | 2 | $ 1,007,000 | $ 503,000 | $ 152,000 |
| Gem County Idaho | 2 | $ 384,000 | $ 192,000 | $ 89,000 |
| Lewis County Idaho | 2 | $ 119,000 | $ 59,000 | $ 51,000 |
| Macon County Illinois | 2 | $ 379,000 | $ 189,000 | $ 0 |
| Lincoln County Montana | 2 | $ 219,000 | $ 109,000 | $ 56,000 |
| Elko County Nevada | 2 | $ 185,000 | $ 92,000 | $ 60,000 |
| Lyon County Nevada | 2 | $ 353,000 | $ 176,000 | $ 79,000 |
| White Pine County Nevada | 2 | $ 660,000 | $ 330,000 | $ 168,000 |
| Bernalillo County New Mexico | 2 | $ 320,000 | $ 160,000 | $ 39,000 |
| Rockland County New York | 2 | $ 1,650,000 | $ 825,000 | $ 0 |
| Marion County Oregon | 2 | $ 987,000 | $ 493,000 | $ 306,000 |
| Washington County Oregon | 2 | $ 231,000 | $ 115,000 | $ 85,000 |
| Ector County Texas | 2 | $ 20,000 | $ 10,000 | $ 93,000 |
| Kitsap County Washington | 2 | $ 210,000 | $ 105,000 | $ 50,000 |
| Spokane County Washington | 2 | $ 3,001,000 | $ 1,500,000 | $ 21,000 |
| Whatcom County Washington | 2 | $ 1,532,000 | $ 766,000 | $ 295,000 |
| Sublette County Wyoming | 2 | $ 492,000 | $ 246,000 | $ 71,000 |
| Uinta County Wyoming | 2 | $ 253,000 | $ 126,000 | $ 143,000 |
| La Paz County Arizona | 1 | $ 279,000 | $ 279,000 | $ 82,000 |
| Santa Cruz County Arizona | 1 | $ 287,000 | $ 287,000 | $ 130,000 |
| San Francisco County California | 1 | $ 1,700,000 | $ 1,700,000 | $ 0 |
| San Joaquin County California | 1 | $ 130,000 | $ 130,000 | $ 76,000 |
| Tulare County California | 1 | $ 144,000 | $ 144,000 | $ 78,000 |
| Tuolumne County California | 1 | $ 400,000 | $ 400,000 | $ 142,000 |
| Archuleta County Colorado | 1 | $ 750,000 | $ 750,000 | $ 138,000 |
| Broomfield County Colorado | 1 | $ 243,000 | $ 243,000 | $ 140,000 |
| Gilpin County Colorado | 1 | $ 5,000 | $ 5,000 | $ 140,000 |
| Ouray County Colorado | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Rio Grande County Colorado | 1 | $ 455,000 | $ 455,000 | $ 240,000 |
| Hartford County Connecticut | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Broward County Florida | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Lee County Florida | 1 | $ 1,031,000 | $ 1,031,000 | $ 0 |
| Leon County Florida | 1 | $ 264,000 | $ 264,000 | $ 96,000 |
| Miami-Dade County Florida | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Pinellas County Florida | 1 | $ 200,000 | $ 200,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 531,000 | $ 531,000 | $ 0 |
| Bartow County Georgia | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| Honolulu County Hawaii | 1 | $ 965,000 | $ 965,000 | $ 0 |
| Boundary County Idaho | 1 | $ 220,000 | $ 220,000 | $ 67,000 |
| Idaho County Idaho | 1 | $ 160,000 | $ 160,000 | $ 29,000 |
| Shawnee County Kansas | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Cumberland County Maine | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Missoula County Montana | 1 | $ 182,000 | $ 182,000 | $ 62,000 |
| Carson City County Nevada | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Eureka County Nevada | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Pershing County Nevada | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Grant County New Mexico | 1 | $ 10,000 | $ 10,000 | $ 46,000 |
| Bronx County New York | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 53,000 |
| Love County Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 41,000 |
| Benton County Oregon | 1 | $ 146,000 | $ 146,000 | $ 216,000 |
| Clackamas County Oregon | 1 | $ 920,000 | $ 920,000 | $ 243,000 |
| Columbia County Oregon | 1 | $ 688,000 | $ 688,000 | $ 202,000 |
| Jefferson County Oregon | 1 | $ 138,000 | $ 138,000 | $ 52,000 |
| Tillamook County Oregon | 1 | $ 313,000 | $ 313,000 | $ 162,000 |
| Denton County Texas | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Ellis County Texas | 1 | $ 620,000 | $ 620,000 | $ 0 |
| Midland County Texas | 1 | $ 20,000 | $ 20,000 | $ 85,000 |
| Tarrant County Texas | 1 | $ 1,203,000 | $ 1,203,000 | $ 0 |
| Travis County Texas | 1 | $ 114,000 | $ 114,000 | $ 243,000 |
| Williamson County Texas | 1 | $ 207,000 | $ 207,000 | $ 50,000 |
| Daggett County Utah | 1 | $ 240,000 | $ 240,000 | $ 66,000 |
| Fairfax County Virginia | 1 | $ 417,000 | $ 417,000 | $ 142,000 |
| Loudoun County Virginia | 1 | $ 240,000 | $ 240,000 | $ 126,000 |
| Prince William County Virginia | 1 | $ 1,000 | $ 1,000 | $ 8,000 |
| Clark County Washington | 1 | $ 912,000 | $ 912,000 | $ 240,000 |
| Franklin County Washington | 1 | $ 316,000 | $ 316,000 | $ 120,000 |
| Jefferson County Washington | 1 | $ 223,000 | $ 223,000 | $ 240,000 |
| Mason County Washington | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Skagit County Washington | 1 | $ 570,000 | $ 570,000 | $ 341,000 |
| Snohomish County Washington | 1 | $ 350,000 | $ 350,000 | $ 72,000 |
| Fremont County Wyoming | 1 | $ 283,000 | $ 283,000 | $ 66,000 |
| Sweetwater County Wyoming | 1 | $ 152,000 | $ 152,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Zions First National Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,689 | $607,714,000 | $226,000 | $5,600,000 | $99,000 | $2,630,000 |
| Home Purchase | 2,628 | $833,010,000 | $316,000 | $4,000,000 | $145,000 | $6,000,000 |
| Home Improvement | 579 | $39,762,000 | $68,000 | $1,823,000 | $85,000 | $2,339,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,949 | $1,207,547,000 | $243,000 | $4,130,000 | $121,000 | $6,000,000 |
| Not Provided | 414 | $124,132,000 | $299,000 | $5,600,000 | $131,000 | $2,050,000 |
| Hispanic | 300 | $50,072,000 | $166,000 | $1,238,000 | $73,000 | $1,200,000 |
| Asian | 73 | $22,831,000 | $312,000 | $1,700,000 | $107,000 | $463,000 |
| Not applicable | 70 | $60,414,000 | $863,000 | $3,100,000 | $0 | $0 |
| Black or African American | 35 | $6,277,000 | $179,000 | $400,000 | $287,000 | $1,058,000 |
| American Indian or Alaskan Native | 31 | $4,171,000 | $134,000 | $417,000 | $103,000 | $404,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $5,042,000 | $210,000 | $563,000 | $82,000 | $192,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,538 | $1,421,649,000 | $256,000 | $5,600,000 | $122,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 329 | $53,156,000 | $161,000 | $344,000 | $58,000 | $342,000 |
| VA-guaranteed (Veterans Administration) | 18 | $3,685,000 | $204,000 | $431,000 | $59,000 | $100,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,996,000 | $181,000 | $219,000 | $78,000 | $405,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,981 | $735,092,000 | $246,000 | $5,600,000 | $123,000 | $6,000,000 |
| Application Denied By Financial Institution | 1,294 | $301,132,000 | $232,000 | $3,150,000 | $99,000 | $1,728,000 |
| Application Approved But Not Accepted | 1,176 | $310,059,000 | $263,000 | $3,750,000 | $123,000 | $2,050,000 |
| Loan Purchased By The Institution | 381 | $110,994,000 | $291,000 | $2,210,000 | $132,000 | $1,902,000 |
| Application Withdrawn By Applicant | 39 | $15,053,000 | $385,000 | $4,000,000 | $83,000 | $463,000 |
| File Closed For Incompleteness | 25 | $8,156,000 | $326,000 | $1,500,000 | $134,000 | $1,200,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 470 | $52,251,000 | $111,000 | $1,000,000 | $72,000 | $600,000 |
| Debt-To-Income Ratio | 358 | $95,171,000 | $265,000 | $3,150,000 | $74,000 | $822,000 |
| Collateral | 249 | $69,427,000 | $278,000 | $2,750,000 | $121,000 | $822,000 |
| Other | 92 | $27,740,000 | $301,000 | $2,750,000 | $163,000 | $1,728,000 |
| Credit Application Incomplete | 66 | $35,961,000 | $544,000 | $3,000,000 | $229,000 | $1,341,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $6,381,000 | $398,000 | $999,000 | $145,000 | $566,000 |
| Mortgage Insurance Denied | 16 | $4,233,000 | $264,000 | $636,000 | $80,000 | $183,000 |
| Employment History | 15 | $3,588,000 | $239,000 | $1,000,000 | $77,000 | $384,000 |
| Unverifiable Information | 12 | $6,380,000 | $531,000 | $1,364,000 | $236,000 | $1,329,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Zions First National Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Zions First National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.