Zions Bancorporation, N.A. Mortgage Lending & HMDA Data, 2018
In 2018, Zions Bancorporation, N.A. of Denver, CO reported 26,987 mortgage applications totaling $7.7 billion, up 119% from 2017. The average application was for $283,624, and applicants reported an average income of $180,480. 56% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (4,167), Las Vegas-Henderson-Paradise, NV (2,743) and Denver-Aurora-Lakewood, CO (2,029) (applications in parentheses).
| Mortgage Company & Address | Zions Bancorporation, N.A. Denver, CO 80237 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 26,987 |
| Total Mortgage Loan Application Amount | $7,654,165,000 |
| Average Mortgage Loan Application Amount | $283,624 |
| Highest Mortgage Loan Application Amount | $25,405,000 |
| Average Applicant Income | $180,480 |
| Highest Applicant Income | $9,781,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Zions Bancorporation, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris, Texas | 2,821 | $ 997,735,000 | $ 353,681 | $ 222,000 |
| Clark, Nevada | 2,743 | $ 590,935,000 | $ 215,433 | $ 145,000 |
| Salt Lake, Utah | 1,730 | $ 429,420,000 | $ 248,219 | $ 171,000 |
| Maricopa, Arizona | 1,332 | $ 428,120,000 | $ 321,411 | $ 194,000 |
| Los Angeles, California | 830 | $ 423,300,000 | $ 510,000 | $ 273,000 |
| Utah, Utah | 775 | $ 203,615,000 | $ 262,729 | $ 150,000 |
| Denver, Colorado | 625 | $ 157,545,000 | $ 252,072 | $ 189,000 |
| Washington, Utah | 609 | $ 171,255,000 | $ 281,206 | $ 175,000 |
| San Diego, California | 564 | $ 256,990,000 | $ 455,656 | $ 254,000 |
| Montgomery, Texas | 519 | $ 130,745,000 | $ 251,917 | $ 191,000 |
| Pima, Arizona | 501 | $ 103,415,000 | $ 206,417 | $ 128,000 |
| Yavapai, Arizona | 491 | $ 106,995,000 | $ 217,912 | $ 107,000 |
| Jefferson, Colorado | 435 | $ 99,235,000 | $ 228,126 | $ 157,000 |
| Fort Bend, Texas | 416 | $ 90,040,000 | $ 216,442 | $ 171,000 |
| Davis, Utah | 411 | $ 97,365,000 | $ 236,897 | $ 174,000 |
| Washoe, Nevada | 408 | $ 92,900,000 | $ 227,696 | $ 143,000 |
| Arapahoe, Colorado | 384 | $ 100,290,000 | $ 261,171 | $ 194,000 |
| Orange, California | 352 | $ 181,750,000 | $ 516,335 | $ 360,000 |
| Boulder, Colorado | 335 | $ 90,235,000 | $ 269,358 | $ 206,000 |
| Ada, Idaho | 309 | $ 66,075,000 | $ 213,834 | $ 164,000 |
| Mohave, Arizona | 307 | $ 35,825,000 | $ 116,693 | $ 81,000 |
| El Paso, Colorado | 279 | $ 50,735,000 | $ 181,845 | $ 128,000 |
| Cache, Utah | 271 | $ 46,895,000 | $ 173,044 | $ 110,000 |
| Galveston, Texas | 264 | $ 47,250,000 | $ 178,977 | $ 178,000 |
| Coconino, Arizona | 260 | $ 49,780,000 | $ 191,461 | $ 147,000 |
| Bexar, Texas | 259 | $ 110,665,000 | $ 427,277 | $ 300,000 |
| Summit, Utah | 251 | $ 133,755,000 | $ 532,888 | $ 273,000 |
| Douglas, Colorado | 249 | $ 85,305,000 | $ 342,590 | $ 249,000 |
| Dallas, Texas | 241 | $ 100,615,000 | $ 417,489 | $ 309,000 |
| Adams, Colorado | 225 | $ 32,115,000 | $ 142,733 | $ 124,000 |
| Weber, Utah | 203 | $ 50,655,000 | $ 249,532 | $ 141,000 |
| Yuma, Arizona | 199 | $ 26,525,000 | $ 133,291 | $ 110,000 |
| Navajo, Arizona | 188 | $ 24,710,000 | $ 131,436 | $ 91,000 |
| Nye, Nevada | 176 | $ 16,420,000 | $ 93,295 | $ 63,000 |
| Riverside, California | 173 | $ 76,545,000 | $ 442,456 | $ 234,000 |
| Bonneville, Idaho | 166 | $ 27,170,000 | $ 163,674 | $ 154,000 |
| Canyon, Idaho | 155 | $ 20,255,000 | $ 130,677 | $ 90,000 |
| Collin, Texas | 153 | $ 42,845,000 | $ 280,032 | $ 196,000 |
| Wasatch, Utah | 153 | $ 80,935,000 | $ 528,986 | $ 257,000 |
| Travis, Texas | 152 | $ 159,480,000 | $ 1,049,210 | $ 406,000 |
| Alameda, California | 147 | $ 50,285,000 | $ 342,074 | $ 208,000 |
| Latah, Idaho | 147 | $ 35,015,000 | $ 238,197 | $ 129,000 |
| Iron, Utah | 147 | $ 27,985,000 | $ 190,374 | $ 105,000 |
| Cochise, Arizona | 146 | $ 12,580,000 | $ 86,164 | $ 98,000 |
| Santa Clara, California | 128 | $ 85,030,000 | $ 664,296 | $ 322,000 |
| Lyon, Nevada | 116 | $ 11,420,000 | $ 98,448 | $ 66,000 |
| Millard, Utah | 111 | $ 12,375,000 | $ 111,486 | $ 87,000 |
| Sevier, Utah | 102 | $ 14,760,000 | $ 144,705 | $ 101,000 |
| Garfield, Colorado | 101 | $ 26,805,000 | $ 265,396 | $ 115,000 |
| Teller, Colorado | 98 | $ 22,760,000 | $ 232,244 | $ 102,000 |
| Denton, Texas | 95 | $ 18,675,000 | $ 196,578 | $ 193,000 |
| San Bernardino, California | 94 | $ 20,900,000 | $ 222,340 | $ 265,000 |
| Pueblo, Colorado | 94 | $ 9,460,000 | $ 100,638 | $ 100,000 |
| Uintah, Utah | 94 | $ 17,370,000 | $ 184,787 | $ 126,000 |
| Gila, Arizona | 92 | $ 17,520,000 | $ 190,434 | $ 118,000 |
| Pinal, Arizona | 90 | $ 13,210,000 | $ 146,777 | $ 97,000 |
| Elko, Nevada | 87 | $ 14,385,000 | $ 165,344 | $ 110,000 |
| Box Elder, Utah | 86 | $ 18,300,000 | $ 212,790 | $ 113,000 |
| Duchesne, Utah | 86 | $ 14,430,000 | $ 167,790 | $ 88,000 |
| La Plata, Colorado | 84 | $ 26,470,000 | $ 315,119 | $ 142,000 |
| Tooele, Utah | 84 | $ 13,010,000 | $ 154,880 | $ 84,000 |
| Larimer, Colorado | 81 | $ 19,945,000 | $ 246,234 | $ 170,000 |
| Bingham, Idaho | 81 | $ 10,495,000 | $ 129,567 | $ 102,000 |
| Bannock, Idaho | 80 | $ 15,460,000 | $ 193,250 | $ 147,000 |
| Grand, Utah | 80 | $ 18,650,000 | $ 233,125 | $ 131,000 |
| Routt, Colorado | 79 | $ 25,835,000 | $ 327,025 | $ 158,000 |
| Montezuma, Colorado | 77 | $ 10,225,000 | $ 132,792 | $ 80,000 |
| Blaine, Idaho | 77 | $ 31,365,000 | $ 407,337 | $ 265,000 |
| Douglas, Nevada | 75 | $ 19,185,000 | $ 255,800 | $ 132,000 |
| King, Washington | 69 | $ 48,595,000 | $ 704,275 | $ 355,000 |
| Weld, Colorado | 68 | $ 14,100,000 | $ 207,352 | $ 206,000 |
| Fresno, California | 67 | $ 22,635,000 | $ 337,835 | $ 209,000 |
| Contra Costa, California | 66 | $ 25,720,000 | $ 389,696 | $ 209,000 |
| Sanpete, Utah | 66 | $ 8,700,000 | $ 131,818 | $ 97,000 |
| Brazoria, Texas | 64 | $ 13,320,000 | $ 208,125 | $ 161,000 |
| San Juan, Utah | 63 | $ 8,415,000 | $ 133,571 | $ 69,000 |
| Sacramento, California | 61 | $ 16,745,000 | $ 274,508 | $ 136,000 |
| Mesa, Colorado | 59 | $ 7,785,000 | $ 131,949 | $ 107,000 |
| San Mateo, California | 58 | $ 36,070,000 | $ 621,896 | $ 374,000 |
| Tarrant, Texas | 58 | $ 20,430,000 | $ 352,241 | $ 280,000 |
| Broomfield, Colorado | 57 | $ 9,465,000 | $ 166,052 | $ 170,000 |
| Pitkin, Colorado | 57 | $ 25,545,000 | $ 448,157 | $ 372,000 |
| Kane, Utah | 57 | $ 10,155,000 | $ 178,157 | $ 136,000 |
| Bear Lake, Idaho | 56 | $ 11,620,000 | $ 207,500 | $ 118,000 |
| Jefferson, Idaho | 56 | $ 7,650,000 | $ 136,607 | $ 101,000 |
| Payette, Idaho | 55 | $ 7,225,000 | $ 131,363 | $ 74,000 |
| San Juan, New Mexico | 53 | $ 9,325,000 | $ 175,943 | $ 85,000 |
| Apache, Arizona | 49 | $ 4,205,000 | $ 85,816 | $ 71,000 |
| Garfield, Utah | 49 | $ 7,685,000 | $ 156,836 | $ 99,000 |
| San Francisco, California | 48 | $ 26,450,000 | $ 551,041 | $ 365,000 |
| Carson City, Nevada | 46 | $ 5,640,000 | $ 122,608 | $ 104,000 |
| Grand, Colorado | 44 | $ 14,870,000 | $ 337,954 | $ 217,000 |
| Eagle, Colorado | 43 | $ 21,385,000 | $ 497,325 | $ 276,000 |
| Comal, Texas | 42 | $ 19,940,000 | $ 474,761 | $ 253,000 |
| Madison, Idaho | 41 | $ 6,975,000 | $ 170,121 | $ 203,000 |
| Ventura, California | 39 | $ 17,045,000 | $ 437,051 | $ 240,000 |
| Summit, Colorado | 39 | $ 15,075,000 | $ 386,538 | $ 337,000 |
| Morgan, Utah | 38 | $ 22,100,000 | $ 581,578 | $ 187,000 |
| Washington, Idaho | 37 | $ 4,265,000 | $ 115,270 | $ 70,000 |
| Waller, Texas | 36 | $ 7,460,000 | $ 207,222 | $ 247,000 |
| Kern, California | 35 | $ 3,155,000 | $ 90,142 | $ 89,000 |
| Fremont, Idaho | 35 | $ 10,115,000 | $ 289,000 | $ 241,000 |
| Humboldt, Nevada | 34 | $ 3,540,000 | $ 104,117 | $ 89,000 |
| Hays, Texas | 33 | $ 14,505,000 | $ 439,545 | $ 194,000 |
| Twin Falls, Idaho | 32 | $ 7,210,000 | $ 225,312 | $ 171,000 |
| Nez Perce, Idaho | 31 | $ 6,285,000 | $ 202,741 | $ 113,000 |
| Carbon, Utah | 30 | $ 3,390,000 | $ 113,000 | $ 77,000 |
| Rich, Utah | 30 | $ 7,100,000 | $ 236,666 | $ 136,000 |
| Emery, Utah | 28 | $ 3,160,000 | $ 112,857 | $ 90,000 |
| Graham, Arizona | 27 | $ 2,905,000 | $ 107,592 | $ 77,000 |
| Chambers, Texas | 27 | $ 4,455,000 | $ 165,000 | $ 129,000 |
| Whitman, Washington | 27 | $ 8,445,000 | $ 312,777 | $ 159,000 |
| Clackamas, Oregon | 26 | $ 15,910,000 | $ 611,923 | $ 375,000 |
| Park, Colorado | 25 | $ 4,855,000 | $ 194,200 | $ 124,000 |
| La Paz, Arizona | 24 | $ 6,290,000 | $ 262,083 | $ 144,000 |
| Santa Cruz, Arizona | 24 | $ 3,070,000 | $ 127,916 | $ 82,000 |
| Lincoln, Wyoming | 24 | $ 8,420,000 | $ 350,833 | $ 145,000 |
| Minidoka, Idaho | 23 | $ 4,455,000 | $ 193,695 | $ 90,000 |
| Wharton, Texas | 22 | $ 4,930,000 | $ 224,090 | $ 161,000 |
| Churchill, Nevada | 21 | $ 3,155,000 | $ 150,238 | $ 122,000 |
| Franklin, Idaho | 20 | $ 2,790,000 | $ 139,500 | $ 70,000 |
| Marin, California | 19 | $ 19,175,000 | $ 1,009,210 | $ 400,000 |
| Elbert, Colorado | 18 | $ 8,420,000 | $ 467,777 | $ 188,000 |
| Montrose, Colorado | 18 | $ 2,350,000 | $ 130,555 | $ 78,000 |
| Multnomah, Oregon | 18 | $ 6,480,000 | $ 360,000 | $ 165,000 |
| Teton, Idaho | 17 | $ 6,565,000 | $ 386,176 | $ 198,000 |
| El Dorado, California | 16 | $ 8,510,000 | $ 531,875 | $ 394,000 |
| Pershing, Nevada | 16 | $ 1,180,000 | $ 73,750 | $ 88,000 |
| Williamson, Texas | 16 | $ 5,700,000 | $ 356,250 | $ 201,000 |
| Cassia, Idaho | 15 | $ 2,955,000 | $ 197,000 | $ 145,000 |
| Kootenai, Idaho | 15 | $ 4,775,000 | $ 318,333 | $ 189,000 |
| Juab, Utah | 14 | $ 2,790,000 | $ 199,285 | $ 113,000 |
| Teton, Wyoming | 14 | $ 9,030,000 | $ 645,000 | $ 356,000 |
| Gunnison, Colorado | 13 | $ 3,615,000 | $ 278,076 | $ 328,000 |
| San Miguel, Colorado | 13 | $ 7,205,000 | $ 554,230 | $ 240,000 |
| Valley, Idaho | 13 | $ 4,495,000 | $ 345,769 | $ 416,000 |
| Kendall, Texas | 13 | $ 8,415,000 | $ 647,307 | $ 312,000 |
| Liberty, Texas | 13 | $ 1,925,000 | $ 148,076 | $ 76,000 |
| Rockwall, Texas | 13 | $ 2,545,000 | $ 195,769 | $ 133,000 |
| Asotin, Washington | 13 | $ 2,895,000 | $ 222,692 | $ 97,000 |
| Greenlee, Arizona | 12 | $ 530,000 | $ 44,166 | $ 43,000 |
| Guadalupe, Texas | 12 | $ 4,580,000 | $ 381,666 | $ 298,000 |
| Malheur, Oregon | 11 | $ 1,535,000 | $ 139,545 | $ 85,000 |
| Ellis, Texas | 11 | $ 2,685,000 | $ 244,090 | $ 113,000 |
| Grayson, Texas | 11 | $ 2,375,000 | $ 215,909 | $ 96,000 |
| Llano, Texas | 11 | $ 10,315,000 | $ 937,727 | $ 407,000 |
| Beaver, Utah | 11 | $ 1,875,000 | $ 170,454 | $ 328,000 |
| Placer, California | 10 | $ 1,910,000 | $ 191,000 | $ 192,000 |
| Solano, California | 10 | $ 4,790,000 | $ 479,000 | $ 197,000 |
| Fremont, Colorado | 10 | $ 940,000 | $ 94,000 | $ 74,000 |
| Gooding, Idaho | 10 | $ 840,000 | $ 84,000 | $ 94,000 |
| Walker, Texas | 10 | $ 2,320,000 | $ 232,000 | $ 201,000 |
| Sweetwater, Wyoming | 10 | $ 2,890,000 | $ 289,000 | $ 90,000 |
| Clear Creek, Colorado | 9 | $ 1,255,000 | $ 139,444 | $ 151,000 |
| Gem, Idaho | 9 | $ 1,645,000 | $ 182,777 | $ 64,000 |
| Brazos, Texas | 9 | $ 2,855,000 | $ 317,222 | $ 187,000 |
| Nueces, Texas | 9 | $ 4,925,000 | $ 547,222 | $ 274,000 |
| Santa Barbara, California | 8 | $ 7,860,000 | $ 982,500 | $ 434,000 |
| Santa Cruz, California | 8 | $ 1,950,000 | $ 243,750 | $ 268,000 |
| Jerome, Idaho | 8 | $ 1,170,000 | $ 146,250 | $ 73,000 |
| Lincoln, Nevada | 8 | $ 1,420,000 | $ 177,500 | $ 68,000 |
| Bernalillo, New Mexico | 8 | $ 49,340,000 | $ 6,167,500 | $ 145,000 |
| Burnet, Texas | 8 | $ 3,880,000 | $ 485,000 | $ 301,000 |
| Washington, Texas | 8 | $ 3,890,000 | $ 486,250 | $ 472,000 |
| Snohomish, Washington | 8 | $ 4,160,000 | $ 520,000 | $ 252,000 |
| Chaffee, Colorado | 7 | $ 2,165,000 | $ 309,285 | $ 218,000 |
| Owyhee, Idaho | 7 | $ 945,000 | $ 135,000 | $ 90,000 |
| Lander, Nevada | 7 | $ 475,000 | $ 67,857 | $ 89,000 |
| Storey, Nevada | 7 | $ 1,215,000 | $ 173,571 | $ 71,000 |
| Austin, Texas | 7 | $ 1,915,000 | $ 273,571 | $ 127,000 |
| Henderson, Texas | 7 | $ 1,495,000 | $ 213,571 | $ 177,000 |
| San Luis Obispo, California | 6 | $ 2,870,000 | $ 478,333 | $ 244,000 |
| Delta, Colorado | 6 | $ 520,000 | $ 86,666 | $ 66,000 |
| Caribou, Idaho | 6 | $ 1,080,000 | $ 180,000 | $ 96,000 |
| Deschutes, Oregon | 6 | $ 3,400,000 | $ 566,666 | $ 109,000 |
| Gillespie, Texas | 6 | $ 4,200,000 | $ 700,000 | $ 765,000 |
| Polk, Texas | 6 | $ 1,760,000 | $ 293,333 | $ 244,000 |
| Piute, Utah | 6 | $ 500,000 | $ 83,333 | $ 56,000 |
| Spokane, Washington | 6 | $ 4,120,000 | $ 686,666 | $ 318,000 |
| Sonoma, California | 5 | $ 3,075,000 | $ 615,000 | $ 241,000 |
| Yolo, California | 5 | $ 2,315,000 | $ 463,000 | $ 206,000 |
| Archuleta, Colorado | 5 | $ 3,355,000 | $ 671,000 | $ 364,000 |
| Lemhi, Idaho | 5 | $ 675,000 | $ 135,000 | $ 83,000 |
| Washington, Oregon | 5 | $ 1,985,000 | $ 397,000 | $ 1,278,000 |
| Yamhill, Oregon | 5 | $ 2,265,000 | $ 453,000 | $ 238,000 |
| Grimes, Texas | 5 | $ 1,025,000 | $ 205,000 | $ 107,000 |
| Hidalgo, Texas | 5 | $ 565,000 | $ 113,000 | $ 82,000 |
| Johnson, Texas | 5 | $ 645,000 | $ 129,000 | $ 126,000 |
| Kaufman, Texas | 5 | $ 525,000 | $ 105,000 | $ 108,000 |
| Parker, Texas | 5 | $ 1,525,000 | $ 305,000 | $ 371,000 |
| Wilson, Texas | 5 | $ 1,605,000 | $ 321,000 | $ 165,000 |
| Daggett, Utah | 5 | $ 565,000 | $ 113,000 | $ 112,000 |
| Monterey, California | 4 | $ 1,290,000 | $ 322,500 | $ 144,000 |
| San Joaquin, California | 4 | $ 720,000 | $ 180,000 | $ 66,000 |
| Dolores, Colorado | 4 | $ 470,000 | $ 117,500 | $ 82,000 |
| Lake, Colorado | 4 | $ 720,000 | $ 180,000 | $ 239,000 |
| Moffat, Colorado | 4 | $ 1,190,000 | $ 297,500 | $ 129,000 |
| Otero, Colorado | 4 | $ 280,000 | $ 70,000 | $ 54,000 |
| Adams, Idaho | 4 | $ 580,000 | $ 145,000 | $ 108,000 |
| Boise, Idaho | 4 | $ 1,340,000 | $ 335,000 | $ 127,000 |
| Elmore, Idaho | 4 | $ 590,000 | $ 147,500 | $ 85,000 |
| Oneida, Idaho | 4 | $ 930,000 | $ 232,500 | $ 106,000 |
| Power, Idaho | 4 | $ 350,000 | $ 87,500 | $ 163,000 |
| Esmeralda, Nevada | 4 | $ 270,000 | $ 67,500 | $ 41,000 |
| Eureka, Nevada | 4 | $ 460,000 | $ 115,000 | $ 71,000 |
| Marion, Oregon | 4 | $ 1,310,000 | $ 327,500 | $ 146,000 |
| Blanco, Texas | 4 | $ 1,190,000 | $ 297,500 | $ 135,000 |
| Matagorda, Texas | 4 | $ 800,000 | $ 200,000 | $ 260,000 |
| McLennan, Texas | 4 | $ 220,000 | $ 55,000 | $ 110,000 |
| Medina, Texas | 4 | $ 670,000 | $ 167,500 | $ 110,000 |
| Midland, Texas | 4 | $ 1,530,000 | $ 382,500 | $ 147,000 |
| Wayne, Utah | 4 | $ 590,000 | $ 147,500 | $ 68,000 |
| Imperial, California | 3 | $ 445,000 | $ 148,333 | $ 56,000 |
| Napa, California | 3 | $ 3,565,000 | $ 1,188,333 | $ 223,000 |
| Nevada, California | 3 | $ 425,000 | $ 141,666 | $ 290,000 |
| Plumas, California | 3 | $ 535,000 | $ 178,333 | $ 994,000 |
| Tuolumne, California | 3 | $ 545,000 | $ 181,666 | $ 316,000 |
| Custer, Colorado | 3 | $ 695,000 | $ 231,666 | $ 54,000 |
| Huerfano, Colorado | 3 | $ 625,000 | $ 208,333 | $ 124,000 |
| Morgan, Colorado | 3 | $ 175,000 | $ 58,333 | $ 98,000 |
| Ouray, Colorado | 3 | $ 1,405,000 | $ 468,333 | $ 141,000 |
| Butte, Idaho | 3 | $ 655,000 | $ 218,333 | $ 91,000 |
| Lincoln, Idaho | 3 | $ 145,000 | $ 48,333 | $ 39,000 |
| White Pine, Nevada | 3 | $ 185,000 | $ 61,666 | $ 110,000 |
| Baker, Oregon | 3 | $ 295,000 | $ 98,333 | $ 52,000 |
| Lane, Oregon | 3 | $ 605,000 | $ 201,666 | $ 222,000 |
| Lincoln, Oregon | 3 | $ 605,000 | $ 201,666 | $ 223,000 |
| Fayette, Texas | 3 | $ 985,000 | $ 328,333 | $ 182,000 |
| Hood, Texas | 3 | $ 515,000 | $ 171,666 | $ 163,000 |
| Jefferson, Texas | 3 | $ 345,000 | $ 115,000 | $ 100,000 |
| Lee, Texas | 3 | $ 1,165,000 | $ 388,333 | $ 326,000 |
| Navarro, Texas | 3 | $ 555,000 | $ 185,000 | $ 123,000 |
| Thurston, Washington | 3 | $ 26,085,000 | $ 8,695,000 | $ 90,000 |
| Uinta, Wyoming | 3 | $ 975,000 | $ 325,000 | $ 91,000 |
| Kings, California | 2 | $ 410,000 | $ 205,000 | $ 103,000 |
| Madera, California | 2 | $ 400,000 | $ 200,000 | $ 100,000 |
| Mariposa, California | 2 | $ 160,000 | $ 80,000 | $ 114,000 |
| Mendocino, California | 2 | $ 1,410,000 | $ 705,000 | $ 929,000 |
| Mono, California | 2 | $ 780,000 | $ 390,000 | $ 445,000 |
| Gilpin, Colorado | 2 | $ 310,000 | $ 155,000 | $ 44,000 |
| Saguache, Colorado | 2 | $ 710,000 | $ 355,000 | $ 61,000 |
| Benewah, Idaho | 2 | $ 200,000 | $ 100,000 | $ 30,000 |
| Clearwater, Idaho | 2 | $ 250,000 | $ 125,000 | $ 166,000 |
| Custer, Idaho | 2 | $ 450,000 | $ 225,000 | $ 34,000 |
| Lincoln, New Mexico | 2 | $ 610,000 | $ 305,000 | $ 853,000 |
| Crook, Oregon | 2 | $ 310,000 | $ 155,000 | $ 38,000 |
| Klamath, Oregon | 2 | $ 130,000 | $ 65,000 | $ 75,000 |
| Tillamook, Oregon | 2 | $ 940,000 | $ 470,000 | $ 1,636,000 |
| Aransas, Texas | 2 | $ 1,280,000 | $ 640,000 | $ 444,000 |
| Bandera, Texas | 2 | $ 670,000 | $ 335,000 | $ 119,000 |
| Bastrop, Texas | 2 | $ 680,000 | $ 340,000 | $ 206,000 |
| Caldwell, Texas | 2 | $ 220,000 | $ 110,000 | $ 123,000 |
| Cameron, Texas | 2 | $ 150,000 | $ 75,000 | $ 26,000 |
| Cooke, Texas | 2 | $ 860,000 | $ 430,000 | $ 411,000 |
| Houston, Texas | 2 | $ 370,000 | $ 185,000 | $ 248,000 |
| Hunt, Texas | 2 | $ 290,000 | $ 145,000 | $ 112,000 |
| Kerr, Texas | 2 | $ 1,180,000 | $ 590,000 | $ 830,000 |
| Lavaca, Texas | 2 | $ 450,000 | $ 225,000 | $ 390,000 |
| Lubbock, Texas | 2 | $ 350,000 | $ 175,000 | $ 122,000 |
| Randall, Texas | 2 | $ 480,000 | $ 240,000 | $ 160,000 |
| San Jacinto, Texas | 2 | $ 580,000 | $ 290,000 | $ 281,000 |
| Smith, Texas | 2 | $ 690,000 | $ 345,000 | $ 232,000 |
| Uvalde, Texas | 2 | $ 1,030,000 | $ 515,000 | $ 242,000 |
| Van Zandt, Texas | 2 | $ 750,000 | $ 375,000 | $ 146,000 |
| Grays Harbor, Washington | 2 | $ 1,230,000 | $ 615,000 | $ 143,000 |
| Kittitas, Washington | 2 | $ 1,190,000 | $ 595,000 | $ 1,486,000 |
| Mason, Washington | 2 | $ 320,000 | $ 160,000 | $ 139,000 |
| Pierce, Washington | 2 | $ 850,000 | $ 425,000 | $ 753,000 |
| San Juan, Washington | 2 | $ 700,000 | $ 350,000 | $ 120,000 |
| Skamania, Washington | 2 | $ 580,000 | $ 290,000 | $ 51,000 |
| Whatcom, Washington | 2 | $ 830,000 | $ 415,000 | $ 154,000 |
| Sublette, Wyoming | 2 | $ 650,000 | $ 325,000 | $ 98,000 |
| Amador, California | 1 | $ 105,000 | $ 105,000 | $ 200,000 |
| Butte, California | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Calaveras, California | 1 | $ 5,000 | $ 5,000 | $ 29,000 |
| Lassen, California | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| Modoc, California | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
| San Benito, California | 1 | $ 605,000 | $ 605,000 | $ 246,000 |
| Stanislaus, California | 1 | $ 405,000 | $ 405,000 | $ 80,000 |
| Tulare, California | 1 | $ 185,000 | $ 185,000 | $ 30,000 |
| Alamosa, Colorado | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Jackson, Colorado | 1 | $ 545,000 | $ 545,000 | $ 280,000 |
| Logan, Colorado | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| San Juan, Colorado | 1 | $ 295,000 | $ 295,000 | $ 118,000 |
| Yuma, Colorado | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Duval, Florida | 1 | $ 145,000 | $ 145,000 | $ 120,000 |
| Lee, Florida | 1 | $ 705,000 | $ 705,000 | $ 480,000 |
| Volusia, Florida | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Bulloch, Georgia | 1 | $ 85,000 | $ 85,000 | $ 578,000 |
| Hawaii, Hawaii | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Bonner, Idaho | 1 | $ 395,000 | $ 395,000 | $ 162,000 |
| Boundary, Idaho | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Idaho, Idaho | 1 | $ 365,000 | $ 365,000 | $ 47,000 |
| Lewis, Idaho | 1 | $ 105,000 | $ 105,000 | $ 161,000 |
| Shoshone, Idaho | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Jackson, Indiana | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Story, Iowa | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Neosho, Kansas | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Terrebonne, Louisiana | 1 | $ 655,000 | $ 655,000 | $ 205,000 |
| Isanti, Minnesota | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Gallatin, Montana | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Catron, New Mexico | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Curry, New Mexico | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Dona Ana, New Mexico | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Sandoval, New Mexico | 1 | $ 155,000 | $ 155,000 | $ 124,000 |
| Santa Fe, New Mexico | 1 | $ 375,000 | $ 375,000 | $ 297,000 |
| Taos, New Mexico | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Queens, New York | 1 | $ 5,000 | $ 5,000 | $ 179,000 |
| Richmond, New York | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Mahoning, Ohio | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Coos, Oregon | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Curry, Oregon | 1 | $ 505,000 | $ 505,000 | $ 265,000 |
| Grant, Oregon | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Jackson, Oregon | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Josephine, Oregon | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Linn, Oregon | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Polk, Oregon | 1 | $ 335,000 | $ 335,000 | $ 24,000 |
| Union, Oregon | 1 | $ 265,000 | $ 265,000 | $ 12,000 |
| Luzerne, Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Mifflin, Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
| Davidson, Tennessee | 1 | $ 35,000 | $ 35,000 | $ 97,000 |
| Rutherford, Tennessee | 1 | $ 45,000 | $ 45,000 | $ 158,000 |
| Atascosa, Texas | 1 | $ 195,000 | $ 195,000 | $ 177,000 |
| Cass, Texas | 1 | $ 905,000 | $ 905,000 | $ 2,209,000 |
| Coleman, Texas | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Colorado, Texas | 1 | $ 165,000 | $ 165,000 | $ 176,000 |
| DeWitt, Texas | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Ector, Texas | 1 | $ 245,000 | $ 245,000 | $ 906,000 |
| El Paso, Texas | 1 | $ 865,000 | $ 865,000 | $ 489,000 |
| Fannin, Texas | 1 | $ 545,000 | $ 545,000 | $ 479,000 |
| Franklin, Texas | 1 | $ 1,375,000 | $ 1,375,000 | $ 1,442,000 |
| Gaines, Texas | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
| Gonzales, Texas | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Gregg, Texas | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Jackson, Texas | 1 | $ 135,000 | $ 135,000 | $ 129,000 |
| Leon, Texas | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Limestone, Texas | 1 | $ 425,000 | $ 425,000 | $ 430,000 |
| Madison, Texas | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Maverick, Texas | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Menard, Texas | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Montague, Texas | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Morris, Texas | 1 | $ 225,000 | $ 225,000 | $ 154,000 |
| Orange, Texas | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Palo Pinto, Texas | 1 | $ 445,000 | $ 445,000 | $ 212,000 |
| Rains, Texas | 1 | $ 265,000 | $ 265,000 | $ 106,000 |
| Sabine, Texas | 1 | $ 385,000 | $ 385,000 | $ 620,000 |
| San Patricio, Texas | 1 | $ 295,000 | $ 295,000 | $ 290,000 |
| Taylor, Texas | 1 | $ 135,000 | $ 135,000 | $ 108,000 |
| Webb, Texas | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Wise, Texas | 1 | $ 45,000 | $ 45,000 | $ 135,000 |
| Surry, Virginia | 1 | $ 25,000 | $ 25,000 | $ 20,000 |
| Benton, Washington | 1 | $ 255,000 | $ 255,000 | $ 330,000 |
| Clallam, Washington | 1 | $ 35,000 | $ 35,000 | $ 218,000 |
| Cowlitz, Washington | 1 | $ 305,000 | $ 305,000 | $ 529,000 |
| Garfield, Washington | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Island, Washington | 1 | $ 275,000 | $ 275,000 | $ 187,000 |
| Kitsap, Washington | 1 | $ 365,000 | $ 365,000 | $ 149,000 |
| Pacific, Washington | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Skagit, Washington | 1 | $ 425,000 | $ 425,000 | $ 347,000 |
| Stevens, Washington | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Walla Walla, Washington | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Yakima, Washington | 1 | $ 355,000 | $ 355,000 | $ 161,000 |
| Kanawha, West Virginia | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Platte, Wyoming | 1 | $ 235,000 | $ 235,000 | $ 0 |
Mortgage Loan Application Detail Totals for Zions Bancorporation, N.A. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 6,906 | $1,752,060,000 | $253,000 | $10,005,000 | $160,000 | $9,781,000 |
| Home Purchase | 6,755 | $3,574,915,000 | $529,000 | $25,405,000 | $248,000 | $7,680,000 |
| Other Purpose | 6,746 | $985,960,000 | $146,000 | $5,005,000 | $156,000 | $8,550,000 |
| Home Improvement | 4,829 | $658,255,000 | $136,000 | $6,005,000 | $137,000 | $3,250,000 |
| Refinancing | 1,751 | $682,975,000 | $390,000 | $16,005,000 | $215,000 | $7,800,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 20,353 | $5,339,575,000 | $262,000 | $13,655,000 | $177,000 | $9,781,000 |
| Hispanic | 1,987 | $376,715,000 | $189,000 | $3,305,000 | $124,000 | $4,344,000 |
| Not Provided | 1,839 | $910,355,000 | $495,000 | $5,005,000 | $252,000 | $7,800,000 |
| Asian | 1,320 | $478,800,000 | $362,000 | $4,385,000 | $223,000 | $3,620,000 |
| Black or African American | 486 | $105,170,000 | $216,000 | $3,005,000 | $192,000 | $6,287,000 |
| American Indian or Alaskan Native | 247 | $37,525,000 | $151,000 | $2,005,000 | $125,000 | $2,472,000 |
| Not applicable | 88 | $269,260,000 | $3,059,000 | $25,405,000 | $146,000 | $146,000 |
| Native Hawaiian or Other Pacific Islander | 58 | $14,870,000 | $256,000 | $1,505,000 | $130,000 | $490,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 26,557 | $7,548,215,000 | $284,000 | $25,405,000 | $182,000 | $9,781,000 |
| FHA-insured (Federal Housing Administration) | 244 | $55,500,000 | $227,000 | $785,000 | $71,000 | $312,000 |
| VA-guaranteed (Veterans Administration) | 150 | $43,860,000 | $292,000 | $635,000 | $85,000 | $247,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 36 | $6,590,000 | $183,000 | $355,000 | $58,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,084 | $4,369,310,000 | $289,000 | $25,405,000 | $189,000 | $9,781,000 |
| Application Denied By Financial Institution | 7,513 | $1,612,635,000 | $214,000 | $6,005,000 | $135,000 | $7,800,000 |
| Application Approved But Not Accepted | 4,084 | $1,567,470,000 | $383,000 | $13,655,000 | $228,000 | $7,680,000 |
| Application Withdrawn By Applicant | 263 | $96,835,000 | $368,000 | $5,255,000 | $190,000 | $3,156,000 |
| File Closed For Incompleteness | 41 | $7,475,000 | $182,000 | $1,005,000 | $372,000 | $6,000,000 |
| Loan Purchased By The Institution | 2 | $440,000 | $220,000 | $355,000 | $142,000 | $230,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 19,474 | $6,041,530,000 | $310,000 | $25,405,000 | $198,000 | $9,781,000 |
| Debt-To-Income Ratio | 2,635 | $769,515,000 | $292,000 | $4,655,000 | $89,000 | $1,411,000 |
| Credit History | 2,450 | $326,390,000 | $133,000 | $3,305,000 | $125,000 | $7,800,000 |
| Collateral | 1,829 | $351,085,000 | $191,000 | $6,005,000 | $188,000 | $4,320,000 |
| Other | 360 | $80,990,000 | $224,000 | $2,005,000 | $224,000 | $4,274,000 |
| Unverifiable Information | 104 | $41,670,000 | $400,000 | $3,335,000 | $228,000 | $2,409,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 99 | $32,505,000 | $328,000 | $2,005,000 | $145,000 | $640,000 |
| Employment History | 24 | $5,600,000 | $233,000 | $1,335,000 | $98,000 | $557,000 |
| Credit Application Incomplete | 11 | $4,205,000 | $382,000 | $1,005,000 | $116,000 | $283,000 |
| Mortgage Insurance Denied | 1 | $675,000 | $675,000 | $675,000 | $201,000 | $201,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Zions Bancorporation, N.A.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Zions Bancorporation, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About