Lincoln County MN
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Unlock detailed Lincoln County MN mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Minnesota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 156 |
| Total Mortgage Loan Application Amount | $16,090,000 |
| Average Mortgage Loan Application Amount | $103,000 |
| Highest Mortgage Loan Application Amount | $355,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $232,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| FIRST BANK & TRUST 520 6TH STREET BROOKINGS, SD 57006 |
* | $ 1,809,405,000 | 14 | $ 1,410,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,747,398,000,000 | 13 | $ 1,485,000 |
| BREMER BANK, NATIONAL ASSOCIATION 372 ST. PETER STREET ST. PAUL, MN 55102 |
* | $ 11,915,259,000 | 10 | $ 1,400,000 |
| BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 89,765,667,000 | 9 | $ 465,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 456,025,829,000 | 9 | $ 615,000 |
| MERCHANTS BANK, NATIONAL ASSOCIATION 102 EAST THIRD STREET WINONA, MN 55987 |
* | $ 1,656,476,000 | 7 | $ 1,455,000 |
| PREMIER HOME MORTGAGE, INC. 3024 TOWER RD RAPID CITY, SD 57701 |
* | $ -1,000 | 6 | $ 730,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 6 | $ 790,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 4 | $ 340,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 4 | $ 420,000 |
| GREAT WESTERN BANK 225 S MAIN AVE SIOUX FALLS, SD 57104 |
* | $ 11,803,006,000 | 4 | $ 210,000 |
| HOMETOWN BANK 1000 EAST COOK STREET REDWOOD FALLS, MN 56283 |
* | $ 293,609,000 | 3 | $ 555,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 3 | $ 255,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 3 | $ 265,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,140,778,000,000 | 2 | $ 130,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 2 | $ 130,000 |
| AXIA FINANCIAL, LLC 1120 112TH AVE NE STE 600 BELLEVUE, WA 98004 |
* | $ -1,000 | 2 | $ 120,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 2 | $ 220,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 2 | $ 150,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ -1,000 | 2 | $ 210,000 |
| DACOTAH BANK 308 S MAIN STREET, PO BOX 1210 ABERDEEN, SD 57102 |
* | $ 2,396,553,000 | 2 | $ 130,000 |
| FIRST PREMIER BANK 400 S SYCAMORE AVE, SUITE 101 SIOUX FALLS, SD 57110 |
* | $ 1,686,532,000 | 2 | $ 210,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 2 | $ 240,000 |
| SERVION, INC. 500 MAIN STREET NEW BRIGHTON, MN 55112 |
* | $ -1,000 | 2 | $ 240,000 |
| FLORIDA CAPITAL BANK, NATIONAL ASSOCIATION 10151 DEERWOOD PARK BLVD. BLDG. 100 #200 JACKSONVILLE, FL 32256 |
* | $ 417,436,000 | 2 | $ 150,000 |
| FRANDSEN BANK & TRUST 116 CENTRAL STREET WEST LONSDALE, MN 55046 |
* | $ 1,730,669,000 | 1 | $ 85,000 |
| FLANAGAN STATE BANK 301 W FALCON HWY FLANAGAN, IL 61740 |
* | $ 191,384,000 | 1 | $ 45,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 90,565,764,000 | 1 | $ 45,000 |
| RELIABANK DAKOTA 211 N MAIN ST ESTELLINE, SD 57201 |
* | $ 355,470,000 | 1 | $ 65,000 |
| PEOPLES STATE BANK OF PLAINVIEW 100 4TH AVE SE PLAINVIEW, MN 55964 |
* | $ 261,234,000 | 1 | $ 75,000 |
| SUNTRUST BANKS, INC. P.O. BOX 4418, MAIL CODE 663 ATLANTA, GA 30302 |
* | $ 201,637,519,000 | 1 | $ 195,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 80,522,766,000 | 1 | $ 145,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ -1,000 | 1 | $ 85,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 75,000 |
| HOWARD BANK 6011 UNIVERSITY BLVD #370 ELLICOTT CITY, MD 21043 |
* | $ 1,150,216,000 | 1 | $ 65,000 |
| PLAINS COMMERCE BANK 220 MAIN ST SIOUX FALLS, SD 57450 |
* | $ 650,256,000 | 1 | $ 195,000 |
| FIRST MINNESOTA BANK 4625 COUNTY ROAD 101 MINNETONKA, MN 55345 |
* | $ 381,065,000 | 1 | $ 125,000 |
| BELLCO CREDIT UNION 7600 E. ORCHARD ROAD #400N GREENWOOD VILLAGE, CO 80111 |
* | $ 4,023,046,000 | 1 | $ 45,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 1 | $ 245,000 |
| FIREFLY 1400 RIVERWOOD DR BURNSVILLE, MN 55337 |
* | $ 1,190,459,000 | 1 | $ 35,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ -1,000 | 1 | $ 225,000 |
| REVERSE MORTGAGE FUNDING LLC 1455 BROAD ST., 2ND FL BLOOMFIELD, NJ 07003 |
* | $ -1,000 | 1 | $ 105,000 |
| FORBRIGHT BANK 6701 DEMOCRACY BLVD, SUITE 400 CHEVY CHASE, MD 20817 |
* | $ 955,028,000 | 1 | $ 145,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,696,742,000 | 1 | $ 55,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 16,855,693,000 | 1 | $ 95,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 1 | $ 115,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 1 | $ 135,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 98,729,134,000 | 1 | $ 55,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 1 | $ 65,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 1 | $ 85,000 |
| META FINANCIAL GROUP, INC. 4900 S WESTERN AVENUE SIOUX FALLS, SD 57108 |
* | $ 5,405,278,000 | 1 | $ 65,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2018, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Lincoln County MN in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 80 | $8,830,000 | $110,000 | $355,000 | $63,000 | $184,000 |
| Cash-out Refinancing | 36 | $4,300,000 | $119,000 | $325,000 | $68,000 | $232,000 |
| Refinancing | 22 | $1,900,000 | $86,000 | $225,000 | $71,000 | $226,000 |
| Other Purpose | 9 | $665,000 | $73,000 | $255,000 | $58,000 | $112,000 |
| Home Improvement | 8 | $390,000 | $48,000 | $75,000 | $87,000 | $145,000 |
| Not Applicable | 1 | $5,000 | $5,000 | $5,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 126 | $13,140,000 | $104,000 | $355,000 | $65,000 | $197,000 |
| Not Provided | 17 | $1,805,000 | $106,000 | $255,000 | $78,000 | $232,000 |
| Not applicable | 11 | $1,035,000 | $94,000 | $195,000 | $56,000 | $82,000 |
| American Indian or Alaskan Native | 1 | $75,000 | $75,000 | $75,000 | $91,000 | $91,000 |
| Hispanic | 1 | $35,000 | $35,000 | $35,000 | $19,000 | $19,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 95 | $9,825,000 | $103,000 | $355,000 | $72,000 | $226,000 |
| FHA-insured (Federal Housing Administration) | 32 | $3,510,000 | $109,000 | $245,000 | $60,000 | $232,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $1,415,000 | $83,000 | $145,000 | $44,000 | $76,000 |
| VA-guaranteed (Veterans Administration) | 12 | $1,340,000 | $111,000 | $205,000 | $60,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 95 | $10,695,000 | $112,000 | $355,000 | $70,000 | $226,000 |
| Application Denied By Financial Institution | 28 | $2,190,000 | $78,000 | $245,000 | $59,000 | $232,000 |
| Loan Purchased By The Institution | 18 | $1,840,000 | $102,000 | $205,000 | $65,000 | $197,000 |
| Application Withdrawn By Applicant | 11 | $1,005,000 | $91,000 | $195,000 | $54,000 | $108,000 |
| File Closed For Incompleteness | 2 | $130,000 | $65,000 | $65,000 | $65,000 | $83,000 |
| Application Approved But Not Accepted | 2 | $230,000 | $115,000 | $165,000 | $48,000 | $53,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 126 | $13,700,000 | $108,000 | $355,000 | $66,000 | $226,000 |
| Credit History | 11 | $665,000 | $60,000 | $135,000 | $71,000 | $145,000 |
| Collateral | 6 | $600,000 | $100,000 | $225,000 | $34,000 | $85,000 |
| Debt-To-Income Ratio | 5 | $565,000 | $113,000 | $245,000 | $65,000 | $138,000 |
| Credit Application Incomplete | 4 | $250,000 | $62,000 | $85,000 | $84,000 | $232,000 |
| Other | 4 | $310,000 | $77,000 | $125,000 | $70,000 | $120,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.