Lincoln County MS
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Unlock detailed Lincoln County MS mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Mississippi.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,148
Total Mortgage Loan Application Amount $120,061,000
Average Mortgage Loan Application Amount $104,000
Highest Mortgage Loan Application Amount $1,593,000
Average Applicant Income $66,000
Highest Applicant Income $1,798,000

Mortgage Company List for Lending in Lincoln County MS for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 9,612,081,000 202 $ 22,100,000
STATE BANK & TRUST COMPANY
147 SOUTH RAILROAD AVENUE
BROOKHAVEN, MS 39601
* $ 921,053,000 122 $ 5,827,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 94 $ 5,246,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 81 $ 5,059,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,161,490,000,000 78 $ 12,502,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 62 $ 6,707,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 56 $ 6,698,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 44 $ 3,218,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 36 $ 4,082,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 4,196,437,000 28 $ 4,764,000
GMFS LLC
7389 FLORIDA BLVD, STE 200-A
CAMDEN, DE 70806
* $ 10,000,000 22 $ 3,871,000
DSLD MORTGAGE, LLC
13348 COURSEY BLVD. SUITE D
DOVER, DE 70816
* $ 222,000 22 $ 3,871,000
CLAYTON BANK AND TRUST
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 628,766,000 19 $ 1,321,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 168,867,640,000 15 $ 2,462,000
FIRST FEDERAL BANK
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,140,407,000 14 $ 673,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 14 $ 1,396,000
EXECUTIVE MORTGAGE CORP. OF MS
582 LAKELAND EAST DRIVE, STE C
FLOWOOD, MS 39232
* $ 124,011,000 13 $ 1,359,000
CADENCE BANK
P O BOX 789
TUPELO, MS 38802
* $ 12,990,345,000 12 $ 2,273,000
NOLA LENDING GROUP, LLC
830 W CAUSEWAY BLVD
MANDEVILLE, LA 70471
* $ 28,686,000 11 $ 1,531,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,459,157,302,000 11 $ 1,417,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 10 $ 1,225,000
BANKERS MORTGAGE CENTER, INC.
909 NORTH 18TH STREET STE 110
MONROE, LA 71201
* $ 10,000,000 8 $ 1,148,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 7 $ 829,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 6 $ 659,000
R.H. LENDING, INC.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 6 $ 546,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 5 $ 696,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,898,665,000 5 $ 287,000
BANKPLUS
1068 HIGHLAND COLONY PARKWAY
BELZONI, MS 39157
* $ 2,177,006,000 5 $ 584,000
GRAND BANK FOR SAVINGS, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39402
* $ 126,196,000 5 $ 573,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,288,658,000,000 5 $ 506,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 387,000
SERVICE FINANCE COMPANY, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 5 $ 42,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 4 $ 452,000
EUSTIS MORTGAGE CORPORATION
1100 POYDRAS STREET, SUITE 2525
NEW ORLEANS, LA 70163
* $ 10,000,000 4 $ 670,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 4 $ 778,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 4 $ 386,000
RESIDENTIAL FINANCE CORPORATIO
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 4 $ 579,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ 10,000,000 3 $ 669,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 3 $ 553,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 3 $ 252,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,488,863,000 3 $ 61,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 3 $ 325,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 921,138,000 3 $ 320,000
HOMETOWN MORTGAGE SERVICES INC
5511 HWY 280 E STE 210
BIRMINGHAM, AL 35242
* $ 10,000,000 2 $ 240,000
RENASANT BK
201 SOUTH JACKSON ST
CRYSTAL SPRINGS, MS 39059
* $ 586,636,000 2 $ 460,000
MORTGAGEAMERICA, INC.
1800 INTERNATIONAL PARK DR, SUITE 100
BIRMINGHAM, AL 35243
* $ 10,000,000 2 $ 238,000
ACCEPTANCE LOAN COMPANY
121 WEST CHURCH STREET
JACKSON, AL 36545
* $ 70,000,000 2 $ 31,000
COPIAH BANK, N.A.
101 CALDWELL DRIVE
HAZLEHURST, MS 39083
* $ 158,973,000 2 $ 6,000
GREAT SOUTHERN BANK
218 S GLENSTONE AVE
REEDS SPRING, MO 65802
* $ 3,788,680,000 2 $ 187,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 2 $ 692,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 2 $ 242,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 2 $ 214,000
ASSURANCE FINANCIAL GROUP, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ 1,000,000,000 2 $ 1,308,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 190,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 13,623,469,000 2 $ 200,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 1 $ 65,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 225,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 1 $ 124,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 156,000
HANCOCK WHITNEY BANK
2510 14TH STREET
FLOWOOD, MS 39501
* $ 4,988,392,000 1 $ 45,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ 10,000,000 1 $ 191,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ 5,889,539,000 1 $ 128,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 1 $ 123,000
CASHCALL, INC.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 71,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 173,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 93,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 244,000
JAMES B. NUTTER & CO.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 104,000
WCS LENDING, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 1 $ 131,000
E*TRADE SAVINGS BANK
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,677,184,000 1 $ 144,000
WHITNEY BANK
228 ST CHARLES AVE, SUITE 537
NEW ORLEANS, LA 70130
* $ 14,882,261,000 1 $ 195,000
US BK NA ND
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 1 $ 95,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 1 $ 42,000
FIRST SOUTHERN BANK
PO BOX 268
COLUMBIA, MS 39429
* $ 199,121,000 1 $ 131,000
FIRST CHOICE BANK
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 669,292,000 1 $ 164,000
AFFILIATED MORTGAGE COMPANY
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 192,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 1 $ 180,000
BRITTON & KOONTZ BANK, N.A.
500 MAIN STREET
NATCHEZ, MS 39120
* $ 365,845,000 1 $ 100,000
FIDELITY BANK, NATIONAL ASSOCIATION
100 E ENGLISH
WICHITA, KS 67202
* $ 1,562,678,000 1 $ 130,000
COASTAL STATES MORTGAGE, INC.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 1 $ 167,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 1 $ 65,000
FIRST NATIONAL ACCEPTANCE COMPANY
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 53,000
FIRST FINANCIAL BANK
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 791,266,000 1 $ 81,000
CITIZENS BANK
814 MAIN STREET
COLUMBIA, MS 39429
* $ 357,201,000 1 $ 113,000
THE BANK OF FOREST
211 WEST THIRD STREET
FOREST, MS 39074
* $ 142,309,000 1 $ 92,000
KEESLER
2602 PASS ROAD
BILOXI, MS 39531
* $ 1,963,514,000 1 $ 147,000
DIRECT MORTGAGE, CORP.
6955 SOUTH UNION PARK CENTER, #540
SALT LAKE CITY, UT 84047
* $ 10,000,000 1 $ 187,000
HOME POINT MORTGAGE ACCEPTANCE CORPORATION
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 1 $ 115,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 1 $ 40,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 2,073,987,000 1 $ 150,000
MAGNOLIA STATE BANK
P O BOX 41
BAY SPRINGS, MS 39440
* $ 264,492,000 1 $ 157,000
COMMUNITY BANK OF MISSISSIPPI
323 EAST THIRD STREET
FLOWOOD, MS 39074
* $ 639,243,000 1 $ 62,000
MERCHANTS AND FARMERS BANK
134 WEST WASHINGTON ST
KOSCIUSKO, MS 39090
* $ 1,561,320,000 1 $ 220,000
COMMUNITY BANK, ELLISVILLE, MISSISSIPPI
P. O. BOX 265
LAUREL, MS 39441
* $ 630,628,000 1 $ 44,000
FBC MORTGAGE, LLC
189 S ORANGE AVE STE 970
TALLAHASSEE, FL 32801
* $ 12,000,000 1 $ 291,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 1 $ 67,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Lincoln County MS in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 546 $51,728,000 $94,000 $417,000 $55,000 $302,000
Refinancing 479 $65,481,000 $136,000 $1,593,000 $83,000 $1,798,000
Home Improvement 123 $2,852,000 $23,000 $291,000 $51,000 $521,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 796 $89,369,000 $112,000 $1,593,000 $78,000 $1,798,000
Black or African American 219 $14,521,000 $66,000 $310,000 $46,000 $521,000
Not applicable 63 $8,918,000 $141,000 $699,000 $3,000 $74,000
Not Provided 58 $5,864,000 $101,000 $355,000 $51,000 $136,000
Hispanic 6 $539,000 $89,000 $240,000 $60,000 $110,000
Asian 6 $850,000 $141,000 $176,000 $98,000 $219,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 881 $87,070,000 $98,000 $1,593,000 $72,000 $1,798,000
FHA-insured (Federal Housing Administration) 162 $20,299,000 $125,000 $274,000 $51,000 $145,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 86 $9,590,000 $111,000 $240,000 $37,000 $90,000
VA-guaranteed (Veterans Administration) 19 $3,102,000 $163,000 $280,000 $49,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 546 $59,371,000 $108,000 $699,000 $76,000 $983,000
Application Denied By Financial Institution 273 $19,956,000 $73,000 $649,000 $49,000 $521,000
Loan Purchased By The Institution 139 $19,324,000 $139,000 $417,000 $41,000 $229,000
Application Approved But Not Accepted 101 $8,823,000 $87,000 $654,000 $81,000 $900,000
Application Withdrawn By Applicant 66 $8,596,000 $130,000 $304,000 $71,000 $316,000
File Closed For Incompleteness 23 $3,991,000 $173,000 $1,593,000 $127,000 $1,798,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 81 $4,807,000 $59,000 $180,000 $49,000 $146,000
Debt-To-Income Ratio 40 $3,551,000 $88,000 $314,000 $47,000 $210,000
Other 11 $670,000 $60,000 $128,000 $40,000 $61,000
Collateral 10 $913,000 $91,000 $189,000 $78,000 $146,000
Credit Application Incomplete 8 $912,000 $114,000 $241,000 $83,000 $336,000
Unverifiable Information 3 $330,000 $110,000 $157,000 $33,000 $41,000
Employment History 2 $132,000 $66,000 $67,000 $30,000 $32,000
Insufficient Cash (Downpayment, Closing Cost) 1 $149,000 $149,000 $149,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Mississippi Lender List