Lincoln County, NE Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 1,353 mortgage applications in Lincoln County, NE totaling $143.5 million, up 17% from 2014. The average application was for $106,000, and applicants reported an average income of $65,000. 54% of applications resulted in an originated loan and 14% were denied. The most active lender was Centris Federal Credit Union, with 182 applications, followed by Adams Bank & Trust and First National Bank of Omaha.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,353
Total Mortgage Loan Application Amount $143,500,000
Average Mortgage Loan Application Amount $106,000
Highest Mortgage Loan Application Amount $925,000
Average Applicant Income $65,000
Highest Applicant Income $720,000

Mortgage Company List for Lending in Lincoln County, NE for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Centris Federal Credit Union
11825 Q STREET
OMAHA, NE 68144
* $ 543,829,000 182 $ 11,400,000
Adams Bank & Trust
PO BOX 720
OGALLALA, NE 69153
* $ 664,052,000 144 $ 16,415,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 17,377,985,000 143 $ 15,969,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 890,389,000 114 $ 14,612,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 104 $ 11,283,000
Equitable Bank
PO BOX 160
GRAND ISLAND, NE 68802
* $ 197,036,000 92 $ 9,769,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 61 $ 7,504,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 61 $ 5,214,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 9,636,848,000 35 $ 3,133,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 71,682,343,000 33 $ 2,231,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 22 $ 686,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 18 $ 2,768,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 397,763,000 15 $ 2,576,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 14 $ 2,314,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 13 $ 1,378,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 10 $ 1,185,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 10 $ 1,326,000
Performance Equity Partners, Inc.
PO BOX 368
TINLEY PARK, IL 60477
* $ 10,231,000 9 $ 269,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 9 $ 1,196,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 9 $ 996,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 8 $ 939,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 8 $ 574,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 7 $ 824,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 7 $ 748,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ 284,493,000 6 $ 1,148,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 6 $ 445,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 6 $ 1,027,000
Dayspring Bank
914 LAKE AVENUE
GOTHENBURG, NE 69138
* $ 325,075,000 6 $ 433,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 5 $ 1,011,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,680,579,000 5 $ 746,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 5 $ 268,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 5 $ 571,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 4 $ 539,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 3,040,462,000 4 $ 146,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,761,042,000 4 $ 148,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 4 $ 657,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 4 $ 709,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 3 $ 314,000
Security First Bank
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ 891,075,000 3 $ 468,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 3 $ 324,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 3 $ 273,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 3 $ 341,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 3 $ 360,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,424,729,000 3 $ 554,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 378,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 972,551,000 2 $ 39,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 2 $ 228,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,281,397,000 2 $ 451,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,425,574,000 2 $ 268,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 293,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 216,602,000 2 $ 678,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 2 $ 320,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ 608,779,509,000 2 $ 234,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 2 $ 168,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ 10,000,000 2 $ 369,000
Central Bank of Boone County
720 E. BROADWAY
COLUMBIA, MO 65201
* $ 1,448,928,000 2 $ 15,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 224,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 11,886,522,000 1 $ 110,000
American Lending Solutions LLC
N4365 STATE HWY 73
COLUMBUS, WI 53925
* $ 10,861,469,000 1 $ 111,000
Bank of Colorado
1609 EAST HARMONY RD
FORT COLLINS, CO 80525
* $ 2,732,217,000 1 $ 200,000
Bank of Nebraska
7223 SOUTH 84TH ST.
LAVISTA, NE 68128
* $ 134,627,000 1 $ 156,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,148,005,000 1 $ 118,000
Cornerstone Bank
529 SOUTH LINCOLN AVENUE
YORK, NE 68467
* $ 1,394,500,000 1 $ 200,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ 0 1 $ 162,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 98,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 130,000
Valley Bank and Trust
1701 1ST AVENUE
SCOTTSBLUFF, NE 69361
* $ 335,716,000 1 $ 27,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 162,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ 10,000,000 1 $ 48,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ 10,000,000 1 $ 276,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 1 $ 91,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 1 $ 186,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 1 $ 170,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 190,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 120,000
Pinnacle Bank - Wyoming
PO BOX 760
CODY, WY 82414
* $ 682,294,000 1 $ 300,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 889,163,000 1 $ 40,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 727,505,000 1 $ 55,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 104,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 66,111,039,000 1 $ 233,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 1 $ 10,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 95,920,564,000 1 $ 75,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 451,471,000 1 $ 8,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 1 $ 55,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 6,625,772,000 1 $ 28,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 104,474,692,000 1 $ 71,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 15,892,596,000 1 $ 91,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 335,060,015,000 1 $ 296,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 1 $ 126,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 1 $ 114,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 140,000
First Nebraska Credit Union
10655 BEDFORD AVE
OMAHA, NE 68134
* $ 97,266,000 1 $ 72,000
First Federal Community Bank
119 S SANDUSKY AVENUE
BUCYRUS, OH 44820
* $ 132,578,000 1 $ 122,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 249,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 88,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 230,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 48,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 727,891,000 1 $ 91,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 1 $ 133,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 72,000
Western States Bank
3430 E. GRAND AVE
LARAMIE, WY 82070
* $ 164,434,000 1 $ 325,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 582,024,000 1 $ 45,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,727,490,000 1 $ 50,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 593,777,000 1 $ 294,000
Dundee Mortgage LLC
5015 UNDERWOOD AVENUE
OMAHA, NE 68132
* $ 112,198,000 1 $ 85,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 99,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 94,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 164,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 144,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 1 $ 96,000

The tables below break down 2015 mortgage applications in Lincoln County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Lincoln County, NE in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 661 $77,026,000 $116,000 $925,000 $61,000 $720,000
Refinancing 500 $60,220,000 $120,000 $780,000 $66,000 $486,000
Home Improvement 192 $6,254,000 $32,000 $325,000 $76,000 $560,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,042 $109,852,000 $105,000 $618,000 $73,000 $720,000
Not applicable 158 $18,545,000 $117,000 $925,000 $1,000 $121,000
Not Provided 82 $7,812,000 $95,000 $350,000 $81,000 $550,000
Hispanic 50 $4,661,000 $93,000 $267,000 $62,000 $216,000
Asian 9 $1,273,000 $141,000 $308,000 $110,000 $299,000
Black or African American 8 $741,000 $92,000 $183,000 $68,000 $155,000
American Indian or Alaskan Native 3 $510,000 $170,000 $417,000 $81,000 $170,000
Native Hawaiian or Other Pacific Islander 1 $106,000 $106,000 $106,000 $81,000 $81,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 971 $98,218,000 $101,000 $925,000 $70,000 $720,000
FHA-insured (Federal Housing Administration) 248 $26,549,000 $107,000 $276,000 $48,000 $156,000
VA-guaranteed (Veterans Administration) 127 $17,936,000 $141,000 $394,000 $60,000 $177,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $797,000 $113,000 $164,000 $33,000 $63,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 734 $79,592,000 $108,000 $925,000 $75,000 $720,000
Loan Purchased By The Institution 258 $31,192,000 $120,000 $394,000 $35,000 $154,000
Application Denied By Financial Institution 183 $15,608,000 $85,000 $417,000 $59,000 $560,000
Application Withdrawn By Applicant 100 $10,464,000 $104,000 $372,000 $72,000 $426,000
Application Approved But Not Accepted 52 $4,391,000 $84,000 $206,000 $79,000 $486,000
File Closed For Incompleteness 26 $2,253,000 $86,000 $210,000 $62,000 $180,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 49 $2,529,000 $51,000 $234,000 $73,000 $560,000
Debt-To-Income Ratio 30 $3,413,000 $113,000 $417,000 $53,000 $170,000
Collateral 22 $2,534,000 $115,000 $417,000 $74,000 $370,000
Credit Application Incomplete 14 $1,328,000 $94,000 $300,000 $58,000 $170,000
Other 10 $633,000 $63,000 $160,000 $45,000 $112,000
Employment History 3 $152,000 $50,000 $115,000 $49,000 $82,000
Insufficient Cash (Downpayment, Closing Cost) 2 $75,000 $37,000 $73,000 $31,000 $32,000
Mortgage Insurance Denied 2 $146,000 $73,000 $139,000 $72,000 $72,000
Unverifiable Information 1 $88,000 $88,000 $88,000 $28,000 $28,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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