Lincoln County OK
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Unlock detailed Lincoln County OK mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Oklahoma.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,672
Total Mortgage Loan Application Amount $151,446,000
Average Mortgage Loan Application Amount $90,000
Highest Mortgage Loan Application Amount $534,000
Average Applicant Income $63,000
Highest Applicant Income $540,000

Mortgage Company List for Lending in Lincoln County OK for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BANCFIRST
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 3,854,707,000 190 $ 10,286,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 123 $ 14,531,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 109 $ 11,887,000
STROUD NATIONAL BANK
300 W MAIN ST.
STROUD, OK 74079
* $ 77,446,000 105 $ 6,948,000
VISION BANK
PO BOX 669
ADA, OK 74821
* $ 488,314,000 99 $ 5,557,000
TINKER FEDERAL CREDIT UNION
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 1,806,878,000 65 $ 3,179,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 54 $ 5,434,000
SPIRITBANK
1800 S BALTIMORE AVE STE 600
TULSA, OK 74119
* $ 1,265,063,000 53 $ 4,923,000
FIRST BANK OF CHANDLER
P.O. BOX 218
CHANDLER, OK 74834
* $ 69,051,000 48 $ 4,115,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 43 $ 4,471,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 37 $ 3,304,000
BANK OF OKLAHOMA, NA
PO BOX 2300
TULSA, OK 74102
* $ 16,610,571,000 36 $ 4,026,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 33 $ 4,461,000
UNION BANK OF CHANDLER
P.O. BOX 278, 1001 MANVEL
CHANDLER, OK 74834
* $ 127,508,000 33 $ 3,187,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 31 $ 3,730,000
FIRST MORTGAGE COMPANY, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 31 $ 3,941,000
FIRST UNITED BANK AND TRUST COMPANY
PO BOX 130
DURANT, OK 74702
* $ 2,039,978,000 29 $ 3,305,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 28 $ 1,775,000
ARVEST MORTGAGE COMPANY
931 W MONROE
LOWELL, AR 72745
* $ 10,210,879,000 27 $ 3,001,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 26 $ 2,951,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 24 $ 3,043,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 23 $ 2,150,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 21 $ 2,301,000
INTERNATIONAL BANK OF COMMERCE
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 10,638,109,000 20 $ 1,274,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 18 $ 1,052,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 17 $ 1,374,000
OKLAHOMA'S CREDIT UNION
PO BOX 24027
OKLAHOMA CITY, OK 73124
* $ 264,025,000 16 $ 1,382,000
CITIFINANCIAL EQUITY SERVICES
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 14 $ 546,000
MORTGAGE CLEARING CORPORATION
5612 S LEWIS
TULSA, OK 74105
* $ 10,000,000 13 $ 1,758,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 12 $ 1,154,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 12 $ 1,363,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 9 $ 1,420,000
FIRST BANK & TRUST COMPANY
PO BOX 427
WAGONER, OK 74477
* $ 212,686,000 9 $ 456,000
FIRST NATIONAL BANK
2911 S. AIR DEPOT BLVD
MIDWEST CITY, OK 73110
* $ 358,850,000 9 $ 925,000
ARVEST BANK GROUP
4500 SOUTH GARNETT SUIT 440
TULSA, OK 74146
* $ 10,210,879,000 9 $ 267,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 9 $ 1,299,000
BANK OF THE WEST
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 66,890,239,000 7 $ 633,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 6 $ 480,000
FIDELITY BANK
100 E ENGLISH
WICHITA, KS 67202
* $ 1,853,520,000 6 $ 296,000
THE CITY NATIONAL BANK AND TRUST COMPANY OF LAWTON
PO BOX 2009
LAWTON, OK 73502
* $ 278,594,000 6 $ 89,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 6 $ 628,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 6 $ 579,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 5 $ 586,000
GREAT WESTERN FINANCIAL SERVICES, INC.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 5 $ 611,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 5 $ 665,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 4 $ 31,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 4 $ 417,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 4 $ 348,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 4 $ 459,000
GATEWAY MORTGAGE GROUP LLC
6910 E 14TH ST
TULSA, OK 74112
* $ 10,000,000 4 $ 615,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 3 $ 319,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 3 $ 321,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 3 $ 397,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 3 $ 371,000
OKLAHOMA
517 NE 36TH STREET
OKLAHOMA CITY, OK 73105
* $ 60,405,000 3 $ 247,000
TRUE SKY CREDIT UNION
P.O. BOX 26406
OKLAHOMA CITY, OK 73126
* $ 350,262,000 3 $ 347,000
ALLEGIANCE FEDERAL CREDIT UNION
4235 N MERIDIAN AVE
OKLAHOMA CITY, OK 73112
* $ 181,446,000 3 $ 381,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 247,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 3 $ 353,000
NTFN, INC.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 3 $ 529,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 941,902,000 3 $ 307,000
FIRST COMMERCIAL BANK
1601 SOUTH KELLY AVENUE
EDMOND, OK 73013
* $ 222,665,000 3 $ 422,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 279,777,049,000 3 $ 367,000
ADVANTAGE BANK
8001 N.E. 23RD STREET
OKLAHOMA CITY, OK 73141
* $ 47,086,000 3 $ 154,000
COPPERMARK BANK
2700 N PORTLAND AVE
OKLAHOMA CITY, OK 73107
* $ 1,063,614,000 2 $ 135,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 2 $ 252,000
F&M BANK
17100 N MAY AVE
EDMOND, OK 73012
* $ 137,341,000 2 $ 174,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 2 $ 296,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 2 $ 262,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 69,166,325,000 2 $ 177,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 2 $ 321,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 2 $ 279,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 2 $ 249,000
FIRST NB OF JACKSBORO
P.O. DRAWER E
JACKSBORO, TX 76458
* $ 488,155,000 2 $ 227,000
BANK SNB, NA
608 S MAIN
STILLWATER, OK 74074
* $ 2,743,888,000 2 $ 364,000
FIRST FIDELITY BANK, NA
5100 N CLASSEN BLVD SUITE 500
OKLAHOMA CITY, OK 73118
* $ 1,135,463,000 2 $ 172,000
FIRST NATIONAL BANK AND TRUST COMPANY
130 E MACARTHUR
SHAWNEE, OK 74804
* $ 185,625,000 2 $ 444,000
BANK OF ARKANSAS, NA
PO BOX 2300
TULSA, OK 74102
* $ 285,264,000 2 $ 134,000
CHICKASAW COMMUNITY BANK
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73108
* $ 82,981,000 2 $ 211,000
TIB THE INDEPENDENT BANKERSBAN
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,041,440,000 2 $ 352,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
BATON ROUGE, LA 71106
* $ 59,713,000 2 $ 375,000
TOWN SQUARE MORTGAGE & INVESTMENTS, LLC
17300 DALLAS PKWY, STE 1030
DALLAS, TX 75248
* $ 1,000,000,000 2 $ 197,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 242,000
WEOKIE FEDERAL CREDIT UNION
8100 W RENO
OKLAHOMA CITY, OK 73127
* $ 665,217,000 2 $ 179,000
ASSOCIATED MORTGAGE CORPORATION
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74133
* $ 5,500,000 2 $ 286,000
AMERICAN GENERAL FIN.SERV.(DE)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 2 $ 75,000
CLASSIC HOME FINANCIAL, INC.
10700 RICHMOND AVENUE #150
HOUSTON, TX 77042
* $ 428,000,000 2 $ 252,000
MORTGAGE SOLUTIONS OF CO, LLC
5455 N UNION BLVD # 105
COLORADO SPRINGS, CO 80918
* $ 10,000,000 2 $ 140,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 2 $ 299,000
ASSURITY FINANCIAL SERVICES
6025 SOUTH QUEBEC STREET, #260
ENGLEWOOD, CO 80111
* $ 10,000,000 2 $ 359,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 132,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ 11,000,000 1 $ 222,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 1 $ 49,000
CONTINENTAL HOME LOANS INC.
175 PINELAWN ROAD, SUITE 303
MELVILLE, NY 11747
* $ 14,386,000 1 $ 137,000
EVERETT FINANCIAL INC.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 115,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
ENGLEWOOD, FL 49418
* $ 10,000,000 1 $ 97,000
MASON MCDUFFIE MORTGAGE CORP
2010 CROW CANYON PLACE, SUITE 400
SAN RAMON, CA 94583
* $ 1,300,000 1 $ 101,000
MUNICIPAL EMPLOYEES CREDIT UNION OF OKLAHOMA CITY
101 N WALKER AVE
OKLAHOMA CITY, OK 73102
* $ 98,520,000 1 $ 12,000
TRUHOME SOLUTIONS, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 97,000
THE FOCUS FEDERAL CREDIT UNION
420 NE 10TH ST
OKLAHOMA CITY, OK 73104
* $ 74,918,000 1 $ 29,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,677,931,000 1 $ 59,000
LIBERTY MORTGAGE CORPORATION
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 1 $ 187,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 81,000
COMMUNICATION FEDERAL CREDIT UNION
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73162
* $ 509,209,000 1 $ 101,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ 10,000,000 1 $ 143,000
UNIVERSAL MORTGAGE CORPORATION
12080 NORTH CORPORATE PKWY SUITE 100
MEQUON, WI 53092
* $ 10,000,000 1 $ 88,000
WESTSTAR MORTGAGE CORPORATION
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 75038
* $ 26,864,000 1 $ 141,000
CGB AGRI FINANCIAL SERVICES
2209 RIVER ROAD
LOUISVILLE, KY 40206
* $ 433,538,000 1 $ 185,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 95,000
AMERICAHOMEKEY, INC
3838 OAK LAWN STE 1050
DALLAS, TX 75219
* $ 10,000,000 1 $ 145,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 1 $ 65,000
ALLIED HOME MTG CAPITAL CORP
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 1 $ 74,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 1 $ 124,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 1 $ 18,000
MVB MORTGAGE CORPORATION
24400 NORTHWESTERN HIGHWAY, SUITE 200
SOUTHFIELD, MI 48075
* $ 10,000,000 1 $ 77,000
BANK OF COMMERCE
PO BOX 29
CHELSEA, OK 74016
* $ 160,637,000 1 $ 128,000
PILOT BANK
12471 W. LINEBAUGH AVE
TAMPA, FL 33626
* $ 252,466,000 1 $ 29,000
F&M BANK & TRUST
1330 S. HARVARD
TULSA, OK 74104
* $ 1,353,814,000 1 $ 202,000
FIRST AMERICAN BANK
324 W MAIN
PURCELL, OK 73080
* $ 289,265,000 1 $ 106,000
WINTRUST MORTGAGE CORPORATION
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 130,000
EQUITY BANK
7701 E KELLOGG STE 200
WICHITA, KS 67207
* $ 380,607,000 1 $ 85,000
COLORADO STATE BANK & TRUST NA
PO BOX 2300
TULSA, OK 74102
* $ 1,338,323,000 1 $ 216,000
THE FIRST NATIONAL BANK AND TRUST CO.
PO BOX 1130
CHICKASHA, OK 73023
* $ 334,064,000 1 $ 7,000
EXCHANGE NATIONAL BANK
600 NW 5TH
MOORE, OK 73160
* $ 117,660,000 1 $ 46,000
QUAIL CREEK BANK, NATIONAL ASSOCIATION
12201 N. MAY AVENUE
OKLAHOMA CITY, OK 73120
* $ 402,651,000 1 $ 60,000
YUKON NATIONAL BANK
P O BOX 851700
YUKON, OK 73085
* $ 217,344,000 1 $ 19,000
ATLANTIC COAST BANK
505 HAINES AVENUE
WAYCROSS, GA 31501
* $ 993,012,000 1 $ 83,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 1 $ 70,000
METABANK
PO BOX 1307
STORM LAKE, IA 50588
* $ 857,466,000 1 $ 109,000
GEORGIA BANKING COMPANY
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30339
* $ 234,279,000 1 $ 113,000
KIRKPATRICK BANK
15 E 15TH ST
EDMOND, OK 73013
* $ 453,705,000 1 $ 2,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,930,807,000 1 $ 114,000
NBC OKLAHOMA
13401 N PENN
OKC, OK 73120
* $ 449,026,000 1 $ 180,000
RCB BANK
PO BOX 189
CLAREMORE, OK 74018
* $ 1,297,354,000 1 $ 9,000
OKLAHOMA STATE BANK
2610 S DIVISION
GUTHRIE, OK 73044
* $ 43,751,000 1 $ 68,000
COMMUNITY BANK
P.O. BOX 1020
BRISTOW, OK 74010
* $ 62,806,000 1 $ 68,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2009, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Lincoln County OK in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 946 $96,639,000 $102,000 $390,000 $66,000 $490,000
Home Purchase 494 $46,262,000 $93,000 $357,000 $57,000 $490,000
Home Improvement 232 $8,545,000 $36,000 $534,000 $64,000 $540,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,353 $125,104,000 $92,000 $534,000 $66,000 $490,000
Not Provided 121 $11,544,000 $95,000 $258,000 $60,000 $540,000
Not applicable 89 $7,119,000 $79,000 $203,000 $21,000 $129,000
American Indian or Alaskan Native 61 $4,116,000 $67,000 $167,000 $51,000 $172,000
Hispanic 25 $1,846,000 $73,000 $177,000 $60,000 $166,000
Black or African American 18 $819,000 $45,000 $143,000 $45,000 $142,000
Asian 3 $575,000 $191,000 $276,000 $126,000 $199,000
Native Hawaiian or Other Pacific Islander 2 $323,000 $161,000 $276,000 $77,000 $109,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,172 $96,834,000 $82,000 $534,000 $69,000 $540,000
FHA-insured (Federal Housing Administration) 360 $40,152,000 $111,000 $276,000 $51,000 $293,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 70 $6,371,000 $91,000 $202,000 $32,000 $80,000
VA-guaranteed (Veterans Administration) 70 $8,089,000 $115,000 $276,000 $51,000 $135,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 872 $73,612,000 $84,000 $534,000 $69,000 $490,000
Application Denied By Financial Institution 311 $25,915,000 $83,000 $390,000 $53,000 $252,000
Loan Purchased By The Institution 229 $25,702,000 $112,000 $356,000 $51,000 $346,000
Application Withdrawn By Applicant 142 $15,373,000 $108,000 $283,000 $66,000 $372,000
Application Approved But Not Accepted 85 $7,444,000 $87,000 $309,000 $62,000 $540,000
File Closed For Incompleteness 31 $3,235,000 $104,000 $190,000 $60,000 $133,000
Preapproval Denied by Financial Institution 2 $165,000 $82,000 $125,000 $41,000 $48,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 67 $3,995,000 $59,000 $225,000 $42,000 $151,000
Collateral 59 $5,999,000 $101,000 $300,000 $64,000 $180,000
Debt-To-Income Ratio 39 $3,989,000 $102,000 $240,000 $41,000 $145,000
Other 18 $1,803,000 $100,000 $355,000 $57,000 $198,000
Credit Application Incomplete 6 $951,000 $158,000 $235,000 $86,000 $175,000
Unverifiable Information 3 $231,000 $77,000 $96,000 $108,000 $150,000
Employment History 3 $147,000 $49,000 $73,000 $50,000 $66,000
Insufficient Cash (Downpayment, Closing Cost) 1 $58,000 $58,000 $58,000 $49,000 $49,000
Mortgage Insurance Denied 1 $154,000 $154,000 $154,000 $83,000 $83,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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