Live Oak County, TX Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 290 mortgage applications in Live Oak County, TX totaling $32.2 million, up 9% from 2011. The average application was for $110,000, and applicants reported an average income of $121,000. 47% of applications resulted in an originated loan and 24% were denied. The most active lender was Southtrust Bank NA, with 37 applications, followed by Wells Fargo Bank NA and 21st Mortgage.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 290
Total Mortgage Loan Application Amount $32,168,000
Average Mortgage Loan Application Amount $110,000
Highest Mortgage Loan Application Amount $711,000
Average Applicant Income $121,000
Highest Applicant Income $9,999,000

Mortgage Company List for Lending in Live Oak County, TX for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Southtrust Bank NA
PO BOX 2230
GEORGE WEST, TX 78022
* $ 230,188,000 37 $ 2,626,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 36 $ 4,190,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 34 $ 2,267,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 17 $ 1,504,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 13 $ 1,847,000
Rally Credit Union
2814 RODD FIELD
CORPUS CHRISTI, TX 78414
* $ 1,326,760,000 11 $ 1,466,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 9 $ 906,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 7 $ 916,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 7 $ 916,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 6 $ 366,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 5 $ 398,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 5 $ 864,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 5 $ 431,000
American Bank, N.A.
P O BOX 6469
CORPUS CHRISTI, TX 78466
* $ 1,053,569,000 5 $ 516,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 409,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 3 $ 484,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ 47,278,000 3 $ 422,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 3 $ 355,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 3 $ 386,000
First Community Bank
416 N WATER ST
CORPUS CHRISTI, TX 78401
* $ 314,438,000 3 $ 498,000
Viewpoint Bank, N.A.
1309 W 15TH, SUITE 302
PLANO, TX 75075
* $ 3,179,743,000 3 $ 429,000
Kleberg Bank N.A.
100 E KLEBERG AVE
KINGSVILLE, TX 78363
* $ 429,374,000 3 $ 429,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 3 $ 267,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 2,304,426,000 2 $ 444,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ 20,372,139,000 2 $ 125,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 204,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 2 $ 249,000
Extraco Banks, NA
18 SOUTH MAIN STREET
TEMPLE, TX 76502
* $ 1,194,000,000 2 $ 235,000
First State Bank of Odem
P.O. BOX 726
ODEM, TX 78370
* $ 116,117,000 2 $ 383,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 2 $ 235,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 2 $ 230,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 2 $ 213,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 2 $ 169,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 2 $ 278,000
Americash
3080 BRISTOL STREET, SUITE 300
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 197,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 151,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 36,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1 $ 107,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 57,000
Patriot Bank Mortgage
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 511,822,000 1 $ 191,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 216,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 141,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 164,000
R.H. Lending, Inc.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 1 $ 115,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 1 $ 222,000
Willow Bend Mortgage Company, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ 22,642,000 1 $ 162,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 1 $ 88,000
First Continental Mortgage, Ltd.
11011 RICHMOND AVENUE, SUITE 800
HOUSTON, TX 77072
* $ 10,000,000 1 $ 50,000
Hunter Financial Group, LLC
1711 W. GREENTREE DR. SUITE 111
TEMPE, AZ 85284
* $ 17,778,000 1 $ 174,000
Republic Mortgage Home Loans
5241 SOUTH STATE STREET, SUITE 2
MURRAY, UT 84107
* $ 10,000,000 1 $ 133,000
Prosperity Bank
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 9,816,225,000 1 $ 144,000
Valuebank Texas
3649 LEOPARD ST
CORPUS CHRISTI, TX 78408
* $ 171,565,000 1 $ 71,000
Synergy Federal Credit Union
1 VALERO WAY
SAN ANTONIO, TX 78249
* $ 158,808,000 1 $ 172,000
Greater State Bank
131 E. RICE STREET
FALFURRIAS, TX 78355
* $ 51,520,000 1 $ 19,000
Texstar National Bank
600 PAT BOOKER RD.
UNIVERSAL CITY, TX 78148
* $ 187,454,000 1 $ 143,000
Louisiana National Bank
2001 NORTH TRENTON STREET
RUSTON, LA 71270
* $ 190,266,000 1 $ 66,000
Community National Bank & Trust of Texas
PO BOX 624
CORSICANA, TX 75151
* $ 376,703,000 1 $ 164,000
Commercial State Bank
10203 BIRCHRIDGE DR
HUMBLE, TX 77338
* $ 179,544,000 1 $ 154,000
Texas Champion Bank
P. O. BOX 270550
CORPUS CHRISTI, TX 78427
* $ 343,288,000 1 $ 79,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ 917,364,000 1 $ 168,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 1 $ 58,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 11,205,930,000 1 $ 200,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 1 $ 265,000
The Bank & Trust of Bryan/College Station
1716 BRIARCREST, SUITE 400
BRYAN, TX 77802
* $ 281,003,000 1 $ 711,000
Coastlife Credit Union
6810 SARATOGA BLVD
CORPUS CHRISTI, TX 78414
* $ 212,671,000 1 $ 57,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 1 $ 233,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 247,163,000 1 $ 140,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 1 $ 65,000

The tables below break down 2012 mortgage applications in Live Oak County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Live Oak County, TX in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 177 $18,731,000 $105,000 $711,000 $142,000 $9,999,000
Refinancing 96 $12,680,000 $132,000 $293,000 $90,000 $350,000
Home Improvement 17 $757,000 $44,000 $191,000 $79,000 $174,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 178 $19,284,000 $108,000 $300,000 $147,000 $9,999,000
Hispanic 74 $7,650,000 $103,000 $293,000 $75,000 $300,000
Not Provided 21 $2,354,000 $112,000 $222,000 $130,000 $1,200,000
Not applicable 14 $2,541,000 $181,000 $711,000 $20,000 $180,000
Native Hawaiian or Other Pacific Islander 2 $231,000 $115,000 $118,000 $64,000 $68,000
Asian 1 $108,000 $108,000 $108,000 $141,000 $141,000
Black or African American 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 222 $23,325,000 $105,000 $711,000 $139,000 $9,999,000
FHA-insured (Federal Housing Administration) 55 $7,056,000 $128,000 $223,000 $68,000 $300,000
VA-guaranteed (Veterans Administration) 13 $1,787,000 $137,000 $258,000 $41,000 $120,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 136 $14,063,000 $103,000 $280,000 $161,000 $9,999,000
Application Denied By Financial Institution 69 $6,792,000 $98,000 $300,000 $86,000 $1,200,000
Loan Purchased By The Institution 35 $4,966,000 $141,000 $293,000 $78,000 $245,000
Application Withdrawn By Applicant 22 $3,104,000 $141,000 $225,000 $97,000 $300,000
Application Approved But Not Accepted 20 $2,481,000 $124,000 $711,000 $91,000 $240,000
File Closed For Incompleteness 8 $762,000 $95,000 $164,000 $69,000 $178,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 30 $2,620,000 $87,000 $212,000 $74,000 $160,000
Debt-To-Income Ratio 17 $1,543,000 $90,000 $149,000 $47,000 $100,000
Collateral 6 $614,000 $102,000 $167,000 $70,000 $136,000
Other 5 $636,000 $127,000 $258,000 $45,000 $92,000
Credit Application Incomplete 2 $395,000 $197,000 $230,000 $203,000 $350,000
Employment History 2 $320,000 $160,000 $170,000 $78,000 $104,000
Insufficient Cash (Downpayment, Closing Cost) 1 $68,000 $68,000 $68,000 $56,000 $56,000
Unverifiable Information 1 $58,000 $58,000 $58,000 $216,000 $216,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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