Logan County, OH Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 2,056 mortgage applications in Logan County, OH totaling $237.2 million, down 15% from 2009. The average application was for $115,000, and applicants reported an average income of $68,000. 48% of applications resulted in an originated loan and 23% were denied. The most active lender was The Huntington National Bank, with 460 applications, followed by Honda Federal Credit Union and Liberty National Bank.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,056
Total Mortgage Loan Application Amount $237,235,000
Average Mortgage Loan Application Amount $115,000
Highest Mortgage Loan Application Amount $1,110,000
Average Applicant Income $68,000
Highest Applicant Income $1,312,000

Mortgage Company List for Lending in Logan County, OH for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
The Huntington National Bank
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 51,111,245,000 460 $ 49,225,000
Honda Federal Credit Union

MARYSVILLE, OH 43040
* $ 523,701,000 214 $ 20,951,000
Liberty National Bank
100 EAST FRANKLIN STREET
KENTON, OH 43326
* $ 192,310,000 139 $ 17,140,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 97 $ 12,086,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 97 $ 12,144,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 95 $ 12,084,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 72 $ 8,633,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 61 $ 7,543,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 59 $ 7,324,000
Fifth Third Bank
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 56 $ 4,636,000
Union Savings Bank
8534 E. KEMPER ROAD
CINCINNATI, OH 45249
* $ 1,945,709,000 39 $ 4,988,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 36 $ 3,817,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 34 $ 2,960,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 28 $ 3,197,000
Superior Federal Credit Union
4230 ELIDA RD
LIMA, OH 45807
* $ 332,109,000 24 $ 2,764,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 21 $ 2,202,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 21 $ 3,695,000
Citifinancial, Inc
300 ST PAUL PLACE
BALTIMORE, MD 21020
* $ 1,494,037,000,000 21 $ 1,166,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 20 $ 2,742,000
The Richwood Banking Company
28 N. FRANKLIN ST.
RICHWOOD, OH 43344
* $ 283,904,000 20 $ 1,760,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 20 $ 2,558,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 19 $ 2,732,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 18 $ 2,058,000
Kemba Financial Credit Union
555 OFFICENTER PL
GAHANNA, OH 43230
* $ 555,210,000 18 $ 1,506,000
Civista Bank
100 EAST WATER ST
SANDUSKY, OH 44870
* $ 1,099,927,000 18 $ 677,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 6,187,246,000 16 $ 1,930,000
Liberty Savings Bank, FSB
2251 ROMBACH AVE.
WILMINGTON, OH 45177
* $ 1,272,096,000 13 $ 1,482,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 10 $ 1,757,000
First Federal Bank
601 CLINTON STREET
DEFIANCE, OH 43512
* $ 2,051,628,000 9 $ 1,378,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 9 $ 1,237,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 9 $ 1,001,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 9 $ 1,593,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 7 $ 609,000
Priority Mortgage Corp.
150 E WILSON BRIDGE RD STE 350
WORTHINGTON, OH 43085
* $ 10,000,000 7 $ 1,300,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 7 $ 977,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 7 $ 660,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 6 $ 278,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 6 $ 661,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 6 $ 312,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 6 $ 780,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 5 $ 460,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 5 $ 709,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 5 $ 670,000
The Citizens National Bank
102 S. MAIN ST.
BLUFFTON, OH 45817
* $ 564,946,000 5 $ 803,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 5 $ 394,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 4 $ 342,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 10,679,718,000 4 $ 689,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 4 $ 472,000
Allied Home Mtg Capital Corp
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 4 $ 469,000
The Equitable Mortgage Corporation
655 METRO PLACE SOUTH SUITE 500
DUBLIN, OH 43017
* $ 10,000,000 4 $ 958,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 4 $ 351,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 4 $ 558,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 4 $ 552,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 590,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 319,000
United Midwest Savings Bank
101 S MAIN ST
DEGRAFF, OH 43318
* $ 266,952,000 3 $ 364,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 3 $ 561,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 3 $ 392,000
New Carlisle Federal Savings B
400 N MAIN ST
NEW CARLISLE, OH 45344
* $ 106,162,000 3 $ 486,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 477,531,000 3 $ 404,000
First Federal of Lakewood
14806 DETROIT AVENUE
LAKEWOOD, OH 44107
* $ 1,242,890,000 3 $ 785,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 615,029,000 3 $ 911,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 3 $ 511,000
Three Rivers Federal Crediit U
1615 NORTHLAND BLVD
FORT WAYNE, IN 46825
* $ 598,630,000 3 $ 540,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 237,957,000 3 $ 66,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 2 $ 15,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 2 $ 159,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 2 $ 131,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 3,245,297,000 2 $ 297,000
Nationwide Bank
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 3,206,002,000 2 $ 290,000
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 67,860,327,000 2 $ 202,000
The Home Savings and Loan Comp
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 2,339,387,000 2 $ 443,000
Old Fort Banking Company
8034 MAIN STREET
OLD FORT, OH 44861
* $ 391,649,000 2 $ 302,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 2 $ 426,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 1,108,831,000 2 $ 178,000
Heartland Bank
430 N HAMILTON ROAD
WHITEHALL, OH 43213
* $ 522,637,000 2 $ 123,000
Greenville National Bank
446 S. BROADWAY
GREENVILLE, OH 45331
* $ 337,982,000 2 $ 504,000
Guardian Savings Bank, FSB
5901 COLERAIN AV
CINCINNATI, OH 45239
* $ 685,310,000 2 $ 215,000
Home City Federal Savings Bank
2454 N. LIMESTONE STREET
SPRINGFIELD, OH 45501
* $ 145,409,000 2 $ 508,000
Affiliated Mortgage Company
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 2 $ 211,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 2 $ 556,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 200,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 2 $ 438,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 2 $ 268,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 175,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 307,000
Universal 1 Credit Union Inc.
P.O. BOX 467
DAYTON, OH 45409
* $ 337,430,000 2 $ 234,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 305,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 2 $ 129,000
Mortgage Research Center, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 392,000
First Ohio Banc & Lending Inc
6100 ROCKSIDE WOODS BLVD
INDEPENDENCE, OH 44131
* $ 10,000,000 2 $ 360,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 70,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 233,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 1 $ 189,000
Charter Mortgage
500 W. WILSON BRIDGE RD #110
WORTHINGTON, OH 43085
* $ 7,769,000 1 $ 234,000
Select Mortgage Group Ltd
3040 PRESIDENTIAL DR
FAIRBORN, OH 45324
* $ 370,000 1 $ 69,000
Ag Credit, Aca
610 W. LYTLE ST.
FOSTORIA, OH 44830
* $ 10,000,000 1 $ 152,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 55,000
Wright Patt Credit Union Inc
3560 PENTAGON BLVD.
BEAVERCREEK, OH 45431
* $ 1,749,349,000 1 $ 20,000
Day Air Credit Union
3501 WILMINGTON PIKE
KETTERING, OH 45429
* $ 202,471,000 1 $ 125,000
General Electric Credit Union
10485 READING RD
CINCINNATI, OH 45242
* $ 1,038,120,000 1 $ 88,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 1 $ 130,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 29,000
First American Mortgage Trust
70 LEO M. BIRMINGHAM PARKWAY
BRIGHTON, MA 02135
* $ 10,000,000 1 $ 129,000
Ih Credit Union
5000 URBANA RD.
SPRINGFIELD, OH 45502
* $ 248,815,000 1 $ 18,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 140,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 269,000
Birmingham Bancorp Mortgage
6230 ORCHARD LAKE ROAD
WEST BLOOMFIELD, MI 48322
* $ 10,000,000 1 $ 164,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 1 $ 137,000
First Equity Mortgage Inc
7265 KENWOOD ROAD, SUITE 111
CINCINNATI, OH 45236
* $ 31,000,000 1 $ 90,000
Capital Mortgage Funding, LLC
17170 WEST 12 MILE ROAD
SOUTHFIELD, MI 48076
* $ 10,000,000 1 $ 248,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 85,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ 42,141,000 1 $ 119,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 1 $ 136,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 964,882,000 1 $ 98,000
Mutual Federal Savings Bank
121 S. OHIO AVE. P.O.BOX 4217
SIDNEY, OH 45365
* $ 122,962,000 1 $ 115,000
Graystone Tower Bank
1826 GOOD HOPE ROAD
ENOLA, PA 17025
* $ 1,375,160,000 1 $ 212,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,834,445,000 1 $ 129,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 475,815,000 1 $ 45,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 90,179,122,000 1 $ 6,000
The First Citizens National Bank of Upper Sandusky
100 N. SANDUSKY AVENUE
UPPER SANDUSKY, OH 43351
* $ 228,303,000 1 $ 53,000
The Farmers & Merchants State Bank
307 N DEFIANCE ST
ARCHBOLD, OH 43502
* $ 853,296,000 1 $ 87,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 1 $ 178,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 1,159,367,000 1 $ 233,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,011,062,000 1 $ 31,000
The Farmers State Bank
101 S. MAIN ST. PO BOX 119
NEW MADISON, OH 45346
* $ 112,807,000 1 $ 84,000
Delaware Cty B & Tc
110 RIVERBEND AVENUE
POWELL, OH 43065
* $ 674,736,000 1 $ 186,000
Jacksonville Savings Bank
1211 WEST MORTON AVE
JACKSONVILLE, IL 62650
* $ 288,536,000 1 $ 65,000
Minster Bank
95 W FOURTH ST
MINSTER, OH 45865
* $ 292,274,000 1 $ 167,000
The State Bank & Trust Company
401 CLINTON STREET
DEFIANCE, OH 43512
* $ 652,867,000 1 $ 282,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 1 $ 148,000
Incenta
175 W. WENGER ROAD
ENGLEWOOD, OH 45322
* $ 66,843,000 1 $ 125,000
Firefighters & Company Federal Credit Union
338 S. PATTERSON BLVD.
DAYTON, OH 45402
* $ 46,984,000 1 $ 2,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 1 $ 58,000
Charles Schwab Bank
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 43,242,751,000 1 $ 54,000
Onewest Bank, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 23,286,247,000 1 $ 47,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 235,000
Financial Freedom Acquisition
1 BANTING
IRVINE, CA 92618
* $ 36,000,000,000 1 $ 78,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,921,115,000 1 $ 10,000
Merrill Lynch Credit Corp
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 1 $ 299,000
Pentagon Federal Credit Union
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 13,969,885,000 1 $ 237,000
First Bank Richmond, NA
P.O. BOX 937
RICHMOND, IN 47375
* $ 635,380,000 1 $ 91,000

The tables below break down 2010 mortgage applications in Logan County, OH by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Logan County, OH in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,441 $178,355,000 $123,000 $1,110,000 $69,000 $1,312,000
Home Purchase 504 $53,122,000 $105,000 $735,000 $66,000 $1,124,000
Home Improvement 111 $5,758,000 $51,000 $500,000 $63,000 $305,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,704 $196,002,000 $115,000 $1,110,000 $72,000 $1,312,000
Not Provided 158 $19,122,000 $121,000 $414,000 $72,000 $600,000
Not applicable 143 $17,468,000 $122,000 $299,000 $1,000 $107,000
American Indian or Alaskan Native 17 $1,695,000 $99,000 $382,000 $148,000 $471,000
Hispanic 16 $1,182,000 $73,000 $170,000 $42,000 $106,000
Black or African American 15 $1,330,000 $88,000 $167,000 $34,000 $100,000
Asian 2 $301,000 $150,000 $197,000 $197,000 $309,000
Native Hawaiian or Other Pacific Islander 1 $135,000 $135,000 $135,000 $39,000 $39,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,501 $171,861,000 $114,000 $1,110,000 $77,000 $1,312,000
FHA-insured (Federal Housing Administration) 398 $48,362,000 $121,000 $311,000 $43,000 $156,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 98 $9,142,000 $93,000 $189,000 $39,000 $72,000
VA-guaranteed (Veterans Administration) 59 $7,870,000 $133,000 $298,000 $48,000 $145,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 995 $117,479,000 $118,000 $657,000 $82,000 $1,124,000
Application Denied By Financial Institution 479 $51,732,000 $108,000 $1,110,000 $59,000 $570,000
Loan Purchased By The Institution 271 $33,081,000 $122,000 $308,000 $27,000 $353,000
Application Withdrawn By Applicant 160 $17,367,000 $108,000 $440,000 $77,000 $1,312,000
Application Approved But Not Accepted 108 $12,211,000 $113,000 $323,000 $67,000 $269,000
File Closed For Incompleteness 43 $5,365,000 $124,000 $311,000 $52,000 $180,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 127 $16,033,000 $126,000 $500,000 $67,000 $275,000
Credit History 115 $10,436,000 $90,000 $264,000 $49,000 $132,000
Debt-To-Income Ratio 56 $6,867,000 $122,000 $735,000 $50,000 $263,000
Credit Application Incomplete 47 $4,886,000 $103,000 $303,000 $58,000 $140,000
Other 31 $3,767,000 $121,000 $420,000 $93,000 $340,000
Unverifiable Information 11 $2,286,000 $207,000 $1,110,000 $121,000 $570,000
Insufficient Cash (Downpayment, Closing Cost) 6 $665,000 $110,000 $194,000 $63,000 $107,000
Mortgage Insurance Denied 3 $402,000 $134,000 $157,000 $55,000 $72,000
Employment History 3 $213,000 $71,000 $105,000 $20,000 $28,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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