Louisiana
Mortgage Loan Application
Totals and Details
in 2016

Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 195,937
Total Mortgage Loan Application Amount $33,280,926,000
Average Mortgage Loan Application Amount $169,000
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $75,000
Highest Applicant Income $9,999,000
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Mortgage Loan Application Detail Totals for Louisiana in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 94,842 $16,667,359,000 $175,000 $47,287,000 $73,000 $9,999,000
Refinancing 86,128 $15,480,731,000 $179,000 $99,999,000 $76,000 $9,999,000
Home Improvement 14,967 $1,132,836,000 $75,000 $31,000,000 $76,000 $2,740,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 116,596 $19,961,852,000 $171,000 $99,999,000 $91,000 $9,999,000
Black or African American 33,897 $4,426,114,000 $130,000 $99,999,000 $58,000 $9,999,000
Not applicable 21,976 $5,107,298,000 $232,000 $47,287,000 $10,000 $2,884,000
Not Provided 14,330 $2,327,902,000 $162,000 $25,288,000 $77,000 $6,067,000
Hispanic 4,982 $766,823,000 $153,000 $1,350,000 $74,000 $2,364,000
Asian 2,684 $496,532,000 $184,000 $1,618,000 $96,000 $2,335,000
American Indian or Alaskan Native 1,177 $147,349,000 $125,000 $611,000 $65,000 $732,000
Native Hawaiin or Other Pacific Islander 295 $47,056,000 $159,000 $417,000 $81,000 $746,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 126,104 $21,667,743,000 $171,000 $99,999,000 $92,000 $9,999,000
FHA-insured (Federal Housing Administration) 39,853 $6,131,762,000 $153,000 $44,048,000 $44,000 $2,434,000
VA-guaranteed (Veterans Administration) 19,253 $3,911,528,000 $203,000 $1,920,000 $51,000 $3,000,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10,727 $1,569,893,000 $146,000 $1,221,000 $33,000 $804,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 94,261 $17,408,077,000 $184,000 $47,287,000 $87,000 $9,999,000
Application Denied By Financial Institution 41,710 $5,732,723,000 $137,000 $99,999,000 $67,000 $9,999,000
Loan Purchased By The Institution 25,061 $4,421,106,000 $176,000 $20,606,000 $35,000 $2,884,000
Application Withdrawn By Applicant 18,834 $3,441,855,000 $182,000 $37,000,000 $86,000 $7,800,000
File Closed For Incompleteness 9,840 $1,254,514,000 $127,000 $3,756,000 $62,000 $3,846,000
Application Approved But Not Accepted 6,204 $1,018,326,000 $164,000 $7,000,000 $88,000 $9,999,000
Preapproval Denied by Financial Institution 20 $3,819,000 $190,000 $545,000 $61,000 $153,000
Preapproval Approved but not Accepted 7 $506,000 $72,000 $160,000 $45,000 $62,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 4,548 $478,789,000 $105,000 $3,000,000 $75,000 $6,300,000
Debt-To-Income Ratio 3,814 $565,280,000 $148,000 $1,880,000 $56,000 $816,000
Collateral 2,644 $412,955,000 $156,000 $13,000,000 $87,000 $5,817,000
Credit Application Incomplete 1,826 $284,950,000 $156,000 $1,025,000 $77,000 $5,040,000
Other 1,557 $256,354,000 $164,000 $44,048,000 $75,000 $9,999,000
Insufficient Cash (Downpayment, Closing Cost) 397 $72,380,000 $182,000 $2,304,000 $77,000 $880,000
Unverifiable Information 386 $61,153,000 $158,000 $1,500,000 $95,000 $1,467,000
Employment History 236 $35,756,000 $151,000 $584,000 $65,000 $524,000
Mortgage Insurance Denied 5 $751,000 $150,000 $195,000 $30,000 $67,000
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Mortgage Loan Application Totals in 2016 by Louisiana Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ALEXANDRIA, LA 6,072 $ 859,242,000 $ 141,000 $ 67,000
BATON ROUGE, LA 40,268 $ 7,376,515,000 $ 183,000 $ 76,000
HAMMOND, LA 5,917 $ 868,442,000 $ 146,000 $ 59,000
HOUMA-THIBODAUX, LA 8,158 $ 1,190,574,000 $ 145,000 $ 69,000
LAFAYETTE, LA 20,095 $ 3,097,664,000 $ 154,000 $ 73,000
LAKE CHARLES, LA 9,934 $ 1,646,415,000 $ 165,000 $ 76,000
MONROE, LA 6,868 $ 1,000,175,000 $ 145,000 $ 71,000
NEW ORLEANS-METAIRIE, LA 55,363 $ 11,267,188,000 $ 203,000 $ 85,000
SHREVEPORT-BOSSIER CITY, LA 18,778 $ 3,057,531,000 $ 162,000 $ 66,000
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Mortgage Loan Application Totals in 2016 by Louisiana Parish

Parish Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Acadia 1,948 $ 211,711,000 $ 108,000 $ 69,000
Allen 659 $ 64,211,000 $ 97,000 $ 59,000
Ascension 7,879 $ 1,406,467,000 $ 178,000 $ 75,000
Assumption 777 $ 89,488,000 $ 115,000 $ 65,000
Avoyelles 1,247 $ 126,728,000 $ 101,000 $ 72,000
Beauregard 1,867 $ 249,023,000 $ 133,000 $ 63,000
Bienville 345 $ 36,273,000 $ 105,000 $ 64,000
Bossier 6,867 $ 1,261,668,000 $ 183,000 $ 66,000
Caddo 9,702 $ 1,523,351,000 $ 157,000 $ 68,000
Calcasieu 9,902 $ 1,626,532,000 $ 164,000 $ 75,000
Caldwell 199 $ 23,411,000 $ 117,000 $ 81,000
Cameron 263 $ 35,744,000 $ 135,000 $ 102,000
Catahoula 195 $ 19,163,000 $ 98,000 $ 119,000
Claiborne 382 $ 37,072,000 $ 97,000 $ 61,000
Concordia 400 $ 52,242,000 $ 130,000 $ 60,000
De Soto 1,033 $ 143,712,000 $ 139,000 $ 60,000
East Baton Rouge 19,582 $ 3,931,223,000 $ 200,000 $ 85,000
East Carroll 91 $ 8,544,000 $ 93,000 $ 66,000
East Feliciana 798 $ 108,485,000 $ 135,000 $ 68,000
Evangeline 857 $ 85,192,000 $ 99,000 $ 60,000
Franklin 323 $ 37,384,000 $ 115,000 $ 65,000
Grant 784 $ 89,155,000 $ 113,000 $ 59,000
Iberia 2,367 $ 274,286,000 $ 115,000 $ 59,000
Iberville 1,107 $ 140,968,000 $ 127,000 $ 63,000
Jackson 353 $ 44,180,000 $ 125,000 $ 72,000
Jefferson 17,609 $ 3,212,636,000 $ 182,000 $ 75,000
Jefferson Davis 1,197 $ 138,280,000 $ 115,000 $ 73,000
La Salle 433 $ 46,667,000 $ 107,000 $ 72,000
Lafayette 11,959 $ 2,142,865,000 $ 179,000 $ 79,000
Lafourche 3,955 $ 577,512,000 $ 146,000 $ 70,000
Lincoln 1,465 $ 218,409,000 $ 149,000 $ 76,000
Livingston 8,062 $ 1,226,777,000 $ 152,000 $ 61,000
Madison 212 $ 18,675,000 $ 88,000 $ 73,000
Morehouse 841 $ 85,046,000 $ 101,000 $ 52,000
Natchitoches 1,201 $ 160,773,000 $ 133,000 $ 67,000
Orleans 15,197 $ 3,890,828,000 $ 256,000 $ 107,000
Ouachita 6,023 $ 914,869,000 $ 151,000 $ 72,000
Plaquemines 781 $ 154,286,000 $ 197,000 $ 88,000
Pointe Coupee 897 $ 125,707,000 $ 140,000 $ 80,000
Rapides 5,339 $ 773,342,000 $ 144,000 $ 68,000
Red River 168 $ 15,504,000 $ 92,000 $ 47,000
Richland 565 $ 60,413,000 $ 106,000 $ 70,000
Sabine 737 $ 85,342,000 $ 115,000 $ 79,000
St. Bernard 1,611 $ 210,596,000 $ 130,000 $ 53,000
St. Charles 2,500 $ 434,739,000 $ 173,000 $ 76,000
St. Helena 342 $ 34,420,000 $ 100,000 $ 63,000
St. James 853 $ 101,181,000 $ 118,000 $ 65,000
St. John the Baptist 1,917 $ 256,355,000 $ 133,000 $ 54,000
St. Landry 2,643 $ 302,169,000 $ 114,000 $ 65,000
St. Martin 2,083 $ 235,373,000 $ 112,000 $ 60,000
St. Mary 1,434 $ 159,340,000 $ 111,000 $ 62,000
St. Tammany 15,028 $ 3,021,177,000 $ 201,000 $ 85,000
Tangipahoa 6,007 $ 874,373,000 $ 145,000 $ 59,000
Tensas 94 $ 12,478,000 $ 132,000 $ 96,000
Terrebonne 4,237 $ 615,704,000 $ 145,000 $ 67,000
Union 933 $ 89,793,000 $ 96,000 $ 63,000
Vermilion 2,059 $ 253,481,000 $ 123,000 $ 67,000
Vernon 1,816 $ 248,785,000 $ 136,000 $ 57,000
Washington 1,531 $ 154,528,000 $ 100,000 $ 61,000
Webster 1,319 $ 137,605,000 $ 104,000 $ 57,000
West Baton Rouge 1,338 $ 223,388,000 $ 166,000 $ 64,000
West Carroll 259 $ 21,207,000 $ 81,000 $ 62,000
West Feliciana 491 $ 195,660,000 $ 398,000 $ 93,000
Winn 242 $ 24,499,000 $ 101,000 $ 61,000
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