Louisiana
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Discover comprehensive Louisiana mortgage statistics and HMDA loan application data from 2003 to 2023.
Explore detailed insights into the total number of mortgage applications, loan amounts, and lending trends across the state.
Our interactive lists allow you to analyze mortgage data by county and metropolitan area, helping you track regional lending patterns.

Need in-depth lender data?
Easily download a formatted spreadsheet containing aggregated HMDA statistics for all Louisiana based lenders.
Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into Louisiana's mortgage market trends.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 133,480
Total Mortgage Loan Application Amount $26,963,520,000
Average Mortgage Loan Application Amount $202,000
Highest Mortgage Loan Application Amount $64,405,000
Average Applicant Income $109,000
Highest Applicant Income $9,303,000

Explore comprehensive HMDA mortgage statistics and application trends for 2023 in Louisiana. Below, you'll find key insights, including total mortgage applications, average loan amounts, highest application amounts, and the income levels of top applicants. If you're researching mortgage and loan application data in Louisiana, these statistics will help you understand market trends and lending patterns as you navigate the mortgage process.

Our HMDA dataset allows you to analyze mortgage loan applications for 2023 across various categories, including loan purpose, applicant race, loan type, application outcomes, and reasons for denial. These detailed breakdowns provide valuable insights into borrower demographics and lender activity, making them an essential resource for homebuyers, real estate professionals, and industry analysts.

Each category highlights the total number of mortgage applications, total loan amounts, average mortgage sizes, and the highest loan amounts within each segment. You can also explore borrower income data, including average applicant income and the highest reported incomes for mortgage applicants. Whether you're evaluating lender performance, researching loan approval trends, or comparing mortgage options, this HMDA-backed data offers a valuable snapshot of the mortgage landscape in Louisiana.

Download the Louisiana Lender List

Mortgage Loan Application Detail Totals for Louisiana in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 88,399 $19,258,355,000 $217,000 $47,355,000 $104,000 $9,303,000
Cash-out Refinancing 15,856 $2,940,490,000 $185,000 $18,905,000 $93,000 $5,400,000
Refinancing 12,203 $3,075,625,000 $252,000 $64,405,000 $138,000 $8,058,000
Other Purpose 9,053 $822,805,000 $90,000 $2,505,000 $121,000 $6,500,000
Home Improvement 7,214 $788,080,000 $109,000 $42,115,000 $134,000 $6,912,000
Not Applicable 755 $78,165,000 $103,000 $2,665,000 $48,000 $154,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 65,508 $12,643,710,000 $193,000 $9,675,000 $120,000 $9,303,000
Black or African American 28,703 $4,547,665,000 $158,000 $2,515,000 $81,000 $9,077,000
Not applicable 19,305 $5,742,695,000 $297,000 $64,405,000 $148,000 $907,000
Not Provided 11,572 $2,340,110,000 $202,000 $9,755,000 $111,000 $6,207,000
Hispanic 4,783 $906,855,000 $189,000 $2,645,000 $100,000 $8,170,000
Asian 2,093 $515,335,000 $246,000 $2,965,000 $129,000 $1,891,000
American Indian or Alaskan Native 1,097 $170,125,000 $155,000 $1,005,000 $93,000 $1,795,000
Native Hawaiian or Other Pacific Islander 95 $16,515,000 $173,000 $465,000 $87,000 $340,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 90,851 $17,508,285,000 $192,000 $64,405,000 $119,000 $8,170,000
FHA-insured (Federal Housing Administration) 27,732 $5,834,700,000 $210,000 $42,115,000 $81,000 $9,303,000
VA-guaranteed (Veterans Administration) 10,844 $2,871,930,000 $264,000 $3,005,000 $97,000 $1,698,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4,053 $748,605,000 $184,000 $2,665,000 $71,000 $222,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 60,547 $13,806,865,000 $228,000 $64,405,000 $125,000 $8,170,000
Application Denied By Financial Institution 28,804 $3,970,760,000 $137,000 $29,815,000 $78,000 $9,303,000
Application Withdrawn By Applicant 16,927 $3,843,355,000 $227,000 $45,085,000 $114,000 $9,077,000
Loan Purchased By The Institution 14,237 $3,312,255,000 $232,000 $11,405,000 $111,000 $1,732,000
File Closed For Incompleteness 8,308 $1,203,460,000 $144,000 $32,505,000 $88,000 $3,936,000
Application Approved But Not Accepted 4,447 $777,045,000 $174,000 $14,455,000 $109,000 $6,500,000
Preapproval Approved but not Accepted 152 $38,080,000 $250,000 $935,000 $99,000 $354,000
Preapproval Denied by Financial Institution 58 $11,700,000 $201,000 $455,000 $74,000 $254,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 96,603 $21,243,505,000 $219,000 $64,405,000 $116,000 $9,077,000
Debt-To-Income Ratio 16,991 $3,072,875,000 $180,000 $22,955,000 $97,000 $9,303,000
Credit History 11,192 $1,282,470,000 $114,000 $20,995,000 $76,000 $6,912,000
Collateral 2,779 $424,585,000 $152,000 $29,815,000 $109,000 $1,679,000
Credit Application Incomplete 1,937 $302,915,000 $156,000 $2,005,000 $101,000 $3,500,000
Other 1,483 $265,025,000 $178,000 $12,955,000 $109,000 $2,850,000
Unverifiable Information 1,434 $190,080,000 $132,000 $1,505,000 $81,000 $3,600,000
Insufficient Cash (Downpayment, Closing Cost) 716 $122,010,000 $170,000 $2,975,000 $84,000 $1,509,000
Employment History 338 $58,530,000 $173,000 $675,000 $69,000 $360,000
Mortgage Insurance Denied 7 $1,525,000 $217,000 $445,000 $104,000 $166,000
Download the Louisiana Lender List

Mortgage Loan Application Totals in 2023 by Louisiana Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ALEXANDRIA, LA 4,280 $ 716,940,000 $ 167,000 $ 100,000
BATON ROUGE, LA 26,356 $ 5,748,200,000 $ 218,000 $ 116,000
HAMMOND, LA 5,603 $ 1,001,465,000 $ 178,000 $ 85,000
HOUMA-THIBODAUX, LA 5,489 $ 937,405,000 $ 170,000 $ 88,000
LAFAYETTE, LA 14,683 $ 2,736,335,000 $ 186,000 $ 100,000
LAKE CHARLES, LA 5,955 $ 1,175,525,000 $ 197,000 $ 107,000
MONROE, LA 5,593 $ 965,415,000 $ 172,000 $ 92,000
NEW ORLEANS-METAIRIE, LA 34,478 $ 8,585,430,000 $ 249,000 $ 132,000
SHREVEPORT-BOSSIER CITY, LA 12,372 $ 2,381,260,000 $ 192,000 $ 102,000
Download the Louisiana Lender List

Mortgage Loan Application Totals in 2023 by Louisiana Parish

Parish Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Acadia 1,453 $ 214,745,000 $ 147,000 $ 84,000
Allen 556 $ 79,270,000 $ 142,000 $ 94,000
Ascension 4,517 $ 999,095,000 $ 221,000 $ 119,000
Assumption 560 $ 79,110,000 $ 141,000 $ 101,000
Avoyelles 813 $ 106,455,000 $ 130,000 $ 82,000
Beauregard 1,334 $ 226,030,000 $ 169,000 $ 92,000
Bienville 333 $ 41,255,000 $ 123,000 $ 72,000
Bossier 4,684 $ 1,023,040,000 $ 218,000 $ 109,000
Caddo 6,670 $ 1,180,900,000 $ 177,000 $ 98,000
Calcasieu 5,790 $ 1,146,510,000 $ 198,000 $ 107,000
Caldwell 353 $ 42,955,000 $ 121,000 $ 83,000
Cameron 165 $ 29,015,000 $ 175,000 $ 117,000
Catahoula 188 $ 20,380,000 $ 108,000 $ 107,000
Claiborne 379 $ 49,845,000 $ 131,000 $ 79,000
Concordia 362 $ 50,590,000 $ 139,000 $ 76,000
De Soto 1,018 $ 177,320,000 $ 174,000 $ 91,000
East Baton Rouge 11,992 $ 2,918,450,000 $ 243,000 $ 131,000
East Carroll 108 $ 11,960,000 $ 110,000 $ 63,000
East Feliciana 495 $ 96,415,000 $ 194,000 $ 99,000
Evangeline 762 $ 93,320,000 $ 122,000 $ 81,000
Franklin 432 $ 50,860,000 $ 117,000 $ 73,000
Grant 679 $ 91,055,000 $ 134,000 $ 98,000
Iberia 1,602 $ 231,550,000 $ 144,000 $ 82,000
Iberville 867 $ 149,295,000 $ 172,000 $ 92,000
Jackson 365 $ 52,365,000 $ 143,000 $ 80,000
Jefferson 9,783 $ 2,389,655,000 $ 244,000 $ 119,000
Jefferson Davis 818 $ 131,340,000 $ 160,000 $ 91,000
La Salle 518 $ 73,090,000 $ 141,000 $ 94,000
Lafayette 8,402 $ 1,776,740,000 $ 211,000 $ 112,000
Lafourche 2,651 $ 491,205,000 $ 185,000 $ 91,000
Lincoln 1,145 $ 214,855,000 $ 187,000 $ 102,000
Livingston 5,585 $ 1,098,465,000 $ 196,000 $ 97,000
Madison 116 $ 11,610,000 $ 100,000 $ 69,000
Morehouse 593 $ 75,915,000 $ 128,000 $ 69,000
Natchitoches 908 $ 153,540,000 $ 169,000 $ 92,000
Orleans 9,671 $ 2,898,355,000 $ 299,000 $ 164,000
Ouachita 4,282 $ 797,100,000 $ 186,000 $ 97,000
Plaquemines 566 $ 144,000,000 $ 254,000 $ 140,000
Pointe Coupee 648 $ 97,670,000 $ 150,000 $ 105,000
Rapides 3,601 $ 625,885,000 $ 173,000 $ 100,000
Red River 203 $ 24,205,000 $ 119,000 $ 76,000
Richland 662 $ 83,480,000 $ 126,000 $ 77,000
Sabine 841 $ 123,545,000 $ 146,000 $ 109,000
St. Bernard 1,329 $ 250,865,000 $ 188,000 $ 92,000
St. Charles 1,571 $ 291,655,000 $ 185,000 $ 103,000
St. Helena 472 $ 63,300,000 $ 134,000 $ 70,000
St. James 639 $ 94,075,000 $ 147,000 $ 82,000
St. John the Baptist 1,369 $ 211,805,000 $ 154,000 $ 80,000
St. Landry 2,263 $ 347,725,000 $ 153,000 $ 90,000
St. Martin 1,491 $ 232,555,000 $ 155,000 $ 86,000
St. Mary 898 $ 112,430,000 $ 125,000 $ 85,000
St. Tammany 9,550 $ 2,305,020,000 $ 241,000 $ 134,000
Tangipahoa 5,603 $ 1,001,465,000 $ 178,000 $ 85,000
Tensas 57 $ 9,155,000 $ 160,000 $ 251,000
Terrebonne 2,838 $ 446,200,000 $ 157,000 $ 85,000
Union 718 $ 92,400,000 $ 128,000 $ 83,000
Vermilion 1,735 $ 280,745,000 $ 161,000 $ 92,000
Vernon 1,278 $ 215,330,000 $ 168,000 $ 86,000
Washington 1,234 $ 164,540,000 $ 133,000 $ 77,000
Webster 1,180 $ 158,250,000 $ 134,000 $ 82,000
West Baton Rouge 910 $ 173,330,000 $ 190,000 $ 102,000
West Carroll 279 $ 32,905,000 $ 117,000 $ 102,000
West Feliciana 310 $ 73,070,000 $ 235,000 $ 135,000
Winn 286 $ 34,260,000 $ 119,000 $ 75,000

Our comprehensive HMDA mortgage statistics offer invaluable insights into Louisiana's 2023 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.

This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively. Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
To gain a deeper understanding of Louisiana's mortgage lending environment, download the comprehensive list of lenders and their aggregated HMDA statistics today.

Download the Louisiana Lender List