Madison County MO
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

Unlock detailed Madison County MO mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Missouri.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,003
Total Mortgage Loan Application Amount $69,257,000
Average Mortgage Loan Application Amount $69,000
Highest Mortgage Loan Application Amount $2,478,000
Average Applicant Income $45,000
Highest Applicant Income $1,116,000

Mortgage Company List for Lending in Madison County MO for 2004

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST STATE COMMUNITY BANK
201 E COLUMBIA
FARMINGTON, MO 63640
* $ 501,421,000 122 $ 8,769,000
SUN SECURITY BANK
400 EAST WALNUT
ELLINGTON, MO 63638
* $ 228,385,000 59 $ 2,775,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 189,159,050,000 52 $ 4,446,000
OZARKS FEDERAL SAVINGS AND LOA
2 EAST COLUMBIA STREET
FARMINGTON, MO 63640
* $ 181,458,000 49 $ 4,744,000
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 40 $ 2,330,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 39 $ 3,339,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 38 $ 2,420,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 97,957,619,000 30 $ 2,210,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 30 $ 3,099,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,319,969,000 28 $ 1,392,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 256,787,000,000 27 $ 860,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 24 $ 1,495,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 20 $ 1,578,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 20 $ 1,313,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 17 $ 540,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 250,474,000,000 15 $ 1,055,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 14,165,872,000 14 $ 673,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 14 $ 999,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 14 $ 998,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 10,551,758,000 14 $ 1,055,000
FIELDSTONE MORTGAGE COMPANY
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 11 $ 766,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 124,453,567,000 11 $ 1,096,000
WELLS FARGO FIN'L MISSOURI INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 34,311,813,000 10 $ 770,000
MILA, INC
6021 244TH ST. SW
MOUNTLAKE TERRACE, WA 98043
* $ 10,000,000 10 $ 566,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 10 $ 503,000
AMERICAN GENERAL FIN.SERV.(DE)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 9 $ 204,000
CHASE MANHATTAN MORTGAGE CORP.
194 WOOD AVENUE SOUTH
ISELIN, NJ 08830
* $ 770,912,000 9 $ 793,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 9 $ 716,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 9 $ 639,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 9 $ 739,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 9 $ 361,000
MONTGOMERY BANK
P.O. BOX 948
SIKESTON, MO 63801
* $ 589,148,000 8 $ 41,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 7 $ 548,000
COMMERCE BANK, N.A.
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 12,083,861,000 7 $ 291,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 36,578,612,000 7 $ 280,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 7 $ 310,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 617,888,534,000 6 $ 531,000
RBMG, INC
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 3,000,000,000 6 $ 517,000
NETBANK FUNDINGS SERVICES
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,155,337,000 5 $ 331,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 5 $ 279,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 5 $ 154,000
AMERICAN MORTGAGE EXPRESS
10251 VISTA SORRENTO PARKWAY
SAN DIEGO, CA 92121
* $ 10,000,000 5 $ 329,000
CITIMORTGAGE, INC.
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 59,720,267,000 4 $ 238,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 4 $ 160,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 4 $ 292,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 4 $ 395,000
OAK STREET MORTGAGE
11555 N MERIDIAN ST
CARMEL, IN 46032
* $ 10,000,000 4 $ 326,000
SEA BREEZE FINANCIAL SVCS, INC
18191 VON KARMAN AVE #150
IRVINE, CA 92612
* $ 10,000,000 4 $ 246,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 3 $ 181,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 29,327,000,000 3 $ 201,000
WEBSTER BANK, N.A.
145 BANK ST
WATERBURY, CT 06702
* $ 17,000,000,000 3 $ 266,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 3 $ 212,000
PINNACLE FINANCIAL CORPORATION
2611 TECHNOLOGY DRIVE
ORLANDO, FL 32804
* $ 10,000,000 3 $ 130,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 3 $ 206,000
INTERVALE MORTGAGE
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 203,824,000 3 $ 279,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,655,913,000 3 $ 379,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 3 $ 226,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 3 $ 417,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 3 $ 242,000
ENCORE CREDIT CORP
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 3 $ 202,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,223,098,000 3 $ 215,000
AMC MORTGAGE SERVICES, INC.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 2 $ 216,000
AMERICAN HOME MORTGAGE CORP.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 2 $ 124,000
AMERICAS MONEYLINE
4880 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 2 $ 85,000
AMERITRUST MORTGAGE COMPANY LL
14045 BALLANTYNE CORPORATE PLACE SUITE 2
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 177,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 2 $ 190,000
AEGIS LENDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 2 $ 125,000
ACOUSTIC HOME LOANS, LLC
770 THE CITY DRIVE SOUTH, SUITE 1500
ORANGE, CA 92868
* $ 336,792,793,000 2 $ 248,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 2 $ 92,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 1,175,244,000 2 $ 204,000
DECISION ONE MORTGAGE
6060 J.A. JONES DRIVE
CHARLOTTE, NC 28287
* $ 10,000,000 2 $ 154,000
CHOICE CAPITAL FUNDING INC.
223 ROSWELL STREET SUITE 100
ALPHARETTA, GA 30004
* $ 10,000,000 2 $ 139,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 2 $ 149,000
FIRST BANK
600 JAMES MCDONNELL BLVD
CREVE COEUR, MO 63042
* $ 7,070,664,000 2 $ 212,000
GREENPOINT CREDIT, LLC
10089 WILLOW CREEK
SAN DIEGO, CA 92131
* $ 12,500,000,000 2 $ 47,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 163,000
HIC-STAR CORP. FKA AMPRO MTG.
400 N TUSTIN AVE #100
SANTA ANA, CA 92705
* $ 10,000,000 2 $ 132,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 13,189,979,000 2 $ 100,000
MERITAGE MORTGAGE CORP.
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 10,000,000 2 $ 70,000
NATIONAL CITY BANK OF INDIANA
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 42,548,912,000 2 $ 85,000
PRINCIPAL RESIDENTIAL MORTGAGE
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 2 $ 221,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 154,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 2 $ 59,000
UNION PLANTERS BANK
P.O. BOX 10247
BIRMINGHAM, AL 35202
* $ 31,657,778,000 2 $ 90,000
SEBRING CAPITAL PARTNERS, LP
4000 INTERNATIONAL PARWAY, SUITE 3000
CARROLLTON, TX 75007
* $ 10,000,000 2 $ 226,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 2 $ 256,000
WINTRUST MORTGAGE CORPORATION
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 2 $ 130,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 13,721,232,000 2 $ 95,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 1 $ 63,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 234,680,095,000 1 $ 94,000
WOOD & HUSTON BANK
27 E. NORTH STREET
MARSHALL, MO 65340
* $ 332,184,000 1 $ 61,000
UNITED BANK OF UNION
PO BOX 500
UNION, MO 63084
* $ 204,571,000 1 $ 420,000
UNIMORTGAGE LLC
8647 BAYPINE ROAD SUITE 100
JACKSONVILLE, FL 32256
* $ 10,000,000 1 $ 114,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 1 $ 135,000
R-G CROWN BANK
105 LIVE OAKS GARDENS
CASSELBERRY, FL 32707
* $ 1,293,340,000 1 $ 67,000
RATESTAR, INC.
4665 CORNELL ROAD, SUITE 200
CINCINNATI, OH 45241
* $ 54,815,000 1 $ 82,000
RBC MORTGAGE
P O BOX 1220
ROCKY MOUNT, NC 27802
* $ 305,652,000 1 $ 54,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 53,000
SOUTHWEST BANK, AN M&I BANK
11548 W THEODORE TRECKER WAY
WEST ALLIS, WI 53214
* $ 2,282,321,000 1 $ 150,000
ST. JOHNS BANK AND TRUST COMPANY
8924 ST CHARLES ROCK RD
ST LOUIS, MO 63114
* $ 288,489,000 1 $ 26,000
STONECREEK FUNDING CORPORATION
1515 WAZEE, SUITE 300
DENVER, CO 80202
* $ 10,000,000 1 $ 70,000
SUMMIT MORTGAGE
510 INDEPENDENCE PARKWAY, SUITE 200
CHESAPEAKE, VA 23320
* $ 220,267,000 1 $ 27,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 9,078,943,000 1 $ 67,000
MORTGAGE LENDERS NETWORK USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 1 $ 70,000
NEXSTAR FINANCIAL CORPORATION
19 RESEARCH PARK COURT
ST. CHARLES, MO 63304
* $ 10,000,000 1 $ 84,000
IRWIN UNION BANK
500 WASHINGTON ST
COLUMBUS, IN 47201
* $ 4,655,913,000 1 $ 50,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 1 $ 70,000
HOME EQUITY OF AMERICA
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 37,150,291,000 1 $ 110,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 124,000
HEARTLAND BANK
212 SOUTH CENTRAL
CLAYTON, MO 63105
* $ 518,855,000 1 $ 65,000
GB MORTGAGE, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 29,183,000 1 $ 155,000
GREENPOINT MORTGAGE FUNDING
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 1 $ 70,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 55,000
FRANKLIN MORTGAGE FUNDING
25800 NORTHWESTERN HWY SUITE 875
SOUTHFIELD, MI 48075
* $ 10,000,000 1 $ 80,000
GLOBAL EQUITY LENDING, INC.
6465 EAST JOHNS CROSSING
JOHNS CREEK, GA 30097
* $ 10,000,000 1 $ 77,000
FIRST GREENSBORO HOME EQUITY
1801 STANLEY RD, STE 400
GREENSBORO, NC 27407
* $ 10,000,000 1 $ 41,000
FINANCE AMERICA, LLC
16802 ASTON ST.
IRVINE, CA 92606
* $ 10,000,000 1 $ 50,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,312,912,000 1 $ 25,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,022,330,000 1 $ 104,000
FIDELITY BANK
100 E ENGLISH
WICHITA, KS 67202
* $ 1,355,897,000 1 $ 32,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 20,288,424,000 1 $ 77,000
COMMERCIAL FEDERAL BANK
11207 WEST DODGE ROAD 2ND FL
OMAHA, NE 68154
* $ 12,190,849,000 1 $ 35,000
COMMERCIAL STATE BANK
P.O. BOX 100
WATERLOO, IL 62298
* $ 90,838,000 1 $ 73,000
COMUNITY LENDING INCORPORATED
610 JARVIS DRIVE SUITE 200
MORGAN HILL, CA 95037
* $ 10,000,000 1 $ 117,000
CONCORDE ACCEPTANCE CORPORATIO
7929 BROOKRIVER DR., SUITE 500
DALLAS, TX 75247
* $ 10,000,000 1 $ 59,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 1 $ 50,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 19,381,781,000 1 $ 30,000
BELGRADE STATE BANK
PO BOX 1
BELGRADE, MO 63622
* $ 122,782,000 1 $ 53,000
ASSOCIATES HOUSING FINANCE
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 1,097,190,000,000 1 $ 13,000
CHEVY CHASE BANK, F.S.B.
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA,, MD 20814
* $ 12,620,187,000 1 $ 80,000
AEGIS FUNDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 50,000
AEGIS MORTGAGE CORPORATION
3250 BRIARPARK DRIVE, SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 74,000
AEGIS WHOLESALE CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 135,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 56,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2004, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Madison County MO in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 563 $41,861,000 $74,000 $636,000 $48,000 $1,116,000
Home Purchase 337 $21,018,000 $62,000 $420,000 $40,000 $200,000
Home Improvement 103 $6,378,000 $61,000 $2,478,000 $41,000 $144,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 750 $49,733,000 $66,000 $636,000 $50,000 $1,116,000
Not Provided 152 $11,286,000 $74,000 $264,000 $40,000 $289,000
Not applicable 87 $7,219,000 $82,000 $2,478,000 $9,000 $68,000
Hispanic 7 $515,000 $73,000 $152,000 $48,000 $72,000
American Indian or Alaskan Native 3 $262,000 $87,000 $126,000 $32,000 $66,000
Black or African American 2 $97,000 $48,000 $55,000 $45,000 $72,000
Asian 1 $75,000 $75,000 $75,000 $33,000 $33,000
Native Hawaiian or Other Pacific Islander 1 $70,000 $70,000 $70,000 $60,000 $60,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 961 $65,798,000 $68,000 $2,478,000 $45,000 $1,116,000
FHA-insured (Federal Housing Administration) 35 $2,950,000 $84,000 $160,000 $41,000 $77,000
VA-guaranteed (Veterans Administration) 6 $414,000 $69,000 $125,000 $38,000 $50,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $95,000 $95,000 $95,000 $47,000 $47,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 398 $27,086,000 $68,000 $636,000 $45,000 $200,000
Application Denied By Financial Institution 272 $16,849,000 $61,000 $191,000 $42,000 $372,000
Application Withdrawn By Applicant 134 $12,385,000 $92,000 $2,478,000 $36,000 $118,000
Loan Purchased By The Institution 104 $6,123,000 $58,000 $225,000 $27,000 $95,000
Application Approved But Not Accepted 76 $5,250,000 $69,000 $189,000 $51,000 $180,000
File Closed For Incompleteness 19 $1,564,000 $82,000 $165,000 $156,000 $1,116,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 88 $4,921,000 $55,000 $185,000 $39,000 $144,000
Other 47 $3,690,000 $78,000 $162,000 $40,000 $289,000
Collateral 38 $2,630,000 $69,000 $191,000 $43,000 $96,000
Debt-To-Income Ratio 22 $1,508,000 $68,000 $170,000 $33,000 $105,000
Credit Application Incomplete 14 $867,000 $61,000 $105,000 $40,000 $120,000
Unverifiable Information 4 $233,000 $58,000 $125,000 $42,000 $58,000
Insufficient Cash (Downpayment, Closing Cost) 3 $188,000 $62,000 $106,000 $45,000 $58,000
Employment History 1 $67,000 $67,000 $67,000 $72,000 $72,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Missouri Lender List