Decision One Mortgage
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, HMDA data, and lending totals for North Carolina.
The mortgage statistics and HMDA data below are specific to mortgage loan applications for Decision One Mortgage.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and HMDA stats broken down by several loan categories from 2003-2018.

Mortgage Company & Address Decision One Mortgage
6060 J.A. Jones Drive
Charlotte, NC 28287
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 157,350
Total Mortgage Loan Application Amount $21,104,154,000
Average Mortgage Loan Application Amount $122,216
Highest Mortgage Loan Application Amount $960,000
Average Applicant Income $51,377
Highest Applicant Income $1,300,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The HMDA loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and HMDA data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Download the North Carolina Lender List

The HMDA data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated HMDA data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Decision One Mortgage in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 79,376 $9,499,610,000 $105,583 $960,000 $51,541 $1,300,000
Refinancing 77,959 $11,602,758,000 $135,687 $850,000 $54,812 $1,196,000
Home Improvement 15 $1,786,000 $137,400 $251,000 $34,100 $82,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 73,287 $9,511,440,000 $123,122 $850,000 $59,183 $1,300,000
Not Provided 21,453 $3,235,535,000 $133,224 $750,000 $61,591 $1,008,000
Not applicable 20,257 $2,292,558,000 $123,723 $681,000 $33,893 $264,000
Hispanic 19,395 $2,942,977,000 $117,425 $750,000 $52,595 $1,176,000
Black or African American 18,547 $2,310,078,000 $122,979 $960,000 $57,916 $1,044,000
Asian 3,174 $610,156,000 $138,782 $750,000 $63,978 $900,000
Native Hawaiian or Other Pacific Islander 755 $135,766,000 $140,810 $750,000 $65,054 $360,000
American Indian or Alaskan Native 482 $65,644,000 $117,209 $563,000 $53,930 $263,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 157,347 $21,103,766,000 $122,530 $960,000 $53,346 $1,300,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $271,000 $135,500 $217,000 $48,000 $64,000
VA-guaranteed (Veterans Administration) 1 $117,000 $117,000 $117,000 $50,000 $50,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 70,852 $9,124,911,000 $116,297 $785,000 $56,765 $1,196,000
Loan Purchased By The Institution 26,848 $3,169,946,000 $119,895 $750,000 $43,562 $882,000
Application Denied By Financial Institution 20,810 $3,238,687,000 $138,312 $850,000 $61,145 $1,008,000
Application Approved But Not Accepted 17,281 $2,486,115,000 $136,531 $750,000 $59,680 $1,093,000
Preapproval Approved but not Accepted 11,308 $1,430,757,000 $126,000 $960,000 $63,000 $1,300,000
Application Withdrawn By Applicant 6,413 $1,001,517,000 $135,437 $800,000 $61,083 $996,000
Preapproval Denied by Financial Institution 3,838 $652,221,000 $169,000 $780,000 $71,000 $1,176,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 19,516 $2,971,653,000 $135,291 $850,000 $62,125 $1,176,000
Credit Application Incomplete 2,298 $500,005,000 $159,042 $780,000 $71,063 $906,000
Credit History 1,211 $181,867,000 $143,441 $780,000 $56,395 $608,000
Collateral 674 $96,267,000 $150,756 $682,000 $63,292 $456,000
Debt-To-Income Ratio 474 $66,259,000 $134,000 $660,000 $45,513 $241,000
Employment History 253 $41,385,000 $160,166 $720,000 $66,500 $360,000
Unverifiable Information 217 $32,550,000 $134,645 $563,000 $62,645 $868,000
Mortgage Insurance Denied 3 $377,000 $125,000 $300,000 $324,000 $588,000
Insufficient Cash (Downpayment, Closing Cost) 2 $545,000 $272,000 $324,000 $79,000 $89,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This HMDA loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List