Madison County, OH Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 2,020 mortgage applications in Madison County, OH totaling $295.9 million, down 9% from 2009. The average application was for $146,000, and applicants reported an average income of $71,000. 47% of applications resulted in an originated loan and 20% were denied. The most active lender was The Huntington National Bank, with 218 applications, followed by JPMorgan Chase Bank, NA and Wells Fargo Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,020
Total Mortgage Loan Application Amount $295,929,000
Average Mortgage Loan Application Amount $146,000
Highest Mortgage Loan Application Amount $1,100,000
Average Applicant Income $71,000
Highest Applicant Income $2,492,000

Mortgage Company List for Lending in Madison County, OH for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
The Huntington National Bank
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 51,111,245,000 218 $ 31,186,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 143 $ 19,952,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 139 $ 19,381,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 131 $ 19,439,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 119 $ 21,260,000
Union Savings Bank
8534 E. KEMPER ROAD
CINCINNATI, OH 45249
* $ 1,945,709,000 93 $ 14,217,000
Merchants National Bank
100 NORTH HIGH STREET
HILLSBORO, OH 45133
* $ 545,510,000 64 $ 8,731,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 56 $ 6,390,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 50 $ 6,582,000
Fifth Third Bank
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 44 $ 5,281,000
Firstmerit Mortgage Corp
III CASCADE PLAZA, CAS46
AKRON, OH 44308
* $ 6,000,000,000 42 $ 4,672,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 10,679,718,000 36 $ 7,329,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 36 $ 6,114,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 34 $ 5,645,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 32 $ 4,282,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 3,245,297,000 27 $ 4,671,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 26 $ 2,748,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 26 $ 4,692,000
Advantage Bank
814 WHEELING AVE
CAMBRIDGE, OH 43725
* $ 843,959,000 25 $ 3,216,000
Kemba Financial Credit Union
555 OFFICENTER PL
GAHANNA, OH 43230
* $ 555,210,000 24 $ 2,739,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 23 $ 3,023,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 21 $ 3,425,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 20 $ 3,960,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 19 $ 3,976,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 18 $ 2,116,000
Citifinancial, Inc
300 ST PAUL PLACE
BALTIMORE, MD 21020
* $ 1,494,037,000,000 17 $ 1,114,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 17 $ 3,633,000
Firstmerit Bank NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 10,522,352,000 16 $ 335,000
Strategic Mortgage Co.
40 W. THIRD AVENUE
COLUMBUS, OH 43201
* $ 10,000,000 16 $ 2,156,000
Honda Federal Credit Union

MARYSVILLE, OH 43040
* $ 523,701,000 14 $ 2,005,000
The Richwood Banking Company
28 N. FRANKLIN ST.
RICHWOOD, OH 43344
* $ 283,904,000 14 $ 1,893,000
The State Bank & Trust Company
401 CLINTON STREET
DEFIANCE, OH 43512
* $ 652,867,000 13 $ 2,480,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 13 $ 2,227,000
The Equitable Mortgage Corporation
655 METRO PLACE SOUTH SUITE 500
DUBLIN, OH 43017
* $ 10,000,000 13 $ 2,821,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 10,000,000 13 $ 1,944,000
First Mrchs Bk
200 E. JACKSON ST
MUNCIE, IN 47305
* $ 228,386,000 12 $ 1,906,000
Nationwide Bank
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 3,206,002,000 12 $ 2,104,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 6,187,246,000 11 $ 964,000
Insight Bank
150 W WILSON BRIDGE RD
WORTHINGTON, OH 43081
* $ 98,641,000 11 $ 1,699,000
The American Eagle Mortgage Co
6145 PARK SQUARE DRIVE SUITE 3
LORAIN, OH 44053
* $ 10,000,000 11 $ 1,005,000
Priority Mortgage Corp.
150 E WILSON BRIDGE RD STE 350
WORTHINGTON, OH 43085
* $ 10,000,000 10 $ 1,631,000
Telhio Credit Union, Inc.
96 N. 4TH STREET
COLUMBUS, OH 43215
* $ 421,699,000 10 $ 497,000
Western Credit Union
750 GEORGESVILLE RD
COLUMBUS, OH 43228
* $ 61,674,000 8 $ 1,259,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 8 $ 961,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 90,179,122,000 8 $ 633,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 8 $ 1,339,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 7 $ 1,487,000
Bmi Federal Credit Union
6165 EMERALD PARKWAY
DUBLIN, OH 43016
* $ 346,112,000 7 $ 1,368,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 1,833,363,000 7 $ 1,286,000
First Federal of Lakewood
14806 DETROIT AVENUE
LAKEWOOD, OH 44107
* $ 1,242,890,000 7 $ 1,410,000
Liberty Savings Bank, FSB
2251 ROMBACH AVE.
WILMINGTON, OH 45177
* $ 1,272,096,000 7 $ 1,354,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 7 $ 1,213,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 5 $ 1,042,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 5 $ 592,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 5 $ 1,265,000
Civista Bank
100 EAST WATER ST
SANDUSKY, OH 44870
* $ 1,099,927,000 5 $ 364,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 5 $ 231,000
Mfc Mortgage Inc of Florida
851 TRAFALGAR COURT SUITE 320W
MAITLAND, FL 32751
* $ 15,000,000 5 $ 839,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 4 $ 542,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 375,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 4 $ 825,000
The Citizens National Bank
102 S. MAIN ST.
BLUFFTON, OH 45817
* $ 564,946,000 4 $ 1,376,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 4 $ 248,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 40,150,052,000 4 $ 495,000
Credit Union of Ohio
5500 BRITTON PARKWAY
HILLIARD, OH 43026
* $ 115,838,000 4 $ 423,000
Hallmark Home Mortgage, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ 2,915,000 4 $ 570,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 1,097,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 4 $ 260,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 584,000
Select Mortgage Group Ltd
3040 PRESIDENTIAL DR
FAIRBORN, OH 45324
* $ 370,000 3 $ 712,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 3 $ 382,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 412,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 667,000
First Ohio Banc & Lending Inc
6100 ROCKSIDE WOODS BLVD
INDEPENDENCE, OH 44131
* $ 10,000,000 3 $ 466,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 366,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 3 $ 249,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,422,795,000 3 $ 368,000
Ohio Healthcare Federal Credit Union
3955 DUBLIN GRANVILLE
DUBLIN, OH 43017
* $ 44,240,000 3 $ 315,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 3 $ 619,000
The Milton Banking Company
123 S. OHIO AVE
WELLSTON, OH 45692
* $ 118,285,000 3 $ 161,000
Park View Federal Savings Bank
30000 AURORA ROAD
SOLON, OH 44139
* $ 870,080,000 3 $ 366,000
Cme Federal Credit Union
150 E MOUND STREET SUITE 100
COLUMBUS, OH 43215
* $ 183,498,000 3 $ 506,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 349,760,000 3 $ 52,000
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 67,860,327,000 3 $ 385,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 3 $ 362,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 3 $ 25,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 3 $ 393,000
Real Living Mortgage, LLC A
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,600,000 3 $ 375,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 3 $ 553,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 431,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 3 $ 538,000
Allied Home Mortgage Corp.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 3 $ 320,000
Allied Home Mtg Capital Corp
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 3 $ 503,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 373,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 2 $ 134,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 2 $ 392,000
Vinton County National Bank
112 W MAIN ST PO BOX 460
MCARTHUR, OH 45651
* $ 698,359,000 2 $ 100,000
Heartland Bank
430 N HAMILTON ROAD
WHITEHALL, OH 43213
* $ 522,637,000 2 $ 100,000
Sunward
3707 JUAN TABO NE
ALBUQUERQUE, NM 87109
* $ 1,412,940,000 2 $ 176,000
First Service
100 MAIN ST
GROVEPORT, OH 43125
* $ 112,140,000 2 $ 170,000
State Highway Patrol FCU
1900 POLARIS PARKWAY, SUITE 400
COLUMBUS, OH 43240
* $ 55,546,000 2 $ 303,000
Cooper State Bank
5811 SAWMILL ROAD
DUBLIN, OH 43017
* $ 84,463,000 2 $ 248,000
Member Power Services Group
5665 N HAMILTON RD SUITE D
COLUMBUS, OH 43231
* $ 46,759,000 2 $ 295,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 108,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 2 $ 238,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 2 $ 448,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 322,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 2 $ 371,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 153,000
The Bankers Guarantee Title & Trust Company
1113 MEDINA ROAD SUITE # 400
MEDINA, OH 44256
* $ 10,000,000 1 $ 133,000
Amerifirst Financial Corporati
616 WEST CENTRE AVENUE
PORTAGE, MI 49024
* $ 10,000,000 1 $ 147,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 124,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ 42,141,000 1 $ 128,000
Mortgage Research Center, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 128,000
Qr Lending Inc
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 1 $ 350,000
Ark-La-Tex Financial Services
5160 TENNYSON PKWY, SUITE 2000W
PLANO, TX 75024
* $ 10,000,000 1 $ 100,000
Weststar Mortgage, Inc.
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 124,000
Reunion Mortgage, Inc
860 HILLVIEW COURT #300
MILPITAS, CA 95035
* $ 10,000,000 1 $ 286,000
Dollar Bank, FSB
#3 GATEWAY CENTER
PITTSBURGH, PA 15222
* $ 5,930,656,000 1 $ 650,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 964,882,000 1 $ 111,000
Purdue Federal CU
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 586,596,000 1 $ 228,000
Universal 1 Credit Union Inc.
P.O. BOX 467
DAYTON, OH 45409
* $ 337,430,000 1 $ 29,000
School Employees Lorain Co C U
340 GRISWOLD RD
ELYRIA, OH 44035
* $ 129,440,000 1 $ 102,000
Ih Credit Union
5000 URBANA RD.
SPRINGFIELD, OH 45502
* $ 248,815,000 1 $ 260,000
Ashland Credit Union
1300 CENTRAL AVE
ASHLAND, KY 41101
* $ 160,364,000 1 $ 105,000
Christian Community Credit Union
255 NORTH LONE HILL AVENUE
SAN DIMAS, CA 91773
* $ 520,485,000 1 $ 195,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 313,000
Market Mortgage Co., Ltd.
330 E. WILSON BRIDGE ROAD, SUITE 100
WORTHINGTON, OH 43085
* $ 10,000,000 1 $ 176,000
Gateway Business Bank
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 216,229,000 1 $ 148,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 263,579,000 1 $ 230,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ 133,720,000 1 $ 137,000
First Community Bank
4300 EAST BROAD STREET
COLUMBUS, OH 43213
* $ 116,082,000 1 $ 111,000
Cfbank
2923 SMITH ROAD
FAIRLAWN, OH 44333
* $ 271,974,000 1 $ 220,000
Home City Federal Savings Bank
2454 N. LIMESTONE STREET
SPRINGFIELD, OH 45501
* $ 145,409,000 1 $ 200,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,834,445,000 1 $ 118,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 143,000
Parkvale Mortgage Corporation
4220 WILLIAM PENN HIGHWAY
MONROEVILLE, PA 15146
* $ 1,616,351,000 1 $ 115,000
Affiliated Mortgage Company
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 1 $ 127,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 1 $ 100,000
Greenville National Bank
446 S. BROADWAY
GREENVILLE, OH 45331
* $ 337,982,000 1 $ 145,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 5,378,160,000 1 $ 9,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 1 $ 126,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,161,361,000,000 1 $ 15,000
Capwest Mortgage Corporation
14231 METCALF AVE. STE. 200
OVERLAND PARK, KS 66223
* $ 629,176,000 1 $ 100,000
Wintrust Mortgage Corporation
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 216,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 123,758,000 1 $ 111,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 343,272,000 1 $ 83,000
Liberty National Bank
100 EAST FRANKLIN STREET
KENTON, OH 43326
* $ 192,310,000 1 $ 7,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 708,191,000 1 $ 257,000
Merrill Lynch Credit Corp
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 1 $ 417,000
Forward National Company Inc
300 EAST MAIN ST
MILFORD, MA 01757
* $ 336,774,000 1 $ 34,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 160,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 1 $ 190,000
Community First Bank
3725 OLD COURT ROAD
BALTIMORE, MD 21208
* $ 57,149,000 1 $ 89,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 1 $ 74,000
Victory Community Bank
2500 CHAMBER CENTER DRIVE
FORT MITCHELL, KY 41017
* $ 144,466,000 1 $ 156,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 170,000
Pentagon Federal Credit Union
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 13,969,885,000 1 $ 267,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 196,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 142,000
Birmingham Bancorp Mortgage
6230 ORCHARD LAKE ROAD
WEST BLOOMFIELD, MI 48322
* $ 10,000,000 1 $ 137,000

The tables below break down 2010 mortgage applications in Madison County, OH by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Madison County, OH in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,411 $222,920,000 $157,000 $1,100,000 $75,000 $972,000
Home Purchase 527 $69,325,000 $131,000 $780,000 $65,000 $2,492,000
Home Improvement 82 $3,684,000 $44,000 $316,000 $53,000 $189,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,676 $244,971,000 $146,000 $982,000 $76,000 $2,492,000
Not Provided 205 $29,244,000 $142,000 $765,000 $71,000 $383,000
Not applicable 105 $17,958,000 $171,000 $1,100,000 $1,000 $111,000
Black or African American 13 $1,334,000 $102,000 $417,000 $72,000 $341,000
Hispanic 12 $1,139,000 $94,000 $303,000 $69,000 $105,000
American Indian or Alaskan Native 5 $859,000 $171,000 $285,000 $89,000 $198,000
Asian 3 $316,000 $105,000 $184,000 $37,000 $94,000
Native Hawaiian or Other Pacific Islander 1 $108,000 $108,000 $108,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,334 $196,612,000 $147,000 $1,100,000 $82,000 $2,492,000
FHA-insured (Federal Housing Administration) 536 $77,390,000 $144,000 $349,000 $51,000 $194,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 79 $9,110,000 $115,000 $234,000 $43,000 $82,000
VA-guaranteed (Veterans Administration) 71 $12,817,000 $180,000 $409,000 $59,000 $189,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 953 $142,027,000 $149,000 $1,100,000 $83,000 $2,492,000
Application Denied By Financial Institution 400 $54,490,000 $136,000 $982,000 $69,000 $972,000
Loan Purchased By The Institution 327 $48,918,000 $149,000 $417,000 $43,000 $190,000
Application Withdrawn By Applicant 192 $29,958,000 $156,000 $765,000 $72,000 $375,000
Application Approved But Not Accepted 91 $11,903,000 $130,000 $355,000 $62,000 $178,000
File Closed For Incompleteness 57 $8,633,000 $151,000 $415,000 $71,000 $198,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 112 $19,588,000 $174,000 $795,000 $85,000 $272,000
Credit History 86 $7,929,000 $92,000 $982,000 $63,000 $972,000
Debt-To-Income Ratio 62 $8,102,000 $130,000 $475,000 $52,000 $250,000
Credit Application Incomplete 35 $4,829,000 $137,000 $417,000 $67,000 $240,000
Other 31 $4,294,000 $138,000 $317,000 $106,000 $456,000
Insufficient Cash (Downpayment, Closing Cost) 9 $904,000 $100,000 $189,000 $78,000 $123,000
Unverifiable Information 7 $866,000 $123,000 $216,000 $49,000 $70,000
Mortgage Insurance Denied 2 $525,000 $262,000 $323,000 $136,000 $158,000
Employment History 2 $81,000 $40,000 $41,000 $37,000 $55,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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