Madison County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Unlock detailed Madison County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 479 |
| Total Mortgage Loan Application Amount | $86,415,000 |
| Average Mortgage Loan Application Amount | $180,000 |
| Highest Mortgage Loan Application Amount | $2,805,000 |
| Average Applicant Income | $92,000 |
| Highest Applicant Income | $517,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 79 | $ 6,795,000 |
| PROSPERITY BANK 1301 N MECHANIC EL CAMPO, TX 77437 |
* | $ 32,184,416,000 | 28 | $ 5,380,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,712,919,000,000 | 23 | $ 4,415,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 21 | $ 1,565,000 |
| FIRST NATIONAL BANK OF HUNTSVILLE PO BOX 659 , 1300 11TH ST HUNTSVILLE, TX 77342 |
* | $ 485,869,000 | 13 | $ 1,755,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 11 | $ 2,065,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 11 | $ 2,465,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,210,474,000 | 11 | $ 985,000 |
| UNITED BUILT HOMES, L.L.C. 8500 LINE AVE BATON ROUGE, LA 71106 |
* | $ -1,000 | 10 | $ 1,950,000 |
| SUNFLOWER BANK, NATIONAL ASSOCIATION 3025 CORTLAND CIRCLE - PO BOX 800 DALLAS, TX 67401 |
* | $ 4,172,729,000 | 10 | $ 2,230,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 9 | $ 1,805,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 8 | $ 2,860,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 8 | $ 570,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 165,742,416,000 | 7 | $ 1,645,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ -1,000 | 7 | $ 1,105,000 |
| RELIANT BANK 1736 CAROTHERS PARKWAY BRENTWOOD, TN 37027 |
* | $ 1,897,550,000 | 7 | $ 475,000 |
| CORNERSTONE HOME LENDING, INC. 1177 WEST LOOP SOUTH SUITE 200 HOUSTON, TX 77027 |
* | $ -1,000 | 7 | $ 2,135,000 |
| AMCAP MORTGAGE, LTD. 9999 BELLAIRE BLVD., SUITE 700 AUSTIN, TX 77036 |
* | $ -1,000 | 6 | $ 1,080,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 6 | $ 860,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 5 | $ 655,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 23,234,514,000 | 5 | $ 1,225,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 5 | $ 755,000 |
| EUSTIS MORTGAGE CORPORATION 1100 POYDRAS STREET SUITE 2525 NEW ORLEANS, LA 70163 |
* | $ -1,000 | 5 | $ 1,085,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 4 | $ 990,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 4 | $ 790,000 |
| COUNTRYPLACE MORTGAGE, LTD. 15301 SPECTRUM DR. STE 550 AUSTIN, TX 75001 |
* | $ -1,000 | 4 | $ 620,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 4 | $ 660,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,065,955,000 | 4 | $ 650,000 |
| THRIVE MORTGAGE, LLC 4819 WILLIAMS DRIVE CARROLLTON, TX 78633 |
* | $ -1,000 | 3 | $ 815,000 |
| GREATER TEXAS FEDERAL CREDIT UNION 1180 AIRPORT BLVD AUSTIN, TX 78752 |
* | $ 688,131,000 | 3 | $ 825,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 6,120,102,000 | 3 | $ 265,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 125,641,000,000 | 3 | $ 815,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 3 | $ 845,000 |
| HOMETRUST MORTGAGE COMPANY 5353 W ALABAMA, SUITE 500 HOUSTON, TX 77056 |
* | $ -1,000 | 3 | $ 955,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 22,986,309,000 | 3 | $ 145,000 |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC. 1265 CORONA POINTE CT SUITE 301 CORONA, CA 92879 |
* | $ -1,000 | 3 | $ 945,000 |
| GARDNER FINANCIAL SERVICES, LTD. 3503 PAESANOS PKWY SAN ANTONIO, TX 78231 |
* | $ -1,000 | 3 | $ 805,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 3 | $ 735,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 3 | $ 935,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 3 | $ 655,000 |
| WALLICK & VOLK, INC. 222 E. 18TH ST. CHEYENNE, WY 82001 |
* | $ -1,000 | 3 | $ 415,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,852,983,000,000 | 3 | $ 145,000 |
| FIRST FINANCIAL BANK, NATIONAL ASSOCIATION 400 PINE ST ABILENE, TX 79601 |
* | $ 8,228,226,000 | 3 | $ 635,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 2 | $ 330,000 |
| AMERICAN MOMENTUM BANK 4830 W. KENNEDY BLVD. SUITE 200 COLLEGE STATION, TX 33609 |
* | $ 1,741,998,000 | 2 | $ 540,000 |
| ALLY BANK 2101, 300 EAST REXFORD RD SANDY, UT 28211 |
* | $ 167,492,000,000 | 2 | $ 330,000 |
| SWBC MORTGAGE CORPORATION 9311 SAN PEDRO AVENUE STE 100 SAN ANTONIO, TX 78216 |
* | $ -1,000 | 2 | $ 550,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 2 | $ 360,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 2 | $ 530,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 2 | $ 590,000 |
| AMARILLO NATIONAL BANK 410 S TAYLOR STREET AMARILLO, TX 79101 |
* | $ 5,700,689,000 | 2 | $ 300,000 |
| COMPEER FINANCIAL, FLCA 2600 JENNY WREN TRAIL SUN PRAIRIE, WI 53590 |
* | $ -1,000 | 2 | $ 790,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 2 | $ 280,000 |
| TIB NATIONAL ASSOCIATION 11701 LUNA ROAD FARMERS BRANCH, TX 75234 |
* | $ 2,712,795,000 | 2 | $ 390,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 2 | $ 700,000 |
| NETWORK FUNDING, L.P. 9700 RICHMOND, SUITE 320 DALLAS, TX 77042 |
* | $ -1,000 | 2 | $ 370,000 |
| BBVA USA 15 SOUTH 20TH ST BIRMINGHAM, AL 35233 |
* | $ 92,657,948,000 | 2 | $ 350,000 |
| A+ FEDERAL CREDIT UNION 6420 US HWY 290 EAST AUSTIN, TX 78723 |
* | $ 1,710,266,000 | 2 | $ 120,000 |
| LENDINGONE, LLC 901 YAMATO RD #150 DOVER, DE 33431 |
* | $ -1,000 | 2 | $ 40,000 |
| NATIONS RELIABLE LENDING, LLC 2506 W MAIN STREET WILMINGTON, DE 77056 |
* | $ -1,000 | 2 | $ 490,000 |
| BRAZOS VALLEY SCHOOLS 25425 KINGSLAND BLVD KATY, TX 77494 |
* | $ 787,816,000 | 2 | $ 160,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,337,646,000,000 | 2 | $ 340,000 |
| CITY BANK 5219 CITY BANK PARKWAY LUBBOCK, TX 79408 |
* | $ 3,235,138,000 | 2 | $ 530,000 |
| AGFIRST FARM CREDIT BANK 1901 MAIN STREET COLUMBIA, SC 29201 |
* | $ -1,000 | 2 | $ 880,000 |
| GUARANTY BANK & TRUST, N.A. 100 W ARKANSAS ST MOUNT PLEASANT, TX 75455 |
* | $ 2,318,497,000 | 1 | $ 365,000 |
| MORTGAGE SOLUTIONS OF COLORADO, LLC MORTGAGE SOLUTIONS OF COLORADO LITTLETON, CO 80918 |
* | $ -1,000 | 1 | $ 325,000 |
| SECURITYNATIONAL MORTGAGE COMPANY 5300 SOUTH 360 WEST WILMINGTON, DE 84123 |
* | $ -1,000 | 1 | $ 245,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 1 | $ 375,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 1 | $ 165,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 1 | $ 295,000 |
| LOAN SIMPLE, INC. 9635 MAROON CIRCLE SUITE 100 COLORADO SPRINGS, CO 80112 |
* | $ -1,000 | 1 | $ 485,000 |
| FIRST UNITED BANK AND TRUST COMPANY PO BOX 130 DURANT, OK 74702 |
* | $ 8,090,901,000 | 1 | $ 235,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 1 | $ 125,000 |
| GATEWAY FIRST BANK 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 1,498,327,000 | 1 | $ 135,000 |
| CITIZENS EQUITY FIRST 5401 W DIRKSEN PKWY PEORIA, IL 61607 |
* | $ 6,258,523,000 | 1 | $ 205,000 |
| AMERICA'S CHOICE HOME LOANS LP 8584 KATY FREEWAY, STE 200 HOUSTON, TX 77024 |
* | $ -1,000 | 1 | $ 105,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ -1,000 | 1 | $ 215,000 |
| UBS BANK USA 299 S. MAIN ST SALT LAKE CITY, UT 84111 |
* | $ 63,780,722,000 | 1 | $ 135,000 |
| PIONEER BANK, SSB 623 W 38TH STREET AUSTIN, TX 78705 |
* | $ 1,691,100,000 | 1 | $ 135,000 |
| INTERLINC MORTGAGE SERVICES, LLC 10613 W. SAM HOUSTON PKWY N. SUITE 200 HOUSTON, TX 77064 |
* | $ -1,000 | 1 | $ 325,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ -1,000 | 1 | $ 25,000 |
| SUMMIT FUNDING, INC. 2241 HARVARD ST, SUITE 200 GLENDALE, CA 95815 |
* | $ -1,000 | 1 | $ 245,000 |
| CROCKETT NATIONAL BANK 8018 BROADWAY STE 200 SAN ANTONIO, TX 78209 |
* | $ 661,362,000 | 1 | $ 385,000 |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION PO BOX 2097 LIVE OAK, TX 78148 |
* | $ 9,675,518,000 | 1 | $ 105,000 |
| UNION HOME MORTGAGE CORP. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ -1,000 | 1 | $ 75,000 |
| TEXAS CAPITAL BANK, NATIONAL ASSOCIATION 2000 MCKINNEY AVE SUITE 700 DALLAS, TX 75201 |
* | $ 32,529,274,000 | 1 | $ 105,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 1 | $ 245,000 |
| SOUTHWEST FUNDING, LP 13150 COIT ROAD STE 100 DALLAS, TX 75240 |
* | $ -1,000 | 1 | $ 105,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 397,703,264,000 | 1 | $ 195,000 |
| COMMUNITY NATIONAL BANK & TRUST OF TEXAS PO BOX 624 CORSICANA, TX 75151 |
* | $ 743,866,000 | 1 | $ 65,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 112,384,202,000 | 1 | $ 35,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 1 | $ 455,000 |
| BOKF, NATIONAL ASSOCIATION ONE WEST 3RD, 5TH FL TULSA, OK 74103 |
* | $ 42,074,066,000 | 1 | $ 325,000 |
| RED RIVER EMPLOYEES FEDERAL CREDIT UNION 4405 SUMMERHILL ROAD TEXARKANA, TX 75503 |
* | $ 1,005,002,000 | 1 | $ 115,000 |
| FIRST NATIONAL BANK OF AMERICA 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ 2,488,033,000 | 1 | $ 75,000 |
| CSL FINANCIAL, LLC 500 OFFICE PARK DRIVE, SUITE 310 MONTGOMERY, AL 35223 |
* | $ -1,000 | 1 | $ 75,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 88,826,789,000 | 1 | $ 355,000 |
| ZIONS BANCORPORATION, N.A. ONE SOUTH MAIN STREET 16TH FLOOR SALT LAKE CITY, UT 84133 |
* | $ 69,171,552,000 | 1 | $ 155,000 |
| FIRST SAVINGS BANK 501 E. LEWIS & CLARK PARKWAY JEFFERSONVILLE, IN 47129 |
* | $ 1,289,704,000 | 1 | $ 165,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 1 | $ 445,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 1 | $ 65,000 |
| UNIVERSITY LENDING GROUP, LLC 42452 HAYES, STE I CLLINTON TOWNSHIP, MI 48038 |
* | $ -1,000 | 1 | $ 305,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 1 | $ 185,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ -1,000 | 1 | $ 165,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 24,774,361,000 | 1 | $ 55,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ -1,000 | 1 | $ 305,000 |
| TEXAS DOW EMPLOYEES CREDIT UNION 1001 FM 2004 LAKE JACKSON, TX 77566 |
* | $ 3,609,985,000 | 1 | $ 55,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ -1,000 | 1 | $ 1,525,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 41,950,721,000 | 1 | $ 295,000 |
| BARTON CREEK LENDING GROUP, LLC 6011 CAPE CORAL DRIVE AUSTIN, TX 78746 |
* | $ -1,000 | 1 | $ 225,000 |
| CADENCE BANK, N.A. 2100 3RD AVE N BIRMINGHAM, AL 35203 |
* | $ 17,778,013,000 | 1 | $ 285,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 111,986,078,000 | 1 | $ 125,000 |
| CITIZENS STATE BANK PO BOX 518 SOMERVILLE, TX 77879 |
* | $ 653,894,000 | 1 | $ 2,805,000 |
| PRIMEWAY FEDERAL CREDIT UNION 12811 NORTHWEST FREEWAY HOUSTON, TX 77040 |
* | $ 528,010,000 | 1 | $ 125,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 1 | $ 245,000 |
| ASSURANCE FINANCIAL GROUP, L.L.C. 9029 JEFFERSON HIGHWAY SUITE 100 BATON ROUGE, LA 70809 |
* | $ -1,000 | 1 | $ 165,000 |
| LEADERS CREDIT UNION 35 STONEBRIDGE BLVD. JACKSON, TN 38305 |
* | $ 441,962,000 | 1 | $ 135,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ -1,000 | 1 | $ 325,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 1 | $ 125,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,453,998,000,000 | 1 | $ 105,000 |
| ANGEL OAK HOME LOANS LLC 3600 PEACHTREE ROAD NW, SUITE 500 ATLANTA, GA 30305 |
* | $ -1,000 | 1 | $ 415,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2020, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Madison County TX in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 304 | $52,850,000 | $173,000 | $2,805,000 | $89,000 | $517,000 |
| Refinancing | 117 | $23,785,000 | $203,000 | $705,000 | $96,000 | $482,000 |
| Cash-out Refinancing | 33 | $6,955,000 | $210,000 | $415,000 | $100,000 | $249,000 |
| Not Applicable | 14 | $1,640,000 | $117,000 | $295,000 | $0 | $0 |
| Home Improvement | 7 | $885,000 | $126,000 | $275,000 | $112,000 | $185,000 |
| Other Purpose | 4 | $300,000 | $75,000 | $135,000 | $92,000 | $140,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 293 | $57,135,000 | $195,000 | $1,525,000 | $104,000 | $517,000 |
| Black or African American | 52 | $5,830,000 | $112,000 | $335,000 | $56,000 | $140,000 |
| Hispanic | 50 | $6,370,000 | $127,000 | $325,000 | $64,000 | $169,000 |
| Not Provided | 42 | $7,540,000 | $179,000 | $485,000 | $76,000 | $329,000 |
| Not applicable | 37 | $8,835,000 | $238,000 | $2,805,000 | $109,000 | $329,000 |
| American Indian or Alaskan Native | 3 | $435,000 | $145,000 | $195,000 | $66,000 | $78,000 |
| Asian | 1 | $135,000 | $135,000 | $135,000 | $189,000 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 371 | $64,355,000 | $173,000 | $2,805,000 | $94,000 | $517,000 |
| FHA-insured (Federal Housing Administration) | 71 | $12,775,000 | $179,000 | $325,000 | $68,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 34 | $8,890,000 | $261,000 | $545,000 | $121,000 | $329,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $395,000 | $131,000 | $155,000 | $57,000 | $61,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 201 | $42,265,000 | $210,000 | $1,525,000 | $103,000 | $464,000 |
| Application Denied By Financial Institution | 114 | $13,430,000 | $117,000 | $445,000 | $65,000 | $225,000 |
| File Closed For Incompleteness | 51 | $6,585,000 | $129,000 | $405,000 | $78,000 | $482,000 |
| Loan Purchased By The Institution | 47 | $8,635,000 | $183,000 | $485,000 | $94,000 | $329,000 |
| Application Withdrawn By Applicant | 44 | $9,120,000 | $207,000 | $535,000 | $104,000 | $291,000 |
| Application Approved But Not Accepted | 22 | $6,380,000 | $290,000 | $2,805,000 | $129,000 | $517,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 362 | $72,730,000 | $200,000 | $2,805,000 | $101,000 | $517,000 |
| Credit History | 55 | $5,405,000 | $98,000 | $325,000 | $58,000 | $128,000 |
| Debt-To-Income Ratio | 37 | $4,255,000 | $115,000 | $445,000 | $57,000 | $225,000 |
| Other | 7 | $1,135,000 | $162,000 | $255,000 | $105,000 | $225,000 |
| Credit Application Incomplete | 6 | $880,000 | $146,000 | $295,000 | $122,000 | $190,000 |
| Collateral | 5 | $1,355,000 | $271,000 | $325,000 | $113,000 | $177,000 |
| Unverifiable Information | 3 | $235,000 | $78,000 | $105,000 | $57,000 | $72,000 |
| Employment History | 3 | $335,000 | $111,000 | $235,000 | $109,000 | $145,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $85,000 | $85,000 | $85,000 | $78,000 | $78,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.