Madison County VA
Mortgage Loan Application
Totals and Details
for 2018

Find mortgage statistics and lending data for the Madison County VA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Madison County VA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 595
Total Mortgage Loan Application Amount $111,295,000
Average Mortgage Loan Application Amount $187,000
Highest Mortgage Loan Application Amount $985,000
Average Applicant Income $89,000
Highest Applicant Income $684,000

Mortgage Company List for Lending in Madison County VA for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,747,398,000,000 53 $ 10,905,000
ATLANTIC UNION BANK
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 9,291,033,000 42 $ 4,760,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 25 $ 4,155,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 22 $ 3,990,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 17 $ 2,445,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 14 $ 3,060,000
FIRST HERITAGE MORTGAGE, LLC
3201 JERMANTOWN ROAD, SUITE 500
FAIRFAX, VA 22303
* $ -1,000 14 $ 3,280,000
FULTON BANK, NATIONAL ASSOCIATION
ONE PENN SQUARE
LANCASTER, PA 17604
* $ 11,532,713,000 13 $ 2,845,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 13 $ 1,245,000
UNION MORTGAGE GROUP, INC.
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ -1,000 12 $ 2,790,000
UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION,INC.
3300 BERKMAR DRIVE
CHARLOTTESVILLE, VA 22901
* $ 913,805,000 12 $ 1,420,000
INTEGRITY HOME MORTGAGE CORPORATION
122 PILOT CIRCLE
WINCHESTER, VA 22602
* $ -1,000 12 $ 2,880,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 11 $ 2,215,000
ATLANTIC COAST MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
FAIRFAX, VA 22030
* $ -1,000 9 $ 1,775,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 9 $ 1,685,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 9 $ 1,525,000
ALCOVA MORTGAGE LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ -1,000 9 $ 1,875,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ -1,000 8 $ 2,070,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 8 $ 1,510,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 7 $ 1,395,000
VIRGINIA CREDIT UNION, INC.
PO BOX 90010
RICHMOND, VA 23225
* $ 3,490,133,000 7 $ 855,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 7 $ 885,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 7 $ 1,325,000
MCLEAN MORTGAGE CORPORATION
11325 RANDOM HILLS RD. SUITE 400
FAIRFAX, VA 22030
* $ -1,000 6 $ 1,000,000
GEORGE MASON MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE #100
FAIRFAX, VA 22030
* $ -1,000 6 $ 1,430,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 6 $ 2,260,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 5 $ 1,055,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 5 $ 905,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 5 $ 915,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 5 $ 1,335,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 98,729,134,000 5 $ 385,000
C & F MORTGAGE CORPORATION
1400 ALVERSER DRIVE
MIDLOTHIAN, VA 23113
* $ -1,000 4 $ 870,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 4 $ 720,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 22,858,876,000 4 $ 840,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 4 $ 260,000
FARM CREDIT OF THE VIRGINIAS, ACA
106 SANGERS LANE
STAUNTON, VA 24401
* $ -1,000 4 $ 1,310,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
HORSHAM, PA 19044
* $ -1,000 4 $ 800,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ -1,000 4 $ 890,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 4 $ 710,000
HOMEAMERICAN MORTGAGE CORPORATION
4350 S MONACO STREET, SUITE 200
DENVER, CO 80237
* $ -1,000 4 $ 1,130,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 4 $ 730,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 4 $ 1,110,000
SANDY SPRING BANK
6831 BENJAMIN FRANKIN DRIVE
COLUMBIA, MD 21046
* $ 5,437,085,000 4 $ 830,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 3 $ 585,000
MEMBER OPTIONS, LLC
1936 ARLINGTONG BLVD.
CHARLOTTESVILLE, VA 22903
* $ -1,000 3 $ 455,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 3 $ 925,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 3 $ 455,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 3 $ 725,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 3 $ 365,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 565,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 3 $ 505,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 31,211,939,000 3 $ 955,000
CBM MORTGAGE, INC.
912 HOMETOWN WAY
FRONT ROYAL, VA 22630
* $ -1,000 3 $ 425,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 16,855,693,000 3 $ 265,000
CITYWORTH MORTGAGE LLC
11781 LEE JACKSON HIGHWAY
FAIRFAX, VA 22033
* $ -1,000 3 $ 565,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 3 $ 775,000
APPLE FEDERAL CREDIT UNION
4029 RIDGE TOP RD
FAIRFAX, VA 22030
* $ 2,506,072,000 2 $ 170,000
VIRGINIA PARTNERS BANK
410 WILLIAM STREET, P.O. BOX 8029
FREDERICKSBURG, VA 22401
* $ 379,476,000 2 $ 160,000
TOWER
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 2,964,992,000 2 $ 150,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 2 $ 340,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 320,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 330,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 2 $ 400,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ -1,000 2 $ 230,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 2 $ 350,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 2 $ 380,000
NORTHWEST FEDERAL CREDIT UNION
220 SPRING STREET
HERNDON, VA 20170
* $ 3,395,305,000 2 $ 220,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 2 $ 170,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,384,707,000,000 2 $ 210,000
PRESIDENTIAL BANK, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 558,660,000 2 $ 550,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 2 $ 570,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 510,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 2 $ 160,000
POTOMAC MORTGAGE GROUP, INC.
4035 RIDGE TOP ROAD, SUITE 100
FAIRFAX, VA 22030
* $ -1,000 2 $ 550,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 2 $ 360,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 2 $ 150,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 470,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 2 $ 480,000
AGFIRST FARM CREDIT BANK
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 2 $ 360,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 4,724,296,000 2 $ 190,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 2 $ 250,000
GUILD MORTGAGE COMPANY
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 145,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
IRVINE, CA 92612
* $ -1,000 1 $ 325,000
FAY FINANCIAL
400 S. LA SALLE STREET, STE 2000
CHICAGO, IL 60605
* $ -1,000 1 $ 595,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 264,496,000 1 $ 25,000
SANTANDER BANK, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 74,450,413,000 1 $ 15,000
ARC HOME LLC
2010 CORPORATE RIDGE STE 750
MCLEAN, VA 22102
* $ -1,000 1 $ 225,000
LANDMARK BANK
PO BOX 1867
COLUMBIA, MO 65201
* $ 2,797,478,000 1 $ 225,000
STATE DEPARTMENT FEDERAL CREDIT UNION
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 1,897,908,000 1 $ 55,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 95,000
OAK VIEW NATIONAL BANK
128 BROADVIEW AVENUE
WARRENTON, VA 20186
* $ 218,347,000 1 $ 75,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 363,702,000 1 $ 605,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 1 $ 195,000
NATIONWIDE MORTGAGE BANKERS, INC.
310A MAIN ST
LEBANON, NJ 08833
* $ -1,000 1 $ 195,000
ESSEX BANK
9954 MAYLAND DRIVE SUITE 2100
RICHMOND, VA 23233
* $ 1,335,998,000 1 $ 445,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 195,000
ROUNDPOINT MORTGAGE SERVICING CORPORATION
5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8
CHARLOTTE, NC 28219
* $ -1,000 1 $ 235,000
GATEWAY MORTGAGE GROUP, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 95,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 105,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 118,072,176,000 1 $ 55,000
CARTER BANK & TRUST
PO BOX 3748
MARTINSVILLE, VA 24115
* $ 4,112,292,000 1 $ 985,000
BANK OF THE JAMES
828 MAIN STREET
LYNCHBURG, VA 24504
* $ 626,564,000 1 $ 45,000
GREAT PLAINS NATIONAL BANK
5909 NW EXPRESSWAY
OKLAHOMA CITY, OK 73132
* $ 629,025,000 1 $ 215,000
PARTNERS 1ST FEDERAL CREDIT UNION
1330 DIRECTORS ROW
FORT WAYNE, IN 46808
* $ 364,894,000 1 $ 45,000
SPRING EQ, LLC
2929 ARCH ST
PHILADELPHIA, PA 19104
* $ -1,000 1 $ 55,000
WATERMARK CAPITAL, INC.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ -1,000 1 $ 125,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 1 $ 285,000
MID-ISLAND MORTGAGE CORP.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11554
* $ -1,000 1 $ 295,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 1 $ 185,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 25,054,739,000 1 $ 435,000
CHOU TEAM REALTY, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 1 $ 175,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 1 $ 65,000
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP.
1600 STEWART AVE.; SUITE 701
WESTBURY, NY 11590
* $ -1,000 1 $ 195,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 192,687,000 1 $ 125,000
LIVE WELL FINANCIAL, INC.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ -1,000 1 $ 35,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 255,000
MORIA DEVELOPMENT, INC.
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 1 $ 105,000
MVB BANK, INC.
113 PLATINUM DRIVE SUITE H
BRIDGEPORT, WV 26330
* $ 1,528,130,000 1 $ 235,000
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED
971 CORPORATE BLVD
LINTHICUM, MD 21090
* $ 3,373,559,000 1 $ 15,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 32,217,466,000 1 $ 165,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 1 $ 165,000
FORBRIGHT BANK
6701 DEMOCRACY BLVD, SUITE 400
BETHESDA, MD 20817
* $ 955,028,000 1 $ 145,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 1 $ 205,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
GILBERT, AZ 85297
* $ -1,000 1 $ 55,000
MAGNOLIA BANK
794 OLD ELIZABETHTOWN RD
HODGENVILLE, KY 42748
* $ 240,467,000 1 $ 345,000
F & M BANK CORP.
PO BOX 1111
TIMBERVILLE, VA 22853
* $ 751,801,000 1 $ 255,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 435,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 305,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 275,000
MID-CONTINENT FUNDING, INC.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 85,000
MIDLAND MORTGAGE CORPORATION
1500 RICHLAND STREET
COLUMBIA, SC 29201
* $ -1,000 1 $ 165,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 185,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 827,634,000 1 $ 325,000
RESIDENTIAL MORTGAGE SERVICES, INC.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ -1,000 1 $ 195,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
CHARLOTTE, NC 28210
* $ -1,000 1 $ 185,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Madison County VA in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 264 $55,240,000 $209,000 $985,000 $90,000 $684,000
Cash-out Refinancing 117 $23,685,000 $202,000 $505,000 $87,000 $381,000
Refinancing 105 $20,855,000 $198,000 $755,000 $78,000 $324,000
Home Improvement 55 $6,025,000 $109,000 $985,000 $105,000 $429,000
Other Purpose 49 $4,425,000 $90,000 $405,000 $93,000 $424,000
Not Applicable 5 $1,065,000 $213,000 $455,000 $60,000 $60,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 431 $79,625,000 $184,000 $985,000 $90,000 $550,000
Not Provided 67 $12,075,000 $180,000 $455,000 $89,000 $381,000
Not applicable 52 $11,830,000 $227,000 $985,000 $61,000 $87,000
Black or African American 23 $2,985,000 $129,000 $225,000 $49,000 $82,000
Hispanic 11 $2,465,000 $224,000 $395,000 $86,000 $177,000
American Indian or Alaskan Native 8 $1,450,000 $181,000 $275,000 $103,000 $225,000
Asian 3 $865,000 $288,000 $455,000 $294,000 $684,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 386 $67,800,000 $175,000 $985,000 $101,000 $684,000
FHA-insured (Federal Housing Administration) 111 $20,575,000 $185,000 $595,000 $57,000 $148,000
VA-guaranteed (Veterans Administration) 59 $15,735,000 $266,000 $505,000 $82,000 $225,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 39 $7,185,000 $184,000 $255,000 $52,000 $79,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 273 $51,695,000 $189,000 $985,000 $94,000 $684,000
Application Denied By Financial Institution 109 $16,755,000 $153,000 $755,000 $82,000 $550,000
Application Withdrawn By Applicant 96 $17,490,000 $182,000 $505,000 $82,000 $233,000
Loan Purchased By The Institution 80 $18,860,000 $235,000 $985,000 $97,000 $381,000
File Closed For Incompleteness 29 $4,985,000 $171,000 $405,000 $77,000 $238,000
Application Approved But Not Accepted 8 $1,510,000 $188,000 $405,000 $93,000 $262,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 479 $92,595,000 $193,000 $985,000 $91,000 $684,000
Credit History 32 $4,020,000 $125,000 $595,000 $74,000 $353,000
Debt-To-Income Ratio 32 $7,110,000 $222,000 $985,000 $66,000 $150,000
Collateral 20 $3,320,000 $166,000 $605,000 $129,000 $550,000
Other 12 $1,600,000 $133,000 $345,000 $99,000 $385,000
Credit Application Incomplete 11 $1,715,000 $155,000 $285,000 $68,000 $169,000
Unverifiable Information 4 $300,000 $75,000 $105,000 $46,000 $70,000
Insufficient Cash (Downpayment, Closing Cost) 3 $435,000 $145,000 $225,000 $60,000 $94,000
Employment History 2 $200,000 $100,000 $195,000 $74,000 $74,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information back through 2003.

Download the Virginia Lender List