Marengo County, AL Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 759 mortgage applications in Marengo County, AL totaling $76.5 million, down 21% from 2009. The average application was for $100,000, and applicants reported an average income of $58,000. 47% of applications resulted in an originated loan and 25% were denied. The most active lender was Robertson Banking Company, with 79 applications, followed by Banktrust and Bank of America, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 759
Total Mortgage Loan Application Amount $76,490,000
Average Mortgage Loan Application Amount $100,000
Highest Mortgage Loan Application Amount $950,000
Average Applicant Income $58,000
Highest Applicant Income $386,000

Mortgage Company List for Lending in Marengo County, AL for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Robertson Banking Company
216 NORTH WALNUT AVE
DEMOPOLIS, AL 36732
* $ 236,310,000 79 $ 6,399,000
Banktrust
107 ST FRANCIS STREET
MOBILE, AL 36602
* $ 1,942,845,000 76 $ 3,168,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 49 $ 6,805,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 48 $ 4,929,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 48 $ 5,684,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,006,763,000 46 $ 4,311,000
First Federal Bank
1300 MCFARLAND BOULEVARD NE
TUSCALOOSA, AL 35406
* $ 157,437,000 37 $ 5,106,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 32 $ 1,181,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 29 $ 3,316,000
Naheola Credit Union
P O BOX 102
PENNINGTON, AL 36916
* $ 71,758,000 23 $ 950,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 22 $ 2,820,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 17 $ 876,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 15 $ 2,041,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 14 $ 820,000
Smartbank
2301 UNIVERSITY BLVD
TUSCALOOSA, AL 35401
* $ 298,973,000 10 $ 611,000
First Bank of Georgia
2743 PERIMETER PKWY BLD 100, SUITE 100
AUGUSTA, GA 30909
* $ 483,916,000 9 $ 1,131,000
First US Bank
P O BOX 249
BIRMINGHAM, AL 35243
* $ 690,611,000 9 $ 231,000
First Federal
2440 MALL DR SUITE 100
NORTH CHARLESTON, SC 29406
* $ 3,421,986,000 9 $ 480,000
Merchants Bank
1901 COLLEGE AVENUE
JACKSON, AL 36545
* $ 195,744,000 8 $ 631,000
Mortgageamerica, Inc.
1800 INTERNATIONAL PARK DR, SUITE 100
BIRMINGHAM, AL 35243
* $ 10,000,000 8 $ 1,045,000
The Mortgage Outlet, Inc.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 8 $ 487,000
Acceptance Loan Company
121 WEST CHURCH STREET
JACKSON, AL 36545
* $ 70,000,000 8 $ 127,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 7 $ 1,059,000
Ameritrust Mortgage Inc.
11016 RUSHMORE DRIVE, SUITE 200
CHARLOTTE, NC 28277
* $ 10,000,000 7 $ 1,330,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 7 $ 727,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 7 $ 854,000
Citifinancial Corporation
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 6 $ 347,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 6 $ 902,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 6 $ 606,000
Synovus Mortgage Corporation
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 473,030,000 5 $ 690,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 5 $ 862,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 5 $ 877,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 3 $ 559,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 3 $ 494,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 3 $ 302,000
Hometown Mortgage Services Inc
5511 HWY 280 E STE 210
BIRMINGHAM, AL 35242
* $ 10,000,000 3 $ 362,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 3 $ 563,000
Gms Funding, LLC
824 MEETING STREET
WEST COLUMBIA, SC 29169
* $ 417,745,000 3 $ 377,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 482,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 2 $ 381,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 545,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 2 $ 599,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 2 $ 405,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,726,828,000 2 $ 82,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 2 $ 271,000
Peoples Bank of Greensboro
1402 STATE STREET
GREENSBORO, AL 36744
* $ 76,550,000 2 $ 121,000
Superior Bank
17 NORTH 20TH STREET
BIRMINGHAM, AL 35203
* $ 3,220,737,000 2 $ 373,000
Merrill Lynch Credit Corp
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 2 $ 665,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 2 $ 287,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 2 $ 290,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 2 $ 264,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 2 $ 246,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ 1,000,000,000 1 $ 246,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 139,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 65,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 1 $ 141,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 204,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 227,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 123,758,000 1 $ 177,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 64,608,091,000 1 $ 56,000
Rbc Bank
131 NORTH CHURCH STREET
ROCKY MOUNT, NC 27804
* $ 27,472,172,000 1 $ 197,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 1 $ 122,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 140,000
Onewest Bank, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 23,286,247,000 1 $ 230,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 1 $ 194,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 40,150,052,000 1 $ 175,000
Merchants and Farmers Bk Green
P. O. DRAWER 568
EUTAW, AL 35462
* $ 49,983,000 1 $ 77,000
Bryant Bank
1550 MCFARLAND BLVD N
TUSCALOOSA, AL 35406
* $ 831,064,000 1 $ 101,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,867,638,000 1 $ 65,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 1 $ 200,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 1 $ 72,000
Tri-Emerald Financial Group, Inc.
85 ENTERPRISE, SUITE 100
ALISO VIEJO, CA 92656
* $ 39,000,000 1 $ 361,000
Gateway Mortgage Group LLC
6910 E 14TH ST
TULSA, OK 74112
* $ 10,000,000 1 $ 180,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 232,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 148,000
Tmg Real Estate & Financial
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 1 $ 238,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 117,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 361,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 133,000
Consumer First Mortgage, Inc.
511 ENERGY CENTER BLVD, SUITE 702
NORTHPORT, AL 35473
* $ 10,000,000 1 $ 115,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 142,000

The tables below break down 2010 mortgage applications in Marengo County, AL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Marengo County, AL in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 457 $56,346,000 $123,000 $950,000 $62,000 $331,000
Home Purchase 205 $18,137,000 $88,000 $286,000 $47,000 $213,000
Home Improvement 97 $2,007,000 $20,000 $208,000 $61,000 $386,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 435 $45,940,000 $105,000 $500,000 $69,000 $386,000
Black or African American 224 $16,189,000 $72,000 $313,000 $46,000 $323,000
Not Provided 64 $8,633,000 $134,000 $391,000 $50,000 $330,000
Not applicable 23 $4,392,000 $190,000 $950,000 $0 $0
Hispanic 7 $410,000 $58,000 $143,000 $37,000 $98,000
Asian 5 $923,000 $184,000 $270,000 $84,000 $188,000
American Indian or Alaskan Native 1 $3,000 $3,000 $3,000 $19,000 $19,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 530 $47,669,000 $89,000 $950,000 $61,000 $386,000
FHA-insured (Federal Housing Administration) 181 $22,010,000 $121,000 $270,000 $52,000 $188,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $3,010,000 $115,000 $216,000 $40,000 $68,000
VA-guaranteed (Veterans Administration) 22 $3,801,000 $172,000 $361,000 $53,000 $107,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 356 $32,809,000 $92,000 $950,000 $68,000 $386,000
Application Denied By Financial Institution 188 $16,909,000 $89,000 $500,000 $43,000 $192,000
Loan Purchased By The Institution 90 $11,996,000 $133,000 $286,000 $54,000 $323,000
Application Withdrawn By Applicant 75 $9,595,000 $127,000 $325,000 $55,000 $149,000
File Closed For Incompleteness 27 $3,337,000 $123,000 $230,000 $57,000 $167,000
Application Approved But Not Accepted 23 $1,844,000 $80,000 $200,000 $41,000 $78,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 47 $3,246,000 $69,000 $270,000 $44,000 $188,000
Debt-To-Income Ratio 22 $2,246,000 $102,000 $332,000 $37,000 $110,000
Collateral 15 $2,056,000 $137,000 $361,000 $63,000 $121,000
Other 8 $1,577,000 $197,000 $500,000 $66,000 $192,000
Credit Application Incomplete 4 $574,000 $143,000 $230,000 $55,000 $120,000
Unverifiable Information 2 $311,000 $155,000 $193,000 $70,000 $84,000
Employment History 2 $57,000 $28,000 $34,000 $35,000 $54,000
Insufficient Cash (Downpayment, Closing Cost) 1 $57,000 $57,000 $57,000 $37,000 $37,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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