Unlock detailed Mason County WV mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in West Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 764 |
| Total Mortgage Loan Application Amount | $62,542,000 |
| Average Mortgage Loan Application Amount | $81,000 |
| Highest Mortgage Loan Application Amount | $2,654,000 |
| Average Applicant Income | $61,000 |
| Highest Applicant Income | $425,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| CITY NATIONAL BANK OF WEST VIRGINIA 25 GATEWATER ROAD CHARLESTON, WV 25313 |
* | $ 2,753,165,000 | 157 | $ 8,633,000 |
| THE OHIO VALLEY BANK COMPANY 420 THIRD AVENUE GALLIPOLIS, OH 45631 |
* | $ 793,399,000 | 126 | $ 12,427,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 109 | $ 6,819,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 168,867,640,000 | 72 | $ 4,945,000 |
| PEOPLES BANK, NATIONAL ASSOCIA 138 PUTNAM STREET MARIETTA, OH 45750 |
* | $ 1,788,701,000 | 46 | $ 3,837,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,161,490,000,000 | 41 | $ 4,185,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 26 | $ 1,434,000 |
| US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,997,931,000 | 16 | $ 1,409,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 16 | $ 1,184,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 14 | $ 1,148,000 |
| THE POCA VALLEY BANK, INC. PO BOX 56 WALTON, WV 25286 |
* | $ 302,712,000 | 11 | $ 694,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 54,183,383,000 | 8 | $ 1,025,000 |
| FIFTH THIRD BANK 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 114,540,379,000 | 6 | $ 387,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,459,157,302,000 | 6 | $ 507,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 6 | $ 554,000 |
| THE FIRST STATE BANK PO BOX 295 BARBOURSVILLE, WV 25504 |
* | $ 283,544,000 | 6 | $ 996,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,898,665,000 | 4 | $ 205,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 4 | $ 431,000 |
| VICTORIAN FINANCE, LLC 2570 BOYCE PLAZA ROAD HARRISBURG, PA 15241 |
* | $ 12,167,000 | 4 | $ 690,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 4 | $ 608,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 3 | $ 389,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,288,658,000,000 | 3 | $ 304,000 |
| HOMEOWNERS MORTGAGE OF AMERICA 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339 |
* | $ 10,000,000 | 3 | $ 528,000 |
| PUTNAM COUNTY BANK P.O. BOX 308 HURRICANE, WV 25526 |
* | $ 585,587,000 | 3 | $ 211,000 |
| SERVICE FINANCE COMPANY, LLC 555 S FEDERAL HIGHWAY SUITE 200 BOCA RATON, FL 33432 |
* | $ 10,000,000 | 3 | $ 26,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 2 | $ 137,000 |
| POLARIS HOME FUNDING CORP. 151 44TH ST. SW ENGLEWOOD, FL 49418 |
* | $ 10,000,000 | 2 | $ 133,000 |
| UNITED BANK INC 5TH & AVERY/UNITED SQUARE PARKERSBURG, WV 26102 |
* | $ 3,625,405,000 | 2 | $ 53,000 |
| WEST VIRGINIA CENTRAL CU 1306 MURDOCH AVE PARKERSBURG, WV 26101 |
* | $ 93,202,000 | 2 | $ 128,000 |
| WESBANCO BANK, INC. 1 BANK PLAZA WHEELING, WV 26003 |
* | $ 5,520,183,000 | 2 | $ 231,000 |
| PREMIER BANK, INC. 601 WASHINGTON STREET RAVENSWOOD, WV 26164 |
* | $ 750,094,000 | 2 | $ 112,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,291,705,000 | 2 | $ 161,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 2 | $ 230,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 114,540,379,000 | 2 | $ 477,000 |
| ADVANTAGE BANK 814 WHEELING AVE CAMBRIDGE, OH 43725 |
* | $ 765,926,000 | 2 | $ 255,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 2 | $ 115,000 |
| GATEWAY MORTGAGE GROUP, LLC 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 10,000,000 | 1 | $ 245,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 42,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,623,469,000 | 1 | $ 107,000 |
| LUMENT REAL ESTATE CAPITAL, LLC 10 W BROAD STREET, 8TH FLOOR DOVER, DE 43215 |
* | $ 10,000,000 | 1 | $ 2,654,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 1 | $ 112,000 |
| SIRVA MORTGAGE, INC. 6200 OAK TREE BLVD STE 300 UPPER ARLINGTON, OH 44131 |
* | $ 101,315,000 | 1 | $ 76,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 1 | $ 109,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 1 | $ 105,000 |
| FARM CREDIT OF THE VIRGINIAS, ACA 106 SANGERS LANE STAUNTON, VA 24401 |
* | $ 1,007,892,000,000 | 1 | $ 169,000 |
| ROCK BRANCH COMMUNITY BANK PO BOX 219 NITRO, WV 25143 |
* | $ 75,895,000 | 1 | $ 78,000 |
| THE PARK NATIONAL BANK 50 N THIRD STREET NEWARK, OH 43055 |
* | $ 6,281,747,000 | 1 | $ 257,000 |
| EDWARD JONES MORTGAGE, LLC 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,783,443,000 | 1 | $ 127,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 1 | $ 114,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 171,291,705,000 | 1 | $ 42,000 |
| FIRST-CITIZENS BANK & TRUST COMPANY 4300 SIX FORKS ROAD FCC 21 RALEIGH, NC 27609 |
* | $ 20,571,750,000 | 1 | $ 40,000 |
| PROFICIO BANK 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 142,947,000 | 1 | $ 113,000 |
| UNIVERSAL FEDERAL CREDIT UNION 317 31ST STREET HUNTINGTON, WV 25705 |
* | $ 62,079,000 | 1 | $ 40,000 |
| STAR USA FEDERAL CREDIT UNION ONE CANTLEY DRIVE CHARLESTON, WV 25314 |
* | $ 160,966,000 | 1 | $ 67,000 |
| AMERIPRISE BANK, FSB 707 2ND AVENUE SOUTH MINNEAPOLIS, MN 55474 |
* | $ 5,152,186,000 | 1 | $ 61,000 |
| CLAY COUNTY BANK, INC. PO BOX 239 CLAY, WV 25125 |
* | $ 77,805,000 | 1 | $ 85,000 |
| WEST VIRGINIA FEDERAL CREDIT UNION 318 5TH AVENUE SOUTH CHARLESTON, WV 25303 |
* | $ 165,760,000 | 1 | $ 17,000 |
| WHITESVILLE STATE BANK 38609 COAL RIVER ROAD WHITESVILLE, WV 25209 |
* | $ 79,279,000 | 1 | $ 29,000 |
| COMMUNITY BANK OF PARKERSBURG 631 JULIANA ST PARKERSBURG, WV 26101 |
* | $ 234,476,000 | 1 | $ 40,000 |
| CUSTOMERS BANK 99 BRIDGE STREET PHOENIXVILLE, PA 19460 |
* | $ 2,077,532,000 | 1 | $ 24,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 2,123,880,000 | 1 | $ 36,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 349 | $35,474,000 | $101,000 | $2,654,000 | $73,000 | $425,000 |
| Home Purchase | 298 | $22,742,000 | $76,000 | $439,000 | $49,000 | $330,000 |
| Home Improvement | 117 | $4,326,000 | $36,000 | $400,000 | $52,000 | $356,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 705 | $54,844,000 | $77,000 | $439,000 | $61,000 | $356,000 |
| Not Provided | 31 | $2,638,000 | $85,000 | $239,000 | $73,000 | $425,000 |
| Not applicable | 17 | $4,105,000 | $241,000 | $2,654,000 | $9,000 | $122,000 |
| Asian | 4 | $319,000 | $79,000 | $90,000 | $41,000 | $70,000 |
| Black or African American | 2 | $463,000 | $231,000 | $400,000 | $73,000 | $128,000 |
| American Indian or Alaskan Native | 2 | $97,000 | $48,000 | $61,000 | $19,000 | $30,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $41,000 | $20,000 | $39,000 | $20,000 | $26,000 |
| Hispanic | 1 | $35,000 | $35,000 | $35,000 | $256,000 | $256,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 654 | $49,373,000 | $75,000 | $439,000 | $62,000 | $356,000 |
| FHA-insured (Federal Housing Administration) | 77 | $9,742,000 | $126,000 | $2,654,000 | $52,000 | $425,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $1,809,000 | $95,000 | $187,000 | $39,000 | $71,000 |
| VA-guaranteed (Veterans Administration) | 14 | $1,618,000 | $115,000 | $200,000 | $47,000 | $135,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 353 | $31,937,000 | $90,000 | $2,654,000 | $70,000 | $425,000 |
| Application Denied By Financial Institution | 234 | $16,442,000 | $70,000 | $439,000 | $48,000 | $192,000 |
| Application Approved But Not Accepted | 94 | $6,507,000 | $69,000 | $400,000 | $60,000 | $333,000 |
| Application Withdrawn By Applicant | 44 | $4,191,000 | $95,000 | $263,000 | $66,000 | $245,000 |
| Loan Purchased By The Institution | 27 | $2,382,000 | $88,000 | $171,000 | $33,000 | $125,000 |
| File Closed For Incompleteness | 12 | $1,083,000 | $90,000 | $154,000 | $63,000 | $174,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 84 | $4,828,000 | $57,000 | $224,000 | $53,000 | $188,000 |
| Collateral | 26 | $2,629,000 | $101,000 | $336,000 | $55,000 | $130,000 |
| Debt-To-Income Ratio | 23 | $1,438,000 | $62,000 | $225,000 | $39,000 | $105,000 |
| Other | 8 | $603,000 | $75,000 | $135,000 | $58,000 | $121,000 |
| Credit Application Incomplete | 7 | $867,000 | $123,000 | $439,000 | $59,000 | $192,000 |
| Employment History | 1 | $175,000 | $175,000 | $175,000 | $75,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $63,000 | $63,000 | $63,000 | $19,000 | $19,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.