Mayes County, OK Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 1,307 mortgage applications in Mayes County, OK totaling $156.4 million, up 5% from 2014. The average application was for $119,000, and applicants reported an average income of $65,000. 47% of applications resulted in an originated loan and 24% were denied. The most active lender was Arvest Bank, with 187 applications, followed by Rcb Bank and 21st Mortgage.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Oklahoma.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,307
Total Mortgage Loan Application Amount $156,367,000
Average Mortgage Loan Application Amount $119,000
Highest Mortgage Loan Application Amount $2,600,000
Average Applicant Income $65,000
Highest Applicant Income $799,000

Mortgage Company List for Lending in Mayes County, OK for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Arvest Bank

TULSA, OK 74103
* $ 14,944,176,000 187 $ 17,396,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ 2,442,183,000 94 $ 11,790,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 57 $ 3,717,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 52 $ 5,753,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 50 $ 3,910,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 28,953,664,000 42 $ 5,242,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 40 $ 3,694,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 36 $ 5,639,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 35 $ 4,838,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 32 $ 4,102,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ 10,000,000 30 $ 4,862,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 2,545,267,000 28 $ 5,398,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 27 $ 2,812,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 23 $ 2,057,000
Ttcu the Credit Union
3720 E 31ST ST
TULSA, OK 74135
* $ 1,517,446,000 19 $ 2,528,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 18 $ 1,654,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 17 $ 2,390,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 16 $ 1,625,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 16 $ 2,275,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 13 $ 1,947,000
Red Crown Federal Credit Union
5001 E 91ST ST
TULSA, OK 74137
* $ 153,743,000 13 $ 1,490,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 108,323,000 12 $ 948,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 12 $ 2,301,000
Bank of Commerce
PO BOX 29
CHELSEA, OK 74016
* $ 152,122,000 11 $ 1,285,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 10 $ 1,391,000
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 6,557,187,000 10 $ 1,425,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 10 $ 963,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 8 $ 911,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 3,264,522,000 8 $ 429,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 8 $ 1,034,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 8 $ 1,162,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 7 $ 1,020,000
Bankers Mortgage Corporation
7500 COLLEGE BOULEVARD, SUITE 1150
OVERLAND PARK, KS 66210
* $ 256,709,000 7 $ 1,568,000
Associated Mortgage Corporation
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74136
* $ 5,500,000 7 $ 1,109,000
Westreet Federal Credit Union
9323 E.21ST STREET
TULSA, OK 74129
* $ 668,951,000 7 $ 706,000
First Bank & Trust Company
PO BOX 427
WAGONER, OK 74477
* $ 274,115,000 7 $ 744,000
Origin Bank

HOUSTON, TX 77024
* $ 3,713,197,000 7 $ 781,000
Vast Bank, N.A.
4812 E 81ST STREET
TULSA, OK 74120
* $ 390,127,000 7 $ 392,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 7 $ 1,104,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 7 $ 1,243,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 7 $ 1,082,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 7 $ 860,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ 11,000,000 7 $ 977,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 6 $ 1,144,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 6 $ 868,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,761,042,000 6 $ 449,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 6 $ 1,146,000
Oklahoma's Credit Union
PO BOX 24027
OKLAHOMA CITY, OK 73124
* $ 468,741,000 6 $ 589,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,071,910,000 5 $ 479,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 5 $ 863,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 5 $ 746,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,622,355,000 5 $ 432,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 5 $ 864,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 451,471,000 4 $ 49,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 4 $ 432,000
Yorktown Bank
2222 S. UTICA PL., SUITE #350
TULSA, OK 74114
* $ 69,058,000 4 $ 240,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 377,710,000 4 $ 504,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 4 $ 610,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 4 $ 532,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 3 $ 296,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 3 $ 422,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 3 $ 391,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 3 $ 640,000
First Pryority Bank
310 E GRAHAM AVE
PRYOR, OK 74361
* $ 130,332,000 3 $ 60,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 3 $ 428,000
Oklahoma Central Credit Union
4956 SOUTH PEORIA AVENUE
4956 S. PEORIA AVE, OK 74105
* $ 493,392,000 3 $ 270,000
Central Bank and Trust Co.
700 EAST 30TH
HUTCHINSON, KS 67502
* $ 258,995,000 3 $ 362,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 3 $ 204,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 3 $ 355,000
Armstrong Bank
1111 W BROADWAY
MUSKOGEE, OK 74401
* $ 662,845,000 3 $ 241,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 3 $ 300,000
Grand Bank
4200 E. SKELLY DRIVE SUITE 200
TULSA, OK 74135
* $ 231,313,000 3 $ 643,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 3 $ 547,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 186,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 3 $ 715,000
City National Bank and Trust
PO BOX 2009
LAWTON, OK 73502
* $ 319,726,000 3 $ 371,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 3 $ 166,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 3 $ 275,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 347,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 21,504,119,000 2 $ 207,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 2 $ 266,000
Firstar Bank, National Association
PO BOX 308
ROLAND, OK 74954
* $ 481,378,000 2 $ 308,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 2 $ 223,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 2 $ 142,000
Regent Bank
105 N MAPLE
TULSA, OK 74136
* $ 209,992,000 2 $ 655,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 2 $ 359,000
Ameripro Funding
8300 N. MOPAC EXPRESSWAY SUITE 120
AUSTIN, TX 78759
* $ 40,000,000 2 $ 407,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 972,551,000 2 $ 41,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 692,541,000 2 $ 108,000
American Bank of Oklahoma
200 E MAIN, P.O. BOX 66
COLLINSVILLE, OK 74021
* $ 216,307,000 2 $ 121,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 681,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 257,892,000 2 $ 110,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 2 $ 240,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 2 $ 208,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 2 $ 145,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 406,000
Western Sun Federal Credit Union
4620 W KENOSHA STREET
BROKEN ARROW, OK 74012
* $ 135,014,000 2 $ 115,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 2 $ 444,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 2 $ 276,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 2 $ 314,000
Mabrey Bank
P O BOX 130
BIXBY, OK 74008
* $ 748,816,000 1 $ 143,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 102,000
Mainsource Bank
2105 N STATE RD 3 BYPASS
GREENSBURG, IN 47240
* $ 3,124,382,000 1 $ 80,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 1 $ 163,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 90,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 5,958,502,000 1 $ 153,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 9,378,000 1 $ 140,000
First Bank of Owasso
PO BOX 1800
OWASSO, OK 74055
* $ 243,038,000 1 $ 47,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,892,151,000 1 $ 23,000
Bank Snb
608 S MAIN
STILLWATER, OK 74074
* $ 1,930,320,000 1 $ 96,000
Security Bank
10727 E 51ST STREET
TULSA, OK 74146
* $ 479,071,000 1 $ 30,000
National Asset Mortgage, LLC
4350 ST. ANDREWS RD.; SUITE F
COLUMBIA, SC 29210
* $ 3,392,190,000 1 $ 19,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ 4,028,990,000 1 $ 130,000
First Oklahoma Mortgage, LLC
100 S RIVERFRONT DR
JENKS, OK 74037
* $ 216,488,000 1 $ 137,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 593,777,000 1 $ 376,000
Oklahoma Federal Credit Union
517 NE 36TH STREET
OKLAHOMA CITY, OK 73105
* $ 110,769,000 1 $ 74,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 1 $ 132,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 1 $ 51,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 87,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 50,000
Spiritbank
1800 S BALTIMORE AVE STE 600
TULSA, OK 74119
* $ 667,677,000 1 $ 304,000
Lakeside State Bank
P.O. BOX 190, 6695 E 400 RD
OOLOGAH, OK 74053
* $ 60,386,000 1 $ 180,000
Herring Bank
2201 CIVIC CIRCLE
AMARILLO, TX 79109
* $ 430,598,000 1 $ 175,000
Capital City Bank
3710 SW TOPEKA BLVD
TOPEKA, KS 66609
* $ 410,623,000 1 $ 157,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ 3,295,000 1 $ 180,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 1 $ 113,000
Colliers Mortgage LLC
90 SOUTH SEVENTH ST. SUITE 4300
MINNEAPOLIS, MN 55402
* $ 17,648,000 1 $ 2,600,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ 10,000,000 1 $ 137,000
Bear State Bank
1401 HWY 62/65 N
HARRISON, AR 72602
* $ 616,524,000 1 $ 200,000
Cornerstone Bank, the
117 N. MAIN
SOUTHWEST CITY, MO 64863
* $ 131,035,000 1 $ 17,000
Republic Bank & Trust
401 W. MAIN
NORMAN, OK 73069
* $ 466,329,000 1 $ 105,000
First Fidelity Bank, NA
5100 N CLASSEN BLVD SUITE 500
OKLAHOMA CITY, OK 73118
* $ 1,375,486,000 1 $ 211,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 727,505,000 1 $ 60,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ 0 1 $ 398,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 23,881,169,000 1 $ 159,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 1 $ 50,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 71,682,343,000 1 $ 70,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 216,602,000 1 $ 120,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ 17,900,000 1 $ 180,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 1 $ 147,000

The tables below break down 2015 mortgage applications in Mayes County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Mayes County, OK in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 680 $85,069,000 $125,000 $2,600,000 $61,000 $703,000
Refinancing 501 $65,574,000 $130,000 $450,000 $71,000 $799,000
Home Improvement 126 $5,724,000 $45,000 $240,000 $59,000 $443,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 880 $106,984,000 $121,000 $450,000 $75,000 $799,000
American Indian or Alaskan Native 223 $23,535,000 $105,000 $276,000 $60,000 $668,000
Not applicable 118 $16,361,000 $138,000 $2,600,000 $2,000 $80,000
Not Provided 54 $6,666,000 $123,000 $350,000 $71,000 $199,000
Hispanic 24 $1,849,000 $77,000 $315,000 $47,000 $134,000
Native Hawaiian or Other Pacific Islander 7 $835,000 $119,000 $166,000 $38,000 $118,000
Black or African American 1 $137,000 $137,000 $137,000 $62,000 $62,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 793 $92,798,000 $117,000 $2,600,000 $76,000 $799,000
FHA-insured (Federal Housing Administration) 279 $32,837,000 $117,000 $276,000 $48,000 $260,000
VA-guaranteed (Veterans Administration) 129 $20,496,000 $158,000 $398,000 $64,000 $250,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 106 $10,236,000 $96,000 $197,000 $26,000 $76,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 618 $79,306,000 $128,000 $2,600,000 $73,000 $703,000
Application Denied By Financial Institution 320 $32,422,000 $101,000 $417,000 $55,000 $600,000
Loan Purchased By The Institution 169 $21,104,000 $124,000 $400,000 $31,000 $260,000
Application Withdrawn By Applicant 82 $11,239,000 $137,000 $368,000 $91,000 $668,000
File Closed For Incompleteness 69 $6,842,000 $99,000 $396,000 $81,000 $799,000
Application Approved But Not Accepted 49 $5,454,000 $111,000 $350,000 $71,000 $177,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 27 $3,267,000 $121,000 $376,000 $67,000 $165,000
Credit History 26 $2,537,000 $97,000 $276,000 $60,000 $155,000
Debt-To-Income Ratio 22 $2,787,000 $126,000 $260,000 $46,000 $150,000
Credit Application Incomplete 19 $2,443,000 $128,000 $358,000 $61,000 $182,000
Other 9 $787,000 $87,000 $172,000 $54,000 $173,000
Unverifiable Information 7 $635,000 $90,000 $150,000 $54,000 $91,000
Insufficient Cash (Downpayment, Closing Cost) 5 $524,000 $104,000 $267,000 $73,000 $166,000
Mortgage Insurance Denied 1 $70,000 $70,000 $70,000 $140,000 $140,000
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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