McDowell County WV
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Unlock detailed McDowell County WV mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in West Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 225 |
| Total Mortgage Loan Application Amount | $9,400,000 |
| Average Mortgage Loan Application Amount | $41,000 |
| Highest Mortgage Loan Application Amount | $232,000 |
| Average Applicant Income | $48,000 |
| Highest Applicant Income | $197,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| PIONEER COMMUNITY BANK, INC. 822 ROBERT C BYRD DR SOPHIA, WV 25921 |
* | $ 116,960,000 | 63 | $ 2,148,000 |
| MCNB BANK AND TRUST CO. 75 WYOMING ST WELCH, WV 24801 |
* | $ 296,308,000 | 45 | $ 592,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 26 | $ 2,026,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 18 | $ 904,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 182,489,046,000 | 12 | $ 414,000 |
| TRUPOINT BANK 20089 RIVERSIDE DR GRUNDY, VA 24614 |
* | $ 443,413,000 | 7 | $ 163,000 |
| NEW PEOPLES BANK, INC. PO BOX 1810 HONAKER, VA 24260 |
* | $ 650,690,000 | 6 | $ 152,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 185,888,583,000 | 5 | $ 92,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,532,784,000,000 | 3 | $ 91,000 |
| NATIONAL BANKSHARES, INC. P.O. BOX 90002 BLACKSBURG, VA 24062 |
* | $ 1,152,528,000 | 3 | $ 40,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 3 | $ 291,000 |
| FIRST CENTURY BANK, INC. P.O. BOX 1559, 500 FEDERAL STREET BLUEFIELD, WV 24701 |
* | $ 401,109,000 | 3 | $ 346,000 |
| FIRST COMMUNITY BANK 29 COLLEGE DR BLUEFIELD, VA 24605 |
* | $ 2,584,917,000 | 3 | $ 157,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 2,727,490,000 | 2 | $ 65,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 2 | $ 342,000 |
| COMMUNITYONE BANK, N.A. 333 FAYETTEVILLE ST RALEIGH, NC 27601 |
* | $ 2,210,134,000 | 2 | $ 64,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,761,042,000 | 2 | $ 175,000 |
| LEGACYBANK 20957 RIVERSIDE DRIVE GRUNDY, VA 24614 |
* | $ 322,468,000 | 1 | $ 32,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 63,635,411,000 | 1 | $ 84,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 67,301,894,000 | 1 | $ 52,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,074,981,000,000 | 1 | $ 63,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,808,214,000 | 1 | $ 76,000 |
| DISCOVER HOME LOANS, INC 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 83,125,845,000 | 1 | $ 112,000 |
| CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ 14,200,000 | 1 | $ 70,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 451,471,000 | 1 | $ 8,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 40,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ 5,889,539,000 | 1 | $ 225,000 |
| COMMUNITY TRUST BANK, INC. 346 NORTH MAYO TRAIL PIKEVILLE, KY 41502 |
* | $ 3,699,771,000 | 1 | $ 56,000 |
| BANK OF MOUNT HOPE, INC. 602 MAIN STREET MOUNT HOPE, WV 25880 |
* | $ 126,160,000 | 1 | $ 11,000 |
| JUSTICE FEDERAL CREDIT UNION 5175 PARKSTONE DRIVE, STE. 200 CHANTILLY, VA 20151 |
* | $ 627,629,000 | 1 | $ 21,000 |
| HIGHLANDS UNION BANK 340 WEST MAIN STREET ABINGDON, VA 24210 |
* | $ 605,885,000 | 1 | $ 9,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 8,685,931,000 | 1 | $ 133,000 |
| ALLIANCE CREDIT, LLC 7825 W. AKRON-CANFIELD RD CANFIELD, OH 44406 |
* | $ 56,032,000 | 1 | $ 65,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2015, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for McDowell County WV in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 126 | $6,367,000 | $50,000 | $141,000 | $49,000 | $146,000 |
| Home Improvement | 73 | $991,000 | $13,000 | $110,000 | $45,000 | $120,000 |
| Refinancing | 26 | $2,042,000 | $78,000 | $232,000 | $56,000 | $197,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 186 | $7,816,000 | $42,000 | $232,000 | $51,000 | $197,000 |
| Black or African American | 18 | $650,000 | $36,000 | $137,000 | $35,000 | $71,000 |
| Not Provided | 9 | $515,000 | $57,000 | $87,000 | $53,000 | $113,000 |
| Not applicable | 4 | $152,000 | $38,000 | $63,000 | $0 | $0 |
| Hispanic | 4 | $49,000 | $12,000 | $25,000 | $38,000 | $54,000 |
| American Indian or Alaskan Native | 3 | $160,000 | $53,000 | $65,000 | $47,000 | $84,000 |
| Asian | 1 | $58,000 | $58,000 | $58,000 | $61,000 | $61,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 204 | $7,737,000 | $37,000 | $232,000 | $48,000 | $197,000 |
| FHA-insured (Federal Housing Administration) | 14 | $1,110,000 | $79,000 | $141,000 | $67,000 | $120,000 |
| VA-guaranteed (Veterans Administration) | 5 | $441,000 | $88,000 | $137,000 | $36,000 | $68,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $112,000 | $56,000 | $63,000 | $12,000 | $24,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 96 | $4,047,000 | $42,000 | $225,000 | $45,000 | $197,000 |
| Loan Originated | 81 | $2,686,000 | $33,000 | $133,000 | $50,000 | $131,000 |
| File Closed For Incompleteness | 24 | $1,372,000 | $57,000 | $141,000 | $59,000 | $120,000 |
| Application Withdrawn By Applicant | 13 | $880,000 | $67,000 | $232,000 | $40,000 | $83,000 |
| Application Approved But Not Accepted | 9 | $317,000 | $35,000 | $86,000 | $62,000 | $95,000 |
| Loan Purchased By The Institution | 2 | $98,000 | $49,000 | $63,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 50 | $965,000 | $19,000 | $65,000 | $38,000 | $132,000 |
| Debt-To-Income Ratio | 9 | $408,000 | $45,000 | $110,000 | $62,000 | $105,000 |
| Employment History | 3 | $116,000 | $38,000 | $69,000 | $54,000 | $118,000 |
| Collateral | 3 | $312,000 | $104,000 | $225,000 | $114,000 | $197,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $81,000 | $40,000 | $76,000 | $37,000 | $61,000 |
| Credit Application Incomplete | 1 | $69,000 | $69,000 | $69,000 | $59,000 | $59,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.