McIntosh County, OK Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 689 mortgage applications in McIntosh County, OK totaling $66.4 million, down 8% from 2010. The average application was for $96,000, and applicants reported an average income of $69,000. 43% of applications resulted in an originated loan and 26% were denied. The most active lender was Bokf NA, with 88 applications, followed by Vanderbilt Mortgage and Finance, Inc and JPMorgan Chase Bank, NA.

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Total Number of Mortgage Applications 689
Total Mortgage Loan Application Amount $66,402,000
Average Mortgage Loan Application Amount $96,000
Highest Mortgage Loan Application Amount $417,000
Average Applicant Income $69,000
Highest Applicant Income $1,340,000

Mortgage Company List for Lending in McIntosh County, OK for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 24,055,290,000 88 $ 8,372,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 71 $ 4,631,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 43 $ 5,330,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 37 $ 3,704,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 11,516,509,000 37 $ 4,105,000
Armstrong Bank
1111 W BROADWAY
MUSKOGEE, OK 74401
* $ 555,395,000 33 $ 2,186,000
Republic Bank & Trust
401 W. MAIN
NORMAN, OK 73069
* $ 341,281,000 25 $ 3,227,000
Arvest Bank

TULSA, OK 74103
* $ 11,967,632,000 21 $ 529,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 19 $ 1,877,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ 10,000,000 16 $ 2,055,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 2,060,521,000 14 $ 1,674,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 13 $ 566,000
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 4,808,545,000 12 $ 687,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 2,391,521,000 11 $ 210,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 11 $ 879,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 8 $ 1,414,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 8 $ 1,418,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 8 $ 1,160,000
Mabrey Bank
P O BOX 130
BIXBY, OK 74008
* $ 635,277,000 8 $ 758,000
Allegiance Federal Credit Union
4235 N MERIDIAN AVE
OKLAHOMA CITY, OK 73112
* $ 223,953,000 7 $ 1,100,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 7 $ 668,000
Residential Acceptance Corporation
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 6 $ 808,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 6 $ 770,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 67,913,000 6 $ 808,000
The Morris State Bank
800 WEST OZARK
MORRIS, OK 74445
* $ 61,920,000 5 $ 595,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 5 $ 750,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 5 $ 539,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 618,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 4 $ 323,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,640,565,000 4 $ 176,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 86,911,000 4 $ 510,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,919,054,000 4 $ 151,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ 802,820,000 3 $ 17,000
Oklahoma's Credit Union
PO BOX 24027
OKLAHOMA CITY, OK 73124
* $ 337,679,000 3 $ 241,000
True Sky Federal Credit Union
P.O. BOX 26406
OKLAHOMA CITY, OK 73126
* $ 472,109,000 3 $ 288,000
First Arkansas Bank and Trust
600 WEST MAIN STREET
JACKSONVILLE, AR 72076
* $ 685,506,000 3 $ 147,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,285,632,000 3 $ 343,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 3 $ 237,000
First Fidelity Bank, NA
5100 N CLASSEN BLVD SUITE 500
OKLAHOMA CITY, OK 73118
* $ 1,131,195,000 3 $ 132,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 3 $ 433,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 3 $ 411,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 3 $ 378,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 3 $ 439,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 3 $ 146,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 3 $ 446,000
Vision Bank
PO BOX 669
ADA, OK 74820
* $ 574,396,000 3 $ 122,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 2 $ 192,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 258,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 2 $ 248,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 2 $ 104,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 2 $ 316,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 508,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 194,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 350,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,104,501,000 2 $ 178,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 2 $ 351,000
Citifinancial Equity Services,
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 2 $ 161,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,054,163,000 2 $ 179,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 2 $ 8,000
Spiritbank
1800 S BALTIMORE AVE STE 600
TULSA, OK 74119
* $ 1,335,247,000 2 $ 89,000
The Bank of Union
2000 S. COUNTRY CLUB RD.
EL RENO, OK 73036
* $ 341,182,000 2 $ 156,000
Coppermark Bank
2700 N PORTLAND AVE
OKLAHOMA CITY, OK 73107
* $ 1,224,448,000 2 $ 360,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 201,000
Weokie Federal Credit Union
8100 W RENO
OKLAHOMA CITY, OK 73127
* $ 784,478,000 2 $ 41,000
Municipal Employees Credit Union
101 N WALKER AVENUE
OKLAHOMA CITY, OK 73102
* $ 110,485,000 2 $ 201,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 539,317,000 2 $ 152,000
Oklahoma Federal Credit Union
517 NE 36TH STREET
OKLAHOMA CITY, OK 73105
* $ 75,184,000 2 $ 213,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 3,650,782,000 2 $ 206,000
Western Sun Federal Credit Union
4620 W KENOSHA STREET
BROKEN ARROW, OK 74012
* $ 109,713,000 1 $ 46,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 65,000
Oklahoma Central Credit Union
4956 SOUTH PEORIA AVENUE
4956 S. PEORIA AVE, OK 74105
* $ 407,824,000 1 $ 190,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,409,826,000 1 $ 59,000
American Bank of Oklahoma
200 E MAIN, P.O. BOX 66
COLLINSVILLE, OK 74021
* $ 131,763,000 1 $ 108,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 100,000
First Bank & Trust Company
PO BOX 427
WAGONER, OK 74477
* $ 245,555,000 1 $ 29,000
F&M Bank
17100 N MAY AVE
EDMOND, OK 73012
* $ 134,830,000 1 $ 82,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 160,432,000 1 $ 86,000
First Capital Bank
601 S. MAIN
KINGFISHER, OK 73750
* $ 121,505,000 1 $ 30,000
Shelter Financial Bank
1817 W. BROADWAY
COLUMBIA, MO 65218
* $ 180,751,000 1 $ 53,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 726,447,000 1 $ 112,000
First Savings Bank
201 N 3RD ST
BERESFORD, SD 57004
* $ 439,460,000 1 $ 14,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 830,474,000 1 $ 88,000
Quail Creek Bank, National Association
12201 N. MAY AVENUE
OKLAHOMA CITY, OK 73120
* $ 458,966,000 1 $ 150,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 1 $ 34,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,432,928,000 1 $ 82,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 13,362,287,000 1 $ 110,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 1 $ 98,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 1 $ 167,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 1 $ 55,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 1 $ 52,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 1 $ 26,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 38,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 1 $ 71,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 36,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 128,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 95,000
First Nb of Jacksboro
P.O. DRAWER E
JACKSBORO, TX 76458
* $ 475,843,000 1 $ 94,000
Bank Snb, NA
608 S MAIN
STILLWATER, OK 74074
* $ 2,467,385,000 1 $ 158,000
The First National Bank & Trust Co
PO BOX 1130
CHICKASHA, OK 73018
* $ 366,368,000 1 $ 5,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 183,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 164,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 99,000
Yukon National Bank
P O BOX 851700
YUKON, OK 73085
* $ 208,989,000 1 $ 80,000
Patrons Bank, NA
PO BOX 1037
OKMULGEE, OK 74447
* $ 217,308,000 1 $ 112,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 1 $ 65,000
R.H. Lending, Inc.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 1 $ 127,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 1 $ 218,000

The tables below break down 2011 mortgage applications in McIntosh County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for McIntosh County, OK in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 325 $29,813,000 $91,000 $400,000 $77,000 $1,340,000
Refinancing 299 $34,185,000 $114,000 $417,000 $63,000 $666,000
Home Improvement 65 $2,404,000 $36,000 $212,000 $62,000 $250,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 487 $48,853,000 $100,000 $417,000 $79,000 $1,340,000
Not Provided 72 $6,320,000 $87,000 $316,000 $44,000 $140,000
American Indian or Alaskan Native 65 $5,334,000 $82,000 $222,000 $56,000 $153,000
Not applicable 37 $3,605,000 $97,000 $260,000 $30,000 $417,000
Black or African American 19 $1,525,000 $80,000 $169,000 $48,000 $118,000
Hispanic 5 $343,000 $68,000 $92,000 $39,000 $58,000
Asian 4 $422,000 $105,000 $168,000 $136,000 $441,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 529 $49,237,000 $93,000 $417,000 $79,000 $1,340,000
FHA-insured (Federal Housing Administration) 92 $9,763,000 $106,000 $273,000 $42,000 $149,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 34 $4,220,000 $124,000 $264,000 $35,000 $72,000
VA-guaranteed (Veterans Administration) 34 $3,182,000 $93,000 $215,000 $32,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 296 $28,891,000 $97,000 $417,000 $84,000 $1,340,000
Application Denied By Financial Institution 181 $15,506,000 $85,000 $316,000 $52,000 $300,000
Loan Purchased By The Institution 95 $11,359,000 $119,000 $360,000 $52,000 $441,000
Application Approved But Not Accepted 65 $5,191,000 $79,000 $260,000 $70,000 $473,000
Application Withdrawn By Applicant 38 $3,455,000 $90,000 $298,000 $77,000 $666,000
File Closed For Incompleteness 14 $2,000,000 $142,000 $338,000 $85,000 $295,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 32 $2,135,000 $66,000 $230,000 $58,000 $125,000
Collateral 23 $2,286,000 $99,000 $201,000 $69,000 $250,000
Debt-To-Income Ratio 20 $2,251,000 $112,000 $227,000 $39,000 $97,000
Credit Application Incomplete 11 $990,000 $90,000 $135,000 $22,000 $77,000
Other 10 $1,415,000 $141,000 $212,000 $81,000 $180,000
Unverifiable Information 5 $627,000 $125,000 $245,000 $60,000 $153,000
Employment History 2 $128,000 $64,000 $72,000 $24,000 $48,000
Insufficient Cash (Downpayment, Closing Cost) 1 $88,000 $88,000 $88,000 $66,000 $66,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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