Meade County, SD Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 1,739 mortgage applications in Meade County, SD totaling $274.2 million, up 20% from 2011. The average application was for $157,000, and applicants reported an average income of $71,000. 57% of applications resulted in an originated loan and 11% were denied. The most active lender was Wells Fargo Bank NA, with 336 applications, followed by First Interstate Bank and Premier Home Mortgage, Inc..

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Total Number of Mortgage Applications 1,739
Total Mortgage Loan Application Amount $274,184,000
Average Mortgage Loan Application Amount $157,000
Highest Mortgage Loan Application Amount $1,232,000
Average Applicant Income $71,000
Highest Applicant Income $2,000,000

Mortgage Company List for Lending in Meade County, SD for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 336 $ 55,124,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 7,294,743,000 147 $ 22,786,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 131 $ 21,951,000
Black Hills Federal Credit Union
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57702
* $ 910,033,000 119 $ 12,453,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 89 $ 13,563,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 72 $ 13,648,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 63 $ 10,069,000
First National Bank
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ 696,810,000 55 $ 9,206,000
Northern Hills Federal Credit Union
1080 MAIN ST
STURGIS, SD 57785
* $ 46,053,000 54 $ 6,113,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ 2,304,353,000 40 $ 6,389,000
Pioneer Bank & Trust
125 E COLORADO BLVD STE 1A
SPEARFISH, SD 57783
* $ 467,298,000 39 $ 4,218,000
Highmark Federal Credit Union
725 5TH STREET
RAPID CITY, SD 57701
* $ 82,213,000 38 $ 5,847,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 35 $ 6,116,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 25 $ 4,219,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 24 $ 3,570,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 23 $ 5,001,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 23 $ 4,492,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 21 $ 3,530,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 21 $ 5,473,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 19 $ 2,263,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 19 $ 2,316,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 18 $ 3,400,000
Black Hills Community Bank, NA
840 MT. RUSHMORE RD.
RAPID CITY, SD 57701
* $ 102,552,000 18 $ 3,118,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 739,907,000 17 $ 2,015,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 8,458,002,000 16 $ 3,047,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,241,069,000 16 $ 2,254,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 15 $ 2,352,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 14 $ 2,152,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 14 $ 2,128,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 13 $ 1,839,000
Dacotah Bank
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57401
* $ 1,902,620,000 13 $ 1,654,000
Midwest Bank
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 417,673,000 12 $ 1,989,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 11 $ 1,375,000
Home Federal Bank
P.O. BOX 5000
SIOUX FALLS, SD 57117
* $ 1,224,205,000 9 $ 1,231,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 9 $ 1,468,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 7 $ 1,133,000
CU Mortgage Direct, LLC
5010 S. SOLBERG AVENUE
SIOUX FALLS, SD 57108
* $ 48,476,000 7 $ 817,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 6 $ 900,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 6 $ 1,053,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 5 $ 760,000
BNC National Bank

BISMARCK, ND 58501
* $ 662,437,000 5 $ 1,036,000
American Bank of Freedom
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 103,931,000 5 $ 776,000
Security First Bank
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ 830,520,000 4 $ 687,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 4 $ 247,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 4 $ 893,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 4 $ 566,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 4 $ 676,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 3 $ 479,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 3 $ 532,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 3 $ 38,000
Pinnacle Bank - Wyoming
PO BOX 760
CODY, WY 82414
* $ 597,680,000 3 $ 748,000
The First National Bank in Sioux Falls
100 S. PHILLIPS AVENUE
SIOUX FALLS, SD 57104
* $ 1,054,086,000 3 $ 561,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 3 $ 778,000
Sentinel Federal Credit Union
2723 LEMAY BOULEVARD
ELLSWORTHAFB, SD 57706
* $ 57,916,000 3 $ 324,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 383,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 2 $ 204,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 2 $ 578,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ 10,000,000 2 $ 249,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 614,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 2 $ 568,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 2 $ 398,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 359,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 2 $ 309,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 119,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 13,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 127,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 351,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 182,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 114,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 179,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 13,433,098,000 1 $ 184,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 212,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 256,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 173,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 1 $ 170,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ 773,263,000 1 $ 152,000
Merchants State Bank
305 S MAIN ST PO BOX 399
FREEMAN, SD 57029
* $ 138,697,000 1 $ 387,000
Jonah Bank of Wyoming
777 WEST 1ST STREET
CASPER, WY 82601
* $ 199,079,000 1 $ 203,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 414,758,000 1 $ 187,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 255,171,000 1 $ 243,000
First Dakota National Bak
225 CEDAR ST
YANKTON, SD 57078
* $ 846,417,000 1 $ 300,000
The Security National Bank of Sioux City, Iowa
601 PIERCE STREET
SIOUX CITY, IA 51101
* $ 716,906,000 1 $ 715,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 1 $ 223,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 227,000
Hilltop National Bank
POBOX 2680
CASPER, WY 82609
* $ 572,190,000 1 $ 48,000
Firstar Bank, National Association
PO BOX 308
ROLAND, OK 74954
* $ 223,553,000 1 $ 119,000
United Bank
3 SOUTH WOODARD AVE
ABSAROKEE, MT 59001
* $ 69,179,000 1 $ 163,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 126,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 7,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ 1,088,724,000 1 $ 352,000
Alliance Bank
105 EAST LYON AVE
LAKE CITY, MN 55041
* $ 594,790,000 1 $ 119,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,123,880,000 1 $ 57,000

The tables below break down 2012 mortgage applications in Meade County, SD by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Meade County, SD in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,036 $164,452,000 $158,000 $1,232,000 $71,000 $2,000,000
Home Purchase 609 $100,772,000 $165,000 $715,000 $66,000 $883,000
Home Improvement 94 $8,960,000 $95,000 $1,225,000 $100,000 $1,463,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,442 $227,030,000 $157,000 $1,232,000 $78,000 $2,000,000
Not applicable 156 $25,005,000 $160,000 $417,000 $13,000 $163,000
Not Provided 89 $14,166,000 $159,000 $399,000 $54,000 $480,000
American Indian or Alaskan Native 25 $3,810,000 $152,000 $351,000 $109,000 $480,000
Hispanic 20 $2,821,000 $141,000 $308,000 $64,000 $187,000
Black or African American 5 $1,021,000 $204,000 $415,000 $87,000 $240,000
Native Hawaiian or Other Pacific Islander 1 $132,000 $132,000 $132,000 $0 $0
Asian 1 $199,000 $199,000 $199,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,004 $148,456,000 $147,000 $1,232,000 $91,000 $2,000,000
VA-guaranteed (Veterans Administration) 369 $70,587,000 $191,000 $417,000 $40,000 $161,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 188 $27,362,000 $145,000 $302,000 $43,000 $105,000
FHA-insured (Federal Housing Administration) 178 $27,779,000 $156,000 $270,000 $53,000 $182,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 998 $157,471,000 $157,000 $1,232,000 $76,000 $1,970,000
Loan Purchased By The Institution 315 $51,938,000 $164,000 $417,000 $39,000 $279,000
Application Denied By Financial Institution 186 $25,983,000 $139,000 $417,000 $78,000 $2,000,000
Application Withdrawn By Applicant 173 $27,902,000 $161,000 $1,225,000 $87,000 $1,463,000
Application Approved But Not Accepted 41 $6,427,000 $156,000 $417,000 $100,000 $546,000
File Closed For Incompleteness 26 $4,463,000 $171,000 $399,000 $73,000 $484,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 36 $4,695,000 $130,000 $272,000 $55,000 $213,000
Collateral 33 $5,771,000 $174,000 $417,000 $77,000 $245,000
Credit History 23 $2,895,000 $125,000 $285,000 $67,000 $144,000
Other 18 $2,349,000 $130,000 $274,000 $53,000 $172,000
Credit Application Incomplete 9 $1,253,000 $139,000 $220,000 $279,000 $2,000,000
Unverifiable Information 7 $941,000 $134,000 $245,000 $58,000 $115,000
Employment History 2 $212,000 $106,000 $132,000 $42,000 $70,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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