Menard County, IL Mortgage Lenders & HMDA Data, 2009

In 2009, lenders reported 1,137 mortgage applications in Menard County, IL totaling $170.2 million, up 44% from 2008. The average application was for $149,000, and applicants reported an average income of $72,000. 74% of applications resulted in an originated loan and 10% were denied. The most active lender was Alliance Community Bank, with 204 applications, followed by Bank of Springfield and National Bank of Petersburg.

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Total Number of Mortgage Applications 1,137
Total Mortgage Loan Application Amount $170,164,000
Average Mortgage Loan Application Amount $149,000
Highest Mortgage Loan Application Amount $47,000,000
Average Applicant Income $72,000
Highest Applicant Income $529,000

Mortgage Company List for Lending in Menard County, IL for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Alliance Community Bank
200 N WEST ST, PO BOX 319
PETERSBURG, IL 62675
* $ 81,948,000 204 $ 68,002,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 533,469,000 102 $ 12,750,000
National Bank of Petersburg
PO BOX 470
PETERSBURG, IL 62675
* $ 129,318,000 101 $ 6,350,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 639,100,000 90 $ 10,123,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 791,055,000 77 $ 9,042,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 614,625,000 72 $ 7,246,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 237,850,000 60 $ 7,235,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 236,301,000 50 $ 5,213,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 31 $ 3,618,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 30 $ 4,263,000
Security Bank
510 E. MONROE ST
SPRINGFIELD, IL 62701
* $ 185,045,000 30 $ 4,169,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 20 $ 2,163,000
Williamsville State Bank & Trust
512 W. MAIN STREET
WILLIAMSVILLE, IL 62693
* $ 102,396,000 20 $ 2,541,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 19 $ 2,424,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 18 $ 2,047,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 16 $ 726,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 16 $ 1,887,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 14 $ 1,511,000
Heartland Credi T Union
2213 W WHITE OAKS DR
SPRINGFEILD, IL 62704
* $ 157,445,000 13 $ 1,153,000
Petefish, Skiles, & Company Bank
102 W. BEARDSTOWN ST.
VIRGINIA, IL 62691
* $ 166,680,000 12 $ 883,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 8 $ 1,097,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 67,475,000 7 $ 562,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 6 $ 754,000
Warren Boynton State Bank
702 W ILLINOIS ST, PO BOX 19
NEW BERLIN, IL 62670
* $ 104,773,000 6 $ 908,000
Bank & Trust Company
401 N MADISON
LITCHFIELD, IL 62056
* $ 266,914,000 6 $ 902,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 6 $ 679,000
Town and Country Bank
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 222,129,000 5 $ 113,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 731,442,000 5 $ 946,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 5 $ 768,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 5 $ 560,000
Jacksonville Savings Bank
1211 WEST MORTON AVE
JACKSONVILLE, IL 62650
* $ 288,275,000 4 $ 269,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 142,084,005,000 4 $ 380,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 582,000
South Central Illinois Mtg LLC
200 E. HOMER ADAMS PARKWAY
ALTON, IL 62002
* $ 10,000,000 3 $ 426,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 3 $ 254,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 1,441,455,000 3 $ 370,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 421,332,000 3 $ 445,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 3 $ 275,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 261,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 266,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 2 $ 131,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 2 $ 150,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 2 $ 260,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 82,416,721,000 2 $ 135,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,858,594,000 2 $ 120,000
Herget Bank National Associati
33 S 4TH STREET
PEKIN, IL 61554
* $ 254,331,000 2 $ 624,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 162,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 223,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 196,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 1 $ 84,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 129,000
The First National Bank of Carmi
201 E MAIN STREET, P.O. BOX 70
CARMI, IL 62821
* $ 247,319,000 1 $ 85,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,725,957,000 1 $ 50,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 1 $ 110,000
Wintrust Mortgage Corporation
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 113,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 1 $ 6,000
Harris N.A.
111 W. MONROE
CHICAGO, IL 60603
* $ 67,306,679,000 1 $ 50,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 205,409,000 1 $ 135,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 543,280,000 1 $ 273,000
Pentagon Federal Credit Union
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 12,942,945,000 1 $ 36,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 1 $ 73,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 1 $ 41,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ 935,627,000 1 $ 99,000
First Trust Bank of Illinois
275 E COURT ST
KANKAKEE, IL 60901
* $ 176,932,000 1 $ 267,000
Paramount Mortgage Company
347 N. LINDBERGH BLVD.
ST. LOUIS, MO 63141
* $ 10,000,000 1 $ 111,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 78,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 134,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 83,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 174,000
Land/Home Financial Services
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 1 $ 156,000
1st Advantage Mortgage
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 1 $ 87,000
D & R Mortgage Corp
29870 MIDDLEBELT ROAD
FARMINGTON HILLS, MI 48334
* $ 10,000,000 1 $ 251,000
Prospect Mortgage, LLC
15301 VENTURA BLVD. SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 88,000
Chicago Mortgage Funding, Llc.
15201 S. RT. 59
PLAINFIELD, IL 60544
* $ 10,000,000 1 $ 50,000
Plaza Home Mortgage, Inc
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 118,000
Mld Mortgage Inc.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 1 $ 120,000
Mortgage Research Center, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 195,000

The tables below break down 2009 mortgage applications in Menard County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Menard County, IL in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 814 $94,131,000 $115,000 $417,000 $75,000 $529,000
Home Purchase 252 $73,378,000 $291,000 $47,000,000 $58,000 $198,000
Home Improvement 71 $2,655,000 $37,000 $312,000 $88,000 $341,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,050 $162,065,000 $154,000 $47,000,000 $74,000 $529,000
Not Provided 45 $4,596,000 $102,000 $221,000 $52,000 $219,000
Not applicable 30 $2,209,000 $73,000 $161,000 $20,000 $102,000
Black or African American 5 $767,000 $153,000 $496,000 $103,000 $165,000
American Indian or Alaskan Native 3 $343,000 $114,000 $150,000 $46,000 $58,000
Hispanic 2 $110,000 $55,000 $104,000 $110,000 $140,000
Native Hawaiian or Other Pacific Islander 1 $13,000 $13,000 $13,000 $68,000 $68,000
Asian 1 $61,000 $61,000 $61,000 $76,000 $76,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 940 $147,206,000 $156,000 $47,000,000 $79,000 $529,000
FHA-insured (Federal Housing Administration) 116 $14,356,000 $123,000 $275,000 $40,000 $145,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 58 $5,460,000 $94,000 $224,000 $32,000 $85,000
VA-guaranteed (Veterans Administration) 23 $3,142,000 $136,000 $232,000 $33,000 $119,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 841 $139,347,000 $165,000 $47,000,000 $78,000 $341,000
Application Denied By Financial Institution 109 $11,204,000 $102,000 $279,000 $53,000 $131,000
Application Approved But Not Accepted 69 $7,728,000 $112,000 $275,000 $79,000 $326,000
Loan Purchased By The Institution 59 $5,254,000 $89,000 $251,000 $16,000 $102,000
Application Withdrawn By Applicant 51 $5,923,000 $116,000 $268,000 $70,000 $529,000
File Closed For Incompleteness 8 $708,000 $88,000 $170,000 $48,000 $126,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 40 $3,706,000 $92,000 $234,000 $53,000 $95,000
Debt-To-Income Ratio 18 $1,734,000 $96,000 $180,000 $47,000 $90,000
Collateral 12 $1,440,000 $120,000 $246,000 $67,000 $117,000
Credit Application Incomplete 5 $599,000 $119,000 $170,000 $50,000 $100,000
Other 4 $215,000 $53,000 $94,000 $51,000 $72,000
Insufficient Cash (Downpayment, Closing Cost) 2 $303,000 $151,000 $181,000 $57,000 $61,000
Mortgage Insurance Denied 1 $133,000 $133,000 $133,000 $131,000 $131,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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