Mercer County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Unlock detailed Mercer County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 876 |
| Total Mortgage Loan Application Amount | $85,830,000 |
| Average Mortgage Loan Application Amount | $97,000 |
| Highest Mortgage Loan Application Amount | $1,494,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $912,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| I. H. MISSISSIPPI VALLEY CREDIT UNION 2121 47TH STREET MOLINE, IL 61265 |
* | $ 841,413,000 | 86 | $ 6,577,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,161,490,000,000 | 80 | $ 7,980,000 |
| VIBRANT CREDIT UNION 1900 52ND AVE MOLINE, IL 61265 |
* | $ 443,750,000 | 73 | $ 7,155,000 |
| FARMERS STATE BANK OF WESTERN ILLINOIS PO BOX 369 ALPHA, IL 61413 |
* | $ 123,809,000 | 58 | $ 4,012,000 |
| MIDWEST BANK 200 EAST BROADWAY, P.O. BOX 440 MONMOUTH, IL 61462 |
* | $ 417,673,000 | 55 | $ 5,353,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 40 | $ 4,709,000 |
| FARMERS-MERCHANTS BANK OF ILLINOIS P.O. BOX 217 JOY, IL 61260 |
* | $ 44,705,000 | 35 | $ 2,085,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 29 | $ 2,462,000 |
| 1ST COMMUNITY BANK 1803 SE 3RD ST PO BOX 147 ALEDO, IL 61231 |
* | $ 61,188,000 | 26 | $ 1,725,000 |
| BLACKHAWK BANK & TRUST 301 4TH STREET WEST MILAN, IL 61264 |
* | $ 1,009,581,000 | 23 | $ 1,468,000 |
| TRIUMPH COMMUNITY BANK NA 2040 1ST STREET A MOLINE, IL 61265 |
* | $ 1,047,198,000 | 22 | $ 2,384,000 |
| VALLEY BANK 3455 AVENUE OF THE CITIES MOLINE, IL 61265 |
* | $ 616,985,000 | 21 | $ 2,084,000 |
| ASCENTRA CREDIT UNION PO BOX 1107 BETTENDORF, IA 52722 |
* | $ 257,136,000 | 15 | $ 1,811,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 14 | $ 1,388,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,459,157,302,000 | 14 | $ 1,658,000 |
| AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION 4301 E 53RD STREET DAVENPORT, IA 52807 |
* | $ 465,591,000 | 13 | $ 1,891,000 |
| R.I.A. FEDERAL CREDIT UNION PO BOX 4750 BETTENDORF, IA 61204 |
* | $ 333,732,000 | 13 | $ 692,000 |
| BANKORION 1114 4TH STREET ORION, IL 61273 |
* | $ 404,822,000 | 12 | $ 2,404,000 |
| US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,997,931,000 | 12 | $ 819,000 |
| CHERRY CREEK MORTGAGE, LLC 7600 E ORCHARD ROAD, SUITE 250 -N WILMINGTON, DE 80111 |
* | $ 10,000,000 | 12 | $ 1,411,000 |
| GUARANTY BANK 501 W NORTHSHORE DR. SUITE 400 GLENDALE, WI 53217 |
* | $ 1,163,507,000 | 11 | $ 1,445,000 |
| EMPEOPLE CREDIT UNION 3950 38TH AVENUE MOLINE, IL 61265 |
* | $ 515,461,000 | 11 | $ 1,179,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,288,658,000,000 | 10 | $ 966,000 |
| ANDALUSIA COMMUNITY BANK 601 8TH ST EAST/PO BOX 769 ANDALUSIA, IL 61232 |
* | $ 54,344,000 | 7 | $ 716,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 7 | $ 807,000 |
| UNITED COMMUNITY BANK 104 N MACOUPIN CHATHAM, IL 62033 |
* | $ 954,685,000 | 7 | $ 947,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 6 | $ 1,200,000 |
| STILLMAN BANCCORP N.A. 101 E. MAIN STREET P.O. BOX 150 STILLMAN VALLEY, IL 61084 |
* | $ 415,949,000 | 5 | $ 323,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 5 | $ 456,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,736,579,000 | 5 | $ 423,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 168,867,640,000 | 5 | $ 654,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 5 | $ 403,000 |
| IAA CREDIT UNION 808 IAA DRIVE BLOOMINGTON, IL 61701 |
* | $ 175,556,000 | 4 | $ 391,000 |
| ILLINI BANK 3200 W. ILES AVENUE SPRINGFIELD, IL 62711 |
* | $ 257,112,000 | 4 | $ 784,000 |
| EQUITY PRIME MORTGAGE LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ 603,000 | 4 | $ 412,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 4 | $ 556,000 |
| BNC NATIONAL BANK 20175 N 67TH AVENUE GLENDALE, AZ 85308 |
* | $ 662,437,000 | 4 | $ 504,000 |
| WATERSTONE MORTGAGE CORPORATION N25 W23255 PAUL ROAD PEWAUKEE, WI 53072 |
* | $ 1,603,436,000 | 3 | $ 283,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 978,405,000 | 3 | $ 198,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 114,540,379,000 | 3 | $ 717,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 3 | $ 352,000 |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION 800 E NORTHWEST HIGHWAY SUITE 821 CARSON CITY, NV 60074 |
* | $ 9,427,000 | 3 | $ 381,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 3 | $ 278,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 3 | $ 362,000 |
| GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 3 | $ 541,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,623,469,000 | 3 | $ 472,000 |
| FIRST CENTRAL STATE BANK 914 6TH AVE DEWITT, IA 52742 |
* | $ 268,736,000 | 3 | $ 648,000 |
| QUAD CITY BANK AND TRUST COMPANY 2118 MIDDLE ROAD BETTENDORF, IA 52722 |
* | $ 1,122,692,000 | 3 | $ 444,000 |
| DU TRAC COMMUNITY CREDIT UNION P O BOX 3250 DUBUQUE, IA 52004 |
* | $ 514,639,000 | 3 | $ 240,000 |
| FIRST TRUST & SAVINGS BANK OF ALBANY, ILLINOIS 209 SOUTH MAIN STREET ALBANY, IL 61230 |
* | $ 164,082,000 | 2 | $ 112,000 |
| MIDWESTONE BANK 102 SOUTH CLINTON STREET IOWA CITY, IA 52240 |
* | $ 1,676,440,000 | 2 | $ 343,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 46,925,466,000 | 2 | $ 100,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 2 | $ 280,000 |
| NYCB MORTGAGE COMPANY, LLC 1801 EAST 9TH STREET CLEVELAND, OH 44114 |
* | $ 75,001,000 | 2 | $ 261,000 |
| ASSOCIATED BANK, NATIONAL ASSOCIATION 200 NORTH ADAMS STREET GREEN BAY, WI 54301 |
* | $ 21,715,012,000 | 2 | $ 142,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 2 | $ 148,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ 10,000,000 | 2 | $ 217,000 |
| SECURITYNATIONAL MORTGAGE COMPANY 5300 SOUTH 360 WEST WILMINGTON, DE 84123 |
* | $ 10,000,000 | 2 | $ 180,000 |
| RESIDENTIAL FINANCE CORPORATIO 1 EASTON OVAL #400 COLUMBUS, OH 43219 |
* | $ 17,533,484,000 | 2 | $ 372,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 2 | $ 151,000 |
| STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 2 | $ 342,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,291,705,000 | 2 | $ 154,000 |
| PEOPLES NATIONAL BANK OF KEWANEE 207 N TREMONT ST KEWANEE, IL 61443 |
* | $ 251,987,000 | 2 | $ 207,000 |
| FIRST MID BANK & TRUST, NATIONAL ASSOCIATION 1515 CHARLESTON AVE, PO BOX 499 MATTOON, IL 61938 |
* | $ 1,492,752,000 | 2 | $ 68,000 |
| UNION FEDERAL SAVINGS AND LOAN ASSOCIATION 104 N TREMONT ST KEWANEE, IL 61443 |
* | $ 122,071,000 | 2 | $ 71,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 195,395,000 | 2 | $ 37,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 72,848,000 | 2 | $ 646,000 |
| FARMERS & MECHANICS BANK 21 E MAIN ST GALESBURG, IL 61401 |
* | $ 221,487,000 | 2 | $ 98,000 |
| FIRST MIDWEST BANK 300 N. HUNT CLUB ROAD GURNEE, IL 60031 |
* | $ 7,848,012,000 | 2 | $ 195,000 |
| SHELTER MORTGAGE COMPANY, LLC 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 1,270,503,000 | 1 | $ 67,000 |
| INDEPENDENT BANKERS BANK OF FL 615 CRESCENT EXECUTIVE COURT, SUITE 400 LAKE MARY, FL 32746 |
* | $ 247,217,000 | 1 | $ 67,000 |
| COLE TAYLOR BANK 9550 W HIGGINS RAOD ROSEMONT, IL 60018 |
* | $ 4,664,742,000 | 1 | $ 147,000 |
| NORTHWEST BANK & TRUST COMPANY 100 E KIMBERLY RD DAVENPORT, IA 52806 |
* | $ 206,617,000 | 1 | $ 115,000 |
| NATIONWIDE BANK ONE NATIONWIDE PLAZA COLUMBUS, OH 43215 |
* | $ 4,479,945,000 | 1 | $ 142,000 |
| HOME FEDERAL SAVINGS BANK 1016 CIVIC CENTER DR NW ROCHESTER, MN 55901 |
* | $ 790,137,000 | 1 | $ 107,000 |
| CITIZENS FINANCIAL BANK 5311 HOHMAN AVENUE HAMMOND, IN 46320 |
* | $ 1,149,785,000 | 1 | $ 169,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,790,194,000 | 1 | $ 83,000 |
| BOULEVARD BANK 111 E.MAIN STREET NEOSHO, MO 64850 |
* | $ 161,402,000 | 1 | $ 7,000 |
| SOUTHEAST NATIONAL BANK 3535 AVENUE OF THE CITIES MOLINE, IL 61265 |
* | $ 139,026,000 | 1 | $ 41,000 |
| FIRST NATIONAL BANK 3717 N BRADY STREET DAVENPORT, IA 52806 |
* | $ 67,411,000 | 1 | $ 9,000 |
| AFFILIATED MORTGAGE COMPANY 5700 LEGACY DRIVE STE 10 PLANO, TX 75024 |
* | $ 212,423,000 | 1 | $ 60,000 |
| INLAND HOME MORTGAGE COMPANY 2225 S WOLF ROAD HILLSIDE, IL 60162 |
* | $ 1,135,000,000 | 1 | $ 118,000 |
| FIRST NATIONAL BANK OF CHILLIC PO BOX 339 CHILLICOTHE, IL 61523 |
* | $ 68,684,000 | 1 | $ 139,000 |
| FARMERS NATIONAL BANK 114 W THIRD ST PROPHETSTOWN, IL 61277 |
* | $ 458,622,000 | 1 | $ 80,000 |
| AMERICAN FIDELITY MORTGAGE SERVICES, INC. 4200 COMMERCE COURT, SUITE 200 LISLE, IL 60532 |
* | $ 10,000,000 | 1 | $ 137,000 |
| CHICAGO BANCORP 300 N ELIZABETH STREET STUITE 3E CHICAGO, IL 60607 |
* | $ 10,000,000 | 1 | $ 148,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 1 | $ 67,000 |
| IOWA BANKERS MORTGAGE CORPORATION 8800 NW 62ND AVE JOHNSTON, IA 50131 |
* | $ 10,000,000 | 1 | $ 129,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 1 | $ 129,000 |
| J.G. WENTWORTH HOME LENDING, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ 10,000,000 | 1 | $ 136,000 |
| PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 1 | $ 82,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 1 | $ 69,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 1 | $ 172,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 263,309,559,000 | 1 | $ 61,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 13,039,950,000 | 1 | $ 99,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 123,368,203,000 | 1 | $ 141,000 |
| BLUE GRASS SAVINGS BANK 104 E. MAYNE PO BOX 248 BLUE GRASS, IA 52726 |
* | $ 177,979,000 | 1 | $ 160,000 |
| CENTRAL BANK ILLINOIS 101 N STATE ST GENESEO, IL 61254 |
* | $ 404,737,000 | 1 | $ 146,000 |
| GOODFIELD STATE BANK 201 S EUREKA STREET GOODFIELD, IL 61742 |
* | $ 70,023,000 | 1 | $ 99,000 |
| CRESCENT MORTGAGE COMPANY 5901 PEACHTREE DUNWOODY RD NE BLG C, 250 ATLANTA, GA 30328 |
* | $ 826,484,000 | 1 | $ 64,000 |
| THE FAMILY 1530 W 53RD STREET DAVENPORT, IA 52806 |
* | $ 113,947,000 | 1 | $ 205,000 |
| HERITAGE CREDIT UNION 1212 HUXLEY STREET MADISON, WI 53704 |
* | $ 219,503,000 | 1 | $ 22,000 |
| COMPASS MORTGAGE, INC. 27755 DIEHL ROAD, STE 100 WINFIELD, IL 60555 |
* | $ 10,000,000 | 1 | $ 180,000 |
| PREMIER HOME MORTGAGE, INC. 3024 TOWER RD RAPID CITY, SD 57701 |
* | $ 20,569,000 | 1 | $ 86,000 |
| CUSO MORTGAGE, INC. 5601 E LA PALMA AVENUE ANAHEIM, CA 92807 |
* | $ 10,000,000 | 1 | $ 121,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Mercer County IL in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 539 | $57,993,000 | $107,000 | $421,000 | $75,000 | $723,000 |
| Home Purchase | 255 | $24,878,000 | $97,000 | $1,494,000 | $57,000 | $912,000 |
| Home Improvement | 82 | $2,959,000 | $36,000 | $213,000 | $66,000 | $254,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 749 | $73,001,000 | $97,000 | $1,494,000 | $73,000 | $912,000 |
| Not applicable | 71 | $7,375,000 | $103,000 | $332,000 | $20,000 | $300,000 |
| Not Provided | 42 | $4,051,000 | $96,000 | $230,000 | $77,000 | $300,000 |
| Hispanic | 8 | $802,000 | $100,000 | $174,000 | $74,000 | $102,000 |
| Asian | 3 | $391,000 | $130,000 | $169,000 | $46,000 | $115,000 |
| Black or African American | 1 | $6,000 | $6,000 | $6,000 | $20,000 | $20,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $149,000 | $149,000 | $149,000 | $50,000 | $50,000 |
| American Indian or Alaskan Native | 1 | $55,000 | $55,000 | $55,000 | $66,000 | $66,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 695 | $67,287,000 | $96,000 | $1,494,000 | $77,000 | $912,000 |
| FHA-insured (Federal Housing Administration) | 90 | $9,119,000 | $101,000 | $188,000 | $42,000 | $141,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 53 | $4,459,000 | $84,000 | $139,000 | $33,000 | $75,000 |
| VA-guaranteed (Veterans Administration) | 38 | $4,965,000 | $130,000 | $347,000 | $38,000 | $117,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 531 | $52,072,000 | $98,000 | $1,494,000 | $75,000 | $912,000 |
| Application Denied By Financial Institution | 122 | $10,522,000 | $86,000 | $404,000 | $52,000 | $165,000 |
| Loan Purchased By The Institution | 104 | $12,176,000 | $117,000 | $345,000 | $50,000 | $550,000 |
| Application Withdrawn By Applicant | 73 | $7,018,000 | $96,000 | $299,000 | $73,000 | $444,000 |
| Application Approved But Not Accepted | 26 | $2,295,000 | $88,000 | $347,000 | $75,000 | $223,000 |
| File Closed For Incompleteness | 16 | $1,320,000 | $82,000 | $225,000 | $71,000 | $186,000 |
| Preapproval Approved but not Accepted | 2 | $284,000 | $142,000 | $200,000 | $114,000 | $135,000 |
| Preapproval Denied by Financial Institution | 2 | $143,000 | $71,000 | $75,000 | $57,000 | $82,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 38 | $2,975,000 | $78,000 | $277,000 | $53,000 | $116,000 |
| Collateral | 16 | $1,595,000 | $99,000 | $205,000 | $78,000 | $165,000 |
| Credit Application Incomplete | 11 | $1,012,000 | $92,000 | $140,000 | $56,000 | $90,000 |
| Debt-To-Income Ratio | 9 | $1,171,000 | $130,000 | $404,000 | $48,000 | $94,000 |
| Employment History | 5 | $399,000 | $79,000 | $129,000 | $42,000 | $75,000 |
| Other | 5 | $327,000 | $65,000 | $190,000 | $44,000 | $54,000 |
| Unverifiable Information | 2 | $195,000 | $97,000 | $120,000 | $80,000 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $135,000 | $67,000 | $75,000 | $25,000 | $33,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.