Mercer County, IL Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 645 mortgage applications in Mercer County, IL totaling $63.6 million, down 3% from 2017. The average application was for $98,000, and applicants reported an average income of $79,000. 59% of applications resulted in an originated loan and 13% were denied. The most active lender was Vibrant Credit Union, with 63 applications, followed by I H Mississippi Valley Credit Union and Caliber Home Loans, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 645
Total Mortgage Loan Application Amount $63,645,000
Average Mortgage Loan Application Amount $98,000
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $79,000
Highest Applicant Income $1,263,000

Mortgage Company List for Lending in Mercer County, IL for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Vibrant Credit Union
1900 52ND AVE
MOLINE, IL 61265
* $ 653,286,000 63 $ 3,975,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ 1,267,507,000 54 $ 4,480,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 32 $ 3,500,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 336,769,000 26 $ 2,650,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 22 $ 1,970,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 22 $ 1,970,000
Farmers-Merchants Bank of Illinois
P.O. BOX 217
JOY, IL 61260
* $ 43,025,000 21 $ 1,375,000
Blackhawk Bank & Trust
301 4TH STREET WEST
MILAN, IL 61264
* $ 1,282,292,000 20 $ 4,930,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 20 $ 1,600,000
Farmers State Bank of Western Illinois
PO BOX 369
ALPHA, IL 61413
* $ 136,254,000 19 $ 1,395,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 940,832,000 19 $ 1,235,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 19 $ 1,935,000
Midwest Bank
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 460,489,000 16 $ 1,090,000
1st Community Bank
1803 SE 3RD ST PO BOX 147
ALEDO, IL 61231
* $ 64,243,000 16 $ 1,330,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 4,672,409,000 16 $ 1,600,000
Ruhl Mortgage LLC
1701 52ND AVENUE
MOLINE, IL 61265
* $ -1,000 14 $ 1,940,000
Bankorion
1114 4TH STREET
ORION, IL 61273
* $ 441,810,000 13 $ 1,045,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ -1,000 12 $ 1,190,000
Senb Bank
3535 AVENUE OF THE CITIES
MOLINE, IL 61265
* $ 209,091,000 11 $ 1,225,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 9 $ 845,000
Cbi Bank & Trust
301 IOWA AVE
MUSCATINE, IA 52761
* $ 526,901,000 8 $ 650,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 7 $ 1,055,000
Perl Mortgage, Inc.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ -1,000 6 $ 600,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 6 $ 1,050,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 6 $ 800,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 5 $ 835,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 5 $ 505,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 5 $ 725,000
R.I.A. Federal Credit Union
PO BOX 4750
BETTENDORF, IA 52722
* $ 396,171,000 5 $ 465,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 4 $ 250,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 191,384,000 4 $ 370,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 4 $ 550,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 4 $ 600,000
Ascentra Credit Union
PO BOX 1107
BETTENDORF, IA 52722
* $ 409,301,000 4 $ 280,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 4 $ 510,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 4 $ 280,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 3 $ 435,000
Gas & Electric Credit Union
2300 4TH AVE
ROCK ISLAND, IL 61201
* $ 74,704,000 3 $ 325,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 3 $ 305,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 827,634,000 3 $ 395,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 3 $ 215,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 405,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 3 $ 295,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 3 $ 125,000
Farmers & Mechanics Bank
21 E MAIN ST
GALESBURG, IL 61401
* $ 361,236,000 3 $ 145,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 3 $ 325,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 3 $ 295,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 287,995,000 2 $ 300,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 150,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 2 $ 80,000
BNC National Bank

BISMARCK, ND 58501
* $ 945,013,000 2 $ 320,000
Fortress Bank
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ 408,053,000 2 $ 310,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 2 $ 180,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 2 $ 180,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 650,256,000 2 $ 190,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 2 $ 240,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 170,000
First Central State Bank
914 6TH AVE
DE WITT, IA 52742
* $ 402,895,000 2 $ 330,000
Morton Community Bank
721 W. JACKSON
MORTON, IL 61550
* $ 3,479,424,000 2 $ 90,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 130,000
State Bank of Lincoln
508 BROADWAY STREET
LINCOLN, IL 62656
* $ 342,347,000 1 $ 45,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 1 $ 35,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 75,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ -1,000 1 $ 125,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 135,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 7,112,397,000 1 $ 285,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 1 $ 245,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 115,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 45,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 115,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 261,210,000 1 $ 175,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 1 $ 115,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 251,259,000 1 $ 95,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 30,422,051,000 1 $ 25,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 1 $ 105,000
Arvest Bank

TULSA, OK 74103
* $ 16,758,528,000 1 $ 75,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 1 $ 55,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 95,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 85,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 115,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 264,496,000 1 $ 15,000
Iaa Credit Union
808 IAA DRIVE
BLOOMINGTON, IL 61701
* $ 239,508,000 1 $ 175,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 1 $ 85,000
Chou Team Realty, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 1 $ 245,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 1 $ 105,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 165,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 45,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 14,014,053,000 1 $ 85,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 640,949,000 1 $ 185,000
Dutrac Community Credit Union
P O BOX 3250
DUBUQUE, IA 52004
* $ 704,922,000 1 $ 165,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 1 $ 85,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 1 $ 105,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,528,090,000 1 $ 135,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 85,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 2,830,917,000 1 $ 55,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 1 $ 75,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 1 $ 205,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 755,545,000 1 $ 25,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 604,714,000 1 $ 185,000
Peoples National Bank of Kewanee
207 N TREMONT ST
KEWANEE, IL 61443
* $ 247,099,000 1 $ 185,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 1 $ 165,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,948,023,000 1 $ 15,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 235,000

The tables below break down 2018 mortgage applications in Mercer County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Mercer County, IL in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 332 $37,610,000 $113,000 $2,005,000 $77,000 $1,263,000
Refinancing 129 $10,945,000 $84,000 $285,000 $83,000 $489,000
Cash-out Refinancing 86 $10,600,000 $123,000 $865,000 $76,000 $532,000
Home Improvement 40 $1,570,000 $39,000 $125,000 $93,000 $745,000
Other Purpose 38 $1,630,000 $42,000 $355,000 $77,000 $165,000
Not Applicable 20 $1,290,000 $64,000 $115,000 $108,000 $168,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 501 $48,605,000 $97,000 $2,005,000 $81,000 $1,263,000
Not applicable 83 $9,175,000 $110,000 $865,000 $69,000 $88,000
Not Provided 49 $4,615,000 $94,000 $265,000 $66,000 $187,000
Hispanic 4 $350,000 $87,000 $135,000 $74,000 $116,000
Black or African American 3 $595,000 $198,000 $225,000 $56,000 $71,000
Asian 2 $120,000 $60,000 $105,000 $45,000 $54,000
American Indian or Alaskan Native 1 $45,000 $45,000 $45,000 $82,000 $82,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 457 $43,325,000 $94,000 $2,005,000 $87,000 $1,263,000
FHA-insured (Federal Housing Administration) 94 $10,030,000 $106,000 $235,000 $61,000 $179,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 50 $4,570,000 $91,000 $155,000 $44,000 $69,000
VA-guaranteed (Veterans Administration) 44 $5,720,000 $130,000 $245,000 $60,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 379 $37,235,000 $98,000 $865,000 $83,000 $745,000
Loan Purchased By The Institution 90 $9,900,000 $110,000 $315,000 $61,000 $116,000
Application Denied By Financial Institution 84 $6,510,000 $77,000 $185,000 $62,000 $160,000
Application Withdrawn By Applicant 68 $6,370,000 $93,000 $335,000 $72,000 $303,000
File Closed For Incompleteness 12 $1,070,000 $89,000 $165,000 $72,000 $179,000
Application Approved But Not Accepted 11 $2,445,000 $222,000 $2,005,000 $182,000 $1,263,000
Preapproval Approved but not Accepted 1 $115,000 $115,000 $115,000 $55,000 $55,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 459 $45,355,000 $98,000 $335,000 $78,000 $745,000
Debt-To-Income Ratio 128 $13,490,000 $105,000 $2,005,000 $93,000 $1,263,000
Credit History 24 $1,440,000 $60,000 $185,000 $65,000 $160,000
Collateral 11 $1,015,000 $92,000 $155,000 $82,000 $130,000
Credit Application Incomplete 11 $1,125,000 $102,000 $185,000 $64,000 $125,000
Unverifiable Information 5 $675,000 $135,000 $185,000 $57,000 $101,000
Other 3 $165,000 $55,000 $85,000 $36,000 $46,000
Employment History 2 $220,000 $110,000 $145,000 $58,000 $65,000
Insufficient Cash (Downpayment, Closing Cost) 2 $160,000 $80,000 $105,000 $47,000 $77,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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