Metcalfe County KY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Unlock detailed Metcalfe County KY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Kentucky.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 304 |
| Total Mortgage Loan Application Amount | $26,835,000 |
| Average Mortgage Loan Application Amount | $88,000 |
| Highest Mortgage Loan Application Amount | $925,000 |
| Average Applicant Income | $48,000 |
| Highest Applicant Income | $276,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| SOUTH CENTRAL BANK, INC. 501 S L ROGERS WELLS BLVD GLASGOW, KY 42141 |
* | $ 968,843,000 | 66 | $ 4,687,000 |
| EDMONTON STATE BANK 204 ROGERS ROAD GLASGOW, KY 42141 |
* | $ 471,779,000 | 53 | $ 4,089,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 34 | $ 2,217,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,727,235,000,000 | 11 | $ 978,000 |
| MAGNOLIA BANK, INCORPORATED 794 OLD ELIZABETHTOWN RD MAGNOLIA, KY 42748 |
* | $ 195,406,000 | 10 | $ 797,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 441,010,095,000 | 9 | $ 554,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ -1,000 | 8 | $ 839,000 |
| HANCOCK BANK & TRUST COMPANY 220 MAIN STREET HAWESVILLE, KY 42348 |
* | $ 279,449,000 | 7 | $ 859,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 214,433,035,000 | 6 | $ 552,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ -1,000 | 5 | $ 1,047,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 5 | $ 432,000 |
| FORCHT BANK, NATIONAL ASSOCIATION 2404 SIR BARTON WAY LEXINGTON, KY 40509 |
* | $ 1,027,532,000 | 4 | $ 440,000 |
| LIMESTONE BANK, INC. 2500 EASTPOINT PARKWAY LOUISVILLE, KY 40223 |
* | $ 944,545,000 | 4 | $ 443,000 |
| COMMONWEALTH P.O. BOX 978 FRANKFORT, KY 40602 |
* | $ 1,128,592,000 | 4 | $ 606,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 4 | $ 356,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 3 | $ 184,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ -1,000 | 3 | $ 193,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 3 | $ 169,000 |
| LIBERTY 9520 ORMSBY STATION RD SUITE 20 EVANSVILLE, IN 40223 |
* | $ 1,277,552,000 | 2 | $ 173,000 |
| CITIZENS FIRST BANK, INC. 1805 CAMPBELL LN BOWLING GREEN, KY 42104 |
* | $ 455,354,000 | 2 | $ 152,000 |
| STOCKTON MORTGAGE CORPORATION 88 C MICHAEL DAVENPORT BLVD. FRANKFORT, KY 40601 |
* | $ -1,000 | 2 | $ 177,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,883,786,000 | 2 | $ 173,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 2 | $ 87,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 2 | $ 85,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ -1,000 | 2 | $ 114,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 3,275,430,000 | 2 | $ 125,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 2 | $ 155,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,082,803,000,000 | 2 | $ 208,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 2 | $ 341,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ -1,000 | 2 | $ 170,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ -1,000 | 2 | $ 197,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 2 | $ 217,000 |
| ACOPIA, LLC 306 NORTHCREEK BOULEVARD SUITE 100 NASHVILLE, TN 37072 |
* | $ -1,000 | 2 | $ 193,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ -1,000 | 1 | $ 108,000 |
| ALLIANCE CREDIT, LLC 7825 W. AKRON-CANFIELD RD CANFIELD, OH 44406 |
* | $ -1,000 | 1 | $ 74,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 1 | $ 92,000 |
| FIRST INTERNET BANK OF INDIANA 11201 USA PARKWAY FISHERS, IN 46037 |
* | $ 1,850,010,000 | 1 | $ 240,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 79,775,662,000 | 1 | $ 125,000 |
| COMMUNITY TRUST BANK, INC. 346 NORTH MAYO TRAIL PIKEVILLE, KY 41502 |
* | $ 3,909,916,000 | 1 | $ 112,000 |
| ABOUND FEDERAL CREDIT UNION 3939 S. DIXIE BLVD RADCLIFF, KY 40160 |
* | $ 1,384,075,000 | 1 | $ 154,000 |
| WEST POINT BANK P.O. 440 RADCLIFF, KY 42784 |
* | $ 216,943,000 | 1 | $ 199,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,862,672,000 | 1 | $ 267,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 91,146,995,000 | 1 | $ 30,000 |
| FIRST COMMUNITY MORTGAGE, INC. 275 ROBERT ROSE DRIVE NASHVILLE, TN 37129 |
* | $ -1,000 | 1 | $ 104,000 |
| AMERICAN MORTGAGE SERVICE COMPANY 11503 SPRINGFIELD PIKE CINCINNATI, OH 45246 |
* | $ -1,000 | 1 | $ 103,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ -1,000 | 1 | $ 81,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 99,554,985,000 | 1 | $ 72,000 |
| BANK OF EDMONSON COUNTY PO BOX 99 BROWNSVILLE, KY 42210 |
* | $ 214,498,000 | 1 | $ 45,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 1 | $ 90,000 |
| LENOX FINANCIAL MORTGAGE CORPORATION 200 E. SANDPOINTE SUITE 800 SANTA ANA, CA 92707 |
* | $ -1,000 | 1 | $ 92,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 1 | $ 101,000 |
| FINANCIAL FEDERAL BANK 1715 AARON BRENNER DRIVE MEMPHIS, TN 38120 |
* | $ 486,071,000 | 1 | $ 925,000 |
| AMERIFIRST FINANCIAL CORPORATION 950 TRADE CENTRE WAY SUITE 400 KALAMAZOO, MI 49009 |
* | $ -1,000 | 1 | $ 122,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 1 | $ 91,000 |
| REPUBLIC STATE MORTGAGE CO. 815 HAWTHORNE STREET HOUSTON, TX 77006 |
* | $ -1,000 | 1 | $ 89,000 |
| LOW VA RATES, LLC 384 SOUTH 400 WEST, #100 LINDON, UT 84042 |
* | $ 89,030,433,000 | 1 | $ 101,000 |
| FIRST SECURITY BANK, INC. PO BOX 788 OWENSBORO, KY 42302 |
* | $ 638,890,000 | 1 | $ 280,000 |
| KIND LENDING, LLC 9931 CORPORATE CAMPUS DR, STE 1200 LEXINGTON, KY 40223 |
* | $ -1,000 | 1 | $ 51,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2017, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Metcalfe County KY in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 173 | $15,222,000 | $87,000 | $925,000 | $47,000 | $276,000 |
| Refinancing | 100 | $9,842,000 | $98,000 | $775,000 | $51,000 | $167,000 |
| Home Improvement | 31 | $1,771,000 | $57,000 | $267,000 | $47,000 | $161,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 266 | $22,649,000 | $85,000 | $775,000 | $51,000 | $276,000 |
| Not applicable | 17 | $2,167,000 | $127,000 | $925,000 | $5,000 | $101,000 |
| Not Provided | 14 | $1,326,000 | $94,000 | $240,000 | $57,000 | $217,000 |
| Hispanic | 3 | $190,000 | $63,000 | $127,000 | $45,000 | $96,000 |
| American Indian or Alaskan Native | 2 | $283,000 | $141,000 | $250,000 | $36,000 | $57,000 |
| Black or African American | 2 | $220,000 | $110,000 | $150,000 | $28,000 | $40,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 224 | $19,536,000 | $87,000 | $925,000 | $53,000 | $276,000 |
| FHA-insured (Federal Housing Administration) | 35 | $2,743,000 | $78,000 | $137,000 | $41,000 | $101,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $2,180,000 | $83,000 | $155,000 | $26,000 | $59,000 |
| VA-guaranteed (Veterans Administration) | 19 | $2,376,000 | $125,000 | $267,000 | $32,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 147 | $13,661,000 | $92,000 | $925,000 | $55,000 | $253,000 |
| Application Denied By Financial Institution | 72 | $5,801,000 | $80,000 | $748,000 | $43,000 | $276,000 |
| File Closed For Incompleteness | 23 | $1,609,000 | $69,000 | $240,000 | $45,000 | $135,000 |
| Loan Purchased By The Institution | 22 | $2,125,000 | $96,000 | $267,000 | $25,000 | $101,000 |
| Application Withdrawn By Applicant | 21 | $2,040,000 | $97,000 | $250,000 | $46,000 | $217,000 |
| Application Approved But Not Accepted | 19 | $1,599,000 | $84,000 | $215,000 | $52,000 | $147,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7 | $371,000 | $53,000 | $127,000 | $51,000 | $96,000 |
| Collateral | 3 | $250,000 | $83,000 | $115,000 | $36,000 | $62,000 |
| Other | 3 | $214,000 | $71,000 | $111,000 | $54,000 | $71,000 |
| Debt-To-Income Ratio | 2 | $152,000 | $76,000 | $92,000 | $46,000 | $49,000 |
| Employment History | 2 | $178,000 | $89,000 | $92,000 | $45,000 | $49,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $129,000 | $64,000 | $108,000 | $61,000 | $85,000 |
| Unverifiable Information | 1 | $36,000 | $36,000 | $36,000 | $0 | $0 |
| Credit Application Incomplete | 1 | $65,000 | $65,000 | $65,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.