Miller County AR
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Unlock detailed Miller County AR mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Arkansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,599
Total Mortgage Loan Application Amount $199,790,000
Average Mortgage Loan Application Amount $124,000
Highest Mortgage Loan Application Amount $22,190,000
Average Applicant Income $67,000
Highest Applicant Income $3,099,000

Mortgage Company List for Lending in Miller County AR for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,161,490,000,000 242 $ 32,027,000
GUARANTY BANK & TRUST, N.A.
100 W ARKANSAS ST
MOUNT PLEASANT, TX 75455
* $ 1,091,068,000 116 $ 16,418,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 112 $ 12,054,000
RED RIVER EMPLOYEES FEDERAL CREDIT UNION
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 587,385,000 109 $ 9,288,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 93 $ 8,679,000
CADENCE BANK
P O BOX 789
TUPELO, MS 38802
* $ 12,990,345,000 77 $ 9,034,000
COMMERCIAL NATIONAL BANK OF TEXARKANA
PO BOX 1998
TEXARKANA, AR 75504
* $ 193,887,000 74 $ 4,540,000
CAPITAL ONE NA
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 71,108,281,000 47 $ 2,935,000
TEXAR FEDERAL CREDIT UNION
2301 RICHMOND RD
TEXARKANA, TX 75503
* $ 273,047,000 45 $ 3,690,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 41 $ 1,826,000
BANK OF THE OZARKS
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 3,828,011,000 36 $ 4,779,000
1ST BANK, N.A.
PO BOX 520
HOPE, AR 71801
* $ 310,806,000 34 $ 1,763,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 32 $ 1,902,000
FARMERS BANK & TRUST COMPANY
200 E MAIN ST
MAGNOLIA, AR 71753
* $ 734,076,000 31 $ 3,249,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 28 $ 3,285,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,459,157,302,000 28 $ 3,286,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 27 $ 3,567,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 25 $ 2,872,000
THE PEOPLES STATE BANK
880 SAN ANTONIO AVE
MANY, LA 71449
* $ 496,632,000 21 $ 1,596,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 20 $ 3,800,000
FARM CREDIT SERVICES OF WESTERN ARKANSAS, ACA
3115 WEST SECOND COURT
RUSSELLVILLE, AR 72801
* $ 903,912,000,000 16 $ 2,135,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
BATON ROUGE, LA 71106
* $ 59,713,000 14 $ 1,726,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 12 $ 1,113,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 12 $ 1,655,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 10 $ 1,945,000
DSLD MORTGAGE, LLC
13348 COURSEY BLVD. SUITE D
DOVER, DE 70816
* $ 222,000 8 $ 1,336,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 8 $ 1,203,000
GMFS LLC
7389 FLORIDA BLVD, STE 200-A
CAMDEN, DE 70806
* $ 10,000,000 8 $ 1,336,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 4,196,437,000 8 $ 1,253,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 7 $ 421,000
NTFN, INC.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 7 $ 984,000
RESIDENTIAL FINANCE CORPORATIO
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 7 $ 721,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 7 $ 824,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,288,658,000,000 7 $ 856,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 6 $ 1,317,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 6 $ 678,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 6 $ 781,000
MIL-WAY FEDERAL CREDIT UNION
2000 ARKANSAS BLVD
TEXARKANA, AR 71854
* $ 104,929,000 6 $ 495,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 6 $ 1,043,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 5 $ 335,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 5 $ 726,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 13,623,469,000 5 $ 693,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 4 $ 554,000
CASHCALL, INC.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 4 $ 387,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ 10,000,000 4 $ 600,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 4 $ 448,000
DOMINO FEDERAL CREDIT UNION
2208 KENNEDY LANE
TEXARKANA, TX 75503
* $ 53,217,000 4 $ 323,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 4 $ 819,000
SOUTHERN MISSOURI BANK OF MARSHFIELD
PO BOX M 1292 BANNING ST
MARSHFIELD, MO 65706
* $ 102,032,000 4 $ 397,000
SUMMIT BANK
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 1,129,693,000 3 $ 362,000
THE FIRST NATIONAL BANK OF TOM BEAN
109 S. BRITTON
TOM BEAN, TX 75489
* $ 49,950,000 3 $ 121,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 3 $ 229,000
GATEWAY MORTGAGE GROUP, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 3 $ 323,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 102,000
GFS CAPITAL
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 3 $ 306,000
US BK NA ND
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 3 $ 701,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 3 $ 351,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 347,000
TEXANA BANK, NATIONAL ASSOCIATION
PO BOX 546
LINDEN, TX 75563
* $ 146,308,000 3 $ 245,000
ING BANK, FSB / CAPITAL ONE
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 2 $ 322,000
ARVEST MORTGAGE COMPANY
931 W MONROE
LOWELL, AR 72745
* $ 12,527,568,000 2 $ 78,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 2 $ 304,000
NETWORK FUNDING, L.P.
9700 RICHMOND, SUITE 320
DALLAS, TX 77042
* $ 43,942,000 2 $ 167,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 2 $ 433,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 158,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ 242,587,000 2 $ 270,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 2 $ 188,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 278,000
GENERATION MORTGAGE COMPANY
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 2 $ 202,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ 10,000,000 2 $ 228,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 2 $ 228,000
UNITED SECURITY FINANCIAL CORP
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 2 $ 325,000
CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA
PO BOX 992
VIVIAN, LA 71082
* $ 147,620,000 2 $ 348,000
PELICAN STATE CREDIT UNION
P.O. BOX 40088
BATON ROUGE, LA 70835
* $ 191,733,000 2 $ 39,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 2 $ 246,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 2 $ 494,000
TIB THE INDEPENDENT BANKERSBAN
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,507,508,000 2 $ 514,000
BANC OF CALIFORNIA, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 984,290,000 2 $ 396,000
BANK OF LITTLE ROCK MORTGAGE CORPORATION
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 182,179,000 1 $ 51,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 1 $ 177,000
SIGNATURE FEDERAL CREDIT UNION
12 HERBERT ST.
ALEXANDRIA, VA 22313
* $ 275,779,000 1 $ 128,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 247,163,000 1 $ 190,000
SOUTHERN BANCORP BANK
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 1,147,058,000 1 $ 82,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 921,138,000 1 $ 194,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 1 $ 9,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 1 $ 147,000
FIRST CHOICE BANK
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 669,292,000 1 $ 154,000
FIRST CHOICE LOAN SERVICES INC.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 417,000
UNITED BANK MORTGAGE CORPORATI
900 EAST PARIS AVE SE
GRAND RAPIDS, MI 49546
* $ 264,000,000 1 $ 230,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 1 $ 209,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 159,000
RIVERSIDE MORTGAGE COMPANY, INC.
1001 W MARKHAM
LITTLE ROCK, AR 72201
* $ 53,094,000 1 $ 417,000
DELTA TRUST MORTGAGE, INC.
11700 CANTRELL ROAD SUITE B
LITTLE ROCK, AR 72223
* $ 383,922,000 1 $ 99,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 1 $ 167,000
HOME FEDERAL BANK
222 FLORIDA STREET
SHREVEPORT, LA 71105
* $ 252,662,000 1 $ 133,000
NATIONAL BANK OF ARKANSAS
4004 MCCAIN BLVD
NORTH LITTLE ROCK, AR 72116
* $ 187,071,000 1 $ 164,000
FARMERS BANK AND TRUST NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 1 $ 131,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 615,607,000 1 $ 112,000
FIRST GUARANTY BANK
400 EAST THOMAS STREET
HAMMOND, LA 70401
* $ 1,353,289,000 1 $ 53,000
GIBSLAND BANK & TRUST COMPANY
1246 THIRD STREET
GIBSLAND, LA 71028
* $ 263,331,000 1 $ 43,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,898,665,000 1 $ 69,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 88,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 52,000
PREMIER HOME MORTGAGE, INC.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 79,000
SERVICE FINANCE COMPANY, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 12,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 1 $ 82,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 1 $ 51,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
UPPER ARLINGTON, OH 44131
* $ 101,315,000 1 $ 200,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 37,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 185,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ 10,000,000 1 $ 142,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 1 $ 375,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 155,000
CALIBER FUNDING LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 236,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 1 $ 135,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 263,309,559,000 1 $ 25,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 168,867,640,000 1 $ 189,000
WHITNEY BANK
228 ST CHARLES AVE, SUITE 537
NEW ORLEANS, LA 70130
* $ 14,882,261,000 1 $ 168,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 86,198,836,000 1 $ 112,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 1 $ 155,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 25,359,999,000 1 $ 12,000
M&T REALTY CAPITAL CORPORATION
701 SENECA STREET - SUITE 330N
BALTIMORE, MD 14210
* $ 76,887,082,000 1 $ 22,190,000
BEAR STATE BANK
1401 HWY 62/65 N
HARRISON, AR 72602
* $ 718,058,000 1 $ 53,000
IBERIABANK MORTGAGE COMPANY
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 11,676,671,000 1 $ 150,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Miller County AR in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 792 $101,551,000 $128,000 $3,414,000 $71,000 $3,099,000
Home Purchase 651 $70,778,000 $108,000 $2,408,000 $64,000 $1,610,000
Home Improvement 156 $27,461,000 $176,000 $22,190,000 $55,000 $328,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,213 $130,433,000 $107,000 $653,000 $76,000 $3,099,000
Black or African American 160 $14,409,000 $90,000 $354,000 $46,000 $182,000
Not applicable 113 $44,158,000 $390,000 $22,190,000 $6,000 $171,000
Not Provided 76 $7,609,000 $100,000 $417,000 $42,000 $200,000
Hispanic 22 $1,862,000 $84,000 $186,000 $79,000 $156,000
American Indian or Alaskan Native 11 $1,103,000 $100,000 $230,000 $53,000 $206,000
Asian 2 $98,000 $49,000 $61,000 $20,000 $21,000
Native Hawaiian or Other Pacific Islander 2 $118,000 $59,000 $67,000 $28,000 $29,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,163 $144,379,000 $124,000 $22,190,000 $76,000 $3,099,000
FHA-insured (Federal Housing Administration) 320 $39,744,000 $124,000 $3,414,000 $42,000 $200,000
VA-guaranteed (Veterans Administration) 103 $14,269,000 $138,000 $354,000 $43,000 $201,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 13 $1,398,000 $107,000 $151,000 $33,000 $50,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 780 $109,501,000 $140,000 $22,190,000 $79,000 $3,099,000
Application Denied By Financial Institution 312 $24,216,000 $77,000 $492,000 $56,000 $1,032,000
Loan Purchased By The Institution 285 $38,301,000 $134,000 $414,000 $48,000 $833,000
Application Withdrawn By Applicant 116 $16,532,000 $142,000 $3,414,000 $52,000 $200,000
Application Approved But Not Accepted 77 $7,925,000 $102,000 $400,000 $84,000 $755,000
File Closed For Incompleteness 29 $3,315,000 $114,000 $550,000 $47,000 $286,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 119 $7,003,000 $58,000 $305,000 $45,000 $200,000
Debt-To-Income Ratio 47 $3,889,000 $82,000 $275,000 $35,000 $106,000
Collateral 29 $3,159,000 $108,000 $492,000 $84,000 $386,000
Other 15 $1,316,000 $87,000 $375,000 $128,000 $1,032,000
Credit Application Incomplete 13 $1,535,000 $118,000 $214,000 $53,000 $229,000
Unverifiable Information 3 $286,000 $95,000 $190,000 $229,000 $509,000
Employment History 3 $247,000 $82,000 $129,000 $50,000 $84,000
Insufficient Cash (Downpayment, Closing Cost) 2 $205,000 $102,000 $152,000 $98,000 $197,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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