Unlock detailed Mineral County WV mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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activity and lending patterns in this area and throughout the US.
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for all lenders based in West Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,027 |
| Total Mortgage Loan Application Amount | $119,943,000 |
| Average Mortgage Loan Application Amount | $116,000 |
| Highest Mortgage Loan Application Amount | $546,000 |
| Average Applicant Income | $61,000 |
| Highest Applicant Income | $452,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION 153 BALTIMORE STREET CUMBERLAND, MD 21502 |
* | $ 250,578,000 | 102 | $ 10,733,000 |
| BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 159,675,538,000 | 99 | $ 10,219,000 |
| M&T BANK 1 M&T PLAZA -15TH FLOOR BUFFALO, NY 14203 |
* | $ 67,860,327,000 | 79 | $ 6,713,000 |
| FIRST UNITED CORPORATION 19 S SECOND STREET OAKLAND, MD 21550 |
* | $ 1,736,891,000 | 64 | $ 5,049,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 63 | $ 8,587,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 51 | $ 6,914,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 50 | $ 6,798,000 |
| CHESSIE FEDERAL CREDIT UNION 15 COMMERCE DRIVE CUMBERLAND, MD 21502 |
* | $ 198,609,000 | 38 | $ 3,832,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 31 | $ 3,341,000 |
| WEPCO FEDERAL CREDIT UNION 204 NORTH BRANCH AVE BLOOMINGTON, MD 21523 |
* | $ 154,982,000 | 26 | $ 2,214,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 26 | $ 3,210,000 |
| STANDARD BANK, PASB 2640 MONROEVILLE BLVD MONROEVILLE, PA 15146 |
* | $ 392,531,000 | 21 | $ 3,695,000 |
| BANK OF ROMNEY 95 E MAIN STREET ROMNEY, WV 26757 |
* | $ 230,942,000 | 20 | $ 2,153,000 |
| THE GRANT COUNTY BANK P. O. BOX 929 PETERSBURG, WV 26847 |
* | $ 247,687,000 | 20 | $ 2,185,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 20 | $ 2,508,000 |
| FARM CREDIT OF THE VIRGINIAS, ACA 106 SANGERS LANE STAUNTON, VA 24401 |
* | $ 1,007,892,000,000 | 17 | $ 2,952,000 |
| FNB BANK, INCORPORATED 105 NORTH HIGH STREET ROMNEY, WV 26757 |
* | $ 136,879,000 | 16 | $ 1,335,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 15 | $ 2,419,000 |
| SUMMIT COMMUNITY BANK, INC PO BOX 680; 310 NORTH MAIN STREET MOOREFIELD, WV 26836 |
* | $ 1,570,384,000 | 14 | $ 1,366,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 11 | $ 1,410,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 10 | $ 733,000 |
| FIRST MARINER BANK 3301 BOSTON STREET BALTIMORE, MD 21224 |
* | $ 1,379,910,000 | 9 | $ 1,351,000 |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 971 CORPORATE BLVD LINTHICUM, MD 21090 |
* | $ 2,024,896,000 | 8 | $ 561,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 8 | $ 1,079,000 |
| KELCO FEDERAL CREDIT UNION 321 GREENE ST CUMBERLAND, MD 21502 |
* | $ 55,165,000 | 8 | $ 691,000 |
| SUSQUEHANNA BANK 1570 MANHEIM PIKE PO BOX 3300 LANCASTER, PA 17601 |
* | $ 13,494,332,000 | 8 | $ 281,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 164,340,844,000 | 8 | $ 1,484,000 |
| CITIFINANCIAL INC 300 ST PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 8 | $ 860,000 |
| CORRIDOR MORTGAGE GROUP, INC. 11085 STRATFIELD COURT MARRIOTTSVILLE, MD 21104 |
* | $ 605,000,000 | 8 | $ 1,621,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 7 | $ 1,005,000 |
| ACT 1ST FCU 14316 NATIONAL HWY SW LAVALE, MD 21502 |
* | $ 66,076,000 | 7 | $ 484,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 6 | $ 992,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 6 | $ 1,540,000 |
| PROSPERITY MORTGAGE COMPANY 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,788,563,000 | 6 | $ 678,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 5 | $ 728,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 90,293,933,000 | 4 | $ 406,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,483,100,000 | 4 | $ 928,000 |
| PENDLETON COMMUNITY BANK, INC. 128 N MAIN ST FRANKLIN, WV 26807 |
* | $ 242,411,000 | 4 | $ 410,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 4 | $ 330,000 |
| FIRST HOME MORTGAGE CORPORATION 5355 NOTTINGHAM DRIVE, SUITE 130 LUTHERVILLE-TIMONIUM, MD 21236 |
* | $ 10,000,000 | 4 | $ 784,000 |
| PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 260,309,849,000 | 3 | $ 164,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 8,059,724,000 | 3 | $ 416,000 |
| MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 12,817,999,000 | 2 | $ 217,000 |
| CITY NATIONAL BANK OF WEST VIRGINIA 25 GATEWATER ROAD CHARLESTON, WV 25313 |
* | $ 2,601,971,000 | 2 | $ 95,000 |
| THE HUNTINGTON NATIONAL BANK 7575 HUNTINGTON PARK DR COLUMBUS, OH 43235 |
* | $ 51,111,245,000 | 2 | $ 189,000 |
| CAPON VALLEY BANK 2 W MAIN ST, PO BOX 119 WARDENSVILLE, WV 26851 |
* | $ 159,676,000 | 2 | $ 70,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 39,610,194,000 | 2 | $ 335,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD, SUITE 100 GREENBELT, MD 20770 |
* | $ 507,491,000 | 2 | $ 332,000 |
| ALCOVA MORTGAGE LLC 308 MARKET ST, SE MECHANICSVILLE, VA 24011 |
* | $ 710,000 | 2 | $ 238,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ 10,000,000 | 2 | $ 300,000 |
| HOMEOWNERS MORTGAGE OF AMERICA 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339 |
* | $ 10,000,000 | 2 | $ 421,000 |
| GENERATION MORTGAGE COMPANY 3565 PIEDMONT ROAD, NE STE. 300 ATLANTA, GA 30305 |
* | $ 73,926,000 | 2 | $ 202,000 |
| ROUNDPOINT MORTGAGE COMPANY 5032 PARKWAY PLAZA BLVD, STE 200 CHARLOTTE, NC 28278 |
* | $ 10,000,000 | 1 | $ 231,000 |
| LSI MORTGAGE PLUS 6470 E JOHNS CROSSING STE 400 DULUTH, GA 30097 |
* | $ 1,704,000 | 1 | $ 277,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 1 | $ 177,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 1 | $ 69,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ 4,410,000 | 1 | $ 113,000 |
| SIRVA MORTGAGE, INC. 6200 OAK TREE BLVD STE 300 UPPER ARLINGTON, OH 44131 |
* | $ 101,315,000 | 1 | $ 160,000 |
| WESTSTAR MORTGAGE, INC. 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ 10,000,000 | 1 | $ 153,000 |
| PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 1 | $ 136,000 |
| BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 1,422,795,000 | 1 | $ 230,000 |
| PRIMARY RESIDENTIAL MORTGAGE 4750 W WILEY POST WAY SUITE 200 SALT LAKE CITY, UT 84116 |
* | $ 10,000,000 | 1 | $ 130,000 |
| THE WASHINGTON SAVINGS BANK 4201 MITCHELLVILLE RD SUITE 300 BOWIE, MD 20716 |
* | $ 430,216,000 | 1 | $ 336,000 |
| PRESIDENTIAL BANK, F.S.B. 4600 EAST-WEST HIGHWAY, SUITE 400 BETHESDA, MD 20814 |
* | $ 604,222,000 | 1 | $ 73,000 |
| NUMARK CREDIT UNION 1654 TERRY DR; P O BOX 2729 JOLIET, IL 60434 |
* | $ 151,583,000 | 1 | $ 55,000 |
| BANK OF CHARLES TOWN 111 EAST WASHINGTON ST CHARLES TOWN, WV 25414 |
* | $ 301,980,000 | 1 | $ 400,000 |
| COLUMBIA SAVINGS BANK 411 LUDLOW AVENUE CINCINNATI, OH 45220 |
* | $ 55,824,000 | 1 | $ 51,000 |
| STIFEL BANK & TRUST 501 N BROADWAY ST LOUIS, MO 63141 |
* | $ 1,159,367,000 | 1 | $ 123,000 |
| C & F MORTGAGE CORPORATION 1400 ALVERSER DRIVE WEST POINT, VA 23113 |
* | $ 189,567,000 | 1 | $ 165,000 |
| HOME SAVINGS OF AMERICA 35 E BROADWAY LITTLE FALLS, MN 56345 |
* | $ 477,531,000 | 1 | $ 152,000 |
| NORTH AMERICAN SAVINGS BANK 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,506,113,000 | 1 | $ 234,000 |
| COLONIAL SAVINGS, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 964,882,000 | 1 | $ 270,000 |
| CAPWEST MORTGAGE CORPORATION 14231 METCALF AVE. STE. 200 OVERLAND PARK, KS 66223 |
* | $ 629,176,000 | 1 | $ 201,000 |
| BANK OF CLARKE 2 E MAIN STREET BERRYVILLE, VA 22611 |
* | $ 528,698,000 | 1 | $ 123,000 |
| ARMED FORCES BANK, NATIONAL ASSOCIATION 1111 MAIN ST SUITE 1600 KANSAS CITY, MO 64105 |
* | $ 862,852,000 | 1 | $ 135,000 |
| CRESCENT MORTGAGE COMPANY 5901 PEACHTREE DUNWOODY RD NE BLG C, 250 ATLANTA, GA 30328 |
* | $ 1,140,194,000 | 1 | $ 104,000 |
| CUSTOMERS BANK 99 BRIDGE STREET PHOENIXVILLE, PA 19460 |
* | $ 349,760,000 | 1 | $ 29,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 112,736,105,000 | 1 | $ 248,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,157,711,000 | 1 | $ 161,000 |
| THRIVENT FINANCIAL BANK 122 EAST COLLEGE AVE., SUITE 1E APPLETON, WI 54911 |
* | $ 548,648,000 | 1 | $ 137,000 |
| HSBC MORTGAGE CORP 2929 WALDEN AVE DEPEW, NY 14043 |
* | $ 92,958,000 | 1 | $ 105,000 |
| ONEWEST BANK, FSB 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 23,286,247,000 | 1 | $ 157,000 |
| LIBERTY MORTGAGE CORPORATION 223 W NASH STREET WILSON, NC 27893 |
* | $ 2,406,088,000 | 1 | $ 191,000 |
| EVERHOME MORTGAGE COMPANY 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 3,027,261,000 | 1 | $ 56,000 |
| FINANCIAL FREEDOM ACQUISITION 1 BANTING IRVINE, CA 92618 |
* | $ 36,000,000,000 | 1 | $ 61,000 |
| PENTAGON FEDERAL CREDIT UNION 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 13,969,885,000 | 1 | $ 151,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 14,106,965,000 | 1 | $ 86,000 |
| RBS CITIZENS, N.A. ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 116,921,115,000 | 1 | $ 128,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 609 | $79,660,000 | $130,000 | $546,000 | $63,000 | $452,000 |
| Home Purchase | 279 | $34,440,000 | $123,000 | $443,000 | $59,000 | $443,000 |
| Home Improvement | 139 | $5,843,000 | $42,000 | $356,000 | $56,000 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 849 | $95,728,000 | $112,000 | $543,000 | $64,000 | $397,000 |
| Not Provided | 91 | $11,902,000 | $130,000 | $546,000 | $77,000 | $452,000 |
| Not applicable | 72 | $10,265,000 | $142,000 | $443,000 | $2,000 | $62,000 |
| Black or African American | 9 | $1,112,000 | $123,000 | $192,000 | $60,000 | $94,000 |
| Hispanic | 4 | $472,000 | $118,000 | $232,000 | $64,000 | $91,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $104,000 | $104,000 | $104,000 | $61,000 | $61,000 |
| Asian | 1 | $360,000 | $360,000 | $360,000 | $443,000 | $443,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 779 | $87,072,000 | $111,000 | $546,000 | $65,000 | $452,000 |
| FHA-insured (Federal Housing Administration) | 176 | $22,771,000 | $129,000 | $277,000 | $49,000 | $149,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 42 | $5,655,000 | $134,000 | $300,000 | $46,000 | $83,000 |
| VA-guaranteed (Veterans Administration) | 30 | $4,445,000 | $148,000 | $325,000 | $52,000 | $147,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 564 | $63,017,000 | $111,000 | $445,000 | $68,000 | $452,000 |
| Loan Purchased By The Institution | 175 | $23,960,000 | $136,000 | $403,000 | $37,000 | $192,000 |
| Application Denied By Financial Institution | 166 | $17,880,000 | $107,000 | $546,000 | $57,000 | $332,000 |
| Application Withdrawn By Applicant | 72 | $10,119,000 | $140,000 | $543,000 | $75,000 | $324,000 |
| Application Approved But Not Accepted | 37 | $3,470,000 | $93,000 | $230,000 | $65,000 | $397,000 |
| File Closed For Incompleteness | 13 | $1,497,000 | $115,000 | $417,000 | $38,000 | $91,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 37 | $3,056,000 | $82,000 | $228,000 | $56,000 | $144,000 |
| Collateral | 27 | $5,177,000 | $191,000 | $546,000 | $70,000 | $152,000 |
| Debt-To-Income Ratio | 24 | $3,058,000 | $127,000 | $325,000 | $59,000 | $147,000 |
| Other | 10 | $1,039,000 | $103,000 | $192,000 | $59,000 | $128,000 |
| Credit Application Incomplete | 9 | $1,213,000 | $134,000 | $232,000 | $67,000 | $90,000 |
| Employment History | 2 | $260,000 | $130,000 | $166,000 | $36,000 | $50,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $181,000 | $90,000 | $143,000 | $24,000 | $28,000 |
| Unverifiable Information | 1 | $130,000 | $130,000 | $130,000 | $37,000 | $37,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.