Missaukee County, MI Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 462 mortgage applications in Missaukee County, MI totaling $69.0 million, down 27% from 2022. The average application was for $149,000, and applicants reported an average income of $91,000. 55% of applications resulted in an originated loan and 22% were denied. The most active lender was Huntington National Bank, with 74 applications, followed by Horizon Bank and Fifth Third Bank, National Association.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 462
Total Mortgage Loan Application Amount $68,960,000
Average Mortgage Loan Application Amount $149,000
Highest Mortgage Loan Application Amount $805,000
Average Applicant Income $91,000
Highest Applicant Income $700,000

Mortgage Company List for Lending in Missaukee County, MI for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 74 $ 6,510,000
Horizon Bank
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ 7,794,340,000 55 $ 8,015,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 26 $ 2,600,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 16 $ 3,020,000
Independent Bank
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 4,995,759,000 14 $ 2,330,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 13 $ 2,485,000
Mortgage300 Corporation
10 SE CENTRAL PARKWAY SUITE 325
STUART, FL 34994
* $ -1,000 10 $ 1,420,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ -1,000 9 $ 785,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 9 $ 1,825,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 9 $ 2,015,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 11,908,096,000 7 $ 1,145,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 7 $ 1,095,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 6 $ 1,030,000
Mercantile Bank
310 LEONARD STREET NORTH WEST
GRAND RAPIDS, MI 49504
* $ 4,853,001,000 6 $ 790,000
Wmcu
1319 FRONT AVE NW
GRAND RAPIDS, MI 49504
* $ 272,614,000 6 $ 400,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 6 $ 1,570,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 5 $ 485,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ -1,000 5 $ 865,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 5 $ 1,045,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 5 $ 595,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 5 $ 255,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 5 $ 695,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 4 $ 390,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 4 $ 620,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ 931,934,000 4 $ 950,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 4 $ 850,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 4 $ 490,000
Community Financial
500 S HARVEY ST
PLYMOUTH, MI 48170
* $ 1,531,732,000 3 $ 325,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 3 $ 365,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 3 $ 805,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 3 $ 155,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 3 $ 835,000
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 7,276,719,000 3 $ 325,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 3 $ 455,000
Lake Trust Credit Union
4605 S OLD US HIGHWAY 23
BRIGHTON, MI 48114
* $ 2,583,731,000 3 $ 215,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 2 $ 980,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 2 $ 470,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 2 $ 180,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 2 $ 240,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 420,000
Gvc Mortgage, Inc.
ONE PLAZA DRIVE, SUITE 3
SUITE 200, IN 46064
* $ -1,000 2 $ 610,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 2 $ 290,000
Isabella Bank
139 E. BROADWAY
MT PLEASANT, MI 48858
* $ 1,981,367,000 2 $ 700,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ -1,000 2 $ 340,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 2 $ 90,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 2 $ 240,000
Choiceone Bank
109 E. DIVISION ST.
SPARTA, MI 49345
* $ 2,382,585,000 2 $ 670,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 2 $ 430,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 380,000
Commercial Bank
301 N. STATE ST
ALMA, MI 48801
* $ 613,249,000 2 $ 630,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 2 $ 540,000
Michigan Schools and Governmen
40400 GARFIELD ROAD
CLINTON TOWNSHIP, MI 48038
* $ 3,328,841,000 2 $ 230,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 2 $ 170,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 2 $ 260,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 200,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 2 $ 190,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 410,000
First State Bank of Middlebury
111 S. MAIN STREET
MIDDLEBURY, IN 46540
* $ 733,792,000 1 $ 405,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 255,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 175,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 65,000
Case Credit Union
PO BOX 22158 4316 SOUTH PENNSYLVANIA AVENUE
LANSING, MI 48909
* $ 398,563,000 1 $ 255,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ -1,000 1 $ 205,000
Dow Credit Union
600 E. LYON ROAD P.O. BOX 1649
MIDLAND, MI 48641
* $ 2,121,428,000 1 $ 175,000
Dort Financial Credit Union
9048 HOLLY ROAD
GRAND BLANC, MI 48439
* $ 1,504,358,000 1 $ 105,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 205,000
Advantage One Credit Union
23670 TELEGRAPH RD.
BROWNSTOWN, MI 48134
* $ 234,080,000 1 $ 55,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,722,761,000 1 $ 125,000
Adventure Credit Union
630 32ND ST SE
GRAND RAPIDS, MI 49548
* $ 437,120,000 1 $ 75,000
Kellogg Community Credit Union
41 SECOND ST
BATTLE CREEK, MI 49014
* $ 830,761,000 1 $ 355,000
Oak Mortgage, LLC
113-125 E CHICAGO RD
STURGIS, MI 49091
* $ -1,000 1 $ 135,000
Ukrainian Selfreliance Michigan Federal Credit Union
26791 RYAN RD
WARREN, MI 48091
* $ 129,757,000 1 $ 135,000
Greenstone Farm Credit Services
5285 W US-223
EAST LANSING, MI 48823
* $ -1,000 1 $ 55,000
Team One Credit Union
520 HAYDEN
SAGINAW, MI 48607
* $ 750,658,000 1 $ 205,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 115,000
United Bank of Michigan
900 EAST PARIS AVE SE
GRAND RAPIDS, MI 49546
* $ 902,322,000 1 $ 135,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 1 $ 195,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 85,000
Bank of Ann Arbor
1333 W ANN ARBOR ROAD
ANN ARBOR, MI 48104
* $ 3,016,741,000 1 $ 105,000
Arbor Financial Credit Union
1551 SOUTH 9TH STREET
KALAMAZOO, MI 49009
* $ 882,513,000 1 $ 385,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 1 $ 85,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 8,748,360,000 1 $ 405,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ -1,000 1 $ 85,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 1 $ 95,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 3,908,828,000 1 $ 155,000
Credit Union One
400 E NINE MILE RD
FERNDALE, MI 48220
* $ 1,758,444,000 1 $ 35,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 21,228,609,000 1 $ 385,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 195,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ -1,000 1 $ 135,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 46,490,438,000 1 $ 345,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 1 $ 25,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 4,469,837,000 1 $ 175,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 9,280,218,000 1 $ 35,000
Proper Rate, LLC
1800 W LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 265,000
Dfcu Financial
400 TOWN CENTER DRIVE
DEARBORN, MI 48121
* $ 6,002,039,000 1 $ 25,000
Kalsee Credit Union
2501 MILLCORK STREET
KALAMAZOO, MI 49001
* $ 266,640,000 1 $ 175,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 265,000
Farmers National Bank
1 SOUTH MAIN STREET
NILES, OH 44446
* $ 4,065,303,000 1 $ 505,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 1 $ 195,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 225,000

The tables below break down 2023 mortgage applications in Missaukee County, MI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Missaukee County, MI in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 223 $44,425,000 $199,000 $805,000 $99,000 $666,000
Cash-out Refinancing 71 $10,385,000 $146,000 $705,000 $88,000 $372,000
Refinancing 60 $5,880,000 $98,000 $415,000 $64,000 $256,000
Other Purpose 56 $4,340,000 $77,000 $485,000 $104,000 $700,000
Home Improvement 52 $3,930,000 $75,000 $375,000 $84,000 $318,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 366 $54,090,000 $147,000 $805,000 $92,000 $700,000
Not Provided 53 $8,115,000 $153,000 $665,000 $92,000 $666,000
Not applicable 27 $4,905,000 $181,000 $525,000 $0 $0
Hispanic 7 $945,000 $135,000 $325,000 $53,000 $86,000
American Indian or Alaskan Native 6 $360,000 $60,000 $85,000 $92,000 $146,000
Asian 2 $280,000 $140,000 $145,000 $109,000 $166,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 345 $49,005,000 $142,000 $805,000 $100,000 $700,000
FHA-insured (Federal Housing Administration) 81 $11,895,000 $146,000 $345,000 $57,000 $200,000
VA-guaranteed (Veterans Administration) 31 $7,295,000 $235,000 $525,000 $85,000 $144,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $765,000 $153,000 $195,000 $61,000 $67,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 256 $40,070,000 $156,000 $805,000 $93,000 $666,000
Application Denied By Financial Institution 102 $11,230,000 $110,000 $485,000 $83,000 $700,000
Application Withdrawn By Applicant 48 $8,210,000 $171,000 $605,000 $95,000 $509,000
Loan Purchased By The Institution 27 $4,905,000 $181,000 $525,000 $0 $0
File Closed For Incompleteness 16 $3,140,000 $196,000 $415,000 $108,000 $387,000
Application Approved But Not Accepted 12 $1,260,000 $105,000 $255,000 $83,000 $165,000
Preapproval Denied by Financial Institution 1 $145,000 $145,000 $145,000 $163,000 $163,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 356 $56,920,000 $159,000 $805,000 $93,000 $666,000
Credit History 33 $2,905,000 $88,000 $235,000 $65,000 $138,000
Debt-To-Income Ratio 31 $4,305,000 $138,000 $425,000 $85,000 $511,000
Collateral 21 $2,545,000 $121,000 $485,000 $121,000 $700,000
Other 8 $1,000,000 $125,000 $345,000 $129,000 $500,000
Credit Application Incomplete 7 $525,000 $75,000 $175,000 $64,000 $159,000
Insufficient Cash (Downpayment, Closing Cost) 4 $520,000 $130,000 $185,000 $72,000 $163,000
Unverifiable Information 1 $95,000 $95,000 $95,000 $44,000 $44,000
Employment History 1 $145,000 $145,000 $145,000 $35,000 $35,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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