AllMortgageDetail - Mortgage Application Details

Mississippi
Mortgage Loan Application
Totals and Details
in 2014

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Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 88,388
Total Mortgage Loan Application Amount $10,686,531,000
Average Mortgage Loan Application Amount $120,000
Highest Mortgage Loan Application Amount $27,000,000
Average Applicant Income $65,000
Highest Applicant Income $9,999,000

Mortgage Loan Application Detail Totals for Mississippi in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 43,509 $5,661,877,000 $130,000 $27,000,000 $60,000 $9,999,000
Refinancing 35,956 $4,730,370,000 $131,000 $19,114,000 $72,000 $9,999,000
Home Improvement 8,923 $294,284,000 $32,000 $15,313,000 $60,000 $2,256,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 51,663 $6,311,021,000 $122,000 $6,900,000 $83,000 $9,999,000
Black or African American 18,175 $1,533,966,000 $84,000 $1,170,000 $50,000 $2,500,000
Not applicable 11,465 $2,007,180,000 $175,000 $27,000,000 $5,000 $1,020,000
Not Provided 4,695 $546,073,000 $116,000 $2,338,000 $66,000 $5,501,000
Hispanic 1,168 $119,960,000 $102,000 $692,000 $64,000 $1,530,000
Asian 854 $129,464,000 $151,000 $2,442,000 $99,000 $2,900,000
American Indian or Alaskan Native 276 $28,577,000 $103,000 $424,000 $104,000 $9,999,000
Native Hawaiin or Other Pacific Islander 92 $10,290,000 $111,000 $417,000 $68,000 $571,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 61,481 $7,067,273,000 $114,000 $27,000,000 $76,000 $9,999,000
FHA-insured (Federal Housing Administration) 13,873 $1,702,972,000 $122,000 $11,755,000 $40,000 $9,999,000
VA-guaranteed (Veterans Administration) 7,109 $1,189,935,000 $167,000 $751,000 $55,000 $1,418,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5,925 $726,351,000 $122,000 $448,000 $28,000 $134,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 43,962 $5,618,047,000 $127,000 $19,114,000 $80,000 $9,999,000
Application Denied By Financial Institution 19,828 $1,777,732,000 $89,000 $4,000,000 $56,000 $9,999,000
Loan Purchased By The Institution 12,665 $1,831,633,000 $144,000 $1,388,000 $22,000 $1,068,000
Application Withdrawn By Applicant 5,890 $855,894,000 $145,000 $27,000,000 $76,000 $3,342,000
Application Approved But Not Accepted 4,209 $357,516,000 $84,000 $10,000,000 $62,000 $1,381,000
File Closed For Incompleteness 1,822 $244,405,000 $134,000 $3,000,000 $81,000 $4,920,000
Preapproval Denied by Financial Institution 9 $1,012,000 $112,000 $204,000 $34,000 $72,000
Preapproval Approved but not Accepted 3 $292,000 $97,000 $143,000 $35,000 $50,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3,262 $243,598,000 $74,000 $1,250,000 $64,000 $9,999,000
Debt-To-Income Ratio 1,749 $198,311,000 $113,000 $4,000,000 $49,000 $1,337,000
Collateral 1,363 $164,146,000 $120,000 $2,338,000 $77,000 $1,476,000
Credit Application Incomplete 759 $99,219,000 $130,000 $1,100,000 $73,000 $2,392,000
Other 648 $73,989,000 $114,000 $3,000,000 $64,000 $1,698,000
Insufficient Cash (Downpayment, Closing Cost) 224 $24,808,000 $110,000 $600,000 $49,000 $250,000
Unverifiable Information 199 $26,164,000 $131,000 $429,000 $78,000 $468,000
Employment History 108 $11,950,000 $110,000 $750,000 $66,000 $600,000
Mortgage Insurance Denied 7 $620,000 $88,000 $179,000 $59,000 $73,000

Mortgage Loan Application Totals in 2014 by Mississippi Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
GULFPORT-BILOXI-PASCAGOULA, MS 12,141 $ 1,617,132,000 $ 133,000 $ 72,000
HATTIESBURG, MS 5,057 $ 666,439,000 $ 131,000 $ 73,000
JACKSON, MS 19,875 $ 2,971,858,000 $ 149,000 $ 68,000

Mortgage Loan Application Totals in 2014 by Mississippi County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams 534 $ 59,450,000 $ 111,000 $ 53,000
Alcorn 750 $ 69,275,000 $ 92,000 $ 61,000
Amite 304 $ 31,083,000 $ 102,000 $ 59,000
Attala 375 $ 29,661,000 $ 79,000 $ 63,000
Benton 236 $ 15,460,000 $ 65,000 $ 53,000
Bolivar 616 $ 69,547,000 $ 112,000 $ 58,000
Calhoun 263 $ 17,533,000 $ 66,000 $ 51,000
Carroll 136 $ 13,306,000 $ 97,000 $ 66,000
Chickasaw 291 $ 19,684,000 $ 67,000 $ 46,000
Choctaw 151 $ 11,141,000 $ 73,000 $ 49,000
Claiborne 141 $ 10,232,000 $ 72,000 $ 43,000
Clarke 486 $ 42,925,000 $ 88,000 $ 69,000
Clay 468 $ 44,755,000 $ 95,000 $ 64,000
Coahoma 433 $ 29,518,000 $ 68,000 $ 54,000
Copiah 745 $ 60,103,000 $ 80,000 $ 47,000
Covington 548 $ 58,197,000 $ 106,000 $ 59,000
DeSoto 8,156 $ 1,188,990,000 $ 145,000 $ 59,000
Forrest 2,374 $ 282,868,000 $ 119,000 $ 69,000
Franklin 111 $ 11,632,000 $ 104,000 $ 56,000
George 818 $ 78,056,000 $ 95,000 $ 54,000
Greene 386 $ 30,613,000 $ 79,000 $ 61,000
Grenada 588 $ 61,402,000 $ 104,000 $ 61,000
Hancock 1,453 $ 175,164,000 $ 120,000 $ 77,000
Harrison 6,139 $ 870,952,000 $ 141,000 $ 72,000
Hinds 6,772 $ 891,809,000 $ 131,000 $ 62,000
Holmes 326 $ 17,431,000 $ 53,000 $ 43,000
Humphreys 175 $ 7,780,000 $ 44,000 $ 47,000
Issaquena 11 $ 540,000 $ 49,000 $ 39,000
Itawamba 530 $ 46,178,000 $ 87,000 $ 47,000
Jackson 4,591 $ 576,643,000 $ 125,000 $ 70,000
Jasper 455 $ 33,148,000 $ 72,000 $ 83,000
Jefferson 158 $ 10,659,000 $ 67,000 $ 70,000
Jefferson Davis 290 $ 16,357,000 $ 56,000 $ 48,000
Jones 2,103 $ 205,062,000 $ 97,000 $ 62,000
Kemper 157 $ 11,029,000 $ 70,000 $ 43,000
Lafayette 1,718 $ 336,947,000 $ 196,000 $ 118,000
Lamar 2,368 $ 362,140,000 $ 152,000 $ 80,000
Lauderdale 1,879 $ 218,883,000 $ 116,000 $ 69,000
Lawrence 388 $ 30,558,000 $ 78,000 $ 62,000
Leake 556 $ 46,035,000 $ 82,000 $ 62,000
Lee 2,782 $ 328,443,000 $ 118,000 $ 63,000
Leflore 445 $ 39,636,000 $ 89,000 $ 47,000
Lincoln 874 $ 79,497,000 $ 90,000 $ 66,000
Lowndes 1,789 $ 201,244,000 $ 112,000 $ 60,000
Madison 4,584 $ 978,098,000 $ 213,000 $ 99,000
Marion 964 $ 74,559,000 $ 77,000 $ 59,000
Marshall 1,371 $ 115,918,000 $ 84,000 $ 54,000
Monroe 893 $ 74,666,000 $ 83,000 $ 56,000
Montgomery 193 $ 12,786,000 $ 66,000 $ 51,000
Neshoba 605 $ 47,679,000 $ 78,000 $ 64,000
Newton 583 $ 46,930,000 $ 80,000 $ 60,000
Noxubee 224 $ 17,172,000 $ 76,000 $ 73,000
Oktibbeha 1,145 $ 168,653,000 $ 147,000 $ 80,000
Panola 906 $ 71,800,000 $ 79,000 $ 52,000
Pearl River 1,733 $ 182,496,000 $ 105,000 $ 62,000
Perry 368 $ 24,959,000 $ 67,000 $ 57,000
Pike 1,075 $ 100,538,000 $ 93,000 $ 57,000
Pontotoc 687 $ 63,957,000 $ 93,000 $ 51,000
Prentiss 584 $ 45,681,000 $ 78,000 $ 51,000
Quitman 122 $ 6,981,000 $ 57,000 $ 54,000
Rankin 6,354 $ 923,967,000 $ 145,000 $ 59,000
Scott 800 $ 58,562,000 $ 73,000 $ 55,000
Sharkey 52 $ 3,991,000 $ 76,000 $ 52,000
Simpson 781 $ 71,579,000 $ 91,000 $ 57,000
Smith 353 $ 28,682,000 $ 81,000 $ 68,000
Stone 464 $ 50,221,000 $ 108,000 $ 60,000
Sunflower 429 $ 31,298,000 $ 72,000 $ 73,000
Tallahatchie 185 $ 10,139,000 $ 54,000 $ 48,000
Tate 1,027 $ 103,691,000 $ 100,000 $ 60,000
Tippah 332 $ 25,114,000 $ 75,000 $ 50,000
Tishomingo 489 $ 46,754,000 $ 95,000 $ 66,000
Tunica 156 $ 13,604,000 $ 87,000 $ 49,000
Union 583 $ 53,353,000 $ 91,000 $ 56,000
Walthall 464 $ 37,865,000 $ 81,000 $ 54,000
Warren 1,386 $ 156,068,000 $ 112,000 $ 62,000
Washington 856 $ 72,560,000 $ 84,000 $ 57,000
Wayne 577 $ 51,507,000 $ 89,000 $ 70,000
Webster 193 $ 15,560,000 $ 80,000 $ 55,000
Wilkinson 162 $ 13,871,000 $ 85,000 $ 54,000
Winston 542 $ 37,356,000 $ 68,000 $ 52,000
Yalobusha 352 $ 27,493,000 $ 78,000 $ 48,000
Yazoo 702 $ 55,016,000 $ 78,000 $ 54,000