Mississippi
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Discover comprehensive Mississippi mortgage statistics and HMDA loan application data from 2003 to 2023.
Explore detailed insights into the total number of mortgage applications, loan amounts, and lending trends across the state.
Our interactive lists allow you to analyze mortgage data by county and metropolitan area, helping you track regional lending patterns.

Need in-depth lender data?
Easily download a formatted spreadsheet containing aggregated HMDA statistics for all Mississippi based lenders.
Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into Mississippi's mortgage market trends.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 96,503
Total Mortgage Loan Application Amount $16,402,045,000
Average Mortgage Loan Application Amount $169,000
Highest Mortgage Loan Application Amount $40,575,000
Average Applicant Income $99,000
Highest Applicant Income $8,436,000

Explore comprehensive HMDA mortgage statistics and application trends for 2023 in Mississippi. Below, you'll find key insights, including total mortgage applications, average loan amounts, highest application amounts, and the income levels of top applicants. If you're researching mortgage and loan application data in Mississippi, these statistics will help you understand market trends and lending patterns as you navigate the mortgage process.

Our HMDA dataset allows you to analyze mortgage loan applications for 2023 across various categories, including loan purpose, applicant race, loan type, application outcomes, and reasons for denial. These detailed breakdowns provide valuable insights into borrower demographics and lender activity, making them an essential resource for homebuyers, real estate professionals, and industry analysts.

Each category highlights the total number of mortgage applications, total loan amounts, average mortgage sizes, and the highest loan amounts within each segment. You can also explore borrower income data, including average applicant income and the highest reported incomes for mortgage applicants. Whether you're evaluating lender performance, researching loan approval trends, or comparing mortgage options, this HMDA-backed data offers a valuable snapshot of the mortgage landscape in Mississippi.

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Mortgage Loan Application Detail Totals for Mississippi in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 58,308 $11,488,280,000 $197,000 $39,945,000 $96,000 $7,404,000
Cash-out Refinancing 11,636 $1,992,130,000 $171,000 $28,475,000 $83,000 $3,878,000
Refinancing 10,844 $1,751,630,000 $161,000 $28,105,000 $119,000 $3,707,000
Other Purpose 9,517 $692,115,000 $72,000 $2,255,000 $111,000 $8,436,000
Home Improvement 5,870 $451,240,000 $76,000 $40,575,000 $112,000 $7,776,000
Not Applicable 328 $26,650,000 $81,000 $285,000 $60,000 $195,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 50,479 $8,309,115,000 $164,000 $39,945,000 $110,000 $8,436,000
Black or African American 23,878 $3,229,120,000 $135,000 $1,565,000 $75,000 $4,645,000
Not applicable 9,739 $2,626,035,000 $269,000 $40,575,000 $142,000 $1,023,000
Not Provided 8,321 $1,491,805,000 $179,000 $3,115,000 $99,000 $5,824,000
Hispanic 2,242 $374,030,000 $166,000 $1,065,000 $93,000 $3,408,000
Asian 1,083 $249,835,000 $230,000 $3,145,000 $132,000 $3,235,000
American Indian or Alaskan Native 480 $68,800,000 $143,000 $1,155,000 $88,000 $1,264,000
Native Hawaiian or Other Pacific Islander 43 $8,145,000 $189,000 $575,000 $74,000 $165,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 67,322 $10,071,640,000 $149,000 $39,945,000 $106,000 $8,436,000
FHA-insured (Federal Housing Administration) 17,769 $3,579,205,000 $201,000 $40,575,000 $76,000 $1,768,000
VA-guaranteed (Veterans Administration) 8,958 $2,344,090,000 $261,000 $1,475,000 $94,000 $1,657,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2,454 $407,110,000 $165,000 $1,155,000 $67,000 $140,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 45,710 $8,516,090,000 $186,000 $39,945,000 $113,000 $8,436,000
Application Denied By Financial Institution 21,616 $2,589,580,000 $119,000 $40,575,000 $75,000 $6,442,000
Application Withdrawn By Applicant 11,557 $2,234,865,000 $193,000 $25,355,000 $100,000 $7,776,000
Loan Purchased By The Institution 7,523 $1,683,865,000 $223,000 $1,475,000 $123,000 $1,433,000
File Closed For Incompleteness 6,301 $812,525,000 $128,000 $3,305,000 $82,000 $3,878,000
Application Approved But Not Accepted 3,730 $551,150,000 $147,000 $3,855,000 $97,000 $1,888,000
Preapproval Approved but not Accepted 44 $8,910,000 $202,000 $865,000 $85,000 $297,000
Preapproval Denied by Financial Institution 22 $5,060,000 $230,000 $415,000 $77,000 $217,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 71,816 $13,267,380,000 $184,000 $34,805,000 $106,000 $7,776,000
Credit History 9,748 $952,670,000 $97,000 $1,755,000 $76,000 $4,645,000
Debt-To-Income Ratio 8,710 $1,287,970,000 $147,000 $39,945,000 $79,000 $8,436,000
Collateral 2,069 $267,935,000 $129,000 $2,255,000 $96,000 $1,850,000
Credit Application Incomplete 1,495 $256,365,000 $171,000 $40,575,000 $88,000 $1,205,000
Other 1,184 $158,300,000 $133,000 $4,635,000 $98,000 $5,517,000
Unverifiable Information 785 $103,985,000 $132,000 $1,205,000 $71,000 $480,000
Insufficient Cash (Downpayment, Closing Cost) 485 $74,915,000 $154,000 $1,345,000 $91,000 $6,442,000
Employment History 209 $32,185,000 $153,000 $1,195,000 $68,000 $566,000
Mortgage Insurance Denied 2 $340,000 $170,000 $225,000 $64,000 $65,000
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Mortgage Loan Application Totals in 2023 by Mississippi Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
GULFPORT-BILOXI-PASCAGOULA, MS 16,682 $ 3,212,600,000 $ 192,000 $ 105,000
HATTIESBURG, MS 6,084 $ 1,050,000,000 $ 172,000 $ 99,000
JACKSON, MS 20,144 $ 3,717,450,000 $ 184,000 $ 112,000
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Mortgage Loan Application Totals in 2023 by Mississippi County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams 610 $ 73,700,000 $ 120,000 $ 79,000
Alcorn 895 $ 132,495,000 $ 148,000 $ 85,000
Amite 309 $ 37,355,000 $ 120,000 $ 97,000
Attala 497 $ 52,635,000 $ 105,000 $ 76,000
Benton 226 $ 28,510,000 $ 126,000 $ 99,000
Bolivar 579 $ 77,475,000 $ 133,000 $ 87,000
Calhoun 294 $ 35,670,000 $ 121,000 $ 70,000
Carroll 200 $ 24,600,000 $ 123,000 $ 77,000
Chickasaw 419 $ 45,035,000 $ 107,000 $ 65,000
Choctaw 196 $ 22,990,000 $ 117,000 $ 75,000
Claiborne 210 $ 19,370,000 $ 92,000 $ 65,000
Clarke 404 $ 45,580,000 $ 112,000 $ 79,000
Clay 514 $ 64,860,000 $ 126,000 $ 91,000
Coahoma 376 $ 37,000,000 $ 98,000 $ 71,000
Copiah 753 $ 86,935,000 $ 115,000 $ 77,000
Covington 626 $ 73,880,000 $ 118,000 $ 74,000
DeSoto 9,104 $ 2,105,860,000 $ 231,000 $ 106,000
Forrest 2,471 $ 375,835,000 $ 152,000 $ 95,000
Franklin 177 $ 20,235,000 $ 114,000 $ 85,000
George 937 $ 147,285,000 $ 157,000 $ 94,000
Greene 390 $ 46,840,000 $ 120,000 $ 90,000
Grenada 593 $ 75,265,000 $ 126,000 $ 101,000
Hancock 2,086 $ 389,150,000 $ 186,000 $ 113,000
Harrison 8,151 $ 1,640,445,000 $ 201,000 $ 104,000
Hinds 6,525 $ 1,051,875,000 $ 161,000 $ 97,000
Holmes 309 $ 27,035,000 $ 87,000 $ 69,000
Humphreys 200 $ 17,910,000 $ 89,000 $ 63,000
Issaquena 4 $ 340,000 $ 85,000 $ 98,000
Itawamba 592 $ 73,850,000 $ 124,000 $ 72,000
Jackson 5,757 $ 1,078,335,000 $ 187,000 $ 104,000
Jasper 616 $ 63,100,000 $ 102,000 $ 70,000
Jefferson 177 $ 20,995,000 $ 118,000 $ 68,000
Jefferson Davis 449 $ 43,385,000 $ 96,000 $ 63,000
Jones 2,095 $ 266,395,000 $ 127,000 $ 89,000
Kemper 167 $ 17,035,000 $ 102,000 $ 67,000
Lafayette 2,017 $ 567,355,000 $ 281,000 $ 211,000
Lamar 2,553 $ 551,975,000 $ 216,000 $ 114,000
Lauderdale 1,841 $ 251,905,000 $ 136,000 $ 91,000
Lawrence 462 $ 46,770,000 $ 101,000 $ 74,000
Leake 437 $ 52,045,000 $ 119,000 $ 77,000
Lee 2,989 $ 496,155,000 $ 165,000 $ 101,000
Leflore 390 $ 46,050,000 $ 118,000 $ 98,000
Lincoln 930 $ 115,090,000 $ 123,000 $ 85,000
Lowndes 1,736 $ 288,940,000 $ 166,000 $ 90,000
Madison 4,447 $ 1,099,115,000 $ 247,000 $ 158,000
Marion 830 $ 88,290,000 $ 106,000 $ 77,000
Marshall 1,546 $ 277,700,000 $ 179,000 $ 92,000
Monroe 1,107 $ 135,055,000 $ 122,000 $ 73,000
Montgomery 206 $ 24,140,000 $ 117,000 $ 76,000
Neshoba 552 $ 67,740,000 $ 122,000 $ 85,000
Newton 519 $ 59,045,000 $ 113,000 $ 78,000
Noxubee 221 $ 25,295,000 $ 114,000 $ 65,000
Oktibbeha 1,239 $ 280,595,000 $ 226,000 $ 138,000
Panola 1,141 $ 160,305,000 $ 140,000 $ 77,000
Pearl River 2,180 $ 337,150,000 $ 154,000 $ 88,000
Perry 434 $ 48,310,000 $ 111,000 $ 76,000
Pike 1,194 $ 154,740,000 $ 129,000 $ 74,000
Pontotoc 915 $ 125,095,000 $ 136,000 $ 76,000
Prentiss 652 $ 74,760,000 $ 114,000 $ 70,000
Quitman 99 $ 9,065,000 $ 91,000 $ 61,000
Rankin 6,670 $ 1,277,340,000 $ 191,000 $ 108,000
Scott 700 $ 76,920,000 $ 109,000 $ 71,000
Sharkey 66 $ 5,570,000 $ 84,000 $ 82,000
Simpson 917 $ 115,975,000 $ 126,000 $ 75,000
Smith 519 $ 58,155,000 $ 112,000 $ 75,000
Stone 688 $ 104,670,000 $ 152,000 $ 87,000
Sunflower 464 $ 43,910,000 $ 94,000 $ 81,000
Tallahatchie 211 $ 20,375,000 $ 96,000 $ 67,000
Tate 1,015 $ 166,065,000 $ 163,000 $ 91,000
Tippah 427 $ 49,385,000 $ 115,000 $ 64,000
Tishomingo 582 $ 85,420,000 $ 146,000 $ 90,000
Tunica 163 $ 19,755,000 $ 121,000 $ 64,000
Union 745 $ 106,785,000 $ 143,000 $ 91,000
Walthall 491 $ 53,885,000 $ 109,000 $ 70,000
Warren 1,197 $ 166,335,000 $ 138,000 $ 91,000
Washington 826 $ 85,670,000 $ 103,000 $ 84,000
Wayne 487 $ 57,565,000 $ 118,000 $ 76,000
Webster 308 $ 40,100,000 $ 130,000 $ 81,000
Wilkinson 158 $ 19,720,000 $ 124,000 $ 81,000
Winston 477 $ 47,575,000 $ 99,000 $ 79,000
Yalobusha 324 $ 39,750,000 $ 122,000 $ 77,000
Yazoo 523 $ 59,175,000 $ 113,000 $ 85,000

Our comprehensive HMDA mortgage statistics offer invaluable insights into Mississippi's 2023 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.

This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively. Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
To gain a deeper understanding of Mississippi's mortgage lending environment, download the comprehensive list of lenders and their aggregated HMDA statistics today.

Download the Mississippi Lender List