Monroe County AL
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage statistics and lending data for the Monroe County AL metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Monroe County AL, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,441
Total Mortgage Loan Application Amount $98,596,000
Average Mortgage Loan Application Amount $68,000
Highest Mortgage Loan Application Amount $608,000
Average Applicant Income $46,000
Highest Applicant Income $1,212,000

Mortgage Company List for Lending in Monroe County AL for 2004

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 122 $ 10,626,000
CHARTERBANK
1233 OG SKINNER DRIVE
WEST POINT, GA 31833
* $ 908,501,000 110 $ 8,607,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 250,474,000,000 80 $ 7,300,000
WELLS FARGO FIN'L ALABAMA, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 34,311,813,000 58 $ 3,282,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 56 $ 2,229,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 256,787,000,000 53 $ 1,627,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 50 $ 3,860,000
THE BANK
17 NORTH 20TH STREET
BIRMINGHAM, AL 35203
* $ 1,161,773,000 48 $ 2,640,000
CITIFINANCIAL CORPORATION
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 44 $ 1,836,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 36,578,612,000 41 $ 1,434,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 41 $ 1,640,000
BANKTRUST
107 ST FRANCIS STREET
MOBILE, AL 36602
* $ 389,372,000 39 $ 1,195,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 37 $ 2,457,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 97,957,619,000 36 $ 2,905,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 31 $ 1,872,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 30 $ 2,668,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 29 $ 2,188,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,655,913,000 23 $ 1,631,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 45,247,734,000 22 $ 807,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 20 $ 1,780,000
RBMG, INC
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 3,000,000,000 17 $ 1,478,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 15 $ 1,681,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 15 $ 1,025,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 189,159,050,000 15 $ 723,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 15 $ 780,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 14 $ 473,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 234,680,095,000 13 $ 1,109,000
REALTY MORTGAGE
215 KATHERINE DR.
FLOWOOD, MS 39232
* $ 10,000,000 13 $ 1,138,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 12 $ 1,417,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 12 $ 1,325,000
NETBANK FUNDINGS SERVICES
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,155,337,000 10 $ 900,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 2,032,341,000 10 $ 513,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 10 $ 798,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 10 $ 960,000
ACCEPTANCE LOAN COMPANY
121 WEST CHURCH STREET
JACKSON, AL 36545
* $ 70,000,000 9 $ 195,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 9 $ 903,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 7,855,191,000 9 $ 440,000
MAGNOLIA MORTGAGE CO., LLC
1550 SO. UNIVERSITY BLVD.
MOBILE, AL 36609
* $ 10,000,000 9 $ 691,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 8 $ 325,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 26,898,673,000 7 $ 339,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 7 $ 464,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,022,330,000 7 $ 359,000
CHASE MANHATTAN MORTGAGE CORP.
194 WOOD AVENUE SOUTH
ISELIN, NJ 08830
* $ 770,912,000 7 $ 783,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 7 $ 468,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 14,165,872,000 7 $ 429,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 7 $ 777,000
AMC MORTGAGE SERVICES, INC.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 7 $ 720,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 6 $ 599,000
UNION PLANTERS BANK
P.O. BOX 10247
BIRMINGHAM, AL 35202
* $ 31,657,778,000 6 $ 377,000
NATIONAL CITY BANK OF INDIANA
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 42,548,912,000 6 $ 522,000
NEW SOUTH FEDERAL SAVINGS BANK
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,342,774,000 6 $ 632,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 13,189,979,000 5 $ 398,000
GREENPOINT CREDIT, LLC
10089 WILLOW CREEK
SAN DIEGO, CA 92131
* $ 12,500,000,000 5 $ 92,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 5 $ 262,000
AMSOUTH BANK
P.O. BOX 11007 - AC-10
BIRMINGHAM, AL 35288
* $ 45,629,203,000 5 $ 232,000
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 5 $ 464,000
AEGIS FUNDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 5 $ 449,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 5 $ 489,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 4 $ 235,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 29,327,000,000 4 $ 265,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 4 $ 242,000
FIRST US BANK
P O BOX 249
THOMASVILLE, AL 36784
* $ 565,942,000 4 $ 150,000
COLONIAL BANK, N.A.
PO BOX 1108 - CORPORATE COMPLIANCE
MONTGOMERY, AL 36101
* $ 16,249,551,000 4 $ 265,000
CITIMORTGAGE, INC.
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 59,720,267,000 3 $ 166,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 45,247,734,000 3 $ 131,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 3 $ 144,000
JARVIS STREET MORTGAGE & INV
137 PROMINENCE COURT, SUITE 120
DAWSONVILLE, GA 30534
* $ 10,000,000 3 $ 446,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 388,000
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 7,753,398,000 3 $ 233,000
SOUTH TRUST MORTGAGE
1 METROPLEX DR, SUITE 500
HOMEWOOD, AL 35209
* $ 34,000,000 3 $ 289,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 617,888,534,000 3 $ 163,000
SEBRING CAPITAL PARTNERS, LP
4000 INTERNATIONAL PARWAY, SUITE 3000
CARROLLTON, TX 75007
* $ 10,000,000 2 $ 325,000
SOUTH TRUST BANK
1 METROPLEX DR, SUITE 500
HOMEWOOD, AL 35209
* $ 51,884,768,000 2 $ 64,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 124,453,567,000 2 $ 24,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 13,721,232,000 2 $ 96,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 2 $ 110,000
WELLS FARGO FIN'L SYS FLORIDA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 34,311,813,000 2 $ 331,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 18,514,408,000 2 $ 265,000
AMERICAN MORTGAGE NETWORK
10421 WATERIDGE CIR STE 250
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 78,000
MERIT FINANCIAL, INC
13905 NE 128TH ST
KIRKLAND, WA 98034
* $ 10,000,000 2 $ 270,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 9,078,943,000 2 $ 66,000
MOREQUITY,INC. (NV)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 2 $ 174,000
MORGAN STANLEY CREDIT CORP
75 N. FAIRWAY DRIVE
VERNON HILLS, IL 60061
* $ 10,000,000 2 $ 133,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 113,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 19,145,012,000 2 $ 104,000
LASALLE BANK NA
135 SOUTH LASALLE STREET, STE 2325
CHICAGO, IL 60603
* $ 61,258,857,000 2 $ 101,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,615,181,000 2 $ 116,000
FIDELITY BANK
100 E ENGLISH
WICHITA, KS 67202
* $ 1,355,897,000 2 $ 56,000
FIRST CHOICE FUNDING, INC.
2100 RIVERCHASE CENTER STE 100
BIRMINGHAM, AL 35244
* $ 10,000,000 2 $ 201,000
FIRST NATIONAL BANK & TRUST
P.O. BOX 1327
FORT WALTON BEACH, FL 32549
* $ 351,066,000 2 $ 24,000
CHOICE CAPITAL FUNDING INC.
223 ROSWELL STREET SUITE 100
ALPHARETTA, GA 30004
* $ 10,000,000 2 $ 185,000
CUNA MUTUAL MORTGAGE CORPORATI
2908 MARKETPLACE DRIVE SUITE 100
MADISON, WI 53719
* $ 10,000,000 2 $ 106,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 2 $ 173,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,051,000 1 $ 53,000
CRESCENT MORTGAGE COMPANY
115 PERIMETER CENTER PLACE STE 285
ATLANTA, GA 30346
* $ 367,510,000 1 $ 150,000
COMMONWEALTH NATIONAL BANK
2214 ST STEPHENS ROAD
MOBILE, AL 36617
* $ 46,635,000 1 $ 16,000
FIRST SOUTH FINANCIAL
6471 STAGE RD, STE 101
BARTLETT, TN 38134
* $ 254,686,000 1 $ 179,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,312,912,000 1 $ 125,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 275,000
FIRST INDIANA BANK
135 NORTH PENNSYLVANIA
INDIANAPOLIS, IN 46204
* $ 2,178,163,000 1 $ 23,000
FINANCE AMERICA, LLC
16802 ASTON ST.
IRVINE, CA 92606
* $ 10,000,000 1 $ 66,000
ENCORE CREDIT CORP
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 1 $ 140,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 10,551,758,000 1 $ 157,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 91,000
FRANKLIN BANK SSB
9800 RICHMOND, SUITE 680
HOUSTON, TX 77042
* $ 2,247,653,000 1 $ 67,000
GTE FEDERAL CREDIT UNION
711 E HENDERSON AVENUE
TAMPA, FL 33602
* $ 1,669,494,000 1 $ 85,000
GULF WINDS CREDIT UNION
220 E NINE MILE ROAD
PENSACOLA, FL 32534
* $ 218,022,000 1 $ 111,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 95,600,000 1 $ 240,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 240,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 1 $ 80,000
MORTGAGEAMERICA, INC.
1800 INTERNATIONAL PARK DR, SUITE 100
BIRMINGHAM, AL 35243
* $ 10,000,000 1 $ 78,000
MERRILL LYNCH CREDIT CORP.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 1 $ 150,000
MAX FEDERAL CREDIT UNION
400 EASTDALE CIRCLE
MONTGOMERY, AL 36117
* $ 587,649,000 1 $ 30,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 34,000
NEXSTAR FINANCIAL CORPORATION
19 RESEARCH PARK COURT
ST. CHARLES, MO 63304
* $ 10,000,000 1 $ 25,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 20,039,756,000 1 $ 11,000
AMERICAPITAL FUNDING CORP
3601 LORNA RIDGE DRIVE
HOOVER, AL 35216
* $ 10,000,000 1 $ 103,000
AMERITRUST MORTGAGE COMPANY LL
14045 BALLANTYNE CORPORATE PLACE SUITE 2
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 85,000
AMERICAN FREEDOM MORTGAGE, INC
2211 NEWMARKET PARKWAY, SUITE 130
MARIETTA, GA 30067
* $ 10,000,000 1 $ 45,000
AMERICAN MORTGAGE EXPRESS CORP
136 GAITHER DRIVE
MOUNT LAUREL, NJ 08054
* $ 10,000,000 1 $ 118,000
CAPITALONE
15000 CAPITAL ONE DR
RICHMOND, VA 23238
* $ 12,581,787,000 1 $ 71,000
CENTRAL PACFIC MORTGAGE
950 IRON POINT RD SUITE 200
FOLSOM, CA 95630
* $ 31,000,000 1 $ 87,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 11,298,870,000 1 $ 49,000
BANCORPSOUTH BANK
P O BOX 789
TUPELO, MS 38802
* $ 10,304,022,000 1 $ 17,000
PEOPLES BANK & TRUST CO
310 BROAD STREET
SELMA, AL 36701
* $ 776,620,000 1 $ 150,000
PRIMARY CAPITAL
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 1 $ 78,000
PROVIDENT BANK
1900 E 9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 16,980,253,000 1 $ 40,000
REDSTONE FEDERAL CREDIT UNION
220 WYNN DRIVE
HUNTSVILLE, AL 35893
* $ 1,591,163,000 1 $ 37,000
AEGIS MORTGAGE CORPORATION
3250 BRIARPARK DRIVE, SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 73,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,223,098,000 1 $ 90,000
ACCESS MORTGAGE CORPORATION
13331 US HIGHWAY 98 WEST, SUITE 300
MIRAMAR BEACH, FL 32550
* $ 10,000,000 1 $ 100,000
WHITNEY NATIONAL BANK
400 LABARRE ROAD, 3RD FLOOR
JEFFERSON, LA 70121
* $ 7,751,255,000 1 $ 127,000
WALTER MORTGAGE COMPANY
4211 W. BOY SCOUT BLVD.
TAMPA, FL 33607
* $ 10,000,000 1 $ 75,000
UNITED MORTGAGE LENDERS INC
5201 CONGRESS AVE SUITE C234
BOCA RATON, FL 33487
* $ 10,000,000 1 $ 95,000
TRANSLAND FINANCIAL SERVICES
2701 MAITLAND CENTER PARKWAY, STE 300
MAITLAND, FL 32751
* $ 10,000,000 1 $ 63,000
BANK OF BLUE VALLEY
11935 RILEY
OVERLAND PARK, KS 66213
* $ 611,144,000 1 $ 122,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Monroe County AL in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 767 $61,311,000 $79,000 $608,000 $48,000 $1,212,000
Home Purchase 551 $33,015,000 $59,000 $240,000 $38,000 $184,000
Home Improvement 123 $4,270,000 $34,000 $172,000 $67,000 $900,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 670 $49,479,000 $73,000 $608,000 $52,000 $708,000
Black or African American 360 $19,815,000 $55,000 $238,000 $47,000 $900,000
Not Provided 277 $21,742,000 $78,000 $275,000 $46,000 $1,212,000
Not applicable 106 $5,925,000 $55,000 $240,000 $7,000 $80,000
Hispanic 16 $844,000 $52,000 $125,000 $40,000 $101,000
American Indian or Alaskan Native 8 $589,000 $73,000 $110,000 $50,000 $76,000
Asian 3 $135,000 $45,000 $77,000 $38,000 $53,000
Native Hawaiian or Other Pacific Islander 1 $67,000 $67,000 $67,000 $30,000 $30,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,330 $91,054,000 $68,000 $608,000 $48,000 $1,212,000
FHA-insured (Federal Housing Administration) 90 $6,120,000 $68,000 $134,000 $27,000 $69,000
VA-guaranteed (Veterans Administration) 18 $1,278,000 $71,000 $122,000 $29,000 $75,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $144,000 $48,000 $63,000 $27,000 $34,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 478 $33,333,000 $69,000 $266,000 $53,000 $900,000
Application Denied By Financial Institution 431 $24,744,000 $57,000 $425,000 $42,000 $461,000
Loan Purchased By The Institution 189 $12,938,000 $68,000 $240,000 $34,000 $138,000
Application Withdrawn By Applicant 159 $14,071,000 $88,000 $242,000 $56,000 $1,212,000
Application Approved But Not Accepted 140 $9,931,000 $70,000 $608,000 $44,000 $204,000
File Closed For Incompleteness 44 $3,579,000 $81,000 $275,000 $51,000 $158,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 113 $6,082,000 $53,000 $168,000 $44,000 $461,000
Other 69 $4,470,000 $64,000 $199,000 $50,000 $204,000
Debt-To-Income Ratio 31 $1,824,000 $58,000 $238,000 $34,000 $72,000
Collateral 17 $1,334,000 $78,000 $245,000 $54,000 $95,000
Credit Application Incomplete 13 $817,000 $62,000 $114,000 $45,000 $86,000
Employment History 6 $302,000 $50,000 $132,000 $31,000 $54,000
Unverifiable Information 4 $316,000 $79,000 $113,000 $37,000 $66,000
Insufficient Cash (Downpayment, Closing Cost) 3 $216,000 $72,000 $113,000 $16,000 $34,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information back through 2003.

Download the Alabama Lender List