Monroe County AR
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Unlock detailed Monroe County AR mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Arkansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 182
Total Mortgage Loan Application Amount $16,380,000
Average Mortgage Loan Application Amount $90,000
Highest Mortgage Loan Application Amount $545,000
Average Applicant Income $62,000
Highest Applicant Income $505,000

Mortgage Company List for Lending in Monroe County AR for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 24 $ 2,150,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 18 $ 1,540,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 12 $ 1,400,000
RELIANT BANK
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 1,897,550,000 10 $ 1,110,000
CADENCE BANK
P O BOX 789
TUPELO, MS 38802
* $ 21,061,188,000 10 $ 410,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 9 $ 345,000
SOUTHERN BANCORP BANK
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 1,495,986,000 7 $ 615,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 5 $ 505,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 98,729,134,000 5 $ 225,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,210,474,000 5 $ 595,000
ARKANSAS FEDERAL CREDIT UNION
PO BOX 9
JACKSONVILLE, AR 72078
* $ 1,286,507,000 4 $ 150,000
SIMMONS BANK
501 MAIN
PINE BLUFF, AR 71601
* $ 17,659,319,000 4 $ 670,000
THE FARMERS & MERCHANTS BANK
708 S MAIN ST
STUTTGART, AR 72160
* $ 1,493,989,000 3 $ 155,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 2 $ 230,000
FIRST HORIZON BANK
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38101
* $ 43,126,164,000 2 $ 190,000
FIRST NATIONAL BANK OF EASTERN ARKANSAS
101 N WASHINGTON STREET
FORREST CITY, AR 72335
* $ 416,870,000 2 $ 70,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 2 $ 150,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 2 $ 230,000
EAGLE BANK AND TRUST COMPANY
650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120
LITTLE ROCK, AR 72211
* $ 397,795,000 2 $ 120,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,747,398,000,000 2 $ 70,000
SIGNATURE BANK OF ARKANSAS
3878 N CROSSOVER ROAD STE 20
FAYETTEVILLE, AR 72703
* $ 701,538,000 2 $ 60,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 2 $ 210,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 2 $ 260,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 2 $ 130,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 2 $ 110,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
BATON ROUGE, LA 71106
* $ -1,000 2 $ 220,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 13,387,533,000 1 $ 45,000
SECURED INVESTMENT CORP.
701 E FRONT AVE
SHERIDAN, WY 83814
* $ -1,000 1 $ 55,000
FIRSTTRUST HOME LOANS, INC.
906 SOUTH ROCK ST.
SHERIDAN, AR 72150
* $ -1,000 1 $ 85,000
RED RIVER EMPLOYEES FEDERAL CREDIT UNION
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 1,005,002,000 1 $ 35,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,325,220,000 1 $ 205,000
GUARANTY BANK AND TRUST COMPANY
210 N. HAYDEN STREET
BELZONI, MS 39038
* $ 1,040,564,000 1 $ 85,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 1 $ 65,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 1 $ 215,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 1 $ 45,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 1 $ 65,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 1 $ 115,000
FOUR POINTS
510 N 127TH ST
OMAHA, NE 68154
* $ 131,983,000 1 $ 155,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 1 $ 175,000
ASSURANCE FINANCIAL GROUP, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ -1,000 1 $ 125,000
MORTGAGE FINANCIAL SERVICES, LLC
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 1 $ 105,000
MEMBERS COOPERATIVE
4628 MIKE COLALILLO DR
DULUTH, MN 55807
* $ 796,073,000 1 $ 85,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 1 $ 45,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 1 $ 545,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 1 $ 145,000
FIRST NATIONAL BANK
PO BOX 700
PARAGOULD, AR 72451
* $ 1,627,120,000 1 $ 85,000
WILLOW BEND MORTGAGE COMPANY, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ -1,000 1 $ 125,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 65,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 145,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 1 $ 145,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 1 $ 65,000
CROSS COUNTY BANK
399 MERRIMAN AVE
WYNNE, AR 72396
* $ 240,671,000 1 $ 105,000
CENTENNIAL BANK
PO BOX 966
CONWAY, AR 72033
* $ 15,015,801,000 1 $ 215,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2021, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Monroe County AR in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 121 $11,215,000 $92,000 $215,000 $58,000 $505,000
Refinancing 32 $2,730,000 $85,000 $195,000 $83,000 $195,000
Cash-out Refinancing 15 $1,325,000 $88,000 $215,000 $48,000 $95,000
Home Improvement 7 $385,000 $55,000 $145,000 $61,000 $100,000
Other Purpose 5 $675,000 $135,000 $545,000 $86,000 $177,000
Not Applicable 2 $50,000 $25,000 $25,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 84 $7,670,000 $91,000 $215,000 $67,000 $505,000
Black or African American 65 $5,355,000 $82,000 $215,000 $55,000 $166,000
Not Provided 16 $1,390,000 $86,000 $215,000 $58,000 $162,000
Not applicable 15 $1,315,000 $87,000 $215,000 $0 $0
American Indian or Alaskan Native 2 $650,000 $325,000 $545,000 $103,000 $177,000
Asian 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 149 $13,035,000 $87,000 $545,000 $65,000 $505,000
FHA-insured (Federal Housing Administration) 19 $1,715,000 $90,000 $205,000 $44,000 $71,000
VA-guaranteed (Veterans Administration) 11 $1,375,000 $125,000 $215,000 $60,000 $95,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $255,000 $85,000 $105,000 $34,000 $46,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 72 $7,110,000 $98,000 $545,000 $55,000 $505,000
Loan Originated 64 $5,430,000 $84,000 $215,000 $76,000 $241,000
Application Withdrawn By Applicant 15 $1,155,000 $77,000 $215,000 $55,000 $157,000
File Closed For Incompleteness 14 $1,060,000 $75,000 $145,000 $48,000 $75,000
Loan Purchased By The Institution 9 $745,000 $82,000 $215,000 $58,000 $58,000
Application Approved But Not Accepted 8 $880,000 $110,000 $175,000 $49,000 $84,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 105 $9,035,000 $86,000 $215,000 $66,000 $241,000
Credit History 31 $3,215,000 $103,000 $545,000 $74,000 $505,000
Debt-To-Income Ratio 24 $2,340,000 $97,000 $185,000 $45,000 $166,000
Collateral 8 $720,000 $90,000 $215,000 $64,000 $155,000
Unverifiable Information 7 $445,000 $63,000 $105,000 $36,000 $60,000
Credit Application Incomplete 3 $255,000 $85,000 $155,000 $30,000 $42,000
Other 2 $220,000 $110,000 $165,000 $44,000 $44,000
Employment History 1 $45,000 $45,000 $45,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 1 $105,000 $105,000 $105,000 $90,000 $90,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Arkansas Lender List