Monroe County KY
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage statistics and lending data for the Monroe County KY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Monroe County KY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 249
Total Mortgage Loan Application Amount $25,499,000
Average Mortgage Loan Application Amount $102,000
Highest Mortgage Loan Application Amount $1,200,000
Average Applicant Income $60,000
Highest Applicant Income $602,000

Mortgage Company List for Lending in Monroe County KY for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
EDMONTON STATE BANK
204 ROGERS ROAD
GLASGOW, KY 42141
* $ 433,847,000 97 $ 9,105,000
US BK NA ND
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 53 $ 3,725,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ 10,000,000 17 $ 5,033,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 10 $ 1,211,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 8 $ 720,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 7 $ 489,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,161,490,000,000 6 $ 900,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 3 $ 144,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 3 $ 567,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 3 $ 398,000
MACON BANK AND TRUST COMPANY
609 RED BOILING SPRINGS ROAD
LAFAYETTE, TN 37083
* $ 321,687,000 3 $ 266,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 2 $ 139,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 2 $ 269,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 193,000
GFS CAPITAL
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 2 $ 222,000
CMCO MORTGAGE, LLC DBA HOME LE
7851 FREEWAY CIRCLE
MIDDLEBURG HEIGHTS, OH 44130
* $ 10,000,000 2 $ 155,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 13,623,469,000 2 $ 217,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,288,658,000,000 2 $ 134,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 51,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 1 $ 51,000
THE FARMERS NATIONAL BANK OF SCOTTSVILLE
1595 VETERANS MEMORIAL HWY
SCOTTSVILLE, KY 42164
* $ 240,971,000 1 $ 5,000
SOUTH CENTRAL BANK OF BOWLING
1757 CAMPBELL LANE
BOWLING GREEN, KY 42104
* $ 230,867,000 1 $ 90,000
KIND LENDING, LLC
9931 CORPORATE CAMPUS DR, STE 1200
LOUISVILLE, KY 40223
* $ 42,141,000 1 $ 133,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 97,000
CASHCALL, INC.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 8,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 200,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 1 $ 50,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 1 $ 93,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 44,000
SERVICE FINANCE COMPANY, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 8,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 1 $ 51,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 1 $ 55,000
MIDWEST AMERICA
1104 MEDICAL PARK DR
FORT WAYNE, IN 46825
* $ 465,480,000 1 $ 75,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 1 $ 47,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 1 $ 85,000
THE FARMERS BANK
P. O. BOX 10, 120 VILLAGE DRIVE
PORTLAND, TN 37148
* $ 520,229,000 1 $ 56,000
CITIZENS BANK OF LAFAYETTE
400 HWY 52 BYPASS WEST
LAFAYETTE, TN 37083
* $ 441,812,000 1 $ 38,000
SERVICE ONE
P.O. BOX 51770
BOWLING GREEN, KY 42102
* $ 107,488,000 1 $ 65,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 1 $ 68,000
LIMESTONE BANK, INC.
2500 EASTPOINT PARKWAY
LOUISVILLE, KY 40223
* $ 1,452,553,000 1 $ 32,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Monroe County KY in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 162 $19,301,000 $119,000 $1,200,000 $63,000 $602,000
Home Purchase 64 $5,059,000 $79,000 $360,000 $54,000 $602,000
Home Improvement 23 $1,139,000 $49,000 $200,000 $61,000 $486,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 226 $23,386,000 $103,000 $1,200,000 $62,000 $602,000
Not Provided 11 $826,000 $75,000 $131,000 $43,000 $72,000
Not applicable 8 $732,000 $91,000 $223,000 $11,000 $94,000
American Indian or Alaskan Native 2 $393,000 $196,000 $299,000 $163,000 $230,000
Asian 1 $100,000 $100,000 $100,000 $147,000 $147,000
Hispanic 1 $62,000 $62,000 $62,000 $24,000 $24,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 207 $21,299,000 $102,000 $1,200,000 $65,000 $602,000
FHA-insured (Federal Housing Administration) 32 $3,215,000 $100,000 $216,000 $39,000 $114,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $522,000 $74,000 $92,000 $35,000 $58,000
VA-guaranteed (Veterans Administration) 3 $463,000 $154,000 $156,000 $4,000 $14,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 138 $15,418,000 $111,000 $1,200,000 $70,000 $602,000
Application Denied By Financial Institution 75 $6,410,000 $85,000 $325,000 $46,000 $486,000
Application Withdrawn By Applicant 15 $1,831,000 $122,000 $292,000 $57,000 $102,000
Loan Purchased By The Institution 10 $920,000 $92,000 $192,000 $52,000 $147,000
File Closed For Incompleteness 6 $467,000 $77,000 $123,000 $54,000 $75,000
Application Approved But Not Accepted 5 $453,000 $90,000 $151,000 $46,000 $84,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 14 $855,000 $61,000 $200,000 $67,000 $486,000
Collateral 12 $1,103,000 $91,000 $156,000 $49,000 $87,000
Debt-To-Income Ratio 7 $701,000 $100,000 $176,000 $26,000 $46,000
Other 3 $165,000 $55,000 $97,000 $27,000 $31,000
Unverifiable Information 1 $99,000 $99,000 $99,000 $54,000 $54,000
Credit Application Incomplete 1 $153,000 $153,000 $153,000 $0 $0
Employment History 1 $141,000 $141,000 $141,000 $61,000 $61,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information back through 2003.

Download the Kentucky Lender List