Monroe County WI
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Unlock detailed Monroe County WI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Wisconsin.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,127 |
| Total Mortgage Loan Application Amount | $260,788,000 |
| Average Mortgage Loan Application Amount | $122,000 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $1,700,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| PARTNERSHIP BANK N58W6194 COLUMBIA ROAD CEDARBURG, WI 53012 |
* | $ 89,088,000 | 311 | $ 35,759,000 |
| ASSOCIATED BANK, N.A. 200 N ADAMS ST GREEN BAY, WI 54301 |
* | $ 22,564,122,000 | 228 | $ 29,078,000 |
| 1ST COMMUNITY CREDIT UNION 1000 W. WISCONSIN STREET SPARTA, WI 54656 |
* | $ 94,994,000 | 201 | $ 11,715,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 127 | $ 16,114,000 |
| CONSUMER LOAN SERVICES, LLC 811 MONITOR STREET LA CROSSE, WI 54603 |
* | $ 10,000,000 | 116 | $ 13,475,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 111 | $ 12,546,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 90 | $ 13,737,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 67 | $ 8,697,000 |
| RIVER BANK 145 N MAIN ST, P.O. BOX 280 STODDARD, WI 54658 |
* | $ 358,714,000 | 65 | $ 7,153,000 |
| ROYAL BANK 202 MAIN STREET ELROY, WI 53929 |
* | $ 224,659,000 | 43 | $ 5,213,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 41 | $ 6,863,000 |
| ALTRA FEDERAL CREDIT UNION 1700 OAK FOREST DRIVE ONALASKA, WI 54650 |
* | $ 731,347,000 | 41 | $ 5,574,000 |
| STATE BANK FINANCIAL 401 MAIN ST LA CROSSE, WI 54601 |
* | $ 314,876,000 | 38 | $ 3,819,000 |
| QR LENDING INC 555 ZOR SHRINE PLACE MADISON, WI 53719 |
* | $ 1,093,327,000 | 33 | $ 4,733,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 32 | $ 4,182,000 |
| THE FIRST NATIONAL BANK OF BANGOR 1798 COMMERCIAL ST BANGOR, WI 54614 |
* | $ 193,367,000 | 29 | $ 5,911,000 |
| BADGERLAND FINANCIAL, ACA 1430 NORTH RIDGE DRIVE PRAIRIE DU SAC, WI 53578 |
* | $ 10,000,000 | 26 | $ 7,972,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 22 | $ 3,637,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 17,832,340,000 | 21 | $ 2,733,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 20 | $ 3,222,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,483,100,000 | 20 | $ 2,468,000 |
| R.I.A. FEDERAL CREDIT UNION PO BOX 4750 BETTENDORF, IA 61204 |
* | $ 286,777,000 | 20 | $ 1,243,000 |
| MARINE CREDIT UNION 811 MONITOR STREET LA CROSSE, WI 54603 |
* | $ 421,890,000 | 19 | $ 2,704,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 17 | $ 2,058,000 |
| GO MORTGAGE, LLC 15430 W CAPITOL DRIVE WILMINGTON, DE 53005 |
* | $ 10,000,000 | 16 | $ 2,068,000 |
| UNION STATE BANK OF WEST SALEM 120 S. MILL STREET/ PO BOX 870 WEST SALEM, WI 54669 |
* | $ 56,768,000 | 16 | $ 963,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 15 | $ 1,187,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 15 | $ 2,581,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 15 | $ 2,829,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 14 | $ 2,141,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 13 | $ 1,990,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 12 | $ 1,721,000 |
| M&I MARSHALL & ILSLEY BANK W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 50,253,578,000 | 12 | $ 1,540,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 164,340,844,000 | 12 | $ 1,810,000 |
| CITIZENS NATIONAL BANK 110 WEST COURT ST PARIS, IL 61944 |
* | $ 240,050,000 | 10 | $ 1,189,000 |
| CITIZENS COMMUNITY FEDERAL PO BOX 218 ALTOONA, WI 54720 |
* | $ 566,651,000 | 10 | $ 1,327,000 |
| ANCHORBANK FSB 25 WEST MAIN STREET MADISON, WI 53703 |
* | $ 4,461,272,000 | 8 | $ 1,097,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 7 | $ 821,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 39,610,194,000 | 7 | $ 717,000 |
| COULEE BANK 1516 LOSEY BLVD. S. LA CROSSE, WI 54601 |
* | $ 197,618,000 | 7 | $ 744,000 |
| PENTAGON FEDERAL CREDIT UNION 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 13,969,885,000 | 7 | $ 1,043,000 |
| ONE CHOICE MORTGAGE, LLC 7700 WEST BLUEMOUND ROAD WAUWATOSA, WI 53213 |
* | $ 39,000,000 | 7 | $ 839,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 6 | $ 726,000 |
| SUMMIT MORTGAGE CORPORATION 13355 10TH AVE N, #100 PLYMOUTH, MN 55441 |
* | $ 10,000,000 | 6 | $ 871,000 |
| INLANTA MORTGAGE, INC. W239 N3490 PEWAUKEE ROAD, STE.200 PEWAUKEE, WI 53072 |
* | $ 39,000,000 | 6 | $ 838,000 |
| FIREFIGHTERS CREDIT UNION 525 5TH AVE S ONALASKA, WI 54601 |
* | $ 56,808,000 | 6 | $ 560,000 |
| GOVERNMENTAL EMPLOYEES CREDIT UNION 225 LA CROSSE ST LA CROSSE, WI 54601 |
* | $ 44,231,000 | 6 | $ 257,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,122,657,000 | 6 | $ 692,000 |
| BLUFF VIEW BANK 16893 SOUTH MAIN STREET GALESVILLE, WI 54630 |
* | $ 84,558,000 | 5 | $ 513,000 |
| NATIONAL BANK OF ST. ANNE 158 WEST STATION ST ST. ANNE, IL 60964 |
* | $ 44,286,000 | 5 | $ 569,000 |
| COLONIAL SAVINGS, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 964,882,000 | 5 | $ 748,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 5 | $ 739,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 4 | $ 235,000 |
| RESIDENTIAL FINANCE CORP. 401 N. FRONT STREET, SUITE 300 COLUMBUS, OH 43215 |
* | $ 17,533,484,000 | 4 | $ 531,000 |
| AMERICAHOMEKEY, INC 3838 OAK LAWN STE 1050 DALLAS, TX 75219 |
* | $ 10,000,000 | 4 | $ 641,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 4 | $ 641,000 |
| FIRST NATIONAL BANK OF AMERICA 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ 475,815,000 | 4 | $ 277,000 |
| BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 159,675,538,000 | 4 | $ 395,000 |
| HARRIS N.A. 111 W. MONROE CHICAGO, IL 60603 |
* | $ 43,971,627,000 | 4 | $ 248,000 |
| PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 260,309,849,000 | 4 | $ 895,000 |
| TCF NATIONAL BANK 2508 LOUISE AVE S (002-01-P) SIOUX FALLS, SD 57106 |
* | $ 17,921,579,000 | 3 | $ 270,000 |
| M&I BANK FSB W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 1,834,445,000 | 3 | $ 394,000 |
| WATERSTONE MORTGAGE CORPORATION N25 W23255 PAUL ROAD PEWAUKEE, WI 53072 |
* | $ 1,603,436,000 | 3 | $ 535,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD, SUITE 100 GREENBELT, MD 20770 |
* | $ 507,491,000 | 3 | $ 422,000 |
| AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 3 | $ 392,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 3 | $ 388,000 |
| PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 2 | $ 198,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 2 | $ 229,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 2 | $ 363,000 |
| ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 AUSTIN, TX 77056 |
* | $ 10,000,000 | 2 | $ 247,000 |
| EVERETT FINANCIAL INC. 14801 QUORUM DR SUITE 300 DALLAS, TX 75254 |
* | $ 3,642,000 | 2 | $ 112,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 2 | $ 212,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ 3,125,000 | 2 | $ 118,000 |
| SUMMIT CREDIT UNION PO BOX 8046 COTTAGE GROVE, WI 53708 |
* | $ 1,418,487,000 | 2 | $ 145,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 2 | $ 401,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ 10,000,000 | 2 | $ 356,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 2 | $ 396,000 |
| PARTNERS BANK OF WISCONSIN 907 NORTH CENTRAL AVE., PO BOX 730 MARSHFIELD, WI 54449 |
* | $ 86,071,000 | 2 | $ 180,000 |
| HOMESTAR BANK AND FINANCIAL SERVICES 3 DIVERSATECH DR MANTENO, IL 60950 |
* | $ 439,787,000 | 2 | $ 361,000 |
| ONEWEST BANK, FSB 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 23,286,247,000 | 2 | $ 282,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 90,293,933,000 | 2 | $ 1,058,000 |
| THE BARABOO NATIONAL BANK 101 THIRD AVENUE, PO BOX 50 BARABOO, WI 53913 |
* | $ 774,425,000 | 2 | $ 100,000 |
| CRESCENT MORTGAGE COMPANY 5901 PEACHTREE DUNWOODY RD NE BLG C, 250 ATLANTA, GA 30328 |
* | $ 1,140,194,000 | 2 | $ 279,000 |
| HSBC MORTGAGE CORP 2929 WALDEN AVE DEPEW, NY 14043 |
* | $ 92,958,000 | 2 | $ 165,000 |
| PARK BANK 330 E KILBOURN AVE. MILWAUKEE, WI 53202 |
* | $ 798,320,000 | 1 | $ 172,000 |
| MORGAN STANLEY CREDIT CORP 75 N. FAIRWAY DR. VERNON HILLS, IL 60061 |
* | $ 36,000,000 | 1 | $ 275,000 |
| JOHNSON BANK 555 MAIN STREET SUITE 490 RACINE, WI 53403 |
* | $ 5,572,351,000 | 1 | $ 190,000 |
| FIRST NATIONAL COMMUNITY BANK 109 E. 2ND ST. PO BOX 89 NEW RICHMOND, WI 54017 |
* | $ 153,205,000 | 1 | $ 10,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 112,736,105,000 | 1 | $ 152,000 |
| ADMIRALS BANK FORMER DOMESTIC 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 234,124,000 | 1 | $ 24,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 8,059,724,000 | 1 | $ 67,000 |
| SHELTER MORTGAGE COMPANY, LLC 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 12,000,000 | 1 | $ 89,000 |
| GUARANTY BANK, FSB 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 1,319,978,000 | 1 | $ 89,000 |
| SOUTH CENTRAL BANK, NATIONAL ASSOCIATION 525 W ROOSEVELT RD CHICAGO, IL 60607 |
* | $ 237,957,000 | 1 | $ 23,000 |
| COMMUNITY BANK OF CENTRAL WISC 1122 N DIVISION ST.; PO OX 213 COLBY, WI 54421 |
* | $ 142,729,000 | 1 | $ 13,000 |
| THE PARK BANK 1815 GREENWAY CROSS MADISON, WI 53713 |
* | $ 823,572,000 | 1 | $ 21,000 |
| INCREDIBLEBANK 327 N 17TH AVE WAUSAU, WI 54401 |
* | $ 951,759,000 | 1 | $ 135,000 |
| ABBYBANK 401 E SPRUCE STREET PO BOX 648 ABBOTSFORD, WI 54405 |
* | $ 274,181,000 | 1 | $ 176,000 |
| KEYBANK NATIONAL ASSOCIATION 100 PUBLIC SQUARE STE 600 OH-01-10-06006 CLEVELAND, OH 44113 |
* | $ 90,179,122,000 | 1 | $ 169,000 |
| LUANA SAVINGS BANK 100 HARVEST DRIVE LUANA, IA 52156 |
* | $ 336,365,000 | 1 | $ 73,000 |
| BANK OF DEERFIELD 15 S. MAIN ST., PO BOX 85 DEERFIELD, WI 53531 |
* | $ 91,248,000 | 1 | $ 160,000 |
| BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-N MONTEREY PARK, CA 91755 |
* | $ 60,000,590,000 | 1 | $ 207,000 |
| E*TRADE BANK 671 NORTH GLEBE RD, 12TH FLOOR ARLINGTON, VA 22203 |
* | $ 45,042,065,000 | 1 | $ 205,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,867,638,000 | 1 | $ 34,000 |
| WELLS FEDERAL BANK 53 1ST ST SW WELLS, MN 56097 |
* | $ 265,233,000 | 1 | $ 172,000 |
| MEMBERS 1ST 5000 LOUISE DRIVE ENOLA, PA 17055 |
* | $ 1,773,357,000 | 1 | $ 60,000 |
| GATEWAY BUSINESS BANK 18000 STUDEBAKER ROAD, SUITE 550 CERRITOS, CA 90703 |
* | $ 216,229,000 | 1 | $ 128,000 |
| TALMER BANK AND TRUST 2301 W. BIG BEAVER RD., SUITE 200 TROY, MI 48084 |
* | $ 91,353,000 | 1 | $ 71,000 |
| BBMC MORTGAGE, LLC 100 W. 22ND ST LOMBARD, IL 60148 |
* | $ 149,000,000 | 1 | $ 188,000 |
| RIVER CITY MORTGAGE AND FINANC 5001 AMERICAN BLVD SUITE 1000 BLOOMINGTON, MN 55437 |
* | $ 10,000,000 | 1 | $ 174,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 1 | $ 102,000 |
| BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 1,422,795,000 | 1 | $ 158,000 |
| VERVE, A CREDIT UNION 2900 UNIVERSAL ST OSHKOSH, WI 54904 |
* | $ 336,713,000 | 1 | $ 272,000 |
| ROYAL CREDIT UNION 200 RIVERFRONT TERRACE EAU CLAIRE, WI 54703 |
* | $ 1,044,603,000 | 1 | $ 67,000 |
| AM COMMUNITY CREDIT UNION 6715 GREENBAY ROAD KENOSHA, WI 53142 |
* | $ 128,580,000 | 1 | $ 250,000 |
| CENTRALALLIANCE 625 DEERWOOD AVE NEENAH, WI 54956 |
* | $ 58,532,000 | 1 | $ 260,000 |
| OXFORD LENDING GROUP, LLC 1 EAST CAMPUS VIEW BLVD STE #200 COLUMBUS, OH 43235 |
* | $ 700,000,000 | 1 | $ 166,000 |
| PLAZA HOME MORTGAGE, INC 5090 SHOREHAM PLACE, SUITE #206 SAN DIEGO, CA 92122 |
* | $ 10,000,000 | 1 | $ 154,000 |
| ASSURED MORTGAGE INC. 12660 W CAPITOL DR BROOKFIELD, WI 53005 |
* | $ 1,949,296,000 | 1 | $ 145,000 |
| SIRVA MORTGAGE, INC. 6200 OAK TREE BLVD STE 300 UPPER ARLINGTON, OH 44131 |
* | $ 101,315,000 | 1 | $ 140,000 |
| CHICAGO MORTGAGE SOLUTIONS LLC 9525 W BRYN MAWR AVE ROSEMONT, IL 60018 |
* | $ 10,000,000 | 1 | $ 76,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Monroe County WI in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,395 | $182,587,000 | $130,000 | $1,900,000 | $72,000 | $1,368,000 |
| Home Purchase | 599 | $72,243,000 | $120,000 | $1,560,000 | $58,000 | $1,700,000 |
| Home Improvement | 133 | $5,958,000 | $44,000 | $300,000 | $65,000 | $838,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,857 | $219,685,000 | $118,000 | $1,181,000 | $71,000 | $1,700,000 |
| Not Provided | 109 | $13,714,000 | $125,000 | $378,000 | $62,000 | $188,000 |
| Not applicable | 98 | $20,126,000 | $205,000 | $1,900,000 | $6,000 | $112,000 |
| Hispanic | 22 | $2,452,000 | $111,000 | $170,000 | $54,000 | $96,000 |
| American Indian or Alaskan Native | 20 | $2,656,000 | $132,000 | $300,000 | $67,000 | $408,000 |
| Black or African American | 10 | $1,157,000 | $115,000 | $195,000 | $95,000 | $317,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $668,000 | $95,000 | $228,000 | $58,000 | $94,000 |
| Asian | 4 | $330,000 | $82,000 | $146,000 | $65,000 | $121,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,551 | $183,754,000 | $118,000 | $1,900,000 | $74,000 | $1,700,000 |
| FHA-insured (Federal Housing Administration) | 277 | $35,297,000 | $127,000 | $397,000 | $50,000 | $180,000 |
| VA-guaranteed (Veterans Administration) | 162 | $26,652,000 | $164,000 | $338,000 | $52,000 | $185,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 137 | $15,085,000 | $110,000 | $249,000 | $43,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,211 | $144,263,000 | $119,000 | $1,900,000 | $73,000 | $1,700,000 |
| Application Denied By Financial Institution | 345 | $39,609,000 | $114,000 | $962,000 | $61,000 | $1,090,000 |
| Loan Purchased By The Institution | 274 | $36,011,000 | $131,000 | $417,000 | $48,000 | $393,000 |
| Application Withdrawn By Applicant | 187 | $24,602,000 | $131,000 | $600,000 | $61,000 | $408,000 |
| Application Approved But Not Accepted | 58 | $7,660,000 | $132,000 | $760,000 | $77,000 | $390,000 |
| File Closed For Incompleteness | 51 | $8,587,000 | $168,000 | $968,000 | $90,000 | $1,200,000 |
| Preapproval Denied by Financial Institution | 1 | $56,000 | $56,000 | $56,000 | $27,000 | $27,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 98 | $9,507,000 | $97,000 | $287,000 | $61,000 | $838,000 |
| Collateral | 57 | $8,502,000 | $149,000 | $962,000 | $93,000 | $1,090,000 |
| Debt-To-Income Ratio | 55 | $5,727,000 | $104,000 | $260,000 | $43,000 | $126,000 |
| Other | 21 | $2,418,000 | $115,000 | $258,000 | $73,000 | $193,000 |
| Credit Application Incomplete | 15 | $2,178,000 | $145,000 | $397,000 | $55,000 | $170,000 |
| Unverifiable Information | 8 | $857,000 | $107,000 | $185,000 | $53,000 | $96,000 |
| Employment History | 5 | $640,000 | $128,000 | $300,000 | $37,000 | $104,000 |
| Mortgage Insurance Denied | 2 | $359,000 | $179,000 | $205,000 | $58,000 | $81,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $240,000 | $240,000 | $240,000 | $350,000 | $350,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.