Morgan County WV
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Unlock detailed Morgan County WV mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in West Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,452
Total Mortgage Loan Application Amount $265,280,000
Average Mortgage Loan Application Amount $182,000
Highest Mortgage Loan Application Amount $735,000
Average Applicant Income $93,000
Highest Applicant Income $1,207,000

Mortgage Company List for Lending in Morgan County WV for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
CNB BANK, INC.
101 S WASHINGTON STREET
BERKELEY SPRINGS, WV 25411
* $ 417,203,000 107 $ 17,055,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 216,077,000,000 74 $ 10,460,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 57 $ 11,645,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 55 $ 9,705,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 50 $ 9,920,000
INTEGRITY HOME MORTGAGE CORPORATION
122 PILOT CIRCLE
ALEXANDRIA, VA 22602
* $ -1,000 46 $ 10,620,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,747,398,000,000 45 $ 7,725,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 36 $ 5,680,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 35 $ 6,945,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 32 $ 6,720,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 31 $ 7,545,000
CITY NATIONAL BANK OF WEST VIRGINIA
25 GATEWATER ROAD
CHARLESTON, WV 25313
* $ 4,956,190,000 30 $ 2,940,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 30 $ 5,810,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 27 $ 4,405,000
BANK OF ROMNEY
95 E MAIN STREET
ROMNEY, WV 26757
* $ 293,960,000 27 $ 3,125,000
HOMESPIRE MORTGAGE CORPORATION
9711 WASHINGTONIAN BLVD SUITE 500
BALTIMORE, MD 20878
* $ -1,000 26 $ 5,540,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 26 $ 5,020,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 21 $ 4,595,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 20 $ 4,470,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 18 $ 3,450,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 16 $ 2,770,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 14 $ 3,200,000
INTERCOASTAL MORTGAGE, LLC
4100 MONUMENTAL CORNER DRIVE, SUITE 220
ROANOKE, VA 22030
* $ -1,000 14 $ 3,150,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 13 $ 2,715,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 98,729,134,000 13 $ 1,075,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 13 $ 2,915,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 119,432,105,000 13 $ 1,755,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 12 $ 1,960,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 12 $ 2,930,000
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED
971 CORPORATE BLVD
LINTHICUM, MD 21090
* $ 3,774,676,000 11 $ 1,585,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 11 $ 2,485,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 11 $ 1,185,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 604,528,000 11 $ 2,485,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 10 $ 920,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 370,002,264,000 10 $ 970,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 10 $ 1,620,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 9 $ 1,565,000
JEFFERSON SECURITY BANK
P.O. BOX 35
SHEPHERDSTOWN, WV 25443
* $ 324,402,000 8 $ 2,450,000
FIRST HOME MORTGAGE CORPORATION
5355 NOTTINGHAM DRIVE, SUITE 130
LUTHERVILLE-TIMONIUM, MD 21236
* $ -1,000 7 $ 1,455,000
UNITED BANK
11185 FAIRFAX BLVD
FAIRFAX, VA 22030
* $ 19,644,548,000 7 $ 725,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 7 $ 1,595,000
IXONIA BANK
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 389,451,000 7 $ 1,275,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 7 $ 1,475,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 7 $ 1,475,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 7 $ 1,575,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,751,524,000,000 7 $ 745,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 7 $ 1,395,000
GEORGE MASON MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE #100
PRINCE WILLIAM, VA 22030
* $ -1,000 7 $ 1,455,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 6 $ 920,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 6 $ 1,080,000
PATRIOT
PO BOX 778
CHAMBERSBURG, PA 17201
* $ 730,357,000 5 $ 415,000
ATLANTIC COAST MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
GLEN ALLEN, VA 22030
* $ -1,000 5 $ 1,165,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 5 $ 1,265,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 104,052,030,000 5 $ 645,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 24,774,361,000 5 $ 915,000
NVR MORTGAGE FINANCE, INC.
555 SOUTHPOINTE BLVD., 3RD FLOOR
RICHMOND, VA 15317
* $ -1,000 5 $ 1,645,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 4 $ 1,310,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 4 $ 890,000
TIDEWATER MORTGAGE SERVICES, INC.
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 23452
* $ -1,000 4 $ 840,000
SUMMIT COMMUNITY BANK, INC
PO BOX 680; 310 NORTH MAIN STREET
MOOREFIELD, WV 26836
* $ 2,401,941,000 4 $ 510,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 4 $ 580,000
CONTOUR MORTGAGE CORPORATION
990 STEWART AVENUE STE#660
DOVER, DE 11530
* $ -1,000 4 $ 540,000
FNB BANK, INCORPORATED
105 NORTH HIGH STREET
ROMNEY, WV 26757
* $ 203,841,000 4 $ 440,000
BAY CAPITAL MORTGAGE CORPORATION
801 COMPASS WAY
ANNAPOLIS, MD 21401
* $ -1,000 3 $ 765,000
CAPON VALLEY BANK
PO BOX 119
WARDENSVILLE, WV 26851
* $ 158,370,000 3 $ 725,000
FIRST UNITED CORPORATION
19 S SECOND STREET
OAKLAND, MD 21550
* $ 1,423,446,000 3 $ 345,000
BANK OF CHARLES TOWN
111 EAST WASHINGTON ST
CHARLES TOWN, WV 25414
* $ 515,715,000 3 $ 305,000
NORTHWEST FEDERAL CREDIT UNION
220 SPRING STREET
HERNDON, VA 20170
* $ 3,598,362,000 3 $ 505,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 3 $ 425,000
HORIZON FARM CREDIT, ACA
45 AILERON CT.
MECHANICSBURG, PA 21157
* $ -1,000 3 $ 295,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 3 $ 555,000
VELLUM MORTGAGE, INC.
12700 FAIR LAKES CIR SUITE 400
FAIRFAX, VA 22030
* $ -1,000 3 $ 875,000
C & F MORTGAGE CORPORATION
1400 ALVERSER DRIVE
WEST POINT, VA 23113
* $ -1,000 3 $ 425,000
ATLANTIC UNION BANK
1051 EAST CARY STREET, SUITE 1200
GLEN ALLEN, VA 23219
* $ 17,516,056,000 3 $ 675,000
CHICAGO MORTGAGE SOLUTIONS LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 3 $ 805,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 3 $ 465,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 3 $ 315,000
PRESIDENTIAL BANK, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 617,208,000 3 $ 665,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 415,000
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION
153 BALTIMORE STREET
CUMBERLAND, MD 21502
* $ 448,076,000 3 $ 485,000
ARC HOME LLC
2010 CORPORATE RIDGE STE 750
BALTIMORE, MD 22102
* $ -1,000 2 $ 390,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 2 $ 540,000
AGFIRST FARM CREDIT BANK
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 2 $ 430,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
WILMINGTON, DE 08054
* $ -1,000 2 $ 470,000
APPLE FEDERAL CREDIT UNION
4029 RIDGE TOP RD
FAIRFAX, VA 22030
* $ 3,036,714,000 2 $ 410,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 2 $ 270,000
TJC MORTGAGE, INC.
1 PERIMETER PARK S, STE 230 S
WETUMPKA, AL 35243
* $ -1,000 2 $ 380,000
CBM MORTGAGE, INC.
912 HOMETOWN WAY
FRONT ROYAL, VA 22630
* $ -1,000 2 $ 240,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 2 $ 410,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 500,000
MILLENNIUM FINANCIAL GROUP, INC.
8803 BALTIMORE NATIONAL PIKE
MIDDLETOWN, MD 21769
* $ -1,000 2 $ 360,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 140,077,697,000 2 $ 230,000
EAGLEBANK
11931 TECH RD
SILVER SPRING, MD 20904
* $ 8,950,172,000 2 $ 590,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 2 $ 430,000
SANDY SPRING BANK
6831 BENJAMIN FRANKIN DRIVE
OLNEY, MD 21046
* $ 8,616,347,000 2 $ 330,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 2 $ 380,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 2 $ 520,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 250,000
BANK OF CLARKE
2 E MAIN STREET
BERRYVILLE, VA 22611
* $ 871,277,000 2 $ 340,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 34,531,413,000 2 $ 530,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 280,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 187,526,000 2 $ 310,000
LENDERFI, INC.
23875 VENTURA BLVD SUITE 203B
CALABASAS, CA 91302
* $ -1,000 2 $ 460,000
FIRST BANK
112 W KING ST
STRASBURG, VA 22657
* $ 799,639,000 2 $ 150,000
DIRECT MORTGAGE LOANS, LLC
111011 MCCORMICK RD, SUITE 400
HUNT VALLEY, MD 21031
* $ -1,000 2 $ 480,000
LIBERTY HOME MORTGAGE CORPORATION
4401 ROCKSIDE RD 310
STRONGSVILLE, OH 44131
* $ -1,000 2 $ 340,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 2 $ 280,000
FINANCE OF AMERICA COMMERCIAL LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 2 $ 190,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 2 $ 450,000
NYMEO FEDERAL CREDIT UNION
5210 CHAIRMANS COURT
FREDERICK, MD 21703
* $ 281,558,000 2 $ 260,000
APEX HOME LOANS, INC.
3204 TOWER OAKS BLVD., SUITE 400
ROCKVILLE, MD 20852
* $ -1,000 2 $ 520,000
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION
111 ROCKVILLE PIKE, SUITE 500
ROCKVILLE, MD 20850
* $ 669,339,000 1 $ 185,000
PROPONENT FEDERAL CREDIT UNION
536 WASHINGTON AVE.
NUTLEY, NJ 07110
* $ 466,600,000 1 $ 35,000
T2 FINANCIAL LLC
480 OLDE WORTHINGTON RD SUITE 300
CINCINNATI, OH 43082
* $ -1,000 1 $ 145,000
LENDINGONE, LLC
901 YAMATO RD #150
DOVER, DE 33431
* $ -1,000 1 $ 105,000
PARAMOUNT BANK
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63072
* $ 104,250,000 1 $ 105,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 965,305,000 1 $ 525,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 1 $ 145,000
ORRSTOWN BANK
2695 PHILADELPHIA AVENUE
SHIPPENSBURG, PA 17201
* $ 2,381,624,000 1 $ 235,000
MORTGAGE ACCESS CORP.
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 1 $ 265,000
NASA FEDERAL CREDIT UNION
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ 3,110,206,000 1 $ 195,000
FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG
20 SOUTH MAIN STREET
CHAMBERSBURG, PA 17201
* $ 1,271,086,000 1 $ 105,000
COLTEN MORTGAGE, LLC
6021 S SYRACUSE WAY STE 104
GREENWOOD VILLAGE, CO 80111
* $ -1,000 1 $ 135,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 32,529,274,000 1 $ 165,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 1 $ 245,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 175,000
INTOUCH CREDIT UNION
P O BOX 250169
PLANO, TX 75025
* $ 812,749,000 1 $ 135,000
UNIVEST BANK AND TRUST CO.
PO BOX 197
SOUDERTON, PA 18964
* $ 5,361,387,000 1 $ 265,000
DESERET FIRST CREDIT UNION
3999 PARKWAY BOULEVARD
WEST VALLEY CITY, UT 84120
* $ 712,986,000 1 $ 125,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
UPPER ARLINGTON, OH 44131
* $ -1,000 1 $ 185,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 1 $ 145,000
FIRST HERITAGE MORTGAGE, LLC
3201 JERMANTOWN ROAD, SUITE 500
RESTON, VA 22303
* $ -1,000 1 $ 335,000
REDWOOD RESIDENTIAL ACQUISITION CORPORATION
ONE BELVEDERE PLACE
WILMINGTON, DE 94941
* $ -1,000 1 $ 645,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 195,000
BLUE RIDGE BANK, NATIONAL ASSOCIATION
P.O. BOX 609, 17 WEST MAIN ST
MARTINSVILLE, VA 22835
* $ 959,563,000 1 $ 125,000
EQUITY RESOURCES, INC.
PO BOX 5177
NEWARK, OH 43058
* $ -1,000 1 $ 215,000
FULTON BANK, NATIONAL ASSOCIATION
ONE PENN SQUARE
LANCASTER, PA 17604
* $ 21,759,565,000 1 $ 95,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,384,707,000,000 1 $ 115,000
CANOPY MORTGAGE, LLC
380 TECHNOLOGY CT, SUITE 200
LEHI, UT 84042
* $ -1,000 1 $ 115,000
TOWNE BANK
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 11,947,775,000 1 $ 265,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 285,000
ON Q FINANCIAL, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85251
* $ -1,000 1 $ 355,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 313,272,000 1 $ 465,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 115,000
ANGEL OAK MORTGAGE SOLUTIONS LLC
980 HAMMOND DRIVE, SUITE 850
WILMINGTON, DE 30328
* $ -1,000 1 $ 295,000
BANK-FUND STAFF FEDERAL CREDIT UNION
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ 5,188,505,000 1 $ 75,000
VICTORIAN FINANCE, LLC
2570 BOYCE PLAZA ROAD
HARRISBURG, PA 15241
* $ -1,000 1 $ 205,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 1 $ 165,000
NORWICH COMMERCIAL GROUP, INC.
38 SECURITY DRIVE
AVON, CT 06001
* $ -1,000 1 $ 145,000
SIGNAL FINANCIAL FEDERAL CREDIT UNION
3015 UNIVERSITY BLVD., W
KENSINGTON, MD 20895
* $ 427,113,000 1 $ 265,000
ARVEST BANK
201 W WALNUT
FAYETTEVILLE, AR 72756
* $ 19,445,554,000 1 $ 145,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ -1,000 1 $ 205,000
CREDIT UNION MORTGAGE ASSOCIATION, INC.
10800 MAIN STREET
WILMINGTON, DE 22030
* $ -1,000 1 $ 165,000
FIRST HOME BANK
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 531,151,000 1 $ 195,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 4,097,505,000 1 $ 345,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 1 $ 205,000
F & M BANK CORP.
PO BOX 1111
TIMBERVILLE, VA 22853
* $ 812,968,000 1 $ 275,000
SOUTHWEST AIRLINES FEDERAL CREDIT UNION
2340 SHORECREST
DALLAS, TX 75235
* $ 588,660,000 1 $ 215,000
MID-ATLANTIC FEDERAL CREDIT UNION
12820 WISTERIA DRIVE
GERMANTOWN, MD 20874
* $ 327,286,000 1 $ 255,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 1 $ 105,000
SECURED INVESTMENT CORP.
701 E FRONT AVE
SHERIDAN, WY 83814
* $ -1,000 1 $ 155,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 295,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 1 $ 65,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 325,000
AMERICAN AIRLINES FEDERAL CREDIT UNION
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 7,658,628,000 1 $ 255,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2021, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Morgan County WV in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 582 $124,330,000 $213,000 $725,000 $106,000 $1,207,000
Refinancing 490 $83,370,000 $170,000 $735,000 $90,000 $935,000
Cash-out Refinancing 272 $49,270,000 $181,000 $425,000 $71,000 $222,000
Home Improvement 56 $4,200,000 $75,000 $295,000 $104,000 $668,000
Other Purpose 48 $3,740,000 $77,000 $305,000 $91,000 $364,000
Not Applicable 4 $370,000 $92,000 $135,000 $66,000 $66,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,070 $186,670,000 $174,000 $735,000 $91,000 $1,207,000
Not Provided 200 $38,140,000 $190,000 $635,000 $97,000 $448,000
Not applicable 111 $24,575,000 $221,000 $645,000 $121,000 $215,000
Hispanic 28 $6,250,000 $223,000 $405,000 $107,000 $327,000
Asian 14 $3,400,000 $242,000 $465,000 $147,000 $330,000
Black or African American 13 $2,555,000 $196,000 $355,000 $76,000 $222,000
American Indian or Alaskan Native 10 $1,980,000 $198,000 $465,000 $74,000 $125,000
Native Hawaiian or Other Pacific Islander 1 $445,000 $445,000 $445,000 $215,000 $215,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,072 $180,880,000 $168,000 $735,000 $99,000 $1,207,000
VA-guaranteed (Veterans Administration) 171 $44,335,000 $259,000 $635,000 $87,000 $262,000
FHA-insured (Federal Housing Administration) 154 $29,130,000 $189,000 $345,000 $58,000 $197,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 55 $10,935,000 $198,000 $385,000 $58,000 $95,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 833 $156,855,000 $188,000 $735,000 $98,000 $935,000
Application Denied By Financial Institution 191 $28,825,000 $150,000 $405,000 $72,000 $479,000
Application Withdrawn By Applicant 150 $27,990,000 $186,000 $465,000 $99,000 $448,000
Loan Purchased By The Institution 148 $31,030,000 $209,000 $645,000 $94,000 $325,000
File Closed For Incompleteness 87 $13,935,000 $160,000 $395,000 $79,000 $364,000
Application Approved But Not Accepted 42 $6,500,000 $154,000 $445,000 $115,000 $1,207,000
Preapproval Approved but not Accepted 1 $145,000 $145,000 $145,000 $60,000 $60,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,210 $228,570,000 $188,000 $735,000 $98,000 $1,207,000
Debt-To-Income Ratio 90 $13,100,000 $145,000 $685,000 $80,000 $479,000
Credit History 57 $7,555,000 $132,000 $385,000 $67,000 $236,000
Collateral 30 $5,810,000 $193,000 $405,000 $88,000 $213,000
Credit Application Incomplete 28 $4,630,000 $165,000 $345,000 $65,000 $193,000
Other 19 $2,875,000 $151,000 $385,000 $70,000 $213,000
Unverifiable Information 11 $1,525,000 $138,000 $195,000 $53,000 $134,000
Insufficient Cash (Downpayment, Closing Cost) 4 $740,000 $185,000 $255,000 $93,000 $123,000
Employment History 3 $475,000 $158,000 $265,000 $35,000 $52,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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