Nantucket County MA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Unlock detailed Nantucket County MA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Massachusetts.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 983
Total Mortgage Loan Application Amount $1,034,902,000
Average Mortgage Loan Application Amount $1,052,000
Highest Mortgage Loan Application Amount $12,652,000
Average Applicant Income $525,000
Highest Applicant Income $9,999,000

Mortgage Company List for Lending in Nantucket County MA for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
THE CAPE COD FIVE CENTS SAVINGS BANK
19 WEST ROAD
BARNSTABLE, MA 02653
* $ 2,715,353,000 147 $ 97,259,000
BLUE HILLS BANK
500 RIVER RIDGE DRIVE
NORWOOD, MA 02062
* $ 1,725,456,000 129 $ 96,377,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,574,093,000,000 82 $ 118,830,000
HINGHAM INSTITUTION FOR SAVINGS, THE
55 MAIN STREET
HINGHAM, MA 02043
* $ 1,552,229,000 73 $ 71,186,000
BERKSHIRE BANK
PO 1308
PITTSFIELD, MA 01202
* $ 6,476,905,000 51 $ 55,126,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,532,784,000,000 42 $ 44,182,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 39 $ 63,060,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 34 $ 20,683,000
FIRST REPUBLIC BANK
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 48,353,330,000 23 $ 58,331,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 27,356,000,000 18 $ 44,361,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 230,280,000,000 16 $ 12,780,000
BOSTON PRIVATE BANK & TRUST CO
TEN POST OFFICE SQUARE
BOSTON, MA 02109
* $ 6,615,263,000 14 $ 28,271,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,356,442,000,000 12 $ 14,604,000
INSTITUTION FOR SAVINGS IN NEWBURYPORT AND ITS VICINITY
93 STATE ST
NEWBURYPORT, MA 01950
* $ 2,034,487,000 11 $ 8,993,000
RESIDENTIAL MORTGAGE SERVICES, INC.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ 10,000,000 9 $ 5,482,000
SANTANDER BANK, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 80,472,892,000 9 $ 5,332,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 102,971,333,000 9 $ 8,410,000
THE CAMDEN NATIONAL BANK
2 ELM STREET
CAMDEN, ME 04856
* $ 2,762,686,000 9 $ 8,531,000
ROCKLAND TRUST COMPANY
120 LIBERTY STREET
BROCKTON, MA 02302
* $ 6,364,570,000 8 $ 3,044,000
BELMONT SAVINGS BANK
2 LEONARD STREET
BELMONT, MA 02478
* $ 1,425,020,000 8 $ 9,110,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 8 $ 4,363,000
BNY MELLON, NATIONAL ASSOCIATION
500 GRANT STREET, ROOM 4825
PITTSBURGH, PA 15258
* $ 20,938,997,000 8 $ 28,705,000
LEADER BANK, NATIONAL ASSOCIATION
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 846,003,000 8 $ 4,781,000
PEOPLESBANK
330 WHITNEY AVENUE
HOLYOKE, MA 01040
* $ 1,918,568,000 7 $ 7,198,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 335,060,015,000 7 $ 4,895,000
PEOPLE'S UNITED BANK
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 35,755,742,000 7 $ 7,074,000
GOLDMAN SACHS BANK USA
200 WEST STREET
NEW YORK, NY 10282
* $ 118,214,000,000 6 $ 11,130,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 6 $ 3,191,000
EASTERN BANK
195 MARKET ST
LYNN, MA 01901
* $ 9,478,925,000 6 $ 3,533,000
BANC OF CALIFORNIA, NATIONAL ASSOCIATION
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 5,958,502,000 6 $ 2,897,000
FIRST NIAGARA BANK
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 38,494,804,000 5 $ 4,876,000
HSBC BANK USA, NATIONAL ASSOCIATION
1800 TYSONS BLVD., SUITE 50
MCLEAN, VA 22102
* $ 178,676,927,000 5 $ 22,502,000
WEBSTER BANK, NATIONAL ASSOCIATION
145 BANK STREET
STAMFORD, CT 06702
* $ 22,513,012,000 5 $ 4,490,000
FIRST CITIZENS' FEDERAL CREDIT UNION
200 MILL RD, SUITE 100
FAIRHAVEN, MA 02719
* $ 617,807,000 4 $ 2,745,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 4 $ 1,964,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 48,481,911,000 4 $ 11,317,000
DISCOVER HOME LOANS, INC
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 4 $ 1,742,000
NEWBURYPORT FIVE CENTS SAVINGS BANK
63 STATE STREET
NEWBURYPORT, MA 01950
* $ 708,489,000 4 $ 6,540,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 4 $ 1,748,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 3 $ 1,114,000
UNITED BANK
225 ASYLUM ST
HARTFORD, CT 06103
* $ 5,477,328,000 3 $ 2,549,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 3 $ 2,566,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 3 $ 1,945,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 3 $ 1,852,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 17,796,419,000 3 $ 1,100,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 111,278,000,000 3 $ 2,871,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 2 $ 2,208,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 95,920,564,000 2 $ 23,700,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 2 $ 2,203,000
SALEM FIVE CENTS SAVINGS BANK
210 ESSEX ST
SALEM, MA 01970
* $ 3,625,139,000 2 $ 10,460,000
FBC MORTGAGE, LLC
189 S ORANGE AVE STE 970
TALLAHASSEE, FL 32801
* $ 12,000,000 2 $ 900,000
CAPE COD CO-OPERATIVE BANK
121 MAIN STREET
YARMOUTH PORT, MA 02675
* $ 789,626,000 2 $ 2,336,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 2 $ 881,000
DB PRIVATE WEALTH MORTGAGE LTD
60 WALL STREET, 12TH FLOOR
NEW YORK, NY 10005
* $ 35,425,000,000 2 $ 3,500,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 2 $ 984,000
SALEM FIVE MORTGAGE COMPANY, LLC
210 ESSEX STREET
WILMINGTON, DE 01970
* $ 642,980,000 2 $ 707,000
FIRST CHOICE LOAN SERVICES INC.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 2 $ 1,444,000
WASHINGTON TRUST MORTGAGE COMPANY LLC
23 BROAD STREET
WARWICK, RI 02891
* $ 3,025,425,000 2 $ 869,000
NORTH EASTON SAVINGS BANK
20 EASTMAN STREET
SOUTH EASTON, MA 02375
* $ 486,214,000 2 $ 2,437,000
CAMBRIDGE TRUST COMPANY
78 BLANCHARD ROAD
CAMBRIDGE, MA 01803
* $ 1,573,693,000 2 $ 1,733,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 2 $ 1,120,000
OCWEN LOAN SERVICING, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ 604,484,000 2 $ 984,000
BANK OF CAPE COD
1582 IYANNOUGH ROAD
HYANNIS, MA 02601
* $ 237,411,000 2 $ 2,130,000
METRO CREDIT UNION
200 REVERE BEACH PARKWAY
CHELSEA, MA 02150
* $ 1,364,748,000 2 $ 1,760,000
MORTGAGE NETWORK, INC.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 2 $ 637,000
DIGITAL FEDERAL CREDIT UNION
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 5,967,941,000 2 $ 900,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,281,397,000 2 $ 1,268,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 2 $ 1,384,000
STIFEL BANK & TRUST
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,244,310,000 2 $ 2,100,000
PATRIOT COMMUNITY BANK
237 LEXINGTON STREET
WOBURN, MA 01801
* $ 146,065,000 1 $ 3,000,000
CAMBRIDGE MORTGAGE GROUP
99 SOUTH STREET
HINGHAM, MA 02043
* $ 992,007,000 1 $ 257,000
KINECTA
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,599,798,000 1 $ 900,000
BROOKLINE BANK
2 HARVARD ST.
BROOKLINE, MA 02445
* $ 3,571,225,000 1 $ 392,000
FALL RIVER FIVE CENTS SAVINGS BANK
79 NORTH MAIN ST
FALL RIVER, MA 02720
* $ 771,736,000 1 $ 500,000
CENTURY BANK AND TRUST COMPANY
400 MYSTIC AVENUE
MEDFORD, MA 02155
* $ 3,616,345,000 1 $ 194,000
MONUMENT MORTGAGE COMPANY, INC
91 HARTWELL AVENUE
LEXINGTON, MA 02421
* $ 1,074,893,000 1 $ 287,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 528,000
REVERSE MORTGAGE SOLUTIONS INC
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 1 $ 328,000
LEADER MORTGAGE COMPANY
180 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 10,000,000 1 $ 2,400,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 254,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 1 $ 135,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 759,000
NEW FED MORTGAGE, CORP.
98 HIGH ST
DANVERS, MA 01923
* $ 1,404,000 1 $ 600,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 328,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ 10,000,000 1 $ 376,000
VILLAGE MORTGAGE COMPANY
30 TOWER LANE
AVON, CT 06001
* $ 5,817,000 1 $ 500,000
UNIBANK FOR SAVINGS
49 CHURCH STREET
WHITINSVILLE, MA 01588
* $ 1,458,470,000 1 $ 720,000
HARBORONE MORTGAGE, LLC
1045 ELM ST SUITE 601
BOSTON, MA 03101
* $ 100,000,000 1 $ 610,000
NORTHFIELD BANK
1731 VICTORY BLVD.
NEW YORK, NY 10314
* $ 3,018,172,000 1 $ 1,200,000
BAR HARBOR BANK & TRUST
82 MAIN STREET
BAR HARBOR, ME 04609
* $ 1,458,456,000 1 $ 788,000
STONEHAMBANK, A CO-OPERATIVE BANK
80 MONTVALE AVE
STONEHAM, MA 02180
* $ 481,592,000 1 $ 950,000
MECHANICS COOPERATIVE BANK
308 BAY STREET
TAUNTON, MA 02780
* $ 452,208,000 1 $ 640,000
FARMINGTON BANK
ONE FARM GLEN BOULEVARD
FARMINGTON, CT 06032
* $ 2,483,685,000 1 $ 889,000
THIRD COAST BANK SSB
20202 HIGHWAY 59 N SUITE 190
HUMBLE, TX 77338
* $ 351,964,000 1 $ 591,000
MIDDLESEX SAVINGS BANK
6 MAIN STREET
NATICK, MA 01760
* $ 4,156,678,000 1 $ 272,000
MOUNTAINONE BANK
93 MAIN STREET
NORTH ADAMS, MA 01247
* $ 809,930,000 1 $ 750,000
VELOCITY COMMERCIAL CAPITAL, LLC
30699 RUSSELL RANCH RD STE 295
SACRAMENTO, CA 91362
* $ 454,514,000 1 $ 175,000
LIVE WELL FINANCIAL, INC.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 1 $ 335,000
NORTHPOINT MORTGAGE, INC.
204 TURNPIKE ROAD
STURBRIDGE, MA 01581
* $ 8,712,000 1 $ 585,000
WINCHESTER CO-OPERATIVE BANK
19 CHURCH STREET
WINCHESTER, MA 01890
* $ 570,271,000 1 $ 500,000
ENTERPRISE BANK AND TRUST COMPANY
222 MERRIMACK STREET
LOWELL, MA 01852
* $ 2,021,366,000 1 $ 850,000
GUARDHILL FINANCIAL CORP.
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ 9,310,000 1 $ 1,126,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 920,000
FFC MORTGAGE CORP.
155 CORPORATE WOODS SUITE 320
ROCHESTER, NY 14623
* $ 7,464,553,000 1 $ 695,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 395,549,000 1 $ 535,000
FLAGSTAR BANK
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 1 $ 555,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 1 $ 589,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ 10,000,000 1 $ 553,000
COMMONWEALTH MORTGAGE, LLC
600 WEST CUMMINGS PARK SUITE 2500
WOBURN, MA 01801
* $ 4,391,000 1 $ 553,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 1 $ 455,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 1 $ 600,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 1 $ 625,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 1 $ 758,000
BRISTOL COUNTY SAVINGS BANK
35 BROADWAY
TAUNTON, MA 02780
* $ 1,601,457,000 1 $ 600,000
THE WASHINGTON TRUST COMPANY, OF WESTERLY
23 BROAD STREET
WESTERLY, RI 02891
* $ 3,584,425,000 1 $ 469,000
THE NORTHERN TRUST COMPANY
50 S. LA SALLE
CHICAGO, IL 60603
* $ 109,596,957,000 1 $ 1,200,000
JEANNE D'ARC CREDIT UNION
581 MERRIMACK ST.
LOWELL, MA 01854
* $ 1,089,849,000 1 $ 800,000
BERKSHIRE BK
386 MAIN STREET
WORCESTER, MA 01615
* $ 2,094,745,000 1 $ 2,400,000
FARMERS BANK & TRUST
1017 HARRISON
GREAT BEND, KS 67530
* $ 727,505,000 1 $ 83,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 315,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 66,111,039,000 1 $ 1,000,000
MB FINANCIAL BANK, NATIONAL ASSOCIATION
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,910,776,000 1 $ 575,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 182,489,046,000 1 $ 781,000
SIGNATURE BANK
565 5TH AVENUE - FL 8
NEW YORK, NY 10017
* $ 27,318,640,000 1 $ 1,780,000
CITIZENS BANK OF PENNSYLVANIA
ONE LOGAN SQUARE, 130 NORTH 18TH STREET
PHILADELPHIA, PA 19103
* $ 32,914,202,000 1 $ 1,011,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2015, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Nantucket County MA in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 494 $537,786,000 $1,088,000 $12,652,000 $547,000 $9,999,000
Home Purchase 378 $412,291,000 $1,090,000 $6,000,000 $527,000 $9,999,000
Home Improvement 111 $84,825,000 $764,000 $4,800,000 $421,000 $4,487,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 660 $607,437,000 $920,000 $10,000,000 $526,000 $9,999,000
Not Provided 196 $260,977,000 $1,331,000 $12,652,000 $790,000 $9,999,000
Not applicable 88 $143,612,000 $1,631,000 $11,700,000 $19,000 $920,000
Hispanic 24 $15,296,000 $637,000 $2,000,000 $433,000 $2,402,000
Asian 7 $4,056,000 $579,000 $785,000 $44,000 $138,000
Black or African American 7 $3,199,000 $457,000 $844,000 $244,000 $1,077,000
Native Hawaiian or Other Pacific Islander 1 $325,000 $325,000 $325,000 $25,000 $25,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 957 $1,020,524,000 $1,066,000 $12,652,000 $538,000 $9,999,000
FHA-insured (Federal Housing Administration) 21 $11,168,000 $531,000 $799,000 $68,000 $144,000
VA-guaranteed (Veterans Administration) 4 $2,734,000 $683,000 $875,000 $92,000 $149,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $476,000 $476,000 $476,000 $122,000 $122,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 655 $725,028,000 $1,106,000 $12,652,000 $586,000 $9,999,000
Application Denied By Financial Institution 100 $72,788,000 $727,000 $3,500,000 $257,000 $2,855,000
Application Withdrawn By Applicant 79 $106,836,000 $1,352,000 $12,000,000 $707,000 $9,999,000
Loan Purchased By The Institution 63 $45,253,000 $718,000 $2,400,000 $222,000 $4,487,000
File Closed For Incompleteness 52 $49,560,000 $953,000 $10,000,000 $442,000 $4,366,000
Application Approved But Not Accepted 34 $35,437,000 $1,042,000 $3,575,000 $407,000 $3,760,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 30 $25,343,000 $844,000 $3,500,000 $235,000 $1,106,000
Collateral 14 $7,047,000 $503,000 $934,000 $194,000 $479,000
Credit History 8 $7,014,000 $876,000 $3,000,000 $583,000 $2,805,000
Credit Application Incomplete 7 $6,592,000 $941,000 $1,700,000 $288,000 $803,000
Other 6 $2,790,000 $465,000 $1,000,000 $160,000 $575,000
Unverifiable Information 2 $2,297,000 $1,148,000 $1,761,000 $413,000 $726,000
Insufficient Cash (Downpayment, Closing Cost) 1 $600,000 $600,000 $600,000 $277,000 $277,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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