Unlock detailed Oneida County NY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in New York.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 16,570 |
| Total Mortgage Loan Application Amount | $1,193,273,000 |
| Average Mortgage Loan Application Amount | $72,000 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $55,000 |
| Highest Applicant Income | $4,400,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| PARTNERS TRUST BANK 233 GENESEE ST UTICA, NY 13501 |
* | $ 1,336,847,000 | 1,088 | $ 100,925,000 |
| AMERICU CREDIT UNION 1916 BLACK RIVER BLVD. ROME, NY 13440 |
* | $ 372,437,000 | 933 | $ 64,278,000 |
| BENEFICIAL 140 INDUSTRIAL DRIVE ELMHURST, IL 60126 |
* | $ 10,000,000 | 933 | $ 60,603,000 |
| FLEET NATIONAL BANK 525 N TRYON ST NC1-023-06-04 CHARLOTTE, NC 28255 |
* | $ 179,362,000,000 | 702 | $ 40,895,000 |
| AMERIQUEST MORTGAGE COMPANY 1100 TOWN & COUNTRY ROAD ORANGE, CA 92868 |
* | $ 10,000,000 | 680 | $ 61,204,000 |
| CHARTER ONE BANK 1215 SUPERIOR AVE CLEVELAND, OH 44114 |
* | $ 42,042,160,000 | 647 | $ 43,779,000 |
| HFC 140 INDUSTRIAL DRIVE ELMHURST, IL 60126 |
* | $ 10,000,000 | 608 | $ 42,579,000 |
| HSBC MORTGAGE CORPORATION ONE HSBC CENTER BUFFALO, NY 14203 |
* | $ 86,415,769,000 | 571 | $ 46,667,000 |
| COUNTRYWIDE HOME LOANS 30930 RUSSELL RANCH ROAD MS WLRR-148 WESTLAKE VILLAGE, CA 91362 |
* | $ 58,034,697,000 | 517 | $ 42,157,000 |
| FIRST SOURCE 4451 COMMERCIAL DRIVE NEW HARTFORD, NY 13413 |
* | $ 135,995,000 | 486 | $ 17,862,000 |
| ROME SAVINGS BANK 100 W. DOMINICK STREET ROME, NY 13442 |
* | $ 250,037,000 | 388 | $ 29,765,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 362 | $ 25,352,000 |
| WELLS FARGO HOME MORTGAGE 1 HOME CAMPUS, X9902-1R DES MOINES, IA 50328 |
* | $ 35,000,000,000 | 314 | $ 28,468,000 |
| ADIRONDACK BANK, NA 67 MAIN STREET, PO BOX 750 SARANAC LAKE, NY 12983 |
* | $ 238,046,000 | 302 | $ 16,628,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 299 | $ 24,337,000 |
| ABN AMRO MTG GROUP INC 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 250,000,000 | 273 | $ 24,277,000 |
| CITIMORTGAGE, INC 1 COURT SQUARE, 45TH FLOOR, ZONE 15 LONG ISLAND CITY, NY 11120 |
* | $ 281,018,000,000 | 270 | $ 17,992,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 267 | $ 17,599,000 |
| HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ 10,000,000 | 255 | $ 17,030,000 |
| NBT BANK, NATIONAL ASSOCIATION 52 S BROAD ST NORWICH, NY 13815 |
* | $ 3,693,531,000 | 236 | $ 20,576,000 |
| FIRST NIAGARA BANK 6950 SOUTH TRANSIT ROAD LOCKPORT, NY 14094 |
* | $ 2,931,538,000 | 230 | $ 16,075,000 |
| JPMORGAN CHASE BANK 343 THORNALL STREET EDISON, NJ 08837 |
* | $ 622,388,000,000 | 228 | $ 17,482,000 |
| ONEIDA SAVINGS BANK 182 MAIN STREET ONEIDA, NY 13421 |
* | $ 408,306,000 | 219 | $ 17,494,000 |
| PRINCIPAL RESIDENTIAL MORTGAGE ONE COURT SQUARE, 45TH FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 10,000,000 | 206 | $ 15,572,000 |
| M&T MORTGAGE CORPORATION 465 MAIN STREET - 5TH FLR - LAFAYETTE CT BUFFALO, NY 14203 |
* | $ 32,664,121,000 | 201 | $ 15,819,000 |
| AMERICAN BUSINESS FINANCIAL 100 PENN SQUARE EAST PHILADELPHIA, PA 19107 |
* | $ 10,000,000 | 195 | $ 10,169,000 |
| KEYBANK USA, N.A. 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 8,943,095,000 | 193 | $ 9,488,000 |
| HOMEOWNERS LOAN CORPORATION 4501 CIRCLE 75 PARKWAY, SUITE D-4300 ATLANTA, GA 30339 |
* | $ 1,840,459,615,000 | 182 | $ 11,787,000 |
| BANK ONE, NA 45303 VAN DYKE SUITE 9048 UTICA, MI 48317 |
* | $ 53,001,000,000 | 163 | $ 7,592,000 |
| HSBC BANK, USA ONE HSBC CENTER/24TH FLOOR BUFFALO, NY 14203 |
* | $ 86,415,769,000 | 161 | $ 2,781,000 |
| CITIFINANCIAL MORTGAGE COMPANY 1111 NORTHPOINT DRIVE COPPELL, TX 75019 |
* | $ 1,097,190,000,000 | 153 | $ 10,077,000 |
| WASHINGTON MUTUAL BANK 227 EAST AVENUE ALBION, NY 14411 |
* | $ 236,422,336,000 | 149 | $ 12,442,000 |
| CHASE MANHATTAN MORTGAGE CORP 343 THORNALL STREET EDISON, NJ 08837 |
* | $ 622,388,000,000 | 144 | $ 12,004,000 |
| ALLIANCE BANK NA 120 MADISON STREET SYRACUSE, NY 13202 |
* | $ 775,196,000 | 127 | $ 9,798,000 |
| E-LOAN, INC. 6230 STONERIDGE MALL ROAD PLEASANTON, CA 94588 |
* | $ 10,000,000 | 127 | $ 6,297,000 |
| M&T BANK 1 M&T PLAZA -15TH FLOOR BUFFALO, NY 14203 |
* | $ 32,664,121,000 | 110 | $ 6,986,000 |
| ACCESS 6 FRANKLIN AVE CLINTON, NY 13323 |
* | $ 64,116,000 | 106 | $ 2,250,000 |
| AURORA BANK FSB 1271 SIXTH AVENUE, 46TH FLOOR NEW YORK, NY 10020 |
* | $ 11,370,323,000 | 105 | $ 7,109,000 |
| MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 8,575,434,000 | 105 | $ 6,059,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 13,961,613,000 | 99 | $ 8,321,000 |
| COMMUNITY BANK, NATIONAL ASSOCIATION 45-49 COURT STREET CANTON, NY 13617 |
* | $ 3,431,887,000 | 92 | $ 4,243,000 |
| KEYBANK NATIONAL ASSOCIATION 100 PUBLIC SQUARE STE 600 OH-01-10-06006 CLEVELAND, OH 44113 |
* | $ 75,319,362,000 | 91 | $ 3,421,000 |
| HOME CONSULTANTS 473 EASTON TURNPIKE STE A LAKE ARIEL, PA 18436 |
* | $ 10,000,000 | 89 | $ 6,491,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 8,190,484,000 | 88 | $ 8,180,000 |
| CITIFINANCIAL COMPANY(DE) 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,097,190,000,000 | 83 | $ 4,094,000 |
| ORIGEN FINANCIAL SERVICES LLC 27777 FRANKLIN ROAD SUITE 1710 SOUTHFIELD, MI 48034 |
* | $ 10,000,000 | 79 | $ 3,684,000 |
| OPTION ONE MORTGAGE CORP 6501 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 78 | $ 6,656,000 |
| AAMES FUNDING CORPORATION 15090 AVENUE OF SCIENCE SAN DIEGO, CA 92128 |
* | $ 10,000,000 | 78 | $ 6,922,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 77 | $ 6,135,000 |
| G.P.O. FEDERAL CREDIT UNION 4311 MIDDLE SETTLEMENT RD NEW HARTFORD, NY 13413 |
* | $ 74,025,000 | 73 | $ 4,407,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 67 | $ 2,419,000 |
| NEW CENTURY MORTGAGE CORPORATI 18400 VON KARMAN AVE., SUITE 1000 IRVINE, CA 92612 |
* | $ 10,000,000 | 59 | $ 4,189,000 |
| OWNERSCHOICE FUNDING, INCORPORATED 1021 WATERVLIET-SHAKER ROAD ALBANY, NY 12205 |
* | $ 10,000,000 | 58 | $ 5,632,000 |
| SYRACUSE SECURITIES, INC. 5000 CAMPUSWOOD DRIVE SUITE 101 EAST SYRACUSE, NY 13057 |
* | $ 10,000,000 | 56 | $ 4,876,000 |
| INDYMAC BANK, F.S.B. 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 9,508,220,000 | 55 | $ 5,015,000 |
| VANDERBILT MORTGAGE 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 53 | $ 2,075,000 |
| ACCREDITED HOME LENDERS, INC 15253 AVENUE OF SCIENCE BLDG 1 SAN DIEGO, CA 92128 |
* | $ 10,000,000 | 51 | $ 3,710,000 |
| FULL SPECTRUM LENDING 35 N. LAKE AVENUE MS 55-11 PASADENA, CA 91101 |
* | $ 58,034,697,000 | 49 | $ 3,804,000 |
| RESIDENTIAL FUNDING CORP. LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 49 | $ 4,033,000 |
| THE NATIONAL BANK OF VERNON PO BOX 890, 5238 W. SENECA STREET VERNON, NY 13476 |
* | $ 63,990,000 | 45 | $ 3,558,000 |
| NATIONAL CITY MORTGAGE CORPORA 1900 E9TH STREET LOCATOR 01-3013 CLEVELAND, OH 44114 |
* | $ 12,000,000,000 | 44 | $ 3,376,000 |
| BANK OF UTICA 222 GENESEE ST UTICA, NY 13502 |
* | $ 824,142,000 | 44 | $ 2,263,000 |
| CHASE MANHATTAN BANK USA, NA 200 WHITE CLAY CENTER DR NEWARK, DE 19711 |
* | $ 32,738,033,000 | 43 | $ 1,637,000 |
| H&R BLOCK MORTGAGE CORPORATION 6501 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 43 | $ 3,334,000 |
| GREENPOINT MORTGAGE FUNDING 4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD CHARLOTTE, NC 28217 |
* | $ 6,677,533,000 | 39 | $ 4,192,000 |
| BEACON FEDERAL 6311 COURT STREET ROAD EAST SYRACUSE, NY 13057 |
* | $ 251,241,000 | 39 | $ 2,562,000 |
| COLBAN FUNDING, INC. 3401 E. MAIN ST. ENDWELL, NY 13760 |
* | $ 10,000,000 | 38 | $ 3,018,000 |
| SOVEREIGN BANK 1130 BERKSHIRE BOULEVARD WYOMISSING, PA 19610 |
* | $ 39,750,759,000 | 38 | $ 3,611,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 115,148,694,000 | 37 | $ 3,094,000 |
| MORTGAGE AMENITIES CORP. 25 BLACKSTONE VALLEY PLACE LINCOLN, RI 02865 |
* | $ 10,000,000 | 36 | $ 2,795,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 318,870,000,000 | 36 | $ 3,043,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 565,382,000,000 | 35 | $ 3,303,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 34 | $ 2,206,000 |
| LASALLE BANK NA 135 SOUTH LASALLE STREET, STE 2325 CHICAGO, IL 60603 |
* | $ 57,441,766,000 | 34 | $ 3,105,000 |
| MBNA AMERICA DELAWARE, N.A. 200 N COLLEGE ST NC1-004-04-13 CHARLOTTE, NC 28255 |
* | $ 1,708,852,000 | 33 | $ 2,054,000 |
| FIRST MUTUAL BANK 400 108TH AVE NE BELLEVUE, WA 98004 |
* | $ 742,648,000 | 33 | $ 280,000 |
| NOVASTAR MORTGAGE 2114 CENTRAL SUITE 600 KANSAS CITY, MO 64108 |
* | $ 10,000,000 | 32 | $ 2,868,000 |
| ARGENT MORTGAGE COMPANY 1100 TOWN & COUNTRY ORANGE, CA 92868 |
* | $ 10,000,000 | 31 | $ 3,176,000 |
| AMERICAS MONEYLINE 4880 COX ROAD GLEN ALLEN, VA 23060 |
* | $ 10,000,000 | 30 | $ 2,275,000 |
| BSB BANK & TRUST COMPANY 58-68 EXCHANGE STREET BINGHAMTON, NY 13901 |
* | $ 2,034,039,000 | 30 | $ 2,579,000 |
| GMAC BANK 4 WALNUT GROVE HORSHAM, PA 19044 |
* | $ 2,448,525,000 | 30 | $ 1,999,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 29 | $ 2,164,000 |
| FIRST FRANKLIN FINANCIAL CORP. 2150 NORTH FIRST STREET SAN JOSE, CA 95131 |
* | $ 592,000,000 | 29 | $ 1,775,000 |
| MERRILL LYNCH CREDIT CORP. 4802 DEER LAKE DRIVE EAST BLDG 3 JACKSONVILLE, FL 32246 |
* | $ 31,000,000 | 29 | $ 2,301,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 183,712,000,000 | 29 | $ 1,064,000 |
| NOVASTAR HOME MORTGAGE, INC. 8140 WARD PARKWAY KANSAS CITY, MO 64114 |
* | $ 10,000,000 | 28 | $ 2,545,000 |
| INTERSTATE HOME LOAN CENTER 25 MELVILLE PARK RD SUITE 105 MELVILLE, NY 11747 |
* | $ 10,000,000 | 26 | $ 2,294,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 4,586,886,000 | 24 | $ 1,970,000 |
| WELLS FARGO FIN'L CRED SERV NY 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309 |
* | $ 19,066,957,000 | 24 | $ 1,666,000 |
| THE FUNDING SOURCE LLC 906 SPENCER STREET SYRACUSE, NY 13206 |
* | $ 10,000,000 | 23 | $ 2,030,000 |
| DELTA FUNDING CORPORATION 1000 WOODBURY ROAD WOODBURY, NY 11797 |
* | $ 31,000,000 | 23 | $ 2,207,000 |
| COMMONFUND MORTGAGE CORP. 717 ERIE BOULEVARD WEST SYRACUSE, NY 13204 |
* | $ 10,000,000 | 22 | $ 1,883,000 |
| SIB MORTGAGE CORP. 195 MONTAGUE STREET BROOKLYN, NY 11201 |
* | $ 2,646,970,000 | 22 | $ 1,482,000 |
| MORTGAGE LENDERS NETWORK USA 213 COURT STREET MIDDLETOWN, CT 06457 |
* | $ 10,000,000 | 22 | $ 1,768,000 |
| FIRST NATIONAL BANK OF ARIZONA 17600 NORTH PERIMETER DRIVE SCOTTSDALE, AZ 85255 |
* | $ 728,315,000 | 20 | $ 1,195,000 |
| HOME LOAN INVESTMENT BANK ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 272,504,000 | 20 | $ 1,128,000 |
| GREEN TREE SERVICING LLC 345 ST. PETER STREET ST. PAUL, MN 55102 |
* | $ 31,000,000 | 18 | $ 827,000 |
| TAMMAC CORPORATION 275 MUNDAY STREET WILKES BARRE, PA 18702 |
* | $ 10,000,000 | 18 | $ 721,000 |
| BNY MORTGAGE COMPANY 335 RIFLE CAMP RD WEST PATERSON, NJ 07424 |
* | $ 74,959,841,000 | 17 | $ 1,552,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 498,676,000,000 | 16 | $ 547,000 |
| AEGIS LENDING CORPORATION 3250 BRIARPARK DR SUITE 400 HOUSTON, TX 77042 |
* | $ 10,000,000 | 16 | $ 1,011,000 |
| FREMONT INVESTMENT & LOAN 2727 E. IMPERIAL HIGHWAY BREA, CA 92821 |
* | $ 6,363,082,000 | 16 | $ 1,785,000 |
| EMPOWER FEDERAL CREDIT UNION 1 MEMBER WAY SYRACUSE, NY 13212 |
* | $ 249,920,000 | 16 | $ 803,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 176,049,792,000 | 15 | $ 1,180,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 17,573,420,000 | 15 | $ 1,184,000 |
| NEXSTAR FINANCIAL CORPORATION 19 RESEARCH PARK COURT ST. CHARLES, MO 63304 |
* | $ 10,000,000 | 14 | $ 809,000 |
| E*TRADE BANK 671 NORTH GLEBE RD, 12TH FLOOR ARLINGTON, VA 22203 |
* | $ 17,039,747,000 | 14 | $ 1,174,000 |
| ALLIANCE MORTGAGE COMPANY 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 10,000,000 | 14 | $ 1,344,000 |
| EMC MORTGAGE CORPORATION 909 HIDDEN RIDGE, SUITE 200 IRVING, TX 75038 |
* | $ 31,000,000 | 13 | $ 680,000 |
| OSWEGO COUNTY NATIONAL BANK 120 MADISON STREET, 17TH FLOOR SYRACUSE, NY 13202 |
* | $ 225,000,000 | 13 | $ 481,000 |
| UNITED MORTGAGE CORP 510 BROADHOLLOW ROAD, SUITE 202 MELVILLE, NY 11747 |
* | $ 10,000,000 | 13 | $ 1,508,000 |
| WMC MORTGAGE CORP. 3100 THORTON AVE BURBANK, CA 91504 |
* | $ 31,000,000 | 12 | $ 887,000 |
| NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144 CLEVELAND, OH 44114 |
* | $ 43,721,511,000 | 12 | $ 505,000 |
| RBMG, INC 7215 FINANCIAL WAY JACKSONVILLE, FL 32256 |
* | $ 3,000,000,000 | 11 | $ 846,000 |
| UNION FEDERAL C/O SKY BANK 137 CLOUGH ST BOWLING GREEN, OH 43402 |
* | $ 3,366,324,000 | 11 | $ 954,000 |
| CONSECO BANK, INC. 2825 E. COTTONWOOD PARKWAY, SUITE 230 SALT LAKE CITY, UT 84121 |
* | $ 3,042,016,000 | 11 | $ 179,000 |
| EQUIFIRST CORPORATION 13000 S TRYON ST, STE F, PMB 317 CHARLOTTE, NC 28278 |
* | $ 44,835,341,000 | 10 | $ 1,231,000 |
| HOMECOMINGS FINANCIAL LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 10 | $ 728,000 |
| PRICELINE MORTGAGE COMPANY LLC 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 75,254,000 | 10 | $ 1,155,000 |
| PROVIDENT BANK 1900 E 9TH STREET LOCATOR 01-3013 CLEVELAND, OH 44114 |
* | $ 17,521,326,000 | 9 | $ 567,000 |
| GEDDES FEDERAL SAVINGS & LOAN 2208 WEST GENESEE STREET SYRACUSE, NY 13219 |
* | $ 282,886,000 | 9 | $ 768,000 |
| EMPIRE FEDERAL CREDIT UNION 515 ERIE BLVD WEST SYRACUSE, NY 13204 |
* | $ 252,234,000 | 9 | $ 501,000 |
| FIRST ALTERNATIVE MORTGAGE COR 145 HUGUENOT ST, SUITE 109 NEW ROCHELL, NY 10801 |
* | $ 10,000,000 | 9 | $ 721,000 |
| CCO MORTGAGE 10 TRIPPS LANE RIVERSIDE, RI 02915 |
* | $ 13,985,245,000 | 9 | $ 948,000 |
| BNC MORTGAGE 1901 MAIN ST IRVINE, CA 92614 |
* | $ 10,000,000 | 8 | $ 479,000 |
| DECISION ONE MORTGAGE 6060 J.A. JONES DRIVE CHARLOTTE, NC 28287 |
* | $ 10,000,000 | 8 | $ 709,000 |
| HOME FUNDING FINDERS, INC 621 COLUMBIA STREET EXT COHOES, NY 12047 |
* | $ 10,000,000 | 8 | $ 710,000 |
| PARAGON HOME LOANS INC. 5010 CAMPUSWOOD DR, STE. 205 EAST SYRACUSE, NY 13057 |
* | $ 10,000,000 | 8 | $ 665,000 |
| LONG BEACH MORTGAGE CO. 227 EAST AVENUE ALBION, NY 14411 |
* | $ 10,000,000 | 8 | $ 806,000 |
| BNY MELLON 500 GRANT STREET, ROOM 2850 PITTSBURGH, PA 15258 |
* | $ 74,959,841,000 | 8 | $ 680,000 |
| NATIONAL CITY HOME LOAN SERVIC 1900 E 9TH ST CLEVELAND, OH 44114 |
* | $ 15,000,000,000 | 7 | $ 465,000 |
| PRINCIPAL BANK 711 HIGH STREET DES MOINES, IA 50392 |
* | $ 1,542,397,000 | 7 | $ 90,000 |
| AURORA LOAN SERVICES 10350 PARK MEADOWS DRIVE LITTLETON, CO 80124 |
* | $ 10,000,000 | 7 | $ 409,000 |
| AMERICAN HOME MORTGAGE CORP. 538 BROADHOLLOW RD MELVILLE, NY 11747 |
* | $ 10,000,000 | 7 | $ 1,154,000 |
| CHAMPION ENTERPRISE 10801 MASTIN DRIVE OVERLAND PARK, KS 66210 |
* | $ 10,000,000 | 6 | $ 202,000 |
| CONCORDE ACCEPTANCE CORPORATIO 7929 BROOKRIVER DR., SUITE 500 DALLAS, TX 75247 |
* | $ 10,000,000 | 6 | $ 299,000 |
| FULTON SAVINGS BANK 41 SOUTH FIRST STREET FULTON, NY 13069 |
* | $ 317,318,000 | 6 | $ 366,000 |
| OPTEUM FINANCIAL SERVICES LLC WEST 115 CENTURY ROAD - 3RD FLOOR PARAMUS, NJ 07652 |
* | $ 10,000,000 | 6 | $ 382,000 |
| RBC MORTGAGE P O BOX 1220 ROCKY MOUNT, NC 27802 |
* | $ 2,163,315,000 | 6 | $ 1,520,000 |
| REFINANCE.COM 60 OAK DRIVE SYOSSET, NY 11791 |
* | $ 10,000,000 | 6 | $ 549,000 |
| THE NEW YORK MORTGAGE COMPANY 1301 AVENUE OF THE AMERICAS NEW YORK, NY 10019 |
* | $ 10,000,000 | 6 | $ 430,000 |
| TRIBECA LENDING CORPORATION 101 HUDSON STREET 25TH FLOOR JERSEY CITY, NJ 07302 |
* | $ 10,000,000 | 5 | $ 484,000 |
| JAMES B. NUTTER & CO. 4153 BROADWAY KANSAS CITY, MO 64111 |
* | $ 31,000,000 | 5 | $ 437,000 |
| HUDSON RIVER BANK AND TRUST CO ONE HUDSON CITY CENTRE HUDSON, NY 12534 |
* | $ 2,462,693,000 | 5 | $ 131,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 11,903,989,000 | 4 | $ 443,000 |
| HARBORSIDE FINANCIAL NETWORK 334 VIA VERA CRUZ, SUITE 254 SAN MARCOS, CA 92078 |
* | $ 10,000,000 | 4 | $ 349,000 |
| FORWARD FINANCIAL 70 GRAY ROAD WEST FALMOUTH, ME 04105 |
* | $ 43,255,000 | 4 | $ 153,000 |
| FIRST HORIZON HOME LOAN CORP 4000 HORIZON WAY IRVING, TX 75063 |
* | $ 1,446,000,000 | 4 | $ 249,000 |
| FIRST TENNESSEE BANK NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 23,392,515,000 | 4 | $ 238,000 |
| ADMIRALS BANK FORMER DOMESTIC 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 199,260,000 | 4 | $ 452,000 |
| ENCORE CREDIT CORP 1833 ALTON PARKWAY IRVINE, CA 92606 |
* | $ 10,000,000 | 4 | $ 450,000 |
| COASTAL CAPITAL CORP 1 PLAZA ROAD GREENVALE, NY 11548 |
* | $ 10,000,000 | 4 | $ 394,000 |
| AEGIS MORTGAGE CORPORATION 3250 BRIARPARK DRIVE, SUITE 400 HOUSTON, TX 77042 |
* | $ 10,000,000 | 4 | $ 273,000 |
| ACCESS NATIONAL MORTGAGE 1800 ROBERT FULTON DRIVE, SUITE 350 RESTON, VA 20191 |
* | $ 10,000,000 | 4 | $ 294,000 |
| IRWIN MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 47037 |
* | $ 4,567,878,000 | 4 | $ 315,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 4 | $ 322,000 |
| MSDW CREDIT CORPORATION 2500 LAKE COOK RD RIVERWOODS, IL 60015 |
* | $ 10,000,000 | 4 | $ 355,000 |
| REGIONS BANK 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 44,835,341,000 | 4 | $ 348,000 |
| SAXON MORTGAGE 4840 COX ROAD GLEN ALLEN, VA 23060 |
* | $ 10,000,000 | 4 | $ 231,000 |
| PROVANTAGE FUNDING CORPORATION 20 SOLAR DRIVE CLIFTON PARK, NY 12065 |
* | $ 10,000,000 | 4 | $ 286,000 |
| UNION NATIONAL COMMUNITY BANK 101 E MAIN ST MOUNT JOY, PA 17552 |
* | $ 319,598,000 | 4 | $ 258,000 |
| THE BANK OF CASTILE 90 MAIN ST BATAVIA, NY 14020 |
* | $ 419,621,000 | 4 | $ 26,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 12,348,756,000 | 3 | $ 189,000 |
| PREMIUM CAPITAL FUNDING LLC 125 JERICHO TPKE JERICHO, NY 11753 |
* | $ 10,000,000 | 3 | $ 144,000 |
| M&T REAL ESTATE TRUST ONE M&T PLAZA - 15TH FLOOR BUFFALO, NY 14203 |
* | $ 32,664,121,000 | 3 | $ 235,000 |
| M&T REALTY CAPITAL CORPORATION 25 S. CHARLES ST., 17TH FLOOR BALTIMORE, MD 21201 |
* | $ 32,664,121,000 | 3 | $ 9,135,000 |
| AMERICAN HOME LOANS 17991 COWAN IRVINE, CA 92614 |
* | $ 10,000,000 | 3 | $ 510,000 |
| AMTRUST BANK 1801 E. 9TH ST #200 CLEVELAND, OH 44114 |
* | $ 12,811,549,000 | 3 | $ 244,000 |
| FIRST NATIONAL ACCEPTANCE COMPANY 241 EAST SAGINAW/P.O. BOX 980 EAST LANSING, MI 48826 |
* | $ 10,498,000 | 3 | $ 61,000 |
| FINANCE AMERICA, LLC 16802 ASTON ST. IRVINE, CA 92606 |
* | $ 10,000,000 | 3 | $ 356,000 |
| GREENPOINT CREDIT, LLC 10089 WILLOW CREEK SAN DIEGO, CA 92131 |
* | $ 12,500,000,000 | 3 | $ 222,000 |
| GREENWICH MORTGAGE 4000 HORIZON WAY IRVING, TX 75063 |
* | $ 10,000,000 | 3 | $ 389,000 |
| GUARANTY RESIDENTIAL LENDING 1300 S. MOPAC EXPWY AUSTIN, TX 78746 |
* | $ 9,102,046,000 | 3 | $ 387,000 |
| INTEGRITY HOME FUNDING, LLC 197 W. SPRING VALLEY AVENUE MAYWOOD, NJ 07607 |
* | $ 10,000,000 | 2 | $ 460,000 |
| HOMETOWN FUNDING INC- DBA CNB 63 MONROE AVE PITTSFORD, NY 14534 |
* | $ 10,000,000 | 2 | $ 80,000 |
| 1ST PRIORITY MORTGAGE, INC. 6000 SHERIDAN DRIVE WILLIAMSVILLE, NY 14221 |
* | $ 10,000,000 | 2 | $ 231,000 |
| FLORIDA BANK, N. A. 151 CORLEY MILL ROAD LEXINGTON, SC 29072 |
* | $ 749,141,000 | 2 | $ 109,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 1,107,060,000 | 2 | $ 215,000 |
| DISCOVER BANK 502 EAST MARKET STREET GREENWOOD, DE 19950 |
* | $ 24,051,676,000 | 2 | $ 133,000 |
| DOLLAR MORTGAGE CORPORATION 7578 EL CAJON BOULEVARD LA MESA, CA 91941 |
* | $ 10,000,000 | 2 | $ 164,000 |
| AMERICAN MORTGAGE EXPRESS CORP 136 GAITHER DRIVE MOUNT LAUREL, NJ 08054 |
* | $ 10,000,000 | 2 | $ 337,000 |
| AMERICAN EXPRESS CENTURION BK 4315 SOUTH 2700 WEST SALT LAKE CITY, UT 84184 |
* | $ 18,758,816,000 | 2 | $ 30,000 |
| AEGIS FUNDING CORPORATION 3250 BRIARPARK DR SUITE 400 HOUSTON, TX 77042 |
* | $ 10,000,000 | 2 | $ 190,000 |
| AIG FEDERAL SAVINGS BANK 600 N KING STREET, SUITE 2 WILMINGTON, DE 19801 |
* | $ 879,740,000 | 2 | $ 723,000 |
| ALLIANCE MORTGAGE BANKING CORP 3601 HEMPSTEAD TURNPIKE SUITE 305 LEVITTOWN, NY 11756 |
* | $ 10,000,000 | 2 | $ 198,000 |
| COMMERCE BANK, PA 1701 ROUTE 70 EAST CHERRY HILL, NJ 08034 |
* | $ 3,353,510,000 | 2 | $ 105,000 |
| COMMONWEALTH HOME MORTGAGE BAN 1983 MARCUS AVENUE SUITE 104 LAKE SUCCESS, NY 11042 |
* | $ 10,000,000 | 2 | $ 174,000 |
| CONTINENTAL CAPITAL CORP 290 BROADWAY ROAD, SUITE 201 MELVILLE, NY 11747 |
* | $ 863,473,000 | 2 | $ 115,000 |
| CONTINENTAL CAPITAL CORP 290 BROADHOLLOW ROAD 2ND FLOOR EAST MELVILLE, NY 11747 |
* | $ 10,000,000 | 2 | $ 115,000 |
| CTX MORTGAGE COMPANY, LLC 1603 LBJ FREEWAY FL 6 DALLAS, TX 75234 |
* | $ 31,000,000 | 2 | $ 163,000 |
| THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY 72 SOUTH MAIN ST CANANDAIGUA, NY 14424 |
* | $ 815,525,000 | 2 | $ 80,000 |
| CITY NATIONAL BANK & TRUST CO 10-24 N MAIN ST GLOVERSVILLE, NY 12078 |
* | $ 390,971,000 | 2 | $ 41,000 |
| CHEVY CHASE BANK, F.S.B. 7501 WISCONSIN AVE 13TH FLR-W BETHESDA,, MD 20814 |
* | $ 11,591,871,000 | 2 | $ 377,000 |
| CITIBANK, FSB 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 23,205,467,000 | 2 | $ 64,000 |
| LOANSTREAM, INC. 6000 LEGACY DRIVE PLANO, TX 75024 |
* | $ 5,478,710,000 | 2 | $ 117,000 |
| MORTGAGE IT INC 60 WALL ST NEW YORK, NY 10005 |
* | $ 10,000,000 | 2 | $ 180,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 2 | $ 168,000 |
| NEW YORK COMMUNITY BANK 1 JERICHO PLAZA JERICHO, NY 11753 |
* | $ 11,299,306,000 | 2 | $ 88,000 |
| NATIONS STANDARD MORTGAGE CORP 150 WHITE PLAINS RD SUITE 108 TARRYTOWN, NY 10591 |
* | $ 10,000,000 | 2 | $ 150,000 |
| PATHFINDER BANK 214 WEST FIRST STREET OSWEGO, NY 13126 |
* | $ 280,883,000 | 2 | $ 200,000 |
| SOUTHSTAR FUNDING, LLC 400 NORTHRDIGE ROAD, SUITE 1000 ATLANTA, GA 30350 |
* | $ 10,000,000 | 2 | $ 106,000 |
| US MORTGAGE CORPORATION 19D CHAPIN ROAD PINE BROOK, NJ 07058 |
* | $ 10,000,000 | 2 | $ 138,000 |
| WRIGHT EXPERSS FSC 3995 SOUTH 700 EAST, SUITE 450 SALT LAKE CITY, UT 84107 |
* | $ 253,533,000 | 2 | $ 200,000 |
| UKRAINIAN FEDERAL CREDIT UNION 824 EAST RIDGE ROAD ROCHESTER, NY 14621 |
* | $ 77,446,000 | 2 | $ 168,000 |
| UNION PLANTERS BANK P.O. BOX 10247 BIRMINGHAM, AL 35202 |
* | $ 33,756,573,000 | 1 | $ 54,000 |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED 3601 HEMPSTEAD TPK. SUITE 300 LEVITTOWN, NY 11756 |
* | $ 10,000,000 | 1 | $ 50,000 |
| TCT FEDERAL CREDIT UNION 416 ROWLAND STREET BALLSTON SPA, NY 12020 |
* | $ 64,583,000 | 1 | $ 48,000 |
| THE SOUTHERN CREDIT UNION 430 EAST LANIER AVENUE FAYETTEVILLE, GA 30214 |
* | $ 125,943,000 | 1 | $ 50,000 |
| THORNBURG MORTGAGE HOME LOAN 2300 NORTH RIDGETOP ROAD SANTA FE, NM 87506 |
* | $ 10,000,000 | 1 | $ 150,000 |
| THRIVENT FINANCIAL BANK 122 EAST COLLEGE AVE., SUITE 1E APPLETON, WI 54911 |
* | $ 321,901,000 | 1 | $ 78,000 |
| TIERONE BANK 1235 "N" STREET LINCOLN, NE 68508 |
* | $ 1,943,893,000 | 1 | $ 42,000 |
| TREASURY DEPARTMENT 1101 2ND ST NE WASHINGTON, DC 20002 |
* | $ 111,506,000 | 1 | $ 140,000 |
| WILBER NATIONAL BANK 245 MAIN STREET P.O. BOX 430 ONEONTA, NY 13820 |
* | $ 708,340,000 | 1 | $ 80,000 |
| WILMINGTON FINANCE, INC. 620 W GERMANTOWN RD PLYMOUTH MEETING, PA 19462 |
* | $ 10,000,000 | 1 | $ 320,000 |
| USALLIANCE FEDERAL CREDIT UNION 411 THEODORE FREMD AVE, SUITE 350 RYE, NY 10580 |
* | $ 518,698,000 | 1 | $ 140,000 |
| WASHINGTON MUTUAL BANK 227 EAST AVENUE ALBION, NY 14411 |
* | $ 26,723,000,000 | 1 | $ 106,000 |
| WEBSTER BANK 609 WEST JOHNSON AVE CHESHIRE, CT 06410 |
* | $ 13,354,305,000 | 1 | $ 495,000 |
| SIRVA MORTGAGE, INC. 6070 PARKLAND BLVD. MAYFIELD HEIGHTS, OH 44124 |
* | $ 10,000,000 | 1 | $ 120,000 |
| SUNSET MORTGAGE COMPANY, L.P. 3 DICKENSON DRIVE CHADDS FORD, PA 19317 |
* | $ 10,000,000 | 1 | $ 122,000 |
| SYRACUSE FEDERAL CREDIT UNION 143 MAIN STREET CORTLAND, NY 13045 |
* | $ 50,710,000 | 1 | $ 38,000 |
| SYRACUSE FIRE DEPARTMENT EMPLOYEES 211 WILKINSON ST SYRACUSE, NY 13204 |
* | $ 37,159,000 | 1 | $ 16,000 |
| PINNACLE FEDERAL CREDIT UNION 135 RARITAN CENTER PKWY EDISON, NJ 08837 |
* | $ 140,036,000 | 1 | $ 100,000 |
| PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 59,635,661,000 | 1 | $ 15,000 |
| NOTHNAGLE HOME SECURITIES CORP 217 WEST MAIN STREET, SUITE 200 ROCHESTER, NY 14614 |
* | $ 10,000,000 | 1 | $ 52,000 |
| MID-HUDSON VALLEY FEDERAL CREDIT UNION 1099 MORTON BLVD KINGSTON, NY 12401 |
* | $ 401,596,000 | 1 | $ 60,000 |
| MORTGAGE LINE FINANCIAL CORP. 135 CROSSWAYS PARK DRIVE, SUITE 401 WOODBURY, NY 11797 |
* | $ 10,000,000 | 1 | $ 351,000 |
| LOGIX FEDERAL CREDIT UNION 2340 HOLLYWOOD WAY VALENCIA, CA 91505 |
* | $ 1,528,544,000 | 1 | $ 260,000 |
| MARKET STREET MORTGAGE CORP 2650 MCCORMICK DR, SUITE 200 CLEARWATER, FL 33759 |
* | $ 335,650,000 | 1 | $ 62,000 |
| INTERVEST NATIONAL BANK 1 ROCKEFELLER PLAZA SUITE 400 NEW YORK, NY 10020 |
* | $ 581,435,000 | 1 | $ 315,000 |
| CLEARVIEW FEDERAL CREDIT UNION 8805 UNIVERSITY BLVD MOON TOWNSHIP, PA 15108 |
* | $ 613,543,000 | 1 | $ 40,000 |
| CARROLLTON BANK 7151 GATEWAY DRIVE SUITE A COLUMBIA, MD 21046 |
* | $ 321,528,000 | 1 | $ 55,000 |
| CUNA MUTUAL MORTGAGE CORPORATI 2908 MARKETPLACE DRIVE SUITE 100 MADISON, WI 53719 |
* | $ 10,000,000 | 1 | $ 60,000 |
| COUNTRYSIDE FEDERAL CREDIT UNION 5720 COMMONS PARK EAST SYRACUSE, NY 13057 |
* | $ 46,084,000 | 1 | $ 27,000 |
| COLORADO FEDERAL SAVINGS BANK 8400 EAST PRENTICE AVE, SUITE 545 GREENWOOD VILLAGE, CO 80111 |
* | $ 46,282,000 | 1 | $ 44,000 |
| COMMERCE BANK, NA 2059 SPINGDALE ROAD CHERRY HILL, NJ 08003 |
* | $ 10,148,242,000 | 1 | $ 62,000 |
| ALLSTATE BANK 3100 SANDERS RD, SUITE N4A NORTHBROOK, IL 60062 |
* | $ 739,169,000 | 1 | $ 65,000 |
| AMC MORTGAGE SERVICES, INC. 1100 TOWN & COUNTRY ROAD, SUITE 1100 IRVINE, CA 92868 |
* | $ 10,000,000 | 1 | $ 60,000 |
| AIR ACADEMY FEDERAL CREDIT UNION 9810 N UNION BLVD COLORADO SPRINGS, CO 80924 |
* | $ 238,849,000 | 1 | $ 25,000 |
| ABACUS FEDERAL SAVINGS BANK 6 BOWERY NEW YORK, NY 10013 |
* | $ 282,749,000 | 1 | $ 30,000 |
| BANCO POPULAR NATIONAL ASSOC PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 50,041,000 | 1 | $ 30,000 |
| BANK OF BLUE VALLEY 11935 RILEY OVERLAND PARK, KS 66213 |
* | $ 597,854,000 | 1 | $ 40,000 |
| DOWNEY SAVINGS AND LOAN 3501 JAMBOREE ROAD NEWPORT BEACH, CA 92660 |
* | $ 11,973,483,000 | 1 | $ 119,000 |
| EASTERN SAVINGS BANK, FSB EXEC PLAZA II - 11350 MCCORMICK RD HUNT VALLEY, MD 21031 |
* | $ 652,011,000 | 1 | $ 157,000 |
| FIELDSTONE MORTGAGE COMPANY 11000 BROKEN LAND PARKWAY, SUITE 900 COLUMBIA, MD 21044 |
* | $ 10,000,000 | 1 | $ 75,000 |
| EQUITY NOW INC. 215 LEXINGTON AVENUE, SUITE 1702 MAMARONECK, NY 10016 |
* | $ 10,000,000 | 1 | $ 245,000 |
| ESL FEDERAL CREDIT UNION 225 CHESTNUT STREET ROCHESTER, NY 14604 |
* | $ 2,322,203,000 | 1 | $ 39,000 |
| CORE FEDERAL CREDIT UNION 7200 KIRKVILLE RD EAST SYRACUSE, NY 13057 |
* | $ 42,500,000 | 1 | $ 6,000 |
| FIRST AMERRICAN MORTGAGE TRUST 56 HARVARD STREET BROOKLINE, MA 02445 |
* | $ 10,000,000 | 1 | $ 33,000 |
| FIRST FINANCIAL EQUITIES, INC. 300 FRANK BURR BLVD., 4TH FL EAST TEANECK, NJ 07666 |
* | $ 10,000,000 | 1 | $ 60,000 |
| FIRST MAGNUS FINANCIAL CORP 603 N. WILMOT ROAD TUCSON, AZ 85711 |
* | $ 10,000,000 | 1 | $ 106,000 |
| IDEAL MORTGAGE BANKERS, LTD 520 BROADHOLLOW ROAD MELVILLE, NY 11747 |
* | $ 10,000,000 | 1 | $ 86,000 |
| HARRIS TRUST AND SAVINGS BANK 111 WEST MONROE STREET CHICAGO, IL 60603 |
* | $ 19,273,170,000 | 1 | $ 30,000 |
| HOGAR MORTGAGE 20 CRAIG ROAD MONTVALE, NJ 07645 |
* | $ 10,000,000 | 1 | $ 65,000 |
| HARBOR FEDERAL SAVINGS BANK 100 SOUTH 2ND STREET FORT PIERCE, FL 34950 |
* | $ 2,124,044,000 | 1 | $ 20,000 |
| GUARANTY BANK, FSB 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 1,987,381,000 | 1 | $ 20,000 |
| GREATER ATLANTIC MORTGAGE CORP 8230 OLD COURTHOUSE ROAD S520 VIENNA, VA 22182 |
* | $ 117,754,000 | 1 | $ 123,000 |
| GB HOME EQUITY, LLC 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 12,000,000 | 1 | $ 20,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2003, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 10,804 | $832,136,000 | $77,000 | $900,000 | $57,000 | $4,400,000 |
| Home Purchase (one-to-four family) | 4,061 | $308,179,000 | $75,000 | $850,000 | $51,000 | $2,788,000 |
| Home Improvement (one-to-four family) | 1,680 | $35,730,000 | $21,000 | $370,000 | $54,000 | $2,470,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 25 | $17,228,000 | $689,000 | $5,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,406 | $884,713,000 | $71,000 | $866,000 | $57,000 | $3,450,000 |
| Information not provided by applicant in mail or telephone application | 2,716 | $191,779,000 | $70,000 | $450,000 | $60,000 | $4,400,000 |
| Not applicable | 699 | $67,110,000 | $96,000 | $5,000,000 | $21,000 | $1,672,000 |
| Other | 216 | $15,818,000 | $73,000 | $457,000 | $49,000 | $900,000 |
| Black | 207 | $11,130,000 | $53,000 | $260,000 | $47,000 | $315,000 |
| Hispanic | 161 | $8,096,000 | $50,000 | $182,000 | $43,000 | $960,000 |
| Asian or Pacific Islander | 126 | $12,080,000 | $95,000 | $900,000 | $58,000 | $390,000 |
| American Indian or Alaskan Native | 39 | $2,547,000 | $65,000 | $158,000 | $51,000 | $182,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,644 | $1,059,325,000 | $72,000 | $5,000,000 | $59,000 | $4,400,000 |
| FHA-insured (Federal Housing Administration) | 1,623 | $109,202,000 | $67,000 | $208,000 | $32,000 | $494,000 |
| VA-guaranteed (Veterans Administration) | 302 | $24,669,000 | $81,000 | $192,000 | $34,000 | $196,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $77,000 | $77,000 | $77,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,405 | $630,727,000 | $75,000 | $5,000,000 | $62,000 | $4,200,000 |
| Application Denied By Financial Institution | 3,402 | $206,690,000 | $60,000 | $900,000 | $52,000 | $4,400,000 |
| Application Withdrawn By Applicant | 2,056 | $157,103,000 | $76,000 | $620,000 | $56,000 | $936,000 |
| Loan Purchased By The Institution | 1,533 | $115,573,000 | $75,000 | $470,000 | $31,000 | $410,000 |
| Application Approved But Not Accepted | 917 | $62,942,000 | $68,000 | $366,000 | $59,000 | $480,000 |
| File Closed For Incompleteness | 257 | $20,238,000 | $78,000 | $495,000 | $67,000 | $2,130,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 844 | $47,395,000 | $56,000 | $900,000 | $45,000 | $900,000 |
| Collateral | 361 | $25,420,000 | $70,000 | $380,000 | $52,000 | $264,000 |
| Other | 299 | $21,647,000 | $72,000 | $866,000 | $49,000 | $900,000 |
| Debt-To-Income Ratio | 290 | $16,813,000 | $57,000 | $428,000 | $57,000 | $2,788,000 |
| Credit Application Incomplete | 164 | $12,894,000 | $78,000 | $216,000 | $56,000 | $493,000 |
| Unverifiable Information | 30 | $2,200,000 | $73,000 | $226,000 | $38,000 | $150,000 |
| Employment History | 23 | $2,205,000 | $95,000 | $550,000 | $57,000 | $264,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $741,000 | $52,000 | $152,000 | $44,000 | $118,000 |
| Mortgage Insurance Denied | 3 | $204,000 | $68,000 | $92,000 | $47,000 | $86,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.