Unlock detailed Oneida County NY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,074 |
| Total Mortgage Loan Application Amount | $677,271,000 |
| Average Mortgage Loan Application Amount | $95,000 |
| Highest Mortgage Loan Application Amount | $2,850,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $1,552,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| AMERICU CREDIT UNION 1916 BLACK RIVER BLVD. ROME, NY 13440 |
* | $ 816,141,000 | 998 | $ 75,461,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 656 | $ 65,882,000 |
| FIRST SOURCE 4451 COMMERCIAL DRIVE NEW HARTFORD, NY 13413 |
* | $ 261,043,000 | 441 | $ 31,068,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 394 | $ 40,851,000 |
| M&T BANK 1 M&T PLAZA -15TH FLOOR BUFFALO, NY 14203 |
* | $ 67,860,327,000 | 346 | $ 30,826,000 |
| ROME SAVINGS BANK 100 W DOMINICK ST., PO BOX 311 ROME, NY 13442 |
* | $ 330,110,000 | 251 | $ 27,711,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 246 | $ 27,390,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 240 | $ 23,680,000 |
| ONEIDA SAVINGS BANK 182 MAIN STREET ONEIDA, NY 13421 |
* | $ 591,241,000 | 233 | $ 25,195,000 |
| RBS CITIZENS, N.A. ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 116,921,115,000 | 208 | $ 7,549,000 |
| ADIRONDACK BANK 185 GENESEE ST UTICA, NY 13501 |
* | $ 497,593,000 | 205 | $ 16,505,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 180 | $ 21,486,000 |
| HSBC MORTGAGE CORP 2929 WALDEN AVE DEPEW, NY 14043 |
* | $ 92,958,000 | 176 | $ 18,996,000 |
| OWNERSCHOICE FUNDING, INCORPORATED 1021 WATERVLIET-SHAKER ROAD ALBANY, NY 12205 |
* | $ 10,000,000 | 161 | $ 18,160,000 |
| FIRST NIAGARA BANK, N.A. 726 EXCHANGE STREET SUITE 618 BUFFALO, NY 14210 |
* | $ 14,452,230,000 | 147 | $ 19,581,000 |
| NBT BANK, NATIONAL ASSOCIATION 52 S BROAD ST NORWICH, NY 13815 |
* | $ 5,424,588,000 | 146 | $ 14,022,000 |
| ALLIANCE BANK NA 120 MADISON STREET SYRACUSE, NY 13202 |
* | $ 1,409,715,000 | 119 | $ 18,071,000 |
| BEACON FEDERAL 6311 COURT STREET ROAD EAST SYRACUSE, NY 13057 |
* | $ 1,067,019,000 | 111 | $ 5,774,000 |
| TRUHOME SOLUTIONS, L.L.C. 9601 LEGLER RD LENEXA, KS 66219 |
* | $ 1,900,000,000 | 97 | $ 11,261,000 |
| KEYBANK NATIONAL ASSOCIATION 100 PUBLIC SQUARE STE 600 OH-01-10-06006 CLEVELAND, OH 44113 |
* | $ 90,179,122,000 | 80 | $ 5,546,000 |
| SYRACUSE SECURITIES, INC. 5000 CAMPUSWOOD DRIVE SUITE 101 EAST SYRACUSE, NY 13057 |
* | $ 10,000,000 | 70 | $ 7,809,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 14,106,965,000 | 69 | $ 7,952,000 |
| COMMUNITY BANK, NATIONAL ASSOCIATION 45-49 COURT STREET CANTON, NY 13617 |
* | $ 5,376,962,000 | 68 | $ 4,459,000 |
| HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ 10,000,000 | 67 | $ 6,649,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 60 | $ 7,473,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 59 | $ 8,214,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 58 | $ 3,455,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 56 | $ 7,702,000 |
| ACCESS 6 FRANKLIN AVE CLINTON, NY 13323 |
* | $ 116,604,000 | 56 | $ 717,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 55 | $ 6,744,000 |
| G.P.O. FEDERAL CREDIT UNION 4311 MIDDLE SETTLEMENT RD NEW HARTFORD, NY 13413 |
* | $ 141,725,000 | 54 | $ 4,682,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 50 | $ 5,632,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 47 | $ 4,793,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 41 | $ 4,725,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 17,832,340,000 | 37 | $ 3,708,000 |
| ADMIRALS BANK FORMER DOMESTIC 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 234,124,000 | 35 | $ 416,000 |
| EMPOWER FEDERAL CREDIT UNION 1 MEMBER WAY SYRACUSE, NY 13212 |
* | $ 830,848,000 | 35 | $ 2,613,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 33 | $ 5,902,000 |
| UTICA GAS & ELECTRIC FCU 215 OLD CAMPION RD. NEW HARTFORD, NY 13413 |
* | $ 43,370,000 | 28 | $ 1,949,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 27 | $ 3,804,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 25 | $ 2,698,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 24 | $ 2,624,000 |
| HOME FUNDING FINDERS, INC 621 COLUMBIA STREET EXT COHOES, NY 12047 |
* | $ 10,000,000 | 23 | $ 2,509,000 |
| THE FUNDING SOURCE LLC 906 SPENCER STREET SYRACUSE, NY 13206 |
* | $ 10,000,000 | 19 | $ 2,198,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,867,638,000 | 18 | $ 1,164,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 164,340,844,000 | 18 | $ 1,927,000 |
| SEFCU SERVICES, LLC 621 COLUMBIA STREET EXT COHOES, NY 12047 |
* | $ 10,000,000 | 17 | $ 1,560,000 |
| BANK OF UTICA 222 GENESEE ST UTICA, NY 13502 |
* | $ 815,524,000 | 16 | $ 853,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 39,610,194,000 | 14 | $ 2,263,000 |
| COMMONFUND MORTGAGE CORP. 717 ERIE BOULEVARD WEST SYRACUSE, NY 13204 |
* | $ 10,000,000 | 13 | $ 2,079,000 |
| GEDDES FEDERAL SAVINGS & LOAN 2208 WEST GENESEE STREET SYRACUSE, NY 13219 |
* | $ 406,765,000 | 11 | $ 1,413,000 |
| MERRILL LYNCH CREDIT CORP 4500 PARK GRANADA CA7-910-01-24 CALABASAS, CA 91302 |
* | $ 2,223,299,000 | 10 | $ 1,319,000 |
| MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 12,817,999,000 | 10 | $ 369,000 |
| ACCESS NATIONAL MORTGAGE CORP 1800 ROBERT FULTON DR, SUITE 350 RESTON, VA 20191 |
* | $ 10,000,000 | 8 | $ 1,255,000 |
| VISIONS FEDERAL CREDIT UNION 3301 COUNTRY CLUB ROAD ENDWELL, NY 13760 |
* | $ 2,418,897,000 | 8 | $ 1,279,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,483,100,000 | 8 | $ 1,108,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 8 | $ 1,145,000 |
| INTERSTATE HOME LOAN CENTER 25 MELVILLE PARK RD SUITE 105 MELVILLE, NY 11747 |
* | $ 10,000,000 | 7 | $ 927,000 |
| BERKSHIRE BANK PO 1308 PITTSFIELD, MA 01202 |
* | $ 2,666,712,000 | 7 | $ 413,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 90,293,933,000 | 7 | $ 640,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 8,059,724,000 | 7 | $ 1,000,000 |
| MID-ISLAND MORTGAGE CORP. 900 MERCHANTS CONCOURSE, SUITE #112 WESTBURY, NY 11554 |
* | $ 10,000,000 | 6 | $ 344,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD, SUITE 100 GREENBELT, MD 20770 |
* | $ 507,491,000 | 6 | $ 633,000 |
| PATHFINDER BANK 214 WEST FIRST STREET OSWEGO, NY 13126 |
* | $ 370,776,000 | 6 | $ 659,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ 10,000,000 | 5 | $ 602,000 |
| RESIDENTIAL HOME FUNDING CORP. 707 WESTCHESTER AVENUE, SUITE 305 WHITE PLAINS, NY 10604 |
* | $ 10,000,000 | 5 | $ 763,000 |
| PENTAGON FEDERAL CREDIT UNION 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 13,969,885,000 | 5 | $ 688,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,157,711,000 | 5 | $ 228,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 112,736,105,000 | 5 | $ 638,000 |
| PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 5 | $ 862,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 4 | $ 553,000 |
| CUSTOMERS BANK 99 BRIDGE STREET PHOENIXVILLE, PA 19460 |
* | $ 349,760,000 | 4 | $ 269,000 |
| TD BANK N.A. 70 GRAY ROAD FALMOUTH, ME 04105 |
* | $ 140,038,551,000 | 4 | $ 77,000 |
| SOVEREIGN BANK 1130 BERKSHIRE BOULEVARD WYOMISSING, PA 19610 |
* | $ 73,839,735,000 | 4 | $ 562,000 |
| RESIDENTIAL FINANCE CORP. 401 N. FRONT STREET, SUITE 300 COLUMBUS, OH 43215 |
* | $ 17,533,484,000 | 4 | $ 569,000 |
| COLONIAL SAVINGS, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 964,882,000 | 4 | $ 455,000 |
| GRAYSTONE TOWER BANK 1826 GOOD HOPE ROAD ENOLA, PA 17025 |
* | $ 1,375,160,000 | 3 | $ 544,000 |
| COUNTRYSIDE FEDERAL CREDIT UNION 5720 COMMONS PARK EAST SYRACUSE, NY 13057 |
* | $ 124,857,000 | 3 | $ 278,000 |
| GATEWAY BUSINESS BANK 18000 STUDEBAKER ROAD, SUITE 550 CERRITOS, CA 90703 |
* | $ 216,229,000 | 3 | $ 365,000 |
| GATEWAY BANK, FSB 2336 MERCED STREET SAN LEANDRO, CA 94577 |
* | $ 424,638,000 | 3 | $ 483,000 |
| GENERATION MORTGAGE COMPANY 3565 PIEDMONT ROAD, NE STE. 300 ATLANTA, GA 30305 |
* | $ 73,926,000 | 3 | $ 200,000 |
| MORTGAGE RESEARCH CENTER, LLC 2101 CHAPEL PLAZA COURT SUITE 107 COLUMBIA, MO 65203 |
* | $ 880,000,000 | 3 | $ 371,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 3 | $ 225,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 3 | $ 651,000 |
| NATIONAL BANK OF KANSAS CITY 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 708,191,000 | 3 | $ 809,000 |
| THE LYONS NATIONAL BANK 35 WILLIAM STREET LYONS, NY 14489 |
* | $ 457,788,000 | 3 | $ 459,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,122,657,000 | 3 | $ 307,000 |
| BROADVIEW FEDERAL CREDIT UNION 700 PATROON CREEK BLVD ALBANY, NY 12206 |
* | $ 1,930,177,000 | 3 | $ 280,000 |
| WOODFOREST BANK, FSB 25231 GROGANS MILL ROAD THE WOODLANDS, TX 77380 |
* | $ 85,854,000 | 3 | $ 181,000 |
| CITIFINANCIAL COMPANY(DE) 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 3 | $ 118,000 |
| FULTON SAVINGS BANK 41 SOUTH FIRST STREET FULTON, NY 13069 |
* | $ 401,260,000 | 3 | $ 324,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 2,011,062,000 | 3 | $ 91,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 197,928,000 | 3 | $ 360,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,161,361,000,000 | 3 | $ 48,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 3 | $ 472,000 |
| 1ST PRIORITY MORTGAGE, INC. 6000 SHERIDAN DRIVE WILLIAMSVILLE, NY 14221 |
* | $ 10,000,000 | 3 | $ 535,000 |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED 3601 HEMPSTEAD TPK. SUITE 300 LEVITTOWN, NY 11756 |
* | $ 10,000,000 | 2 | $ 518,000 |
| MORGAN STANLEY CREDIT CORP 75 N. FAIRWAY DR. VERNON HILLS, IL 60061 |
* | $ 36,000,000 | 2 | $ 162,000 |
| CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 127,360,045,000 | 2 | $ 121,000 |
| CHARLES SCHWAB BANK 211 MAIN STREET SAN FRANCISCO, CA 94105 |
* | $ 43,242,751,000 | 2 | $ 360,000 |
| EVERHOME MORTGAGE COMPANY 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 3,027,261,000 | 2 | $ 278,000 |
| AMERIPRISE BANK, FSB 707 2ND AVENUE SOUTH MINNEAPOLIS, MN 55474 |
* | $ 2,823,342,000 | 2 | $ 548,000 |
| SENECA FALLS SAVINGS BANK 19 CAYUGA ST SENECA FALLS, NY 13148 |
* | $ 219,450,000 | 2 | $ 76,000 |
| HOME LOAN INVESTMENT BANK ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 210,951,000 | 2 | $ 121,000 |
| CARNEGIE MORTGAGE 2297 STATE HIGHWAY 33 HAMILTON SQUARE, NJ 08690 |
* | $ 193,976,000 | 2 | $ 230,000 |
| DEVERE MORTGAGE CORPORATION 5400 BROADWAY STREET LANCASTER, NY 14085 |
* | $ 10,000,000 | 2 | $ 198,000 |
| GUIDANCE RESIDENTIAL, LLC 11107 SUNSET HILLS ROAD, STES 100 & 200 WILMINGTON, DE 20190 |
* | $ 10,000,000 | 2 | $ 219,000 |
| ORIGEN FINANCIAL SERVICES LLC 27777 FRANKLIN ROAD SUITE 1710 SOUTHFIELD, MI 48034 |
* | $ 10,000,000 | 2 | $ 95,000 |
| SEMPER HOME LOANS, INC 225 DUPONT DRIVE WILMINGTON, DE 02907 |
* | $ 3,295,000 | 2 | $ 394,000 |
| LIBERTY HOME EQUITY SOLUTIONS, INC. 10951 WHITE ROCK ROAD, SUITE 200 RANCHO CORDOVA, CA 95670 |
* | $ 60,629,000 | 2 | $ 200,000 |
| TAMMAC HOLDINGS CORPORATION 100 COMMERCE BLVD WILMINGTON, DE 18702 |
* | $ 60,000,000 | 2 | $ 140,000 |
| ESL FEDERAL CREDIT UNION 225 CHESTNUT STREET ROCHESTER, NY 14604 |
* | $ 3,874,738,000 | 2 | $ 108,000 |
| GUARANTEED HOME MORTGAGE COMPA 108 CORPORATE PARK DRIVE - SUITE 301 WHITE PLAINS, NY 10604 |
* | $ 10,000,000 | 2 | $ 293,000 |
| ASSOCIATED MORTGAGE BANKERS, INC. 2395 OCEAN AVENUE SUITE 5 ISLIP, NY 11779 |
* | $ 35,004,000 | 2 | $ 358,000 |
| US MORTGAGE CORPORATION 201 OLD COUNTRY ROAD MELVILLE, NY 11747 |
* | $ 11,000,000 | 2 | $ 377,000 |
| BETHPAGE FEDERAL CREDIT UNION 899 SOUTH OYSTER BAY ROAD BETHPAGE, NY 11714 |
* | $ 3,696,766,000 | 2 | $ 583,000 |
| HOME SAVINGS OF AMERICA 35 E BROADWAY LITTLE FALLS, MN 56345 |
* | $ 477,531,000 | 2 | $ 180,000 |
| NORTH AMERICAN SAVINGS BANK 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,506,113,000 | 1 | $ 367,000 |
| HANOVER COMMUNITY BANK 2131 JERICHO TURNPIKE GARDEN CITY PARK, NY 11040 |
* | $ 72,741,000 | 1 | $ 152,000 |
| TRUSTCO BANK 5 SARNOWSKI DRIVE GLENVILLE, NY 12302 |
* | $ 3,697,799,000 | 1 | $ 92,000 |
| UNITED MIDWEST SAVINGS BANK 101 S MAIN ST DEGRAFF, OH 43318 |
* | $ 266,952,000 | 1 | $ 120,000 |
| SYRACUSE FIRE DEPARTMENT EMPLOYEES 211 WILKINSON ST SYRACUSE, NY 13204 |
* | $ 57,283,000 | 1 | $ 52,000 |
| FRANKLIN FIRST FINANCIAL, LTD 538 BROADHOLLOW ROAD MELVILLE, NY 11747 |
* | $ 36,249,000 | 1 | $ 98,000 |
| INDIANA UNIVERSITY CREDIT UNION PO BOX 368 BLOOMINGTON, IN 47402 |
* | $ 620,056,000 | 1 | $ 15,000 |
| CCFCU FUNDING, LLC 4 WINNERS CIRCLE ALBANY, NY 12205 |
* | $ 797,777,000 | 1 | $ 100,000 |
| SECNY FEDERAL CREDIT UNION 2235 DOWNER STREET SYRACUSE, NY 13027 |
* | $ 107,493,000 | 1 | $ 30,000 |
| CONTINENTAL FCU 1621 W. RIO SALADO PKWY #101 TEMPE, AZ 85281 |
* | $ 172,131,000 | 1 | $ 82,000 |
| UKRAINIAN SELFRELIANCE FEDERAL CREDIT UNION 1729 COTTMAN AVE FEASTERVILLE, PA 19111 |
* | $ 209,369,000 | 1 | $ 65,000 |
| UKRAINIAN FEDERAL CREDIT UNION 824 EAST RIDGE ROAD ROCHESTER, NY 14621 |
* | $ 145,407,000 | 1 | $ 34,000 |
| HUDSON VALLEY CREDIT UNION PO BOX 1071 POUGHKEEPSIE, NY 12602 |
* | $ 2,714,589,000 | 1 | $ 62,000 |
| VANGUARD FUNDING LLC 300 GARDEN CITY PLAZA, SUITE 170 GARDEN CITY, NY 11530 |
* | $ 2,793,000 | 1 | $ 119,000 |
| JAMES B. NUTTER & CO. 4153 BROADWAY KANSAS CITY, MO 64111 |
* | $ 31,000,000 | 1 | $ 73,000 |
| WCS LENDING, LLC 951 YAMATO ROAD, SUITE 150 BOCA RATON, FL 33431 |
* | $ 25,076,000 | 1 | $ 148,000 |
| MORTGAGE NOW, INC. 1161 BROAD ST SUITE 212 SHREWSBURY, NJ 07702 |
* | $ 10,000,000 | 1 | $ 184,000 |
| SIRVA MORTGAGE, INC. 6200 OAK TREE BLVD STE 300 UPPER ARLINGTON, OH 44131 |
* | $ 101,315,000 | 1 | $ 164,000 |
| VANDERBILT MORTGAGE 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 1 | $ 49,000 |
| NFM, INC. 1190 WINTERSON ROAD, SUITE 300 LINTHICUM, MD 21090 |
* | $ 8,226,000 | 1 | $ 181,000 |
| PARAGON HOME LOANS INC. 5010 CAMPUSWOOD DR, STE. 205 EAST SYRACUSE, NY 13057 |
* | $ 10,000,000 | 1 | $ 54,000 |
| SUPERIOR MORTGAGE CORP. 854 S WHITE HORSE PIKE HAMMONTON, NJ 08037 |
* | $ 10,000,000 | 1 | $ 181,000 |
| JACKSONVILLE SAVINGS BANK 1211 WEST MORTON AVE JACKSONVILLE, IL 62650 |
* | $ 288,536,000 | 1 | $ 36,000 |
| THE FIRST NATIONAL BANK OF GROTON 161 MAIN STREET GROTON, NY 13073 |
* | $ 118,649,000 | 1 | $ 5,000 |
| BALLSTON SPA NATIONAL BANK PO BOX 70 BALLSTON SPA, NY 12020 |
* | $ 365,584,000 | 1 | $ 19,000 |
| PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 260,309,849,000 | 1 | $ 87,000 |
| FIRST TENNESSEE BANK NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 25,841,918,000 | 1 | $ 63,000 |
| MOUNTAIN COMMERCE BANK 121 BOONE RIDGE DRIVE, SUITE 2002 KNOXVILLE, TN 37615 |
* | $ 319,169,000 | 1 | $ 119,000 |
| BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 159,675,538,000 | 1 | $ 349,000 |
| ROSE LAND AND FINANCE CORP. 241 EAST SAGINAW PO BOX 980 EAST LANSING, MI 48826 |
* | $ 568,546,000 | 1 | $ 19,000 |
| POPULAR BANK 9600 WEST BRYN MAWR NEW YORK, NY 60018 |
* | $ 10,864,594,000 | 1 | $ 60,000 |
| THE HUNTINGTON NATIONAL BANK 7575 HUNTINGTON PARK DR COLUMBUS, OH 43235 |
* | $ 51,111,245,000 | 1 | $ 188,000 |
| BENEFICIAL HOMEOWNER SERVICE C 26525 NORTH RIVERWOODS BOULEVARD METTAWA, IL 60045 |
* | $ 4,017,693,000 | 1 | $ 72,000 |
| SUNTRUST BANKS, INC. P.O. BOX 4418, MAIL CODE 663 ATLANTA, GA 30302 |
* | $ 164,340,844,000 | 1 | $ 69,000 |
| SOLVAY BANK 1537 MILTON AVE SOLVAY, NY 13209 |
* | $ 552,767,000 | 1 | $ 143,000 |
| RBC BANK 131 NORTH CHURCH STREET ROCKY MOUNT, NC 27804 |
* | $ 27,472,172,000 | 1 | $ 230,000 |
| WILBER NATIONAL BANK 245 MAIN STREET P.O. BOX 430 ONEONTA, NY 13820 |
* | $ 906,519,000 | 1 | $ 44,000 |
| CITIZENS NATIONAL BANK 110 WEST COURT ST PARIS, IL 61944 |
* | $ 240,050,000 | 1 | $ 92,000 |
| CAPWEST MORTGAGE CORPORATION 14231 METCALF AVE. STE. 200 OVERLAND PARK, KS 66223 |
* | $ 629,176,000 | 1 | $ 137,000 |
| EDWARD JONES MORTGAGE, LLC 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,783,443,000 | 1 | $ 125,000 |
| UNITED MORTGAGE CORP 510 BROADHOLLOW ROAD, SUITE 202 MELVILLE, NY 11747 |
* | $ 10,000,000 | 1 | $ 150,000 |
| MORTGAGE MASTER, INC. 102 ELM STREET WALPOLE, MA 02081 |
* | $ 11,250,346,000 | 1 | $ 232,000 |
| MORTGAGE CAPITAL ASSOCIATES, INC. 11150 W OYMPIC BLVD. STE. 1160 LOS ANGELES, CA 90064 |
* | $ 10,000,000 | 1 | $ 100,000 |
| MORTGAGE ENTERPRISE, LTD. 776 RXR PLAZA, 7 WEST UNIONDALE, NY 11556 |
* | $ 10,000,000 | 1 | $ 95,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,693 | $400,465,000 | $108,000 | $2,850,000 | $74,000 | $1,552,000 |
| Home Purchase | 2,348 | $249,959,000 | $106,000 | $750,000 | $60,000 | $957,000 |
| Home Improvement | 1,033 | $26,847,000 | $25,000 | $800,000 | $58,000 | $1,284,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,010 | $564,758,000 | $93,000 | $800,000 | $69,000 | $1,552,000 |
| Not Provided | 529 | $55,448,000 | $104,000 | $417,000 | $68,000 | $396,000 |
| Not applicable | 254 | $33,292,000 | $131,000 | $2,850,000 | $6,000 | $259,000 |
| Asian | 87 | $7,965,000 | $91,000 | $417,000 | $83,000 | $540,000 |
| Hispanic | 86 | $6,391,000 | $74,000 | $245,000 | $56,000 | $297,000 |
| Black or African American | 81 | $7,137,000 | $88,000 | $317,000 | $60,000 | $212,000 |
| American Indian or Alaskan Native | 14 | $1,272,000 | $90,000 | $216,000 | $58,000 | $108,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $1,008,000 | $77,000 | $307,000 | $52,000 | $157,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,763 | $428,931,000 | $90,000 | $2,850,000 | $75,000 | $1,552,000 |
| FHA-insured (Federal Housing Administration) | 2,058 | $214,631,000 | $104,000 | $320,000 | $50,000 | $384,000 |
| VA-guaranteed (Veterans Administration) | 228 | $31,325,000 | $137,000 | $367,000 | $49,000 | $326,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $2,384,000 | $95,000 | $150,000 | $44,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,187 | $393,747,000 | $94,000 | $2,850,000 | $74,000 | $957,000 |
| Application Denied By Financial Institution | 1,153 | $94,084,000 | $81,000 | $800,000 | $56,000 | $1,552,000 |
| Loan Purchased By The Institution | 857 | $93,911,000 | $109,000 | $332,000 | $42,000 | $957,000 |
| Application Withdrawn By Applicant | 607 | $65,691,000 | $108,000 | $417,000 | $68,000 | $813,000 |
| Application Approved But Not Accepted | 166 | $16,698,000 | $100,000 | $400,000 | $68,000 | $270,000 |
| File Closed For Incompleteness | 104 | $13,140,000 | $126,000 | $395,000 | $87,000 | $545,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 244 | $11,767,000 | $48,000 | $256,000 | $50,000 | $245,000 |
| Debt-To-Income Ratio | 205 | $14,616,000 | $71,000 | $372,000 | $40,000 | $169,000 |
| Collateral | 191 | $21,080,000 | $110,000 | $417,000 | $75,000 | $1,284,000 |
| Other | 92 | $5,546,000 | $60,000 | $349,000 | $80,000 | $1,552,000 |
| Credit Application Incomplete | 45 | $4,828,000 | $107,000 | $257,000 | $69,000 | $205,000 |
| Employment History | 22 | $1,742,000 | $79,000 | $328,000 | $35,000 | $107,000 |
| Unverifiable Information | 18 | $1,983,000 | $110,000 | $288,000 | $93,000 | $389,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $1,607,000 | $107,000 | $315,000 | $55,000 | $159,000 |
| Mortgage Insurance Denied | 1 | $164,000 | $164,000 | $164,000 | $76,000 | $76,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.