Osage County, OK Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 1,842 mortgage applications in Osage County, OK totaling $241.5 million, down 6% from 2012. The average application was for $131,000, and applicants reported an average income of $70,000. 48% of applications resulted in an originated loan and 21% were denied. The most active lender was Bokf NA, with 177 applications, followed by Wells Fargo Bank NA and JPMorgan Chase Bank, NA.

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Total Number of Mortgage Applications 1,842
Total Mortgage Loan Application Amount $241,452,000
Average Mortgage Loan Application Amount $131,000
Highest Mortgage Loan Application Amount $22,563,000
Average Applicant Income $70,000
Highest Applicant Income $4,612,000

Mortgage Company List for Lending in Osage County, OK for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 27,934,078,000 177 $ 17,753,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 152 $ 19,678,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 109 $ 12,634,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 92 $ 12,373,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 66 $ 4,479,000
Arvest Bank

TULSA, OK 74103
* $ 13,199,987,000 57 $ 1,252,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 56 $ 7,502,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ 2,114,413,000 52 $ 4,460,000
Westreet Federal Credit Union
9323 E.21ST STREET
TULSA, OK 74129
* $ 633,513,000 46 $ 2,651,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ 10,000,000 45 $ 6,341,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 13,199,987,000 45 $ 7,427,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 2,236,657,000 38 $ 5,710,000
First National Bank in Hominy
PO BOX 8
HOMINY, OK 74035
* $ 42,357,000 31 $ 1,015,000
Associated Mortgage Corporation
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74136
* $ 5,500,000 31 $ 4,366,000
The Exchange Bank
300 WEST ROGERS BLVD
SKIATOOK, OK 74070
* $ 87,123,000 27 $ 2,128,000
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 6,004,568,000 27 $ 2,926,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 26 $ 3,050,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 641,118,000 25 $ 3,168,000
American Heritage Bank
PO BOX 1408/2 SOUTH MAIN
SAPULPA, OK 74066
* $ 966,992,000 25 $ 2,021,000
Ttcu the Credit Union
3720 E 31ST ST
TULSA, OK 74135
* $ 1,262,466,000 25 $ 2,097,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 24 $ 1,458,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 24 $ 3,568,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 23 $ 3,008,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 23 $ 2,631,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 22 $ 2,068,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 19 $ 2,182,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 18 $ 2,428,000
F&M Bank & Trust
1330 S. HARVARD
TULSA, OK 74104
* $ 2,309,312,000 15 $ 1,710,000
Oklahoma Central Credit Union
4956 SOUTH PEORIA AVENUE
4956 S. PEORIA AVE, OK 74105
* $ 474,908,000 15 $ 1,485,000
First National Bank of Oklahoma
10900 HEFNER POINTE DRIVE
OKLAHOMA CITY, OK 73120
* $ 270,820,000 15 $ 992,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 13 $ 1,782,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 2,941,572,000 13 $ 423,000
Cobalt Mortgage, Inc.
11241 SLATER AVE NE, SUITE 200
KIRKLAND, WA 98033
* $ 10,000,000 11 $ 1,777,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 10 $ 1,263,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 63,343,359,000 10 $ 603,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ 850,646,000 10 $ 684,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 10 $ 1,296,000
Armstrong Bank
1111 W BROADWAY
MUSKOGEE, OK 74401
* $ 615,707,000 9 $ 361,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 9 $ 962,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,678,270,000 9 $ 1,301,000
American Bank of Oklahoma
200 E MAIN, P.O. BOX 66
COLLINSVILLE, OK 74021
* $ 152,444,000 8 $ 837,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 8 $ 921,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 8 $ 1,189,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 8 $ 1,104,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 8 $ 758,000
Blue Sky Bank
3353 E 41ST STREET
TULSA, OK 74135
* $ 164,549,000 8 $ 360,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 8 $ 1,421,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 101,634,000 7 $ 933,000
Red Crown Federal Credit Union
5001 E 91ST ST
TULSA, OK 74137
* $ 143,296,000 7 $ 570,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 7 $ 912,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 7 $ 1,039,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 7 $ 1,017,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 7 $ 1,004,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 6 $ 1,036,000
Onb Bank and Trust Company
8908 S YALE STE 100
TULSA, OK 74137
* $ 609,897,000 6 $ 523,000
Green Country
202 EAST MORROW ROAD
SAND SPRINGS, OK 74063
* $ 46,396,000 6 $ 1,854,000
Oklahoma's Credit Union
PO BOX 24027
OKLAHOMA CITY, OK 73124
* $ 411,593,000 6 $ 532,000
Energy One Federal Credit Union
6100 S YALE AVE, SUITE 100
TULSA, OK 74136
* $ 241,207,000 5 $ 530,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 5 $ 907,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 5 $ 577,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 5 $ 434,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 5 $ 849,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 5 $ 771,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 5 $ 955,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 5 $ 808,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 5 $ 952,000
City National Bank and Trust
PO BOX 2009
LAWTON, OK 73502
* $ 336,863,000 5 $ 626,000
Spiritbank
1800 S BALTIMORE AVE STE 600
TULSA, OK 74119
* $ 988,419,000 4 $ 849,000
Regent Bank
105 N MAPLE
TULSA, OK 74136
* $ 188,771,000 4 $ 346,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 4 $ 479,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 4 $ 461,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 4 $ 722,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 4 $ 507,000
Republic Bank & Trust
401 W. MAIN
NORMAN, OK 73069
* $ 410,759,000 4 $ 337,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 4 $ 418,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 3 $ 465,000
The Lending Partners, LLC
5560 TENNYSON PARKWAY, STE. 201
PLANO, TX 75024
* $ 10,000,000 3 $ 803,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,836,378,000 3 $ 104,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ 594,993,000 3 $ 1,807,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 3 $ 354,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 3 $ 385,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 3 $ 643,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 200,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 3 $ 471,000
Perl Mortgage, Inc.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ 11,000,000 3 $ 302,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,891,810,000 3 $ 156,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 13,058,734,000 3 $ 385,000
Avb Bank
302 SOUTH MAIN
BROKEN ARROW, OK 74012
* $ 255,069,000 2 $ 10,046,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 627,435,000 2 $ 210,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 200,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 2 $ 506,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 2 $ 313,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 196,979,000 2 $ 41,000
Allegiance Federal Credit Union
4235 N MERIDIAN AVE
OKLAHOMA CITY, OK 73112
* $ 235,677,000 2 $ 418,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 2 $ 170,000
R.H. Lending, Inc.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 2 $ 192,000
Mabrey Bank
P O BOX 130
BIXBY, OK 74008
* $ 668,837,000 2 $ 216,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 274,539,000 2 $ 324,000
Western Sun Federal Credit Union
4620 W KENOSHA STREET
BROKEN ARROW, OK 74012
* $ 123,236,000 2 $ 172,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 2 $ 388,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 82,086,021,000 2 $ 221,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,532,278,000 2 $ 313,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 22,017,122,000 2 $ 530,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 2 $ 138,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 2 $ 236,000
Equity Bk
9292 SOUTH DELAWARE AVENUE
TULSA, OK 74137
* $ 90,913,000 1 $ 690,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 85,810,000,000 1 $ 318,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 25,893,829,000 1 $ 84,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 140,392,000 1 $ 220,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,953,615,000 1 $ 33,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 1 $ 177,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 14,689,863,000 1 $ 220,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 215,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ 20,474,937,000 1 $ 116,000
Halstead Bank
314 MAIN ST
HALSTEAD, KS 67056
* $ 82,071,000 1 $ 78,000
Bank of Commerce
PO BOX 29
CHELSEA, OK 74016
* $ 143,357,000 1 $ 23,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 1 $ 22,563,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 160,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 107,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 93,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ 26,864,000 1 $ 198,000
Marion & Polk Schools Credit Union
PO BOX 12398
SALEM, OR 97309
* $ 445,384,000 1 $ 118,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,784,213,000 1 $ 180,000
Security Bank
10727 E 51ST STREET
TULSA, OK 74146
* $ 447,336,000 1 $ 71,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 646,232,000 1 $ 23,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 260,362,000 1 $ 90,000
Guaranty Bank
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,134,936,000 1 $ 178,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 94,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 271,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 15,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ 1,300,000 1 $ 132,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 141,000
Southern Missouri Bank of Marshfield
PO BOX M 1292 BANNING ST
MARSHFIELD, MO 65706
* $ 98,854,000 1 $ 83,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 1 $ 184,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 746,986,000 1 $ 200,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 1 $ 64,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 55,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 3,864,395,000 1 $ 55,000
Firstar Bank, National Association
PO BOX 308
ROLAND, OK 74954
* $ 421,754,000 1 $ 183,000
Peoples Bank
445 S LEWIS AVE
TULSA, OK 74104
* $ 107,599,000 1 $ 67,000
F&M Bank
17100 N MAY AVE
EDMOND, OK 73012
* $ 282,706,000 1 $ 136,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 1 $ 123,000
Bank of the Lakes NA
12401 E 86TH ST N
OWASSO, OK 74055
* $ 205,280,000 1 $ 14,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 40,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 238,000
Crossfirst Bank

CHAMPAIGN, IL 61820
* $ 560,582,000 1 $ 482,000
Labette Bank
PO BOX 497 319 4TH
ALTAMONT, KS 67330
* $ 337,793,000 1 $ 51,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 1 $ 152,000
Leader Mortgage Corp.
3400 PARK PL N
MUSKOGEE, OK 74403
* $ 1,100,000,000 1 $ 176,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 137,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,232,230,000 1 $ 116,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,595,673,000 1 $ 94,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,105,077,000 1 $ 145,000
United Bank
2600 SOUTH THOMPSON
SPRINGDALE, AR 72764
* $ 157,522,000 1 $ 131,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ 17,900,000 1 $ 137,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 88,000
Newrez Ventures LLC
4000 W. BROWN DEER ROAD
SPRINGFIELD, IL 53209
* $ 1,270,503,000 1 $ 205,000
Residential Acceptance Corporation
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 1 $ 83,000
Bank Snb, NA
608 S MAIN
STILLWATER, OK 74074
* $ 1,791,565,000 1 $ 260,000
Apci Federal Credit Union
PO BOX 20147
LEHIGH VALLEY, PA 18002
* $ 492,821,000 1 $ 89,000
The Focus Federal Credit Union
420 NE 10TH ST
OKLAHOMA CITY, OK 73104
* $ 91,177,000 1 $ 35,000

The tables below break down 2013 mortgage applications in Osage County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Osage County, OK in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 852 $142,167,000 $166,000 $22,563,000 $80,000 $4,612,000
Home Purchase 773 $89,656,000 $115,000 $690,000 $61,000 $392,000
Home Improvement 217 $9,629,000 $44,000 $1,300,000 $68,000 $592,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,189 $138,570,000 $116,000 $1,535,000 $78,000 $4,612,000
American Indian or Alaskan Native 201 $20,536,000 $102,000 $500,000 $60,000 $695,000
Black or African American 177 $15,363,000 $86,000 $272,000 $53,000 $287,000
Not Provided 125 $15,449,000 $123,000 $1,300,000 $76,000 $696,000
Not applicable 105 $46,388,000 $441,000 $22,563,000 $19,000 $233,000
Hispanic 35 $3,830,000 $109,000 $280,000 $58,000 $168,000
Native Hawaiian or Other Pacific Islander 7 $994,000 $142,000 $257,000 $186,000 $948,000
Asian 3 $322,000 $107,000 $272,000 $144,000 $280,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,209 $140,972,000 $116,000 $10,000,000 $84,000 $4,612,000
FHA-insured (Federal Housing Administration) 395 $69,290,000 $175,000 $22,563,000 $44,000 $184,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 139 $15,637,000 $112,000 $265,000 $45,000 $199,000
VA-guaranteed (Veterans Administration) 99 $15,553,000 $157,000 $348,000 $49,000 $208,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 881 $113,370,000 $128,000 $10,000,000 $83,000 $4,612,000
Application Denied By Financial Institution 390 $34,737,000 $89,000 $1,300,000 $58,000 $592,000
Loan Purchased By The Institution 289 $60,583,000 $209,000 $22,563,000 $50,000 $284,000
Application Withdrawn By Applicant 147 $18,699,000 $127,000 $500,000 $77,000 $392,000
Application Approved But Not Accepted 102 $10,390,000 $101,000 $333,000 $67,000 $392,000
File Closed For Incompleteness 33 $3,673,000 $111,000 $244,000 $51,000 $124,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 105 $7,974,000 $75,000 $1,300,000 $65,000 $592,000
Debt-To-Income Ratio 47 $4,333,000 $92,000 $450,000 $42,000 $129,000
Collateral 46 $5,071,000 $110,000 $384,000 $71,000 $183,000
Credit Application Incomplete 18 $2,122,000 $117,000 $271,000 $57,000 $245,000
Other 18 $1,215,000 $67,000 $159,000 $41,000 $113,000
Insufficient Cash (Downpayment, Closing Cost) 8 $872,000 $109,000 $183,000 $48,000 $83,000
Unverifiable Information 7 $976,000 $139,000 $360,000 $145,000 $450,000
Employment History 4 $230,000 $57,000 $90,000 $22,000 $40,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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